Tasharruf: Journal Economics and Business of Islam最新文献_第4页

Implementasi Peraturan Bank Indonesia Tentang Pembiayaan Likuiditas Jangka Pendek Syariah Pada Bank Syariah Mandiri Cabang Manado 印尼银行规则执行，将伊斯兰短期流动性融资强加给Manado自力更生的伊斯兰银行

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-07-04 DOI: 10.30984/FEBI.V4I1.877

Fitria Ayu Lestari Niu

{"title":"Implementasi Peraturan Bank Indonesia Tentang Pembiayaan Likuiditas Jangka Pendek Syariah Pada Bank Syariah Mandiri Cabang Manado","authors":"Fitria Ayu Lestari Niu","doi":"10.30984/FEBI.V4I1.877","DOIUrl":"https://doi.org/10.30984/FEBI.V4I1.877","url":null,"abstract":"Using a qualitative method with eksploratory approach, it finds that Mandiri Syariah Bank Branch Manado has implemented a Bank Indonesia Regulation on Liquidity Financing of the Syariah Mandiri Bank Branch Manado, which has not yet been difficult to meet the statutory reserve requirement in rupiah. But this cannot be ignored given the factors that might be questioned regarding the problem of funds in meeting their clear needs which is unpredictable and can be returned to the internal and external. The existence of this regulation can provide solutions to problems such as Islamic banking to obtain financing from Bank Indonesia by fulfilling the requirements set by Bank Indonesia such as providing collateral containing securities and contributions from the Financial Services Authority. Penggunaan metode kualitatif dengan pendekatan eksplorasi, ditemukan bahwa Bank Syariah Mandiri Cabang Manado telah mengimplementasikan Peraturan Bank Indonesia tentang Pembiayaan Likuiditas Jangka Pendek kepada Bank Syariah dengan melakukan sosialisasi dan pelatihan terhadap pihak-pihak yang berkepentingan. Bank Syariah Mandiri Cabang Manado juga belum menghadapi kesulitan dalam memenuhi kewajiban giro wajib minimum (GWM) dalam rupiah. Namun hal ini tidak dapat disepelekan mengingat terdapat faktor-faktor yang mungkin saja dapat berpotensi menjadi risiko adanya kesulitan dana dalam memenuhi kewajibannya yang jelas yang tidak dapat diramalkan dan dihindari baik itu dari intern maupun ekstern. Dengan adanya peraturan ini dapat memberikan solusi terhadap masalah likuditas khususnya pada perbankan syariah untuk mendapatkan pembiayaan dari Bank Indonesia dengan memenuhi persyaratan yang ditetapkan oleh Bank Indonesia seperti memberikan agunan berupa surat berharga dan rekomendasi dari Otoritas Jasa Keuangan","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129045855","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Effect of Service and Profit Sharing on the Interests of Non-Muslim Customer to be Customer of Sharia Bank (Case Study At BRI Syariah KC (Branch Office) Manado) 服务和利润分享对成为伊斯兰银行客户的非穆斯林客户利益的影响(以BRI伊斯兰银行KC分行为例)

