{"title":"PERAN PERBANKAN SYARIAH DALAM MELAKSANAKAN CORPORATE SOCIAL RESPONSIBILITY DI MASA COVID-19","authors":"Amie Amelia, Nabilah Yusof","doi":"10.31958/IMARA.V4I2.2332","DOIUrl":"https://doi.org/10.31958/IMARA.V4I2.2332","url":null,"abstract":"Islamic banks have an important role in social responsibility. As a part of Islamic Banking, Corporate social responsibility (CSR) has consequences on the welfare of the community, particularly, to those whose economic affected their economic by Pandemic Covid-19. CSR as a part of community empowerment provide aids like economic, social or health corresponding to theories of CSR. Ideally, CSR should have the value of truth, justice, kindness and honesty that can be manifested in business activities, especially Islamic banks and its relationships with all stakeholders. This research describes the role of Islamic banks in implementing corporate social responsibility during Pandemic Covid-19. Mandiri Syariah Bank as one Islamic Bank has couple of CSR programs such as Mitra Umat, Simpati Umat and Didik Umat. The results of this study also reveal Mandiri Syariah Bank has give aids; providing personal protective equipment (PPE) for medical personnel, helping the economy of the affected community, especially easing customer businesses during Pandemic Covid-19 as a form of social concern, as well as contributing to reducing poverty, company development, and economy and empowerment in accordance with the principles of CSR applied by Mandiri Syariah Bank like the principle of spirituality, nationalism and welfare.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122372810","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"DAMPAK PANDEMI COVID-19 TERHADAP PEREKONOMIAN MASYARAKAT DI SEKTOR INFORMAL","authors":"Rizal Fahlefi, Shofi Ahmad, Rizal Rizal","doi":"10.31958/IMARA.V4I2.2379","DOIUrl":"https://doi.org/10.31958/IMARA.V4I2.2379","url":null,"abstract":"Pandemic Covid-19 has greater impact on people’s lives in all aspects, including economy. The large-scale social restriction policy (PSBB) implemented by the government has restricted the movement of people from one place to another. Then it is suggested to work from home, study from home, or shop from home. As a result, informal sector businesses particularly transportation sub-sector. This research aims to see the impact of Covid-19 pandemic on the economy of people who work in the informal sector, especially the transportation sub-sector. This research was conducted in Tanah Datar Regency, West Sumatra Province in the second quarter of 2020. The population was public transportation workers and sample was minibus taxi drivers or motor taxi bikers. The data collected through a questionnaire, presented in table form and analyzed descriptively by using statistics. The results show Pandemic Covid-19 affect their income. The income of workers in this subsector decreased by 56% so that some workers chose to leave this job or switch to other jobs. This condition results in unfulfilled household needs, so they have to use existing savings, do savings, and rely on special assistance in handling Covid-19, even some wives have also had to work to help the family economy.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117212431","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Reni Oktavia, Nihlatul Qudus Sn, M. Yani, Bobur Sobirov
{"title":"MODEL PENGELOLAAN WAKAF PADA PUSAT PENGELOLAAN DANA SOSIAL (PUSPAS) UNIVERSITAS AIRLANGGA DALAM MENINGKATKAN PRODUKTIFITAS MUSTAHIK DI JAWA TIMUR","authors":"Reni Oktavia, Nihlatul Qudus Sn, M. Yani, Bobur Sobirov","doi":"10.31958/IMARA.V4I2.2410","DOIUrl":"https://doi.org/10.31958/IMARA.V4I2.2410","url":null,"abstract":"This research aims to determine the model of university-based waqaf management in East Java. Higher Education as a booster for civilization change, can be used as a place to manage waqaf. Therefore, waqaf can be used as a means of improvement and enhancement of the quality of education, in order to create a more advanced civilization. This, can be used as an instrument in boosting community productivity. One of the tertiary institutions in Indonesia, which has implemented waqaf management in supporting all educational activities on campus as well as helping the surrounding community is Airlangga University. The research method used is qualitative, with a grounded research approach. The location of the research is Airlangga University, which is the only university in East Java that has officially become nadzir waqaf. In managing this waqaf, Airlangga Univeristy has appointed its work unit, namely the Social Fund Management Center (PUSPAS). Thus, PUSPAS carries out its duties to manage waqaf professionally. PUSPAS Programs focussed on several activities like Waqaf Rumah Amerta and Waqaf 1000 Movement (GEBU). These programs aims to produce productivity for all students, educators, and the community around Airlangga University in particular. In addition, all PUSPAS waqaf management activities can also have an impact on increasing the productivity of mustahik in East Java, in general","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"57 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128495517","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS PENGARUH PRODUK GADAI EMAS (RAHN EMAS) TERHADAP PENINGKATAN FEE BASED INCOME (FBI) PADA PT. BANK SYARIAH MANDIRI","authors":"Ismaulina Ismaulina, Oumar Tidiane Doumbouya","doi":"10.31958/IMARA.V4I2.2248","DOIUrl":"https://doi.org/10.31958/IMARA.V4I2.2248","url":null,"abstract":"Fee Based Income is the income that keeps the company from decreasing the net interest margin (NIM). The amount of profit obtained by the bank as well as being efficient and effective in managing company finances, shows a good bank financial performance. One of the products of PT. BSM that provides Fee Based Income is Gold Pawn (rahn) services provided by banks to customers. This research uses quantitative data. Data obtained from the monthly financial statements of gold pawn products and FBI at PT. Bank Syariah Mandiri period January 2017 - December 2019. This study uses a simple linear regression method. Regression analysis shows that the effect of gold rahn on fee based income is significant where t count (3.826)> t table (2.03) and a significance of 0.001 <0.05 so that Ho is rejected and Ha is accepted. It can be concluded that the Gold Rahn variable has a significant effect on FBI. This happens because the total gold Rahn fee received by Bank Syariah Mandiri makes a significant contribution to the bank's profit rate.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133417914","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
E. S. Bahri, Siti Humairoh, Ahmad Bisyri Syakur, R. Pratiwi
{"title":"PENGUNGKAPAN PEMANFAATAN DANA CORPORATE SOCIAL RESPONSIBILITY UNTUK PENCAPAIAN MAQASHID SYARIAH PADA PT. PLN PERSERO","authors":"E. S. Bahri, Siti Humairoh, Ahmad Bisyri Syakur, R. Pratiwi","doi":"10.31958/IMARA.V4I2.2242","DOIUrl":"https://doi.org/10.31958/IMARA.V4I2.2242","url":null,"abstract":"Research on disclosure of Corporate Social Responsibility (CSR) in relation to Maqashid Sharia in State-Owned Enterprises (BUMN) is still rarely conducted, even though the contribution of BUMN has been felt by the community for its benefits and Maslahah. This research aims to describe disclosure of the use of corporate CSR funds in achieving Maqashid Syariah. The research method uses qualitative and descriptive approaches. The technique of data collection are interviews, observation, and literature study. The data validity was done by triangulation. This research uses CSR program data in 2018. The results show that PT. PLN Persero uses CSR Funds contibuted to the achievement of Maqashid Syariah. CSR funds are allocated for five aspects of Maqashid Syariah, namely: protecting religion (hifdz inen), protecting life (hifdz nafs), protecting intelligence (hifdz aql), protecting children (hifdz nasl), and protecting property (hifdz maal). Based on this disclosure, the use of CSR funds for the achievement of the largest Sharia Maqashid is allocated for the aspect of protection of offspring (hifdz nasl). The allocation of CSR funds is IDR 34,168,729,546, or 26.93%. Meanwhile, the smallest amount of funds in the aspect of religious protection (hifdz in) is Rp. 18,046,879,497 or 14.22%. From this research, new insights are obtained about the contribution of CSR Funds to the achievement of Maqashi Syariah. Therefore, further research is needed to measure the effect of CSR funds on the achievement of Maqashid Syariah using other methods. In addition, further research can add data over several years and add the number of objects to several other state-owned companies.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114707443","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENINGKATAN LOYALITAS MUZAKKI DALAM MEMBAYAR ZAKAT MELALUI SERVICE EXCELLENCE","authors":"Yusuf Yusuf, La Ode Anto, Nofrivul Nofrivul","doi":"10.31958/IMARA.V4I2.2504","DOIUrl":"https://doi.org/10.31958/IMARA.V4I2.2504","url":null,"abstract":"This study aims to analyze the effect of service excellence on increasing Muzakki's loyalty in paying zakat at Baznas of Southeast Sulawesi Province. This research was conducted on the people of Southeast Sulawesi province who paid zakat at the Southeast Sulawesi Provincial Baznas of 120 people. Analysis of the data used in this study is multiple linear regression. The results of this study indicate that service excellence consisting of attitude, attention, action, ability, appereance, and accountability significantly plays