Journal on Innovation and Sustainability. RISUS ISSN 2179-3565最新文献_第2页

FORCED LOAN-RECOVERY TECHNIQUE OF THE MICROFINANCE INSTITUTES IN BANGLADESH AND ITS IMPACT ON THE BORROWERS: AN EMPIRICAL STUDY ON GRAMEEN BANK, BRAC AND ASA 孟加拉国小额信贷机构的强制贷款回收技术及其对借款人的影响:基于格莱珉银行、brac和asa的实证研究

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-10-26 DOI: 10.24212/2179-3565.2018V9I3P75-93

Reazul Islam, Mohd Aminul Karim, R. Ahmad

{"title":"FORCED LOAN-RECOVERY TECHNIQUE OF THE MICROFINANCE INSTITUTES IN BANGLADESH AND ITS IMPACT ON THE BORROWERS: AN EMPIRICAL STUDY ON GRAMEEN BANK, BRAC AND ASA","authors":"Reazul Islam, Mohd Aminul Karim, R. Ahmad","doi":"10.24212/2179-3565.2018V9I3P75-93","DOIUrl":"https://doi.org/10.24212/2179-3565.2018V9I3P75-93","url":null,"abstract":"This paper presents the consequences of ‘forced loan-recovery’, which is an unconstitutional technique allegedly practiced by most of the microfinance institutes (MFIs) in Bangladesh. An empirical study was carried out on the borrowers of three leading microfinance institutes namely, Grameen Bank (GB), BRAC and ASA. Data were collected from two poverty-plagued villages namely, Uttar Islampur and Ruhitpur of Munshiganj district. The mixed research methods were applied. Findings of this study demonstrate that most of the borrowers experience assorted problems on the day of loan repayment. If they fail to pay back the debt aright loan officers and their allies treat them raucously. In order to avoid such unpleasant situations, insolvent borrowers tend to make multiple auxiliary loans and payback the previous ones. As a result, they fall into the decoy of a borrowing-repaying cycle. Sometimes, over-indebtedness compels them to sell out their tangible assets. Thus, they become even poorer. Furthermore, borrowers use to experience discontented domestic and social lives due to such loan-collection techniques of the microfinance institutes.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128422035","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 4

THE RELATIONSHIP BETWEEN SUSTAINABILITY PRACTICES AND INNOVATION STRATEGIES:THE EFFECT OF THE CLUSTERIZATION INTHE BOP SEGMENT 可持续发展实践与创新战略的关系:bop领域的集群效应

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-10-26 DOI: 10.24212/2179-3565.2018V9I3P53-74

Sérgio Luís Dias Doliveira, Zandra Balbinot, A. Silva, J. Cunha, E. Kuzma

引用次数: 0

STAKEHOLDERS’ PERCEPTION AND WILLINGNESS TO COLLABORATE FOR EFFECTIVE WATERSHED MANAGEMENT IN TRINIDAD 利益相关者对特立尼达有效流域管理的看法和合作意愿

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-10-26 DOI: 10.24212/2179-3565.2018V9I3P3-16

Jeanelle D D Joseph, W. Ganpat

{"title":"STAKEHOLDERS’ PERCEPTION AND WILLINGNESS TO COLLABORATE FOR EFFECTIVE WATERSHED MANAGEMENT IN TRINIDAD","authors":"Jeanelle D D Joseph, W. Ganpat","doi":"10.24212/2179-3565.2018V9I3P3-16","DOIUrl":"https://doi.org/10.24212/2179-3565.2018V9I3P3-16","url":null,"abstract":"Proper watershed management is important for several reasons; the latest, and maybe most important, being to help mitigate climate change impacts. For countries with small landmasses and burgeoning populations, watersheds are increasingly at risk of being negatively impacted. The environment and water supply are particularly vulnerable if no actions are taken to manage them properly. This study sought to understand the perceptions of the various stakeholders who interact with the largest and most important watershed in Trinidad; their perceptions of the problems, the causes of the problems and possible solutions. It also investigated their willingness to collaborate on action plans to manage the watershed. A purposive sample of 266 respondents from four stakeholder groups was selected and interviewed using a structured questionnaire; comprising in the main of three perception scales and a modified Wilder Collaboration Factor Inventory. The latter is used to assess stakeholders willingness to collaborate. ANOVA results showed that there were similarities in perceptions to 5 of the 10 identified problems, 7 of the 18 possible causes and 6 of the 10 solutions presented. Such results suggested that there were opportunities for positive intervention and 21.3% of the stakeholders expressed a high level of willingness and a further 69.5% a moderate level of willingness to collaborate on community activities geared toward addressing water management issues. Recommendations included; increased community education on watershed importance, more constructive dialogue among stakeholders to achieve better agreements on the watershed issues and increased engagement with institutional stakeholders who are key to fashioning developmental plans for the watershed.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"66 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129638363","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

HOW NETWORK RELATIONS IMPACT INNOVATION PERFORMANCE OF HIGH-TECHSTARTUPS: EVIDENCE FROM CENTRAL CHINA 网络关系如何影响高科技创业公司的创新绩效:来自华中地区的证据

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P20-28

L. Fan

引用次数: 0

ACADEMIC STRESS, ACADEMIC PROCRASTINATION AND ACADEMICPERFORMANCE: A MODERATED DUAL-MEDIATION MODEL 学业压力、学业拖延与学业成绩:一个有调节的双中介模型

