{"title":"An Assessment of Personality-Type of Managers in Nepalese Hotel Industries","authors":"","doi":"10.53056/njmsr-2021.001.3","DOIUrl":"https://doi.org/10.53056/njmsr-2021.001.3","url":null,"abstract":"Hospitality industry is one of the most profitable industries with a high potential for increase, thus being a hospitality manager is one of the most trendy and prestigious jobs of today. It is also a challenging job since, being an effective one is quite complex due to recorded industrial higher heart burn effects, rapid industrial changes in demand, constant trends and severe industrial competition. The purpose of the study is to evaluate the performance variance of the top managers of the five-star hotels of Nepal in respect with their gender. The primary data were received from employees on different level, line-managers of five star hotels. Descriptive and explanatory research designs were used. Composite means and correlation coefficients models were used to analyze and interpret the data. Analysis showed that the female managers generally tend to adopt democratic or participative style while governing people, whereas, male managers induce an autocratic or directive style in their daily performance. Based on the regression analysis, it was determined that the extraversion dimension had a more significant effect than the openness dimension. The extraversion dimension had a negative effect on extrinsic job satisfaction, while the openness dimension had a positive effect. The extraversion and openness dimensions had a weak but statistically significant effect on general job satisfaction. The extraversion dimension had a negative effect on general job satisfaction, while the openness dimension had a positive effect. Keywords: Five-star hotel, Managers’ type, Personality-type, Effective hospitability, Job satisfaction.","PeriodicalId":350680,"journal":{"name":"Nepalese Journal of Management Science and Research","volume":"132 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115678713","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of Capital and Deposit on Financial Performance of Commercial Banks in Nepal","authors":"","doi":"10.53056/10.53056/njmsr-2021.001.5","DOIUrl":"https://doi.org/10.53056/10.53056/njmsr-2021.001.5","url":null,"abstract":"Purpose of this study is to measure characteristics of core capital ratio, bank capital, deposit, net profit after tax, and earnings per share and their separate relationship and measure the individual impact of core capital ratio, bank capital, and deposit on financial performance i.e., net profit after tax (NPAT) and earnings per share (EPS). Descriptive, correlational, and casual comparative research design has been used in this study. This study analyzed secondary data of twenty-six commercial banks from fiscal year 2012/13 to 2018/19 out of twenty-seven. Descriptive statistics, correlation analysis, and regression analysis statistical tools were used in this study. According to its findings, earnings per share is highly dispersed in comparison to net profit after tax as well as core capital ratio than bank capital. There is high degree of positive relationship in between net profit after tax and deposit. Low degree of positive relation in NPAT and core capital ratio and moderate degree of positive relation in NPAT and Bank capital. Low degree of positive relation of EPS with deposit and low degree of inverse relation of EPS with core capital. Core capital ratio, bank capital, and deposit positive effects for increasing NPAT. Out of its, deposit highly effect. Deposit positive effects for increase on EPS. High contribution of deposit and core capital to increase net profit. The results of this study have relevance and probable generalizability about the impact of capital adequacy ratio and deposit to increase financial performance of commercial banks in Nepal.\u0000\u0000Keywords: NPAT, EPS, Capital, Deposit, Commercial banks","PeriodicalId":350680,"journal":{"name":"Nepalese Journal of Management Science and Research","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125306960","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Fintech, Regtech and Suptech: Three\u0000Dimensional Approaches to Digital Finance","authors":"","doi":"10.53056/njmsr-2021.001.1","DOIUrl":"https://doi.org/10.53056/njmsr-2021.001.1","url":null,"abstract":"Every institution is now doing business transactions through digital financing system. Digital financing solutions offer great potential to overcome challenges and contribute toward achieving universal access to financial services. However, it is noticed that insufficiency of technological up-gradation and various issues created by hackers that might include fraudulent online transactions as an example, hampers people who are not aware of the other side of technology. There are three stages in the implementation of digital finance viz., Fintech, Regtech and Suptech. ‘Fintech’ is an application of Technology for financial services that include; digital payments and e-money, international remittances, personal and business loans, peer-topeer lending platforms, crowd funding platforms, Robo-advisors, Crypto currencies like Bitcoin, Altcoin, etc. ‘Regtech’ is a contraction of the terms ‘regulatory’ and ‘technology’ and it describes the context of regulatory monitoring, reporting, and compliance. ‘Suptech’ is derived from ‘Supervision’ and ‘Technology’, which monitors ‘Fintech’ and ‘Regtech’. The rise of Fintech will undermine the widespread assumption that the primary source of systemic risk in the financial sector is the domination of large, “systemically important” banks and other financial institutions. On this backdrop, this paper aimed to explore the\u0000importance of Fintech, Regtech, and Suptech as three stage approach to digital finance. This paper makes a focus as the special dynamics regarding how Fintech, Regtech, and Suptech as three stage approach to digital finance work and will become the better substitute of banks and other financial systems. Based on review of secondary sources, this paper highlights: 1. the problems and obstacles faced by corporate entities in digital finance and 2. the interdependency of three dimensions of technology viz., Fintech, Regtech and Suptech.\u0000Keywords: Digital finance, Financial literacy, Fintech, Regtech and Suptech.","PeriodicalId":350680,"journal":{"name":"Nepalese Journal of Management Science and Research","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115454390","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}