{"title":"Financial Planning Discrepancy in Couple Relationships: A Dyadic Response Surface Analysis","authors":"Zhao Na, Duan Yujia, Wang Yiheng","doi":"10.1007/s10834-024-09967-7","DOIUrl":null,"url":null,"abstract":"<p>Financial planning plays a key role in shaping marital satisfaction. Using response surface analysis (RSA), which is based on polynomial regression models, this study investigated the relationship between financial planning discrepancy and marital satisfaction by a sample of 246 couples (492 participants). The study found that the greater the perceived discrepancy in couples’ financial planning, the lower their marital satisfaction. Additionally, the individual’s attachment type played a moderating role in the relationship between financial planning discrepancy and marital satisfaction. For individuals with insecure attachment types, the impact of financial planning discrepancy on marital satisfaction was greater. This study expands the research field of financial literacy at a theoretical level and extends the research scope of response surface analysis. On a practical level, it provides a new perspective for enhancing marital satisfaction.</p>","PeriodicalId":39675,"journal":{"name":"Journal of Family and Economic Issues","volume":"103 1","pages":""},"PeriodicalIF":2.3000,"publicationDate":"2024-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Family and Economic Issues","FirstCategoryId":"96","ListUrlMain":"https://doi.org/10.1007/s10834-024-09967-7","RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"ECONOMICS","Score":null,"Total":0}
引用次数: 0
Abstract
Financial planning plays a key role in shaping marital satisfaction. Using response surface analysis (RSA), which is based on polynomial regression models, this study investigated the relationship between financial planning discrepancy and marital satisfaction by a sample of 246 couples (492 participants). The study found that the greater the perceived discrepancy in couples’ financial planning, the lower their marital satisfaction. Additionally, the individual’s attachment type played a moderating role in the relationship between financial planning discrepancy and marital satisfaction. For individuals with insecure attachment types, the impact of financial planning discrepancy on marital satisfaction was greater. This study expands the research field of financial literacy at a theoretical level and extends the research scope of response surface analysis. On a practical level, it provides a new perspective for enhancing marital satisfaction.
期刊介绍：
Journal of Family and Economic Issues is an interdisciplinary publication that explores the intricate relationship between the family and its economic environment. Peer-reviewed contributions address important issues in family management, household labor and productivity, relationships between economic and non-economic issues including health and healthcare, as well as interrelations between external settings and family life, including family policy, work, and community. The journal features the following types of submissions: original research, critical reviews, brief communications, invited letters to the editor, and reviews of significant books on the field.
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