Journal of Islamic Economic Laws最新文献_第4页

Analysis of Factors Affecting Islamic Insurance Profitability (Case Study Of Sinar Mas Islamic Insurance Period 2011-2017) 影响伊斯兰保险盈利能力的因素分析(以金光集团2011-2017年伊斯兰保险为例)

Journal of Islamic Economic Laws Pub Date : 2019-09-01 DOI: 10.23917/jisel.v2i2.8595

S. Nurbaya, Azhar Alam

引用次数: 9

Murabaha Dispute Settelement In A Sharia Rural Bank of Klaten 克拉丹一家伊斯兰农村银行的Murabaha纠纷解决

Journal of Islamic Economic Laws Pub Date : 2019-07-01 DOI: 10.23917/jisel.v2i2.8593

Rifanatus Sarah Dzatihanani, I. Rosyadi

{"title":"Murabaha Dispute Settelement In A Sharia Rural Bank of Klaten","authors":"Rifanatus Sarah Dzatihanani, I. Rosyadi","doi":"10.23917/jisel.v2i2.8593","DOIUrl":"https://doi.org/10.23917/jisel.v2i2.8593","url":null,"abstract":"In August 2018 the Religious Court accepted the Sharia Rural Bank Al-Mabrur, located in the city of Klaten, application as plaintiff under number 1135 / Pdt.G / 2018 / PA / Klt. They sued Tri Suyatmi and Panut Basuki, for their violation of disobeying the Murabaha contract number: 2414 / APJBM / AL MABRUR / VI / 2017. Based on the case above, a review of decision number 1135 / Pdt.g / 2018 / PA.Klt will be examined. In this article, we will review first of all, what is the basis for the consideration of the Klaten Religious Court judges in completing case number 1135 / Pdt.g / 2018 / PA.Klt. Secondly, Is the Religious Court judge's decision regarding the Murabaha contract in the Sharia Rural Bank Al-Mabrur in accordance with the DSN-MUI Fatwa? This research is a type of qualitative research, which uses an evaluative method that is by measuring certain benefits and activities, as well as collecting and analyzing data systematically to determine the value or benefits of the contents of decision file number 1135 / Pdt.g / 2018 / PA.Klt. The data were obtained from observations, interviews with Judges and Clerks of the Klaten Religious Court, and documents in the Religious Courts. Based on the results of the study it can be concluded that: 1) Judge's decision on case number 1135 / Pdt.g / 2018 / PA.Klt is to declare legal Murabaha contract number 2414 / APJBM / AL MABRUR / VI / 2017, 2) Defendant is proven to have defaulted and must pay material compensation of Rp. 36,269,864 and pay the costs of the case, 3) The legal basis used by the Panel of Judges in setting decisions is in accordance with Islamic Economic Law, namely using the Fatwa of the Sharia Council of the Indonesian Ulema Council (DSN-MUI) concerning the Murabaha contract","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42741137","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Inacoin Cryptocurrency Analysis: An Islamic Law Perspective Inacoin加密货币分析:伊斯兰法视角

Journal of Islamic Economic Laws Pub Date : 2019-07-01 DOI: 10.23917/jisel.v2i2.8585

Filka Catur Windiastuti, Fauzul Hanif Noor Athief

{"title":"Inacoin Cryptocurrency Analysis: An Islamic Law Perspective","authors":"Filka Catur Windiastuti, Fauzul Hanif Noor Athief","doi":"10.23917/jisel.v2i2.8585","DOIUrl":"https://doi.org/10.23917/jisel.v2i2.8585","url":null,"abstract":"The existence of money makes buying and selling activity easier than the barter system. However, the increasing globalization of the world economy demands speed accelaration, ease and security of financial transactions. The discovery of cryptocurrency provides solution for the current payment system which relies highly on the third party in conducting digital transactions. One of those cryptocurrency products is Inacoin which is originated from Indonesia. Because this cryptocurrency is a contemporary problem that cannot be concluded directly from the classical fiqh book, a thorough investigation is needed to obtain the validity of this money from Islamic perspective. This research is a qualitative research that uses multimethod of normative-empirical Islamic law perspective in discussing the aforementioned problem. This study concluded that the existence of Inacoin cannot be accepted as money since there are Islamic requirements or criteria that are not met. In addition, the use of Inacoin is mostly for trading commodity, not as money. The Inacoin trade is legitimate but unlawful, because Inacoin has fulfilled the pillars and requirements of the Al-Ṣarf, yet contradicted some Islamic principal such as maisir, gharar, and possibility of harming its user","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41350554","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 10

Analysis Of Effect Of ZIS (Zakat, Infaq, And Shadaqah), Regional Domestic Products Of Bruto, Regional Minimum Wage And Inflation On Levels Poverty In Indonesia 2012 – 2016 2012 - 2016年印尼ZIS (Zakat, Infaq, And Shadaqah)、布鲁托地区国内生产总值、地区最低工资和通货膨胀对贫困水平的影响分析

