Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah最新文献

{"title":"Problematika Penerapan Mudharabah Mutlaqah di BMT UGT Nusantara Capem Blega Bangkalan","authors":"Edi Lukman Hakim","doi":"10.30651/justeko.v7i1.17458","DOIUrl":"https://doi.org/10.30651/justeko.v7i1.17458","url":null,"abstract":" AbstractBMT Nusantara Blega Bangkalan Branch is one of the Islamic financial institutions that runs its business with a profit-sharing system without usury. One of the products is mudharabah mutlaqah financing. The fact shows that public interest in mudharabah mutlaqah financing is still very minimal. This research uses a qualitative approach with a case study approach. The research results are known. First, Mudharabah mutlaqah BMT Nusantara Financing for the Blega Bangkalan Branch did not run smoothly, this was caused by a lack of understanding of entrepreneurs in Blega village regarding the BMT mechanism and its products, to overcome this problem BMT UGT Nusantara implemented a solution in the form of understanding for entrepreneurs who did not understand the mudharabah financing mechanism mutlaqah, this aims to eliminate the negative stigma of entrepreneurs in Blega village related to this financing. The settlement of mudharabah mutlaqah financing problems is also accompanied by risk management by BMT UGT Nusantara, this aims to prevent similar problems in the futureKeywords: Problematics, Mudharabah Mutlaqah Financing, BMT UGT","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125611308","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"EVALUASI STRATEGI PEMASARAN PRODUK PEMBIAYAAN MULTIMANFAAT IB PADA MASA PANDEMI (STUDI KASUS BANK BTN SYARIAH KANTOR CABANG BEKASI)","authors":"Purnama Putra, Elita Ichwan Putri, Ummi Khoiriyah","doi":"10.30651/justeko.v7i1.18282","DOIUrl":"https://doi.org/10.30651/justeko.v7i1.18282","url":null,"abstract":"Bank BTN Syariah is a strategic business unit of PT Bank Tabungan Negara (BTN) Persero which focuses on improving business processes and the quality of the financing portfolio with sharia principles. However, there is a decline in the distribution of MultiManfaat (multi-merits) financing at BTN Syariah in the past year due to the Covid-19 pandemic. Therefore, to find out the adjustments in the marketing of financing products, an evaluation of the marketing strategy is needed. The formulation of alternative marketing strategies through analysis of Strengths, Weaknesses, Opportunities, Threats (SWOT) can be used as a formulation tool in formulating corporate strategies, starting by identifying internal and external environmental factors. Furthermore, the IFAS and EFAS matrices were compiled which became the basis for the preparation of the SWOT matrix and IE matrix so that the distribution of MultiManfaat IB financing products can immediately meet the target, and become a successful consumer financing product demanded by BTN Syariah customers. The results of the present study state that the condition of BTN Syariah KC Bekasi is in the Grow and Build positions. Keyword: Evaluation, IFAS & EFAS, Marketing Strategy","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125132060","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PROGRESIVITAS PENGELOLAAN DAN PENGEMBANGAN WAKAF UANG DI INDONESIA","authors":"Sudirman Etihed, Zainab Zainab","doi":"10.30651/justeko.v7i1.17355","DOIUrl":"https://doi.org/10.30651/justeko.v7i1.17355","url":null,"abstract":"In comparison to other Islamic nations, Indonesia has a very high cash waqf potential because the majority of its citizens are Muslims. Waqf is a way of goodness in Islam and has numerous virtues, hence it has a huge potential for growth. Indonesians are still competing to donate their best assets for waqf for both social and religious reasons. The large potential of the waqf must be followed by good management and development as well. This research uses descriptive analytical method with a qualitative approach. The findings of this study indicate that the potential for cash waqf will continue to increase along with the number of Indonesian Muslim population which is estimated to reach 237.56 million people, and to maximize the potential for cash waqf can be done by investing waqf funds in LKS products and/or Islamic financial instruments . Then the distribution of the profits from the cash waqf will be distributed toexcuse me This can be done with direct community development and empowerment programs managed by Nazhir waqf. or it can also be distribution of profits from cash waqf investments by carrying out community development and empowerment programs through partnerships with other empowerment institutions that meet institutional and professional eligibility criteriaKeywords : Cash Waqf, Nazhir, Development","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117215939","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Sejarah Peradaban Perekonomian Masa Sebelum Nubuwah dan Saat Masa Nubuwah (Rasulullah Saw)","authors":"Atiqatul Maula, Luluk Latifah","doi":"10.30651/justeko.v7i1.13774","DOIUrl":"https://doi.org/10.30651/justeko.v7i1.13774","url":null,"abstract":"Economic development is now increasingly rapid along with the times, there are many records that say that the Islamic economy existed long before the conventional economy emerged. Based on the content in the verses of the Qur'an, especially about the stories of the Prophets and Apostles, it can be seen that economic practices have existed since the time of the Prophet Adam. While Islamic economic thought itself began since the revelation of the Qur'an and the lifetime of the Prophet at the end of the 6th century AD to the beginning of the 7th century AD. Starting with the life of Prophet Adam as the first creature created by Allah SWT, it has been explained in the Qur'an about his early life while in heaven which was then revealed to earth and how Prophet Adam lived a life on earth that was much different from in heaven, thus it can be concluded that It can be seen that the values of economics have actually existed since the first creature was created, namely the prophet Adam.Keywords: Islamic economics, before prophecy, the time of the Prophet","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129799566","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"IMPLEMENTASI AKAD HIWALAH SEBAGAI SOLUSI PELUNASAN UTANG DI BMT MITRA MANDIRI WONOGIRI","authors":"Miftahul Huda","doi":"10.30651/justeko.v6i2.15160","DOIUrl":"https://doi.org/10.30651/justeko.v6i2.15160","url":null,"abstract":"The birth of a sharia-based economic system should be a solution to various economic difficulties of the community. But, many of default cases that led to the settlement in Wonogiri Religious Court seemed to show that the principles of Sharia Economic Law were not seen in hiwalah agreement at BMT Mitra Mandiri. Based on that, this research was limited to answer the following problems : (1) How is the implementation of the hiwalah agreement at BMT Mitra Mandiri Wonogiri? (2) What are the problems that often arise from the implementation of hiwalah agreement at BMT Mitra Mandiri Wonogiri? (3) How is the implementation of the hiwalah agreement at BMT Mitra Mandiri Wonogiri in accordance to Sharia Economic Law? The research data can be collected at BMT Mitra Mandiri Wonogiri, thus this research can be categorized as a Field Research. The results of this research are : (1) BMT Mitra Mandiri Wonogiri set the terms and condition as stated in the Sharia Economic Law. They used hiwalah bil ujroh agreement that performed by saying ijab and qabul, pronounced clearly without any coercion. The object of the agreement was not forbidden by sharia. (2)  The problem that often arise was the customers did not fulfill their obligations. It was caused by uncertain economic conditions and the customers who like to delay payments. (3) the implementation of hiwalah financing was in accordance to Sharia Economic Law and the principles of tawhid, justice, maslahah, ta'awun, and caliphate.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114976997","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"KARAKTERISTIK DINAMISITAS HUKUM MUAMALAH TENTANG RAHN DALAM TEORI DAN PRAKTIK (Pertarungan Antara Formalitas Versus Substansialitas Hukum Muamalah)","authors":"Jamil Uddin, Wawan Afriadi","doi":"10.30651/justeko.v6i2.14264","DOIUrl":"https://doi.org/10.30651/justeko.v6i2.14264","url":null,"abstract":"Rahn, as a topic discussion, in Muamalah studies is indivisible from some theories developed by Islamic scholars to formulate various substantive practices. This study deployed literature-review as a research method in purpose to discuss some secondary and primary data such as Islamic-law from the Quran, Al-Hadiths and affirmative-law in Indonesia with Fiqh books as a writing guidance. The results found that there were some similarities and differences regarding Rahn based on two scholars; Hanafi’s and Syafi’s perspectives. In establishing a law (law-istinbath) by Abu Hanifah was utilizing his own Fiqh to be more substantial to discuss the Rahn or Law Istinbath (law establishment) method. What had been done by this mazhab was basically from the Quran, Al-Hadits (As-sunnah), Aqwal al-Shahabah (The opinion of the prophet’s companions), Ijma’, Qiyas, Istihsan, and Urf (Custom). Meanwhile, Al-Imam Syafi’i conceptualized the law istimbath (law-establishment) by the reference in his I’rab Ar-risalah; the Quran, As-sunnah, Ijma’, Qiya, and Istidlal (Istishab). The similarities and differences according to Hanafiyah-scholars that the mazhab divided into two categories in which as absolute approval and absolute refusal. To Syafi’iyah-scholars that the murtahîn were forbidden to utilize the marhun yet they only had right to detain it. The Marhun can only be used by Râhin as the owner. However, in term of Râhin gave permission, the Marhun could utilize it.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127891803","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH KONSEP MANAJEMEN SYARIAH TERHADAP BANK DIGITAL","authors":"Elvira Fatikhoh","doi":"10.30651/justeko.v6i2.15694","DOIUrl":"https://doi.org/10.30651/justeko.v6i2.15694","url":null,"abstract":"The development of digital culture in organizations encourages the emergence of innovations to digitize business. Digital innovation will provide new experiences for customers. In Indonesia, many banks are developing digital banking services to develop their services through digital transformation, such as BCA with Blu, and BTPN with Jenius. The purpose is to increase the number of customers. The existence of digital banking from various conventional banks can make it easier for customers to open accounts, pay bills, shop, and also transfer to other banks or between banks. The increasing number of internet users can make it easier for digital banking to develop in this modern era. Supported by practical features that are easy for the public to understand, transact without having to leave the house. Digital banks allow customers to get banking services independently (self-service) without having to come directly to the bank. Digital banking is different from SMS banking, Mobile-banking, and E-banking, in that these services are banking services that can be accessed alone via smartphones with features ranging from payment transactions, transfers, and purchases, to cardless cash withdrawals at ATMs. A process of activities to achieve goals carried out by individuals who contribute their best efforts through predetermined actions can be called management. Sharia management is management to obtain optimal results that aim to seek the pleasure of Allah SWT. The purpose of this study is to determine the effect of the concept of Islamic management on digital banks, by asking whether this conventional mobile banking application follows Islamic law.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"182 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116643090","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"KNOWLEDGE MANAGEMENT PADA BANK SYARIAH, STUDI KASUS PADA BANK SYARIAH DI INDONESIA","authors":"Sri Wulandari","doi":"10.30651/justeko.v6i2.15499","DOIUrl":"https://doi.org/10.30651/justeko.v6i2.15499","url":null,"abstract":"Conventional banks have successfully implemented knowledge management strategies by using various models to support their business performance. Limited studies have been proposed on how Islamic Banks manage different knowledge to support their business processes. By using the knowledge management life cycle theory, the researcher studied the knowledge management process in several cases in Islamic banks in Indonesia. Researchers collected data by means of observation, written materials, and in-depth interviews with key informants from the Islamic bank. The results show that the knowledge management life cycle in Islamic banks does not always follow the theoretical model developed by previous research conducted in conventional banking organizations because Islamic banks have different characteristics. Islamic banks must integrate knowledge management into Islamic values and norms before they are stored, shared, used, and improved as shown in the theoretical model. This study explains and provides new insights about the knowledge management life cycle in Islamic banks both for academics and for practitioners. ","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115773942","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Hukum Ekonomi Syariah dan Dampaknya Terhadap Perkembangan Hubungan Bisnis Muslim dan Non-Muslim di Timur Tengah Studi Kasus Uni Emirat Arab","authors":"Muhammad Rafi Siregar, Ahmad Rifai, M. -","doi":"10.30651/justeko.v6i2.15036","DOIUrl":"https://doi.org/10.30651/justeko.v6i2.15036","url":null,"abstract":"The United Arab Emirates is a federation of seven emirates: Ajman, Dubai, Sharjah, Abu Dhabi, um Al-Quwain, Ras Al Khaimah and Emirate of Ras Al Khaimah. The United Arab Emirates is located near the Persian Gulf in the Northeastern part of the Arabian Peninsula; it was founded in 1971 by Sheikh Zayed Al Nahyan. The country's diverse culture and geographic location as a crossroads make it a prime location for commerce and trade. There are currently three emirates in the country: Fujairah, Ras al-Buradj, and Sharjah. Islam plays a crucial role in Gulf culture. Because of this, the role of Islamic principles in dispute resolution and trade is considered a key aspect. This article discusses how Sharia Economic Law affects both Muslim and non-Muslim business relationships in the United Arab Emirates and Dubai. Looking at Law and Development from an Islamic Perspective By addressing the impact of Shariah economic law on economic development, a new vision of legal theory and development is proposed. TRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//   This page is in English Translate to Indonesian    AfrikaansAlbanianAmharicArabicArmenianAzerbaijaniBengaliBulgarianCatalanCroatianCzechDanishDutchEnglishEstonianFinnishFrenchGermanGreekGujaratiHaitian CreoleHebrewHindiHungarianIcelandicIndonesianItalianJapaneseKannadaKazakhKhmerKoreanKurdish (Kurmanji)LaoLatvianLithuanianMalagasyMalayMalayalamMalteseMaoriMarathiMyanmar (Burmese)NepaliNorwegianPashtoPersianPolishPortuguesePunjabiRomanianRussianSamoanSimplified ChineseSlovakSlovenianSpanishSwedishTamilTeluguThaiTraditional ChineseTurkishUkrainianUrduVietnameseWelsh Always translate English to IndonesianPRO Never translate English Never translate journal.um-surabaya.ac.id","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131968666","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"KANDUNGAN BISPHENOL A (BPA) PADA KEMASAN BERBAHAN DASAR PLASTIK PERSPEKTIF UU PERLINDUNGAN KONSUMEN DAN MASLAHAH MURSALAH","authors":"Wasiatul Qolbi","doi":"10.30651/justeko.v6i2.15472","DOIUrl":"https://doi.org/10.30651/justeko.v6i2.15472","url":null,"abstract":" The packaging sector is an important industry. One of the packaging materials that is often used is plastic packaging. In plastic packaging there is one of the BPA materials used in the manufacturing process. This BPA content has the potential to be released and mixed with packaged foods and beverages. While BPA is a content that can cause various diseases such as cancer. This study aims to determine the content of BPA in plastic packaging seen from the Consumer Protection Act and Maslahah Mursalah. This study uses normative legal research that is descriptive analytical with a qualitative approach to primary data, secondary data and tertiary data which includes the content and structure of positive law. The results showed that the BPA content in plastic packaging did not comply with several articles in the Consumer Protection Act. It is stated that one of the rights of consumers is to get a sense of security and safety in consuming goods and services. The content of BPA which can cause various diseases is clearly not in accordance with the clauses in the Consumer Protection Act. In maslahah mursalah, the discovery of the use of plastic as food and beverage packaging can be said to be useful, it can also be said to be useless. Plastic packaging can be said to be useful if the plastic packaging is in accordance with its purpose, namely to protect food and beverages from external contamination. The presence of Bhispenol A in the plastic base material causes losses","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122598597","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}