Journal of Family and Economic Issues最新文献_第3页

Financial Planning Discrepancy in Couple Relationships: A Dyadic Response Surface Analysis 夫妻关系中的财务规划差异：二元响应面分析

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-05-30 DOI: 10.1007/s10834-024-09967-7

Zhao Na, Duan Yujia, Wang Yiheng

引用次数: 0

‘This is How you Will Make It’: Mothers, Othermothers, and Black Women’s Family Financial Socialization 这就是你的成功之道"：母亲、其他母亲和黑人妇女的家庭财务社会化

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-05-07 DOI: 10.1007/s10834-024-09956-w

Kathryn Wiley

{"title":"‘This is How you Will Make It’: Mothers, Othermothers, and Black Women’s Family Financial Socialization","authors":"Kathryn Wiley","doi":"10.1007/s10834-024-09956-w","DOIUrl":"https://doi.org/10.1007/s10834-024-09956-w","url":null,"abstract":"This study uses the theories of financial tool-kits and family financial socialization to examine the messages Black women received about money from their caregivers during their childhoods. Prior studies show there are race and gender wealth gaps due to structural factors and that there is stratification by race and gender in financial knowledge and behavior outcomes. This study explores how Black families socialize their daughters about money and how this shapes their financial knowledge and behavior in middle adulthood. I use interviews with 28 Black women to demonstrate the content and methods Black parents used during participant’s upbringings to teach them about money management. I found women elders play a significant role in developing participants’ financial skills and knowledge. They do this primarily through modeling and experiential learning while direct communication was used for lessons on combining resources with a romantic partner. The findings show how Black families transfer the financial knowledge they have to prepare the next generation while operating under the constraints of financial exclusion.","PeriodicalId":39675,"journal":{"name":"Journal of Family and Economic Issues","volume":"16 1","pages":""},"PeriodicalIF":2.4,"publicationDate":"2024-05-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140941302","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Time Pressure in Employed Parents of Adolescents: The Role of Work and Family Drivers and Workplace Supports 青少年就业父母的时间压力：工作和家庭驱动因素及工作场所支持的作用

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-05-07 DOI: 10.1007/s10834-024-09963-x

Jasmine Love, Stacey Hokke, Amanda R Cooklin

引用次数: 0

Introduction to the Special Issue on “The Political and Economic Contexts of Families’ Financial Lives” 家庭财务生活的政治和经济背景 "特刊导言

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-05-04 DOI: 10.1007/s10834-024-09959-7

Terri Friedline, Fenaba Addo

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Do Financial Barrier Beliefs About Marriage Predict Building Wealth? Latent Growth Curves of Emerging Adults’ Financial Barrier Beliefs, Assets, and Debt 关于婚姻的财务障碍信念能预测财富的积累吗？新兴成人的财务障碍信念、资产和债务的潜在增长曲线

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-05-04 DOI: 10.1007/s10834-024-09955-x

Matthew T. Saxey, Ashley B. LeBaron-Black, Brian J. Willoughby, Jeremy B. Yorgason

{"title":"Do Financial Barrier Beliefs About Marriage Predict Building Wealth? Latent Growth Curves of Emerging Adults’ Financial Barrier Beliefs, Assets, and Debt","authors":"Matthew T. Saxey, Ashley B. LeBaron-Black, Brian J. Willoughby, Jeremy B. Yorgason","doi":"10.1007/s10834-024-09955-x","DOIUrl":"https://doi.org/10.1007/s10834-024-09955-x","url":null,"abstract":"Scholars have found that among emerging adults, financial barrier beliefs about marriage—like believing financial independence should be achieved prior to marriage—appear to be common. Despite the prevalence of beliefs about finances regarding marriage readiness, scholars have not established whether and how these financial barrier beliefs about marriage predict emerging adults’ debt and assets over time. Through the lens of marital paradigms theory, we sought to address this gap by examining whether and how the initial level and changes in financial barrier beliefs about marriage predict changes in young emerging adults’ debt and assets across four waves of data from 1,033 young U.S. emerging adults. We found that, on average, financial barrier beliefs about marriage increased, assets were relatively stable, and debt increased over the early years of emerging adulthood. We also found that increases in emerging adults’ agreement with financial barrier beliefs like ‘finances are a barrier to marriage’ over time were associated with a decrease in assets over time. However, neither the initial level nor changes in financial barrier beliefs about marriage predicted changes in debt over time. In short, our findings provide some evidence that beliefs like a certain amount of money should be saved before marriage, somewhat paradoxically, do not appear to help young emerging adults build their assets.","PeriodicalId":39675,"journal":{"name":"Journal of Family and Economic Issues","volume":"21 1","pages":""},"PeriodicalIF":2.4,"publicationDate":"2024-05-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140884578","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Money Talks: Testing a Series of Financial Literacy Modules to Encourage Financial Conversations in Middle School Families 金钱对话：测试一系列财务知识模块，鼓励初中家庭进行财务对话

