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Examining the impact of socio-cultural and psychographic/demographic variables on women consumer behaviour: an exploratory study from Arab League countries 审查社会文化和心理/人口变量对妇女消费行为的影响:阿拉伯联盟国家的探索性研究
International Journal of Electronic Finance Pub Date : 2013-10-01 DOI: 10.1504/IJEF.2013.057268
Sakkthivel Annamalai Manickam
{"title":"Examining the impact of socio-cultural and psychographic/demographic variables on women consumer behaviour: an exploratory study from Arab League countries","authors":"Sakkthivel Annamalai Manickam","doi":"10.1504/IJEF.2013.057268","DOIUrl":"https://doi.org/10.1504/IJEF.2013.057268","url":null,"abstract":"The paper aims to identify the determinants that influence women consumer behaviour from selected Arab League countries. The paper intends to test the impact of two major constructs such as internal variables demographic and psychographic and external variables cultural and social in impacting women consumer behaviour. The paper attempts to build a model of determinants that impact women consumer behaviour. I used simple and multiple linear regression models to test the model fit and 1 found all the variables have a significant impact over women consumer behaviour; 2 cultural external and psychographic internal variables have more impact over women consumer behaviour.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"7 1","pages":"161-175"},"PeriodicalIF":0.0,"publicationDate":"2013-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.057268","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66754890","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Enhancing automated teller machine with multi-lingual and multi-denominational software functionalities 提高自动柜员机的多语言和多面额的软件功能
International Journal of Electronic Finance Pub Date : 2013-10-01 DOI: 10.1504/IJEF.2013.057267
B. Akinnuwesi, F. Uzoka, Adetoba P. Obasa
{"title":"Enhancing automated teller machine with multi-lingual and multi-denominational software functionalities","authors":"B. Akinnuwesi, F. Uzoka, Adetoba P. Obasa","doi":"10.1504/IJEF.2013.057267","DOIUrl":"https://doi.org/10.1504/IJEF.2013.057267","url":null,"abstract":"In this study, we conceptualise a multi-lingual and multi-denominational software for automated teller machine ATM. The purpose is to model an ATM that communicates in different pre-defined languages and dispenses cash in different denominations based on the customers' choices, thereby enhancing the ease of use by customers and reducing frustrations by rural dwellers. The architecture of the system was developed using the unified modelling language, whereas the prototype was developed using Java programming language for the front-end, and Oracle database management system as the back-end. The prototype was tested using some hypothetical data and was found to successfully mimic ATM transactions in the local Nigerian languages. The results of the study also point to an improvement in the user interface with icons and music being more friendly and welcoming to the local populace.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"7 1","pages":"97-114"},"PeriodicalIF":0.0,"publicationDate":"2013-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.057267","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66754848","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
Building social capital with mobile communication services 利用移动通信服务构建社会资本
International Journal of Electronic Finance Pub Date : 2013-10-01 DOI: 10.1504/IJEF.2013.057277
Juuso Karikoski, K. Kilkki
{"title":"Building social capital with mobile communication services","authors":"Juuso Karikoski, K. Kilkki","doi":"10.1504/IJEF.2013.057277","DOIUrl":"https://doi.org/10.1504/IJEF.2013.057277","url":null,"abstract":"People may use different kinds of mobile communication services depending on if they are communicating with, for instance, friends, acquaintances or strangers. Thus, in this paper bonding and bridging social capital is studied in the context of two mobile communication services, short message services SMSs and voice calls. In Granovetter's terms, bridging social capital refers to communication with weak or absent ties, while bonding social capital refers to communication with strong ties. We find that both SMSs and voice calls are used for bonding and bridging social capital, but SMSs are used more for bonding purposes than voice calls. Furthermore, media multiplexity is more associated with bonding than bridging social capital. We also present a method for studying social capital in the context of other, newer mobile communication services, and present results of a pilot study. The implications of the results are discussed from a number of perspectives including communication research, social network analysis SNA and mobile operators.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"7 1","pages":"115-131"},"PeriodicalIF":0.0,"publicationDate":"2013-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.057277","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66754899","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Application of ICT to improve rural livelihood in Vietnam 应用信息通信技术改善越南农村生活
International Journal of Electronic Finance Pub Date : 2013-10-01 DOI: 10.1504/IJEF.2013.057278
J. Vong, Insu Song, P. Mandal
