{"title":"AKAD MUSYARAKAH MUTANAQISAH DALAM SISTEM PERBANKAN SYARIAH","authors":"M. Zainuddin","doi":"10.24239/blc.v12i2.373","DOIUrl":"https://doi.org/10.24239/blc.v12i2.373","url":null,"abstract":"\u0000 \u0000 \u0000The need for house is one of the primary needs for every human being and basic rights for humans. The financing of musyarakah mutanaqisah in the Islamic banking system is one of the bank's involvement in the provision of housing loans. Financing musyarakah syirkatul milk is the combination of capital from two or more people to finance a project / business, profits will be divided based on the proportion of capital; whereas if there is a loss it will be borne together according to the agreement contained in the contract / contract agreement. Islamic banking has obtained formal juridical legitimacy that strengthens sharia principles as a principle that underlies the operational system of profit-sharing banking activities. This is a concrete manifestation of the objective conditions of the Islamic community's need for Islamic institutions, which is believed to be an alternative solution for efforts to optimize the economic potential of the community. \u0000 \u0000 \u0000","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127800235","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"MODERASI ISLAM: DARI KONSEP MENUJU IDENTITAS","authors":"Fadhliah Mubakkirah","doi":"10.24239/BLC.V12I2.369","DOIUrl":"https://doi.org/10.24239/BLC.V12I2.369","url":null,"abstract":"\u0000 \u0000 \u0000This paper seeks to present spirit as well as the concept of moderation in Islam to realize the identity and identity of Muslims in their daily lives. There are three styles of expressing Islam namely Left Extremist, Right Extremist and Wasathiyyah. Moderation is taken from this word, wasathiyyah. Moderation of Islam is a concept that teaches not to be extreme, radical, and excessive in religion. This is a characteristic of the Islamic religion. Islam always takes the \"middle way\" in its guidance. The face of Islam that is peaceful, moderate and tolerant will bring grace and peace to mankind. \u0000 \u0000 \u0000","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"119 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115879530","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH TINGKAT RELIGIUSITAS, KUALITAS LAYANAN TERHADAP KEPUTUSAN MENABUNG DAN INFORMASI SEBAGAI VARIABEL MODERATING","authors":"Irham Pakkawaru","doi":"10.24239/blc.v12i2.375","DOIUrl":"https://doi.org/10.24239/blc.v12i2.375","url":null,"abstract":"\u0000 \u0000 \u0000This study aims to find empirical evidence regarding the effect of the level of religiosity, the quality of service on saving decisions of the Faculty of Economics students in Islamic banking and information as a moderating variable. The sample used was students majoring in economics in the city of Palu. The type of data used is primary data with analysis techniques using multiple linear regression and hypothesis testing using simultaneous analysis (F test) and partial (t- test). The results of this study indicate that simultaneously the level of religiosity and service quality variables significantly influence saving decisions. Partially only the service quality variable (X2) has a significant effect on saving decisions (Y). While the religiosity level variable does not have a significant influence on saving decisions (Y), and Information does not moderate or not as a moderating variable. \u0000 \u0000 \u0000","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126999762","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"AL-TA‘ASSUF PENGGUNAAN HAK PADA PUTUSAN MAHKAMAH KONSTITUSI NO. 46 TAHUN 2010 TENTANG ANAK LUAR NIKAH","authors":"Ahmad Arief","doi":"10.24239/blc.v12i2.368","DOIUrl":"https://doi.org/10.24239/blc.v12i2.368","url":null,"abstract":" Al-Ta'assuf's study is a concept that is very suitable for detecting any form of fraud and the use of personal or group rights. This proof is proven in the analysis of the Constitutional Court Decision, by describing and matching the indicators of al-ta‘assuf on the verdict. Theresults of the evidence state that the Constitutional Court Decision No. 46 is a form of al-ta‘assuf, stating the contents of the decision that disguises even the right of the wife and child committed in marriage that is legal and protected by religion and law. The Constitutional Court's verdict is very real contrary to the intention of al-Sya> ri ‘in everyorder and prohibition that is maslahat for all.","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130459289","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"KOMPARASI MASLAHAT PERSPEKTIF AL-TUFI DAN AL-SYATIBI","authors":"Mayyadah Mayyadah","doi":"10.24239/blc.v12i2.370","DOIUrl":"https://doi.org/10.24239/blc.v12i2.370","url":null,"abstract":"\u0000 \u0000 \u0000In comparing the masculine concepts of these two figures, the researcher concluded that the concept of maslahat al-Tufi and al- Syatibi only had differences at the epistemological level. If al-Tufi positions maslahat as a supremacy of the law which is higher than the nas, while al-Syatibi is more careful by trying to combine the text massively and not justifying the reason beyond the limit set. In this concept of maslahah, al-Syatibi excels in elaborating his theory in more detail as the goal of the Shari'ah so that it develops into a whole theory sid, while al-Tufi does not formulate maslahat theory in one form of writing as in al-Syatibi with the book al-Muwafaqat essay. \u0000 \u0000 \u0000","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130659170","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH CORPORATE SOCIAL RESPONSIBILITY TERHADAP CORPORATE IMAGE AND REPURCHASE INTENTION DI PT. BANK SYARIAH MANDIRI THAMRIN JAKARTA","authors":"Ahmad Haekal","doi":"10.24239/blc.v12i1.340","DOIUrl":"https://doi.org/10.24239/blc.v12i1.340","url":null,"abstract":"This research aims the customers who use saving products use to examine great influence of CSR toward corporate image and repurchase intention at BSM, Thamrin, Jakarta. All of the data is analized using structural equation modelling (SEM) supported by Lisrel version 8.72. Result from 135 respondents shows that CSR program able to strengthen and increase positive image for company. The activities CSR is capable to increase the repurchase intention for BSM product. Interestingly, the result shows that variable of CSR take significant effect to repurchase intention in Bank Syariah Mandiri (BSM), while variable corporate image doesn’t have a significant effect to repurchase intention and has not been able to increase the repurchase intention.","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134277617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"IMPLEMENTASI PERAN PUSAT INKUBASI BISNIS USAHA KECIL (PINBUK) DALAM UPAYA PENGEMBANGAN KOPSYAH BMT DI SULAWESI TENGAH","authors":"Nur Wanita, Fadhliah Mubakkirah","doi":"10.24239/BLC.V12I1.339","DOIUrl":"https://doi.org/10.24239/BLC.V12I1.339","url":null,"abstract":"This research is based on the existence of PINBUK (Small Business Incubation Center) in general, especially Central Sulawesi PINBUK which can not be separated with the existence and development of sharia micro finance institution, especially Koperasi Syariah (Kopsyah) BMT in Central Sulawesi. The existence of Kopsyah BMT on one hand has access opportunities for small groups of people who find it difficult to access funds at formal financial institutions such as banks, amun on the other hand, not infrequently Kopsyah BMT, its existence is not going as expected. Therefore, this research tries to raise the problem: how is the implementation of PINBUK role in developing Kopsyah BMT in Central Sulawesi, and what factors are supporting and inhibiting the role of PINBUK in developing Kopsyah BMT in Central Sulawesi","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128904242","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PERKAWINAN SEKUFU DALAM PERSPEKTIF HUKUM ISLAM","authors":"Hussam Duramae","doi":"10.24239/blc.v12i1.335","DOIUrl":"https://doi.org/10.24239/blc.v12i1.335","url":null,"abstract":"Kafa’ah or kufu’ in marriage became a polemic among the laity. This study aims to find out how marriage sekufu in Islamic perspective in the area of Napradu Pattani Province, Southern Thailand. The data were obtained by interviewing Imam - Imam, bilal or preacher mosque in Napradu. From the analysis of interview results, found 3 main ones in the concept of kafa'ah, they are religion, degree / nasab, and work / profession. The balance for starting a family should be the match between couples. It became a perception for the people of Napradu to reach a harmonious family. Forms of marriage implementation sekufu in Napradu region must follow syafi'i Mazhab. Therefore there are several indicators that must be met, namely; a) the male partner asks the parent to seek a spouse or ask to see the woman he wants, intent to align the parents' appetite with the child; b) a bridgehead between the prospective husband's family and the prospective wife's family on the matter of marriage; c) a suitable and equivalent female candidate to a potential male partner.","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114689909","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"IMPOSISI FATWA TERHADAP REGULASI PERBANKAN SYARIAH","authors":"M. Amiruddin","doi":"10.24239/blc.v12i1.334","DOIUrl":"https://doi.org/10.24239/blc.v12i1.334","url":null,"abstract":"The imposition of fatwa as a source of law is varies in every Muslim-majority country. Some consider it as a source of legal hierarchy and government structure. Some of which place it outside the system. The difference also affects the independence of the fatwa as well as the issuing institution. In Brunei Darussalam, fatwa has a very important position because it includes in the legal structure of the country. In Malaysia, its position is very importan too because the position of mufti level under the sultan in religious affairs. In Indonesia itself, fatwas can only bind when absorbed into the legal system prevailing in Indonesia. Different Position fatwa is also affect the regulation of Islamic banking. This study compiles the imposition of fatwas against shariah banking regulations in Indonesia and Malaysia. Qualitative method used in preparing this research. The data were collected from related literature. The results of this study indicate that the position of fatwa in sharia banking regulation in both countries is very significant. In Malaysia, the Fatwa is issued by the Shariah Advisory Council (SAC) directly under the auspices of Bank Negara Malaysia and is binding upon the approval of the Majlis Raja-raja and issued in the form of a gazette. In Indonesia, the Indonesian Council of Ulama issued Fatwas through the badan Pengawas Syariah (DNS) which was then absorbed into Bank Indonesia Regulation (PBI)","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115158729","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"METODE PENYELESAIAN PENYELEWENGAN (AL-TA‘ASSUF) PENGGUNAAN HAK DALAM TRADISI HUKUM ISLAM","authors":"Ahmad Arief","doi":"10.24239/blc.v12i1.337","DOIUrl":"https://doi.org/10.24239/blc.v12i1.337","url":null,"abstract":"Al-Ta'assuf in the use of rights is a terminology in Islamic law which by the experts usul al-fiqh used as one of the indicators in doing istinbat al-hukm (the determination of the law). The method of settling the use of rights is the most obvious evidence that Islam is not a religion of terror. The fulfillment of the right and anticipation of misuse on every human right has been established in the method since the time of the Prophet, reinforced by the results of the legal examination of the four Imams of the Mazhab when they performed a law.","PeriodicalId":393722,"journal":{"name":"Bilancia: Jurnal Studi Ilmu Syariah dan Hukum","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126715132","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}