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P38-46

Lu Qian, Zhao Fuqiang

引用次数: 13

SUSTAINABLE LEADERSHIP: A SEARCH FOR BETTER RESULTS FROM INTERACTIONS 可持续领导:从互动中寻求更好的结果

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P47-54

Danilo Nunes, A. D. H. Guevara

{"title":"SUSTAINABLE LEADERSHIP: A SEARCH FOR BETTER RESULTS FROM INTERACTIONS","authors":"Danilo Nunes, A. D. H. Guevara","doi":"10.24212/2179-3565.2018V9I2P47-54","DOIUrl":"https://doi.org/10.24212/2179-3565.2018V9I2P47-54","url":null,"abstract":"It is understood that if there is leadership, it is because there are leaders and leds. Leadership is the process that results from the interaction and integration of those two subjects. It is a fact that the effective exercise of leadership will exist when there is not only concern with the hierarchical relationship itself, but also with the perception of those involved. The strengthening of the collective will take place when the characteristics of each group member are strengthened. Diversity is when we talk about behavior, respect for diversity, and people’s competences and skills. The sum of individualities constitutes the broad sense of the group. The approach that followers want and expect from their leaders leads us several reflections to the point that we say that an executive can be led by someone from another hierarchical levels, provided that in a specific task, the group is the basis of construction. But it is very difficult to see this reality in the actual cooperative context; however much the concepts are shifting to an wide scenario, more flexible, more heterogeneous, a significant portion of those in leadership positions still reside under a traditional culture background in which the hierarchy is the basis of organizational power and almost the only reference to it. On the basis of this study research, it is stimulating the search for the answer to the following disquiet: How can leadership contribute to sustainability goals? In the dynamics of groups as an interactive and integrative organizational practice, we seek a way of acting where leaders and leds find the best ways to achieve these results","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"112 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131246260","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

HUMANE DEVELOPMENT: THE PORTRAIT OF EDUCATION IN BRAZIL 人文发展:巴西教育的写照

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P67-77

A. D. H. Guevara, Daniela Gasperin, Fernando Fukunaga

{"title":"HUMANE DEVELOPMENT: THE PORTRAIT OF EDUCATION IN BRAZIL","authors":"A. D. H. Guevara, Daniela Gasperin, Fernando Fukunaga","doi":"10.24212/2179-3565.2018V9I2P67-77","DOIUrl":"https://doi.org/10.24212/2179-3565.2018V9I2P67-77","url":null,"abstract":"The Human Development Index (HDI) was created to emphasize that people and their capabilities must be the ultimate criterion for assessing a country’s development, and not only your economic growth. In 2012, the United Nations Development Programme(UNDP) in Brazil, the Institute of Applied Economic Research (IPEAD) and the João Pinheiro Foundation took the challenge of adapting the Global HDI methodology to calculate the HDI municipalities. The HDI municipalities consolidates a dialogue informed and based on development from HDI. This study aims to portray the dimension of education in 5,565 cities in 27 states in Brazil. The result shows that 50% of the States are classified as inadequate, 24% as satisfactory, 16% as unsatisfactory and only 10% as a reference. This evidence makes it possible for the construction of plans of action, such as an incubation program for States classified as unsatisfactory and benchmarking program for countries classified as reference. The education improves the quality of the human factor and modifies the entire picture of the country, because there is no country that has managed to develop without investing in education.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121910436","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

HOW DO ENTREPRENEURS’ PERCEPTIONS ON INNOVATION EFFECT ININDUSTRY COMPETITIVENESS AND SUSTAINABILITY 企业家对创新的认知如何影响行业竞争力和可持续性

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P12-19

P. Kusum, Song Yinghua

{"title":"HOW DO ENTREPRENEURS’ PERCEPTIONS ON INNOVATION EFFECT ININDUSTRY COMPETITIVENESS AND SUSTAINABILITY","authors":"P. Kusum, Song Yinghua","doi":"10.24212/2179-3565.2018V9I2P12-19","DOIUrl":"https://doi.org/10.24212/2179-3565.2018V9I2P12-19","url":null,"abstract":"Entrepreneurs‘ perceptions on innovations remain crucial in successfully facing competitiveness challenges in industry enterprises that produce range of products in economies in transition all over the world. Economies transit from factor driven to efficiency driven in which use of modern technology increases. This paper explores the effects of entrepreneurs‘ perceptions on product innovations which have impact on industry enterprises sustainability in leather products and footwear industry of Sri Lanka. This country is in transition from factor driven production process towards efficiency driven production processes based on technology. An expert reviewed and piloted questionnaire was used to gather primary data related to entrepreneurs‘ perceptions and competitiveness of enterprises in the industry. The research has found that the majority of entrepreneurs do not have an intention to engage in new product innovations in near future. They use designs already available which lead to competiveness and sustainability issues in this industry. Level of innovations and use of Internet for routine business activities in enterprises in the industry remains low. No similar research study done before in this industry thus the study is an original work which adds knowledge for academic and development purposes","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122191413","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 4

STUDY ON THE EXPERIMENTAL EDUCATION MODEL FOR ROBOT INTEGRATED DESIGN COURSE BASED ON 6S MANAGEMENT AND COMPETITION MECHANISM 基于6s管理和竞争机制的机器人综合设计课程实验教学模式研究

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P29-37

Liu Gang

引用次数: 0

EMPLOYEE EMPOWERMENT, TRUST, AND INNOVATIVE BEHAVIOR: TESTING A PATH MODEL 员工授权、信任和创新行为:测试路径模型

Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P3-11

M. A. U. Haq, Muhammad Usman, Shaista Khalid

引用次数: 8