Journal of Islamic Economic Laws Pub Date : 2019-07-01 DOI: 10.23917/jisel.v2i2.8679

Fiky Nila Mustika, Enis Setyowati, Azhar Alam

引用次数: 9

Fiduciary Dispute Settlement of Murabaha Contract in PT. Al-Ijarah Indonesia Finance 印尼Al-Ijarah公司Murabaha合同的信托纠纷解决

Journal of Islamic Economic Laws Pub Date : 2019-07-01 DOI: 10.23917/jisel.v2i2.8616

Riska Wijayanti, Kartika Marella Vanni

{"title":"Fiduciary Dispute Settlement of Murabaha Contract in PT. Al-Ijarah Indonesia Finance","authors":"Riska Wijayanti, Kartika Marella Vanni","doi":"10.23917/jisel.v2i2.8616","DOIUrl":"https://doi.org/10.23917/jisel.v2i2.8616","url":null,"abstract":"This study examines the authority of dispute settlement body of a bad financing in murabaha contracts with a collateral of Daihatsu VVTI car 13 XI DLX Year 2011 midnight black color. According to DSN Fatwa Number 04/DSN-MUI/IV/2000 concerning Murabaha the placement of fiduciary on murabaha contract objects is indeed permissible, but it becomes ambiguous when murabaha objects which are used as collateral in the financing process that have not been repaid are lost, causing late installment payments. The customer argued that the late payment was due to the embezzlement of murabaha objects by third parties beyond the expectations or control of the customer. This study also examines the legal liability for late settlement of murabaha sale and purchase by customers due to the loss of murabaha objects which at the same time become collateral in murabaha financing contracts. This research is normative legal research with a legal approach and a case approach. This study concludes that Religious Courts have the authority to decide disputes that occur between customers (mushtari) and sharia financial institutions (ṣahib al-māl) for late repayment of murabaha financing. Based on the principle of accountability based on the element of error, the customer (mushtari) has legal responsibility for his actions. Errors made by customers (mushtari) are in the form of negligence.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44501388","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

The Islamic Law Perspective of Universitas Muhammadiyah Surakarta Pension Fund Management 苏拉惹大学养老基金管理的伊斯兰法视角

Journal of Islamic Economic Laws Pub Date : 2019-02-27 DOI: 10.23917/JISEL.V2I1.7664

I. Huda

引用次数: 0

Analysis Of Islamic Bank Influence On Agricultural Financing Sector Period 2014-2016 2014-2016年伊斯兰银行对农业融资行业的影响分析

Journal of Islamic Economic Laws Pub Date : 2019-02-27 DOI: 10.23917/JISEL.V2I1.7706

Tari Lestari

引用次数: 2

Muḍāraba Fund of Bank Jateng Syariah Cabang Surakarta (BJSCS) According to Dewan Syariah National-Majelis Ulama Indonesia (DSN-MUI) MuḍJateng Syariah Cabang Surakarta银行（BJSCS）的āraba基金根据Dewan Syariah National Majelis Ulama Indonesia（DSN-MUI）

Journal of Islamic Economic Laws Pub Date : 2019-02-27 DOI: 10.23917/JISEL.V2I1.6129

Dyah Ayu

{"title":"Muḍāraba Fund of Bank Jateng Syariah Cabang Surakarta (BJSCS) According to Dewan Syariah National-Majelis Ulama Indonesia (DSN-MUI)","authors":"Dyah Ayu","doi":"10.23917/JISEL.V2I1.6129","DOIUrl":"https://doi.org/10.23917/JISEL.V2I1.6129","url":null,"abstract":"This study aims to illustrate the concept of muḍāraba fund applied by BJSCS. The type of this research is descriptive and qualitative. This study describes the procedures and implementation of muḍāraba fund as well as its compliance with the Fatwa of DSN-MUI. The employed data in this study was obtained through interviews with the finansial officer as representatives of BJSCS who act as key informants. The results reveal that the concept of muḍāraba fund in BJSCS has not been fully in compliance with the Fatwa of DSN-MUI. It is based on firtsly, Fatwa of DSN-MUI number (6) stating that “The Sharia Finansial Institution as the provider of funds shall bear all losses resulting from muḍāraba unless the muḍarib (entrepreneur) makes a deliberate, negligent or counterproductive mistake.\" Secondly, Fatwa of DSN-MUI number (4c) stating that “Provider shall bear all losses resulting from muḍāraba, and the entrepreneur shall not bear any harm except from consequential errors, negligence or breach of consent.” In such cases the borrower shall bear the principal repayment. However, there is one thing that can bring BJSCS closer to Sharia compliance, that is, that the Bank does not do restructuring unilaterally. Rather, the bank and the customer come and