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/tjebi.v3i2.787

Nur Atika Thayeb

{"title":"The Effect of Service and Profit Sharing on the Interests of Non-Muslim Customer to be Customer of Sharia Bank (Case Study At BRI Syariah KC (Branch Office) Manado)","authors":"Nur Atika Thayeb","doi":"10.30984/tjebi.v3i2.787","DOIUrl":"https://doi.org/10.30984/tjebi.v3i2.787","url":null,"abstract":"Abstract:This study aims to find the effect of Service and Profit Sharing on Non-Muslim Customer Interests to Become Customers in BRI Syariah Manado. The main problem is how much the influence of the Service and Profit Sharing toward the Interests of Non-Muslim to Become Customers in BRI Syariah Manado. The type of research used is quantitative research. The population in this study were non-Muslim customersof BRI Syariah Manado.Data analysis techniques in this study are validity test, reliability test, normality test, multicollinearity test, autocorrelation test, heteroscedasticity test, multiple regression test, F test and T test.The results of this study conclude that the Regression Coefficient X1 (service) is 0.336 (33.6), service is a factor that affects the interest of non-Muslim to become customers of the BRI Branch KC (Branch Office) Manado, and the Regression Coefficient X2 (Profit Sharing) amounting to 0.410 (41.0), stating that the Profit Sharing variable has a positive influence and the most influential factor on the interest of non-Muslim to become BRI Syariah Manado customers. based on the results of these studies, it conclude that the better the Bank Sharing Profit, the better the interest of non-Muslim customers to become customers. Furthermore, it is recommended for the BRI Syariah KC (Branch Office) Manado to further improve the quality of services so that the non-Muslim community is more interested in becoming a customer at the Manado KC (Branch Office) BRI and for Profit Sharing should be more concerned by the bank, so that non-Muslims are more familiar with Profit Sharing Products.Keyword: service, Profit sharing, interest.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123660114","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Analysis of Marketing Mix Implementation at Pt. Pegadaian of Malalayang Branch of City of Manado 万鸦老市马拉拉阳分厂佩加大厂营销组合实施分析

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/tjebi.v3i2.792

Radlyah Hasan Jan

{"title":"Analysis of Marketing Mix Implementation at Pt. Pegadaian of Malalayang Branch of City of Manado","authors":"Radlyah Hasan Jan","doi":"10.30984/tjebi.v3i2.792","DOIUrl":"https://doi.org/10.30984/tjebi.v3i2.792","url":null,"abstract":"AbstractThis study aims to: (1) find out the marketing mix of gold pawn on credit realization partially, (2) find out the marketing mix of gold pawn on credit realization simultaneously, (3) find out the marketing mix of gold pawn effect on the number of customers partially and (4) find out the marketing mix of gold pawn effect on the number of customers simultaneously.The results of the multiple regression analysis show that the promotion mix variable (X1) is -0.033. It means that for every percent of enhancement in the promotion mix, it will reduce the excellence of Pegadaian by 0.033 percent. However, it does not have a significant effect, which means that the size of the promotion costs does not affect the excellence of Pegadaian. Customer satisfaction (X2) is 0.397; it shows that an increase every percent in customer satisfaction will increase the excellence of Pegadaian by 0.397 percent and significant at α of 0.05. Then the interest rate is 0.459. It shows that any percent increase in interest rate will increase the excellence of Pegadaian by 0.459 percent and significant at α of 0.0.By holding the F test, the promotion mix (X1), customer satisfaction (X2) and credit interest rates (X3) simultaneously on the excellence of Pegadaian (Y) is 0,000 < 0,05 and the calculated F value is 18,634 > F table 4,10, so that it can be concluded that the hypothesis is accepted which means there are influences of X1, X2, and X3 simultaneously on Y. The value of R Square is 0.783; it means that the influence of variables X1, X2, and X3 simultaneously on the Y variable is 78.3%. Adjusted R square is 0.620. It shows that, in this study, 62 % can be explained by the studied variables, and the rest explained by other variables outside of this study.Keywords: Analysis, Implementation, Marketing Mix","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123771472","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Implication of Musyarakah Mutanaqisah Contract of Syariah Banking (Study of Opportunities and Risks at Bank Mu’amalat, Manado Branch) 伊斯兰银行Musyarakah Mutanaqisah合同的启示(muamalat银行Manado分行的机遇与风险研究)

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/TJEBI.V3I2.791

Rahmawaty Rahmawaty

引用次数: 1

Ethics of Buying and Selling in The Muslim Community, Case Study in The Traditional Manado Market 穆斯林社区买卖伦理——以传统万鸦鸦市场为例

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/tjebi.v3i2.799

Riton Igisani

引用次数: 0

Impact of Mui Halal Labels on Volume of Sales of Holland Bakery in Manado City 梅氏清真标签对万纳多市荷兰面包店销售量的影响