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-05-01 DOI: 10.1007/s10834-024-09953-z

Yesenia Alvarez Padilla, Cäzilia Loibl, Barbara Boone

{"title":"Money Talks: Testing a Series of Financial Literacy Modules to Encourage Financial Conversations in Middle School Families","authors":"Yesenia Alvarez Padilla, Cäzilia Loibl, Barbara Boone","doi":"10.1007/s10834-024-09953-z","DOIUrl":"https://doi.org/10.1007/s10834-024-09953-z","url":null,"abstract":"The financial conversations parents/caregivers have with their children play a pivotal role in their financial development. Yet, little is known about strategies or interventions to promote these financial conversations. Focusing on parents/caregivers of middle school students in a Midwestern state, this exploratory study investigated the experiences of parents/caregivers who engage in financial conversations with their middle schoolers. We developed and tested “Money Talks”, an online series of financial literacy modules to enhance parent–child financial conversations. Using qualitative interview data of 10 parents/caregivers as well as baseline, module, and follow-up survey data of up to 318 parents/caregivers, we examined the predictors of financial conversations and the impact of the modules on increasing both frequency and parents’ confidence for engaging in financial conversations. Five key financial conversation topics emerged from parent/caregiver interviews including spending, banking, saving/investing, credit/debt, and financial decision-making. In surveys, confidence about financial topics emerged as the most important predictor of financial conversations. The follow-up survey results point to a greater amount of time spent on financial conversations rather than more frequent conversations and demonstrate that the modules were most effective in “Starting a conversation” with their middle schooler. Future research should experiment with different online and offline approaches for engaging parents/caregivers in financial conversations with their children and promoting other financial socialization methods such as financial modeling and experiential learning.","PeriodicalId":39675,"journal":{"name":"Journal of Family and Economic Issues","volume":"17 1","pages":""},"PeriodicalIF":2.4,"publicationDate":"2024-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140826645","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Link between Family Financial Socialization in Adulthood and Investment Literacy of P2P Investors 成年后的家庭金融社会化与 P2P 投资者的投资素养之间的联系

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-04-29 DOI: 10.1007/s10834-024-09962-y

Renata Legenzova, Gintarė Leckė

{"title":"The Link between Family Financial Socialization in Adulthood and Investment Literacy of P2P Investors","authors":"Renata Legenzova, Gintarė Leckė","doi":"10.1007/s10834-024-09962-y","DOIUrl":"https://doi.org/10.1007/s10834-024-09962-y","url":null,"abstract":"This paper examines how family financial socialization in adulthood is linked to the development of investment literacy among individual family members within the context of innovative financial services, specifically peer-to-peer (P2P) lending. Our findings revealed that P2P lending investors engage in a moderate level family financial socialization suggesting that family, as a key financial socialization agent in childhood and adolescence, maintains its role in adulthood. Additionally, such investors possess a high-level investment knowledge, skills, and attitudes. Explicit family financial socialization has a significant and positive effect on the individuals’ investment knowledge, skills, and attitudes, while the effect of implicit financial socialization is significant but negative for knowledge and attitudes. Such findings suggest that family discussion among adult members result in higher, while observations of family members’ investment behavior led to lower investment literacy. Our study found no significant moderating effect of the strength of social ties indicating that dynamics of family relations neither strengthen nor weaken proximal socialization outcomes. The analysis of differences across demographic groups unveiled statistically significant distinctions concerning respondents’ gender, income, and education. These results provide important insights for stakeholders, underscoring the significant role family socialization in adulthood plays in shaping individuals’ investment literacy, particularly of those investing on P2P lending platforms.","PeriodicalId":39675,"journal":{"name":"Journal of Family and Economic Issues","volume":"33 1","pages":""},"PeriodicalIF":2.4,"publicationDate":"2024-04-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140842461","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Financial Safety Nets or Rescue Fantasies? A Moderating View of the Relationship between Usage of Alternative Financial Services and Financial Anxiety among College Students 金融安全网还是拯救幻想？替代性金融服务的使用与大学生财务焦虑之间关系的调节视角

