Social Security Bulletin最新文献_第4页

Discount Rate Regulation for Canadian Private Defined Benefit Pension Plans 加拿大私人固定收益养老金计划的折现率规定

Social Security Bulletin Pub Date : 2017-12-05 DOI: 10.2139/ssrn.3083034

Sally Shen

引用次数: 1

Social Security Bulletin Pub Date : 2017-11-14 DOI: 10.2139/ssrn.3144670

J. Cooper

引用次数: 0

Pension Systems Similarity Assessment: An Application of Kendall's W to Statistical Multivariate Analysis 养老金制度相似性评估:肯德尔W在统计多元分析中的应用

Social Security Bulletin Pub Date : 2017-09-30 DOI: 10.5709/CE.1897-9254.244

Edyta Marcinkiewicz

引用次数: 5

Understanding Earnings, Labor Supply, and Retirement Decisions 理解收入、劳动力供给和退休决定

Social Security Bulletin Pub Date : 2017-09-01 DOI: 10.2139/ssrn.3107764

Xiaodong Fan, Ananth Seshadri, Christopher R. Taber

引用次数: 8

Exploring the Social Security Benefit Implications of Same-Sex Marriage 探讨同性婚姻对社会保障福利的影响

Social Security Bulletin Pub Date : 2017-09-01 DOI: 10.2139/ssrn.3162220

M. Pollard, Italo Lopez

引用次数: 0

Automatic Enrollment and Choices of Pension Plans: An Experimental Study in Brazil 养老金计划自动登记与选择:巴西的实验研究

Social Security Bulletin Pub Date : 2017-06-04 DOI: 10.2139/ssrn.2986409

Antonio Gualberto Pereira, Luís Eduardo Afonso

{"title":"Automatic Enrollment and Choices of Pension Plans: An Experimental Study in Brazil","authors":"Antonio Gualberto Pereira, Luís Eduardo Afonso","doi":"10.2139/ssrn.2986409","DOIUrl":"https://doi.org/10.2139/ssrn.2986409","url":null,"abstract":"One alternative presented in the literature to increase adhesion to pension plans is to modify the default of choices from opt in (to adhere to the plan) to opt out (leave the plan), a nudge typical of the libertarian paternalism (Kahneman, 2002). An experimental design was adopted, adapted from a tool by Hey (2007). The research was made available with the assistance of Questionpro© and sent to respondents in Brazil through social networks from July to December 2015. 241 answers were obtained. The experiment was composed of a control group and two treatment groups. In both groups, individuals made decisions throughout nine periods: five in the work stage and four in the post-retirement stage. In the control group, the participant chose if he/she wanted to save part of the income (USD 260.00 per period, equivalent to BRL 1,000.00) as well as decide which of the pension plans to contribute to. Three possible plans were offered to the participants with different risk profiles: plan 1 (with the same probability of earning 1.4% or 5.2% per period), plan 2 (1.5% or 4.3%), and plan 3 (1.6% or 3.4%). In treatment group 1, the participant was automatically enrolled in the standard plan and could decide in the following periods, if he/she wanted to continue contributing to a plan, at which percentage, and for which of the plans offered. The results suggest that the pension funds with automatic enrollment, parity contribution of the sponsor, and absence of the element of risk, positively influence the decision of adhesion to the plan. In this scenario, there was a longer permanence in this plan compared to the control scenario in which the design of the plan did not present such characteristics (p-value < 0.01). This conclusion is in line with the work of the nudge theory (Orenstein, 2013; Thaler & Sustein, 2008).","PeriodicalId":39542,"journal":{"name":"Social Security Bulletin","volume":"33 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2017-06-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80035719","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Right to Money as the Fundamental Right of Individuals in the Coming Digital Economy 货币权是即将到来的数字经济中个人的基本权利

Social Security Bulletin Pub Date : 2017-04-23 DOI: 10.2139/ssrn.2957172

Kartik Hegadekatti

{"title":"The Right to Money as the Fundamental Right of Individuals in the Coming Digital Economy","authors":"Kartik Hegadekatti","doi":"10.2139/ssrn.2957172","DOIUrl":"https://doi.org/10.2139/ssrn.2957172","url":null,"abstract":"Poverty has been a common feature in all human societies since the dawn of civilization. Purchasing power of an individual decides her standard of living. In many cases, it even decides whether a person can live or not (eg: in starvation or malnourishment, victims have no purchasing power to buy calories). As such, the Right to Life philosophy of many National Constitutions comes to naught if the state cannot ensure adequate purchasing power for its people. Thus, an individual should have Right to Money in order to live with respect and dignity. In this paper, we will explore the concept of the Right to Money and how it is linked to the Right to Life. We will see how the Right to Money concept can ensure a continued economic expansion even in a scenario when automation has reached a critical point (i.e Technological Singularity). Right to Money can also ensure continued human dominance over Machine Intelligence as and when they arise. Interestingly the Right to Money leads to another advanced concept – The Right to Machines which will make certain that there is continued synergy between human and artificial intelligence in future and that the Human race stays relevant. The paper concludes as to how human society can be best prepared economically (or otherwise) for a Post-Technological Singularity scenario.","PeriodicalId":39542,"journal":{"name":"Social Security Bulletin","volume":"52 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2017-04-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73471658","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

The Analytics of a Single-Period Tontine 单周期通顿的分析

Social Security Bulletin Pub Date : 2016-11-09 DOI: 10.2139/ssrn.2874160

Michael J. Sabin, J. Forman

{"title":"The Analytics of a Single-Period Tontine","authors":"Michael J. Sabin, J. Forman","doi":"10.2139/ssrn.2874160","DOIUrl":"https://doi.org/10.2139/ssrn.2874160","url":null,"abstract":"A single-period tontine is an arrangement in which a group of members contribute to an investment pool, and after a fixed period of time, the pool is distributed to those members who are still alive. The distribution is made in unequal amounts based on member death probabilities and contribution amounts. In a companion article we apply the single-period tontine to propose products that we feel have commercial potential. Here, we focus on the analytics. The analysis applies not just to single-period tontines, but also to other arrangements that can be analyzed as a sequence of single-period tontines, such as pooled annuity funds.The core of the paper is the development of formulas for the mean and variance of the random amount that a surviving member receives in a single-period tontine. We use the formulas to resolve an open question about bias in pooled annuity funds and to show practical conditions under which it can be made negligible. We show how the provider can use the formulas to manage the subscription process, determining who is allowed to participate and how much they are allowed to contribute, so that the statistics of the tontine are favorably controlled. We use the formulas to compare mixing different cohorts within a single tontine versus creating a separate tontine for each cohort, finding that mixing cohorts is better because it reduces both idiosyncratic risk and systematic risk.","PeriodicalId":39542,"journal":{"name":"Social Security Bulletin","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2016-11-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83045226","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 13

The Nomenclature of Social Security Retirement Benefits – Qualitative Exploration of Alternate Terminology 社会保障退休福利的命名法——替代术语的定性探索

Social Security Bulletin Pub Date : 2016-08-12 DOI: 10.2139/ssrn.2822546

A. Filus, L. Rabinovich

引用次数: 1

Why the Deferred Annuity Makes Sense 为什么递延年金有意义

Social Security Bulletin Pub Date : 2016-06-19 DOI: 10.2139/ssrn.2797795

A. Chen, S. Haberman, Stephen H. Thomas

引用次数: 2