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/TJEBI.V3I2.786

Mawarni Safitri Henaulu

{"title":"Impact of Mui Halal Labels on Volume of Sales of Holland Bakery in Manado City","authors":"Mawarni Safitri Henaulu","doi":"10.30984/TJEBI.V3I2.786","DOIUrl":"https://doi.org/10.30984/TJEBI.V3I2.786","url":null,"abstract":"AbstractThis research examines the impact of MUI's halal label on the sales volume of Holland bakery in the city of Manado. The main problem in this study is how much influence the halal label has on sales volume. The objective achieved in this study was to find out the impact of MUI's halal label on Holland Bakery's sales volume in the city of Manado. And provide recommendations to other food companies so that they can increase sales volume. This type of research is quantitative research. Data used in the study are primary data or data directly from respondents through questionnaires that are distributed in Holland Bakery in the city of Manado. As a population and a sample of consumers are Holland Bakery in the city of Manado. The data analysis technique used in this study is the normality test, hypothesis testing using product moment correlation test and simple linear regression test. After going through quantitative procedures.This study found that the halal label has an effect on sales volume as evidenced by the product moment correlation test. It is known that the correlation value between variables X and Y is 0.562> 0. So Ho is rejected and Ha is accepted. from the Model Summary table is 0.315 or around 31.5%. This means that the effect of the independent variable (Halal Label) on the dependent variable (Sales Volume) is 31.5%. Meanwhile, the remaining 68.5% (100-31.5 = 68.5%) are explained by other variables not examined in this study. Keywords: Halal Label, Sales Volume, Holland Bakery","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128932722","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Effects of Material Incentives and Non Material on Employee Satisfaction Employees 物质激励与非物质激励对员工满意度的影响

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/TJEBI.V3I2.797

Muhammad Azhar Mushlihin

引用次数: 1

The Effect of Premium on Profit of Life Insurance Companies in Sharia Units of Pt Panin Dai-Ichi Life Indonesia 保费对印尼第一人寿旗下Sharia子公司寿险公司利润的影响

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/tjebi.v3i2.789

Ridwan Tabe

引用次数: 1

Effects of Income and Fund Management of State Civil Apparatus on Bank Credit Granting (Case Study of the Academic Community of IAIN Manado) 国家民事机构的收入和资金管理对银行授信的影响(以IAIN Manado学术界为例)

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/tjebi.v3i2.790

S. Mala

{"title":"Effects of Income and Fund Management of State Civil Apparatus on Bank Credit Granting (Case Study of the Academic Community of IAIN Manado)","authors":"S. Mala","doi":"10.30984/tjebi.v3i2.790","DOIUrl":"https://doi.org/10.30984/tjebi.v3i2.790","url":null,"abstract":"AbstractThis study aims to examine and analyze the influence of income (x1), and the management of funds of the state civil apparatus (X2) on bank credit granting, a case study of the Academic Community of IAIN Manado. This research is a survey research conducted on the Academic Community of IAIN Manado. The population in this study is 111 respondents and the sample is 87 respondents. Sampling uses a random sampling technique with Solvin formula. The data analysis technique used in this study is the normality test, hypothesis testing, and T test using multiple regression analysis with SPSS V.16 application for Windows.The results of this study prove that income does not affect the granting of credit with a value of 0.857> 0.05, Fund management affects the granting of credit with a value of 0.003 <0.05 and Revenue (X1) and Fund Management (X2) simultaneously for Credit granting (Y ) with a value of 0.005 <0.05. Based on the results of the analysis it can be seen that the R square value is 0.119 or 11, 9% management of funds. This means that the influence of the fund management variable on the provision of bank credit has an influence of 11, 9%Keywords: Income, Fund Management, and Credit Granting","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"87 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133613637","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Analysis of Financial Performance In PT. PP (Persero) Tbk PT. PP (Persero) Tbk财务绩效分析

Tasharruf: Journal Economics and Business of Islam Pub Date : 2019-01-05 DOI: 10.30984/TJEBI.V3I2.796

Muhammad Fadil Abu Bakar, Youlanda Hasan

引用次数: 0