Journal of Financial Therapy最新文献_第7页

APR Financial Stress Scale: Development and Validation of a Multidimensional Measurement APR财务压力量表:多维测量的开发与验证

Journal of Financial Therapy Pub Date : 2020-01-01 DOI: 10.4148/1944-9771.1216

Wookjae Heo, S. Cho, Philseok Lee

引用次数: 13

Social Work Students Acquiring Tools to Help Families Manage their Household Finances 社会工作学生获得帮助家庭管理家庭财务的工具

Journal of Financial Therapy Pub Date : 2020-01-01 DOI: 10.4148/1944-9771.1199

Ahuva Even-Zohar

引用次数: 1

Book Review: Surviving Debt Expert Advice for Getting Out of Financial Trouble 书评:摆脱财务困境的专家建议

Journal of Financial Therapy Pub Date : 2020-01-01 DOI: 10.4148/1944-9771.1243

Audrey Kernodle

引用次数: 0

Practitioner Profile Interview: Elizabeth Sterbenz 从业者简介访谈:Elizabeth Sterbenz

Journal of Financial Therapy Pub Date : 2020-01-01 DOI: 10.4148/1944-9771.1263

Elizabeth Sterbenz

引用次数: 0

Perspectives on Finances and Mental Health Among Low-Income Latinas. 低收入拉丁美洲人的财务和心理健康观点。

Journal of Financial Therapy Pub Date : 2020-01-01 DOI: 10.4148/1944-9771.1221

Luisa R Blanco, Jessica A Baker, Julie A Friedman, Karen T Singh, Arleen F Brown, Sierra D Moon, Savanna Carson, Audree Hsu, Janet Pregler

{"title":"Perspectives on Finances and Mental Health Among Low-Income Latinas.","authors":"Luisa R Blanco, Jessica A Baker, Julie A Friedman, Karen T Singh, Arleen F Brown, Sierra D Moon, Savanna Carson, Audree Hsu, Janet Pregler","doi":"10.4148/1944-9771.1221","DOIUrl":"10.4148/1944-9771.1221","url":null,"abstract":"<p><p>Research has established a link between financial challenges and mental health outcomes. Understanding this linkage among low-income Latinas who face unique experiences and challenges in relation to managing their household finances is important. This study utilized a community-based participatory qualitative research method to explore perspectives on financial and mental health among Latinas residing in Los Angeles County. Three focus groups were conducted with mainly immigrant, Spanish-speaking, low-income Latinas (n = 37). The study found that, though participants face financial stressors tied to managing finances, they were eager to learn new skills and tools for improved financial practices and mental health therapies. For financial education interventions targeted to Latinas, it is best to use interventions that incorporate peer support groups, improve knowledge about financial management tools and financial products available in the community, and therapeutic interventions to address financial stress.</p>","PeriodicalId":37600,"journal":{"name":"Journal of Financial Therapy","volume":"260 1","pages":"52-78"},"PeriodicalIF":0.0,"publicationDate":"2020-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC13138579/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79634955","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Practitioner Profile: Ed Coambs 从业者简介:Ed Coambs

Journal of Financial Therapy Pub Date : 2019-01-01 DOI: 10.4148/1944-9771.1208

Ed Coambs

引用次数: 0

Book Review: Financial Recovery 书评:金融复苏

Journal of Financial Therapy Pub Date : 2019-01-01 DOI: 10.4148/1944-9771.1206

Nathan D. Astle

引用次数: 0

Exploring How One’s Primary Financial Conversant Varies by Marital Status 探讨一个人的主要财务知识如何因婚姻状况而异

Journal of Financial Therapy Pub Date : 2019-01-01 DOI: 10.4148/1944-9771.1193

M. McCoy, Kenneth J. White, Xianyan Chen

引用次数: 1

Researcher Profile: Michelle Jeanfreau 研究员简介:Michelle Jeanfreau

Journal of Financial Therapy Pub Date : 2019-01-01 DOI: 10.4148/1944-9771.1207

M. Jeanfreau

引用次数: 0

The Role of Dual-Self Constructs in Determining Payment Card Choice: Insights for Working with Credit Card Borrowers 双重自我结构在决定支付卡选择中的作用:与信用卡借款人合作的见解

Journal of Financial Therapy Pub Date : 2019-01-01 DOI: 10.4148/1944-9771.1177

Laura C. Ricaldi, Sandra J. Huston

{"title":"The Role of Dual-Self Constructs in Determining Payment Card Choice: Insights for Working with Credit Card Borrowers","authors":"Laura C. Ricaldi, Sandra J. Huston","doi":"10.4148/1944-9771.1177","DOIUrl":"https://doi.org/10.4148/1944-9771.1177","url":null,"abstract":"Evidence has shown that consumers are better off using credit cards rather than debit cards as a payment choice (King & King, 2005). This assumes that credit card payers are “convenience users” and do not carry a balance. However, there are habitual credit card borrowers (“revolving users”), as well as those that elect to use debit cards, even though the costs outweigh the benefits. By examining the determinants of payment choice, with a specific focus on dual-self constructs (attitudes, myopia, and financial sophistication), results from this study can provide insight for financial professionals to help mitigate the incidence of revolving credit card users. Using data from Survey of Consumer Finances (SCF) collected between 1998 and 2013, results indicated that while myopia does not explain variation between revolving credit and debit card users, differences in attitudes exist. All dual-self constructs discriminated between revolving and convenience credit card users, with attitudes having the greatest effect. Combining results from these payment choice profile comparisons suggested that financial professionals may find value in initially encouraging revolving credit card users to be debit card users, while working to change credit attitudes, with the goal of transitioning these former revolvers to convenience credit card users.","PeriodicalId":37600,"journal":{"name":"Journal of Financial Therapy","volume":"48 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85109961","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1