The Impact Factors on Acceptance the Internet Banking: Case of Kurdistan Region

Abstract

This research focuses on factors affecting the acceptance of internet banking among users at Kurdistan International Bank and Cihan Bank, The problem of this research is represented in how we can describe factors affecting the acceptance of internet banking among users in studied organizations, and how we can approve this factors? Within this research we used specific model which include ordering steps to determine and describe the basic aspect of factors affecting the acceptance of internet banking, where by the questionnaire were developed and distributed on a sample of employees for every bank to collect required data. Then, the data statistically analyzed by using (SPSS) programs to reach the result. As a conclusion it has been found that there are a significant factors affecting the acceptance of internet banking among users in the selected banks.