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-04-29 DOI: 10.1007/s10834-024-09961-z

Brandan E. Wheeler, Cecilia Brooks

引用次数: 0

The Loud Silent Side of Single Parenthood in Europe: Health and Socio-Economic Circumstances from a Gender Perspective 欧洲单亲父母的无声一面：从性别角度看健康和社会经济状况

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-04-18 DOI: 10.1007/s10834-024-09954-y

Paloma Lanza-León, David Cantarero-Prieto

{"title":"The Loud Silent Side of Single Parenthood in Europe: Health and Socio-Economic Circumstances from a Gender Perspective","authors":"Paloma Lanza-León, David Cantarero-Prieto","doi":"10.1007/s10834-024-09954-y","DOIUrl":"https://doi.org/10.1007/s10834-024-09954-y","url":null,"abstract":"Lone parenthood is one of the multiple accepted family types that make up today’s societies. In Europe, 3.2% of total households were single adults with children in 2019. Understanding the socioeconomic and demographic transformations that have led to the relatively high rates of single-parent families have attracted the attention and concern of researchers and policy makers. This study contributes to the literature by exploring trends in and predictors of health outcomes, lifestyle factors (obesity, smoking and alcohol) and social support among single-parent families and cohabiting couples in 20 European countries. To do so, microdata from the European Health Interview Survey-EHIS (2013–2015 and 2018–2020) is used. Running multivariate logistic regressions, we estimate the impact of individual factors associated with single parents’ health status, lifestyle factors and social support, adjusting by demographic characteristics and stressors. Our analysis suggests that both single mothers and fathers are left behind in several respects compared to their couple counterparts: lower education levels, lower income and worse economic conditions, worse physical health, and poorer social support relationships. Differences in health status, lifestyle factors and social support between single and couple parents, both mothers and fathers could be associated with the unequal distribution of demographic and stress factors found in this article. Understanding these characteristics of single-parent families could enable the establishment of community-level interventions to mitigate the adverse effects of lone parenthood and their children.","PeriodicalId":39675,"journal":{"name":"Journal of Family and Economic Issues","volume":"52 1","pages":""},"PeriodicalIF":2.4,"publicationDate":"2024-04-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140630815","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Time Poverty among the Young Working Poor: A Pathway from Low Wage to Psychological Well-being through Work-to-Family-Conflict 年轻在职穷人的时间贫困：通过工作与家庭冲突实现从低工资到心理健康的途径

IF 2.4 3区经济学

Journal of Family and Economic Issues Pub Date : 2024-03-21 DOI: 10.1007/s10834-024-09951-1

Irene Y.H. Ng, Zhi Han Tan, Gerard Chung

{"title":"Time Poverty among the Young Working Poor: A Pathway from Low Wage to Psychological Well-being through Work-to-Family-Conflict","authors":"Irene Y.H. Ng, Zhi Han Tan, Gerard Chung","doi":"10.1007/s10834-024-09951-1","DOIUrl":"https://doi.org/10.1007/s10834-024-09951-1","url":null,"abstract":"Research on time poverty is nascent, and has focused more on unpaid household production and gender differences. Using survey data of 1,620 workers aged 21 to 38 in Singapore, we found that work-based time poverty affects the psychological well-being of young workers. First, factor analysis of time-related work quality indices led to a work-based time poverty measure along two dimensions: (i) long and late working hours, and (ii) nonstandard and uncontrollable working hours. Then, through a structural equation model, we found that individuals in low-wage work are more time poor in terms of nonstandard and uncontrollable hours. These hours worsen work-to-family conflict and together, they mediate the relationship between low wage and two psychological well-being outcomes: generalised anxiety disorder and self-efficacy. Our findings have implications on low-wage young workers’ ability to invest time in their families and on training. They suggest the need to work with policymakers and employers to address workplace time poverty challenges that are beyond what young workers themselves can control.","PeriodicalId":39675,"journal":{"name":"Journal of Family and Economic Issues","volume":"45 1","pages":""},"PeriodicalIF":2.4,"publicationDate":"2024-03-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140203551","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0