{"title":"Application of ICT to improve rural livelihood in Vietnam","authors":"J. Vong, Insu Song, P. Mandal","doi":"10.1504/IJEF.2013.057278","DOIUrl":"https://doi.org/10.1504/IJEF.2013.057278","url":null,"abstract":"In recent years, information and communication technologies ICT impacted greatly socioeconomic development in developing countries. Encouraged by the development of rural IT network projects in countries like India, Sri Lanka, Bangladesh and Philippines, the government of Vietnam focused on IT infrastructure and capacity building efforts. Under the framework of public administration reform in Ministry of Agriculture & Rural Development MARD project scheme, a study was conducted in setting up Rural Telecentres RTs to provide information to farmers in Vietnam. Farmers' opinions and their needs in relation to agricultural and rural issues were considered in establishing 13 RTs in rural communities. The post-implementation survey indicated that the RTs fulfilled their objectives in improving the livelihoods of rural farmers. This paper presents the experiences and lessons learnt from the RTs project particularly in strengthening arguments in favour of national level ICT projects in rural development.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"7 1","pages":"132-145"},"PeriodicalIF":0.0,"publicationDate":"2013-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.057278","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66754912","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Consumer online shopping attitude-intention and their determinants in Qatar 卡塔尔消费者网上购物态度意向及其决定因素
International Journal of Electronic Finance Pub Date : 2013-10-01 DOI: 10.1504/IJEF.2013.057279
S. Bhuian, Khaled A. Alshare, Aisha Y. Al Muzaffar, H. Ahmed, R. A. Ghaida, Rehab Dorgham
{"title":"Consumer online shopping attitude-intention and their determinants in Qatar","authors":"S. Bhuian, Khaled A. Alshare, Aisha Y. Al Muzaffar, H. Ahmed, R. A. Ghaida, Rehab Dorgham","doi":"10.1504/IJEF.2013.057279","DOIUrl":"https://doi.org/10.1504/IJEF.2013.057279","url":null,"abstract":"The study examines consumer online shopping attitude and intention and their antecedents in Qatar, one of the strongest economies in the world. Commonly used determinants of consumer online shopping attitude and intention in the literature are selected namely usefulness of online shopping, security of online shopping, privacy of online shopping, ease of use of online shopping and self-efficacy of online shopping. An analysis of a sample of 129 cross-section consumers in Doha, Qatar, supports our contention that the usefulness of online shopping, security of online shopping, privacy of online shopping and ease of use of online shopping influence consumer online shopping attitude. In turn, consumer online shopping attitude together with self-efficacy of online shopping affect consumer online shopping intention. Contrary to the expectation, usefulness of online shopping is not a significant predictor of consumer online shopping intention in Qatar. Results and implications are discussed.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"51 1","pages":"146-160"},"PeriodicalIF":0.0,"publicationDate":"2013-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.057279","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66754948","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Mutual fund performance evaluation: a value efficiency analysis approach 共同基金业绩评价:一种价值效率分析方法
International Journal of Electronic Finance Pub Date : 2013-01-01 DOI: 10.1504/IJEF.2013.058599
Hamid Reza Khedmatgozar, A. Kazemi, P. Hanafizadeh
{"title":"Mutual fund performance evaluation: a value efficiency analysis approach","authors":"Hamid Reza Khedmatgozar, A. Kazemi, P. Hanafizadeh","doi":"10.1504/IJEF.2013.058599","DOIUrl":"https://doi.org/10.1504/IJEF.2013.058599","url":null,"abstract":"Data envelopment analysis DEA is an efficient tool for evaluating mutual fund performance. It is important for investors to select the best funds for investment. In evaluation of mutual fund performance, besides quantitative elements, there are many qualitative elements that are of importance to the investors. In this paper, value efficiency analysis VEA was used in mutual funds performance evaluation to incorporate the investors judgements about qualitative elements into the evaluation. Also, the results of this approach were compared with those of general DEA models. This approach is based on choosing convenient variables inputs and outputs by reviewing the past studies. Then the input/output data are analysed using the concept of value efficiency, a novel procedure for incorporating the decision maker's preferences into DEA via the most preferred solution MPS.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"7 1","pages":"263-280"},"PeriodicalIF":0.0,"publicationDate":"2013-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.058599","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66754996","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 12
What influence consumer buying behaviour towards organised retailing in a growing competitive marketing environment? An exploratory study on the impacting variables of Indian consumers 在竞争日益激烈的市场环境中，是什么影响消费者对有组织零售的购买行为?印度消费者影响变量的探索性研究
International Journal of Electronic Finance Pub Date : 2013-01-01 DOI: 10.1504/IJEF.2013.058598
Sakkthivel Annamalai Manickam, S. Porkodi