a role in increasing Muzakki's loyalty ","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"69 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125909053","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS PENGARUH PERTUMBUHAN EKONOMI, PENGELUARAN PEMERINTAH DAN INFLASI TERHADAP INVESTASI DI SUMATERA BARAT","authors":"Novera Martilova, Amsah Hendri Doni","doi":"10.31958/imara.v4i1.1996","DOIUrl":"https://doi.org/10.31958/imara.v4i1.1996","url":null,"abstract":"This research aims to analyze the effect of Economic Growth, Government Expenditures and Inflation on Investment in West Sumatra from 2001-2015. The type of this research is descriptive and associative; the data analyses used are descriptive analysis and inductive analysis. The analysis model used is the Ordinary Last Square (OLS) Method. The results of the study concluded that (1) Economic growth has a significantly positive effect on investment in West Sumatra. (2) Government Expenditures have a significant positive effect on Investment in West Sumatra. (3) Inflation has a negative significant effect on investment in West Sumatra. (4) Simultaneously, Economic Growth, Government Expenditures and Inflation have a significant effect on Investment in West Sumatra at 97.8% for the period of 2001-2015.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129195132","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS PROFITABILITAS BANK UMUM SYARIAH YANG MENGGUNAKAN RASIO RETURN ON ASSET (ROA) DAN RETURN ON EQUITY (ROE)","authors":"Muhammad Ash-shiddiqy","doi":"10.31958/imara.v3i2.1659","DOIUrl":"https://doi.org/10.31958/imara.v3i2.1659","url":null,"abstract":"The purpose of this study is to understand the difference between Islamic banks' profits beforeand after interest restrictions on conventional bank deposits based on Supervision Acts No. SP-28 DKNS /OJK / 9/2014. The policies of Financial Services Authority can be measured into two profitability ratios:(1) return on assets (ROA), and (2) return on equity (ROE). There were 11 SHARIA banks in Indonesiaselected through purposive sampling technique. Secondary data were the quarterly report of the SHARIABank (six quarters), which focuses on the three quarters before and after implementing the policy. Datawere tested using hypothesis testing through paired sample t-tests with a significant level at 5% (α =0.05). The results of this study indicate that the profitability of SHARIA Banks projected by ROA and ROEhas differences before and after the conventional bank deposit interest rate.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123523088","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PERBANDINGAN EKONOMI ADAT MINANGKABAU DENGAN EKONOMI ISLAM","authors":"Yunimar Yunimar","doi":"10.31958/imara.v3i1.1473","DOIUrl":"https://doi.org/10.31958/imara.v3i1.1473","url":null,"abstract":"Years Ago, the Minangkabau tribe Community in West Sumatera as the the largest matrilineal in the world, has a communal economic system based on the Minangkabau tradition with a proto-democratic system. This paper aims to analyze the comparison of traditional economies with Islamic economics. The research method is descriptive qualitative by conducting surveys and focused group discussion (FGD). The results show Minang people who obey the Islamic rules and Minang custom do not carry out the Islamic economy system. It is because the influence of social and cultural side such as the capitalist economy system. As a result, there will be less togetherness between people based on the philosophy of \"Adat Basandi Sa'arak, Syarak Basandi Kitabullah\".","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"98 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128735432","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"AKUNTABILITAS PENGELOLAAN KEUANGAN DESA DI NAGARI SICINCIN KECAMATAN 2X11 ENAM LINGKUNG KABUPATEN PADANG PARIAMAN","authors":"Nita Fitria","doi":"10.31958/imara.v3i1.1471","DOIUrl":"https://doi.org/10.31958/imara.v3i1.1471","url":null,"abstract":"This paper aims to study the accountability of Nagari financial management in Sicincin, 2X11 Enam Lingkung, Padang Pariaman regency in 2017. This type of research is Field Research with descriptive method. Data collection techniques in this research used interviews and collection of documents. The results showed that the government of 2X11 Enam Lingkung Nagari Sicincin of Padang Pariaman Regency had applied the principles of accountability in the management of Nagari finance in 2017. In general, accountability had begun to be implemented. However, there are still some indicators of accountability criteria that have not been implemented by the government of Nagari Sicincin.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129070539","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}