{"title":"Impact of Gig Economy and Emerging Challenges on Banking Sector – an Indian perspective","authors":"John Ranjith R.","doi":"10.12725/ujbm/61.4","DOIUrl":"https://doi.org/10.12725/ujbm/61.4","url":null,"abstract":"This paper explores the magnitude of changes that is happening in the Indian banking sector in terms of the technology used, human resource deployed and change in the customer experience. The emergence of gig workforce has made banks rework their strategy. Here, we will describe how Indian banking sector is battling legacy systems and trying to adopt to latest technologies. The gig economy which has been playing a major role in many other sectors have not made a significant impact in the banking industry. The paper discusses the reasons this and gives a first-hand perspective of how the banking sector is getting disrupted.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129605364","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"AI in Retail Industry: Reshaping Shopping Experience and Business Profitability","authors":"Sudeep B. Chandramana","doi":"10.12725/ujbm/61.3","DOIUrl":"https://doi.org/10.12725/ujbm/61.3","url":null,"abstract":"Abstract \u0000Artificial Intelligence (AI) is depicted as the actions of machines doing tasks that usually require human intelligence. Though this idea of Artificial Intelligence can be traced back to Greek mythology, it was only during modern history, the world witnessed the development of programme-driven computer machines. Now it has become a web of millions of codes and algorithms and is increasingly playing an integral role in every industry sector. E-commerce Industry had once disrupted the age-old traditional retail industry, especially in India where the retailers now largely depend on these platforms for their product’s sale. Today it's coming in the form of Artificial Intelligence which will be a great advantage for the retail industry. To be competitive today, retailers need to respond to their customers like never before, at the same time reducing the amount of waste and inefficiency in their operations. They can get there with data, but it takes intelligent analysis to make sense of the vast amount of data. This article analyses the emerging trends and practices of using Artificial Intelligence in retail industry in order to enhance customer experiences and result in value additions to retail businesses. \u0000Keywords: Artificial Intelligence, Retail Business, Digital Retailing, Smart Retailing","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116577398","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Natural Language Processing for Enterprise Applications","authors":"B. A","doi":"10.12725/ujbm/61.2","DOIUrl":"https://doi.org/10.12725/ujbm/61.2","url":null,"abstract":"Researchers are concentrating on more efficient communication technologies that can emulate human interactions and comprehend natural languages and human emotions as a result of people's growing reliance on computer-assisted systems. Unstructured data, which is deemed useless, has increased due to the issue of information overload in every industry, including business, healthcare, education, etc. In this context, natural language processing (NLP) is one of the efficient technologies that may be used with more sophisticated technologies, such as machine learning, artificial intelligence, and deep learning, to enhance the interpretation and processing of natural language. In addition to improving human-computer interaction, this can also enable massive amounts of useless and unstructured data to be analyzed and formatted in numerous industrial applications. This will produce significant results that can improve decision-making and hence increase operational effectiveness. This chapter introduces the idea of NLP, its background, and its current state while also going through examples of its use in various industrial fields. \u0000Keywords: Natural Language Processing, Artificial Intelligence, Machine Learning.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"117 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123783750","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Indian Handicrafts: A Sustainable future of Utilitarian Consumer Goods","authors":"Akanksha Choudhary, Poonam Mishra","doi":"10.12725/ujbm.60.1","DOIUrl":"https://doi.org/10.12725/ujbm.60.1","url":null,"abstract":"Utilitarian products are those which are designed to be useful rather than attractive. Handmade products are, thus, one among the wonders of Indian artisans, which are both useful and attractive at the same time. World-renowned Indian handicrafts are imported by several countries, which is highly supporting Indian art and culture. This is a source of livelihood for more than half of the unskilled labours and artisans of the Handicraft Industry. But with high-quality décor, luxurious items being exported to foreign lands, middleman income and trade fairs are sucking up most of the profits. Indian artisans and handicraft workers are therefore left with little income in hand except for the very famous art workers of big businessmen. This is one of the major problems which can be solved by encouraging the supply of handicrafts and domestic consumer demand. Since Indian consumers have been evolving through manufactured products, globalization, industrialization, etc. they are producing harmful effects on the environment and socio-economic conditions. Hence, it is very alarming for the handicraft sector to be able to protect its art and small business during an economic crisis. To address the small businesses and art of poor craftworkers this study intends to focus on the utilitarian aspect of handicrafts as being the sustainable alternative. The research broadly focusses on the socio-economic conditions of rural artisans and the environmental benefits of handicrafts by assessing the demand of domestic consumers and their perspectives. Based on primary data collected through the survey method, the study finds that domestic consumers are aware of the sustainable alternative handicrafts have to offer, while the utilitarian aspect has a vague response when it comes to purchasing handicrafts. However, demand for handicrafts is high because of their utilitarian aspect only. The study applied multiple regression analysis to analyse the results and conclude with suggestions based on qualitative research analysis to support rural handicraft artisans and small businesses. The study initiates a broad scope of research in consumer behaviour towards handicrafts in India as a sustainable alternative to mass production. This is one of the ways of supporting the cultural art forms as well as replenishing sustainability in the three major directions, which are economic, environmental & societal. Based on the empirical findings of this study, it concludes with the suggestions of co-existence with culture and sustainable development in India.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127621077","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Leadership Styles and Emotional Intelligence of Women Entrepreneurs","authors":"Nivetha Vijayakumar","doi":"10.12725/ujbm.59.3","DOIUrl":"https://doi.org/10.12725/ujbm.59.3","url":null,"abstract":"As women entrepreneurs, women must be aware of their emotions and feelings since Emotional Intelligence(EI) is a key component of effective leadership. Leaders with high emotional intelligence are happier and are more committed to their organization (Abraham, 2000), and they also use positive emotions to visualize the improvements in the organization’s functions (George, 2000). The study focuses on the factors of EI and leadership that influence women entrepreneurs in their entrepreneurial activities, which also impact the success of the business. The quantitative approach will be followed throughout the study to measure the variables. The descriptive study is also employed to identify characteristics of women entrepreneurs who deal with managing leadership and emotional intelligence problems. The TEIQue (Trait Emotional Intelligence Questionaire) was used to measure EI, and Vannsimpco Leadership Survey (VLS) was used to determine the leadership styles. The study was conducted among 132 women entrepreneurs from South India. The findings of the study revealed that there is a significant relationship between EI and leadership. The educational level of entrepreneurs impacts both EI and leadership.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"59 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114943247","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Impact of Industry 4.0 on Human Resource Process","authors":"P. Vidhya Priya, P. Sundharesalingam","doi":"10.12725/ujbm.59.4","DOIUrl":"https://doi.org/10.12725/ujbm.59.4","url":null,"abstract":"This paper is aimed at understanding the impact of industry 4.0 on the Human Resources Management Process by use of specific technologies. Industry 4.0 made HR Processes easy, accurate, and fast. The study focuses mainly on, the efficiency of AI and HR automation based on time consumption and error-free process and how far it is efficient in engaging employees with Data Analytics. In this research, the impact of Industry 4.0 on HR is assessed by getting responses from HR Managers and HR Staff in the organisation. Descriptive research design is used in this project and the Judgmental sampling method is used for samples. Here the impact of these technologies is assessed with respective employee engagement, process automation, and cost-effectiveness.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128200682","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Promoting Environment Sustainability Through Green HRM: The Socially Responsible Organizations","authors":"Padmavathy Subramanian, A. Jaganathan","doi":"10.12725/ujbm.59.1","DOIUrl":"https://doi.org/10.12725/ujbm.59.1","url":null,"abstract":"The issue of global warming can be attributed to over usage of the environment and also because of the industrial revolution, which brought degradation to the world environment. Global warming has been causing a negative impact on the industries, and these worries have created more strain on the organizations. These organizations have started to practice environmentally-pleasant methods and also started producing products that are environment-friendly. These environmental protection measures were used to control means of practicing environment-friendly measures in different departments such as production, finance, advertising and marketing and others. Recently, Human Resource Management has also joined this group, and now Green Human Resource Management (GHRM) has also started to gain importance. GHRM assists in improving Environmental Performance (EP) growing through personnel dedication which is closer to the environment.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"108 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122530125","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Impact on Employees’ Productivity On-shift in Workplace Environment During Pandemic","authors":"Shivani Mullanda Poovaiah, Alphy Mathew","doi":"10.12725/ujbm.59.2","DOIUrl":"https://doi.org/10.12725/ujbm.59.2","url":null,"abstract":"The workplace environment plays an important role in employees' desire for work and outcome. Work and workplace have significant relation, when workers have emotion towards their job, their productivity increases and employees should have a definite environment to work in so that absenteeism will subsidize flexibility in the workplace. An organisation's productivity and success depend on employees’ efficiency and commitment to an organization. Employee coherence will increase contribution and productivity to achieve the organization's objective. Technology has made mankind connect people through the internet from any part of the world. Likewise, employees can work from remote areas and communicate with their colleagues.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117325017","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Power of 280: Measuring the Impact of Elon Musk's Tweets on the Stock Market","authors":"Sanjeev Metta, Nidheesh Madhavan, Krishnamoorthy Krishnamoorthy Narayanan","doi":"10.12725/ujbm.58.2","DOIUrl":"https://doi.org/10.12725/ujbm.58.2","url":null,"abstract":"This research aims to measure the extent up to which Elon Musk’s Twitter posts may influence stock prices of companies tagged, specifically the essential market metrics such as price, volume, and returns obtained from listed stocks. Intra-day data from well-recognized data providers have been utilized, for a period of 900 minutes, ranging from -600 minutes to +360 minutes, with the 0th minute being the time of his tweet (t=0). The study incorporates an event study and has adopted sentiment analysis and cumulative abnormal returns and found a significant impact of his tweets on five of the eight events.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115796066","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Stability Mapping for Risk Management in Banking Companies","authors":"S. Kumar","doi":"10.12725/ujbm.58.4","DOIUrl":"https://doi.org/10.12725/ujbm.58.4","url":null,"abstract":"challenging task for most banks. Numerous approaches are used to assess financial stability to determine the operation of the banks under stress conditions and to identify the indicators that affect the financial developments of the system. The relationship between the macroeconomic variables and financial markets can be assessed by performing stability mapping. Risk management can be performed by accurate identification of stability indicators, appropriate assessment of deterioration in asset quality, and other economic aspects. Financial stability reports (FSRs) and heat maps are used in several banks to assess risk factors that affect financial stability using minimal indicators. This paper provides a detailed study of the banking sector's stability mapping schemes used for risk management. Mapping schemes like banking stability map (BSM), Global financial stability map (GFSM), Self-Organizing Map (SOM), and construction of financial stability maps (FSM) are discussed. An overall evaluation of underlying parameters and inherent risk factors that affect the banking stability is performed using a banking stability map. The indicators involved in the profitability of the capital and banking sector and the financing and liquidity of the system are discussed thoroughly. Stability mapping enables appropriate risk management by identifying the crucial indicators for shock absorption in banking.","PeriodicalId":398667,"journal":{"name":"Ushus Journal of Business Management","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115140323","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}