{"title":"What influence consumer buying behaviour towards organised retailing in a growing competitive marketing environment? An exploratory study on the impacting variables of Indian consumers","authors":"Sakkthivel Annamalai Manickam, S. Porkodi","doi":"10.1504/IJEF.2013.058598","DOIUrl":"https://doi.org/10.1504/IJEF.2013.058598","url":null,"abstract":"The study aims to identify the impact of different constructs viz. marketing mix, service quality and external variables on consumer buying behaviour towards organised retailing in a growing competitive marketing environment. The study has been conducted among 401 respondents and simple and multiple linear regression methods have been used to test the consistency and impact and the results suggest that: 1 all the variables selected have significant impact over consumer buying behaviour; 2 external variables, followed by marketing mix and service quality variables have high impact; 3 place/distribution, promotion and price variables have high impact, whereas, product variables elicit impact low impact over consumer buying behaviour towards organised retailing in a growing competitive marketing environment.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"35 1","pages":"281-298"},"PeriodicalIF":0.0,"publicationDate":"2013-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.058598","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66754959","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Factors encouraging the internet banking adoption in Thailand 鼓励泰国采用网上银行的因素
International Journal of Electronic Finance Pub Date : 2013-01-01 DOI: 10.1504/IJEF.2013.058602
Montana Intana, C. Chansa-ngavej, Chuleeporn Changchit
{"title":"Factors encouraging the internet banking adoption in Thailand","authors":"Montana Intana, C. Chansa-ngavej, Chuleeporn Changchit","doi":"10.1504/IJEF.2013.058602","DOIUrl":"https://doi.org/10.1504/IJEF.2013.058602","url":null,"abstract":"Although the number of internet banking users has grown rapidly in recent years, not all customers are ready to accept these banking services. It remains a challenge for the banks to figure out how to attract more customers to adopt the use of banking services via an internet channel. This study aims at examining the factors that impact the acceptance of the use of internet banking in Thailand. A total of 697 subjects participated in this study. Data were collected via both interview and survey. The findings suggest factors that banks should consider when implementing internet services, thus allowing them to design an internet service that meets the needs of their customers.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"7 1","pages":"196-212"},"PeriodicalIF":0.0,"publicationDate":"2013-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.058602","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66755408","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 7
An overview of national commodity exchanges in India 印度全国商品交易所概览
International Journal of Electronic Finance Pub Date : 2013-01-01 DOI: 10.1504/IJEF.2013.058600
S. Kaur, A. Bansal
{"title":"An overview of national commodity exchanges in India","authors":"S. Kaur, A. Bansal","doi":"10.1504/IJEF.2013.058600","DOIUrl":"https://doi.org/10.1504/IJEF.2013.058600","url":null,"abstract":"Commodity markets have gone through a long journey. World's first commodity exchange, the Chicago board of trade was started in the USA in 1848 and in India, Bombay Cotton Trade Association Ltd started commodity exchange in year 1875. At present in India, total number of recognised commodity exchanges is 23 including six national level electronic commodity exchanges, which are dealing in more than 100 commodities together. The present paper is an attempt to study the growth of commodity exchanges in India. Keeping the recent intensification in Indian commodity exchanges in mind, the aim of this paper is to outline the history, evolution, regulatory framework and growth of commodity exchange. Hence the present paper reviews and examines the various issues related to commodity exchanges currently operating in India. The authors have used secondary data taken from the various publication of forward market commission FMC.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"7 1","pages":"299-307"},"PeriodicalIF":0.0,"publicationDate":"2013-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.058600","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66755075","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The impact of academic inflation on the labour market: if everyone has a PhD, who will be the custodian? 学术通胀对劳动力市场的影响:如果每个人都有博士学位，谁将是保管人?
International Journal of Electronic Finance Pub Date : 2013-01-01 DOI: 10.1504/IJEF.2013.058605
Gong Yi, Mark E. McMurtrey
{"title":"The impact of academic inflation on the labour market: if everyone has a PhD, who will be the custodian?","authors":"Gong Yi, Mark E. McMurtrey","doi":"10.1504/IJEF.2013.058605","DOIUrl":"https://doi.org/10.1504/IJEF.2013.058605","url":null,"abstract":"Depending on the structure of the nation's industry, we need different skilled people working in different sectors of industry. In general, as industry advances, more college level jobs are required. However, an over-emphasis in college education creates a surplus of college graduates, and the overqualified surplus start taking high school jobs. Meanwhile, more college graduates are considering upper-level degrees in order to secure their 'college-level' jobs. If this situation permeates, then what would be the financial benefit for the college graduates in high school jobs? This study shows that, however, college graduates tend to have better pay with better job security by taking jobs away from high school graduates. Society will have less efficiency since many will spend extra years in college even though they will not work in occupations that require these degrees Hecker, 1992. Simply put, the industry structure in the USA is not ready for that many college graduates.","PeriodicalId":38015,"journal":{"name":"International Journal of Electronic Finance","volume":"2018 1","pages":"250-262"},"PeriodicalIF":0.0,"publicationDate":"2013-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1504/IJEF.2013.058605","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"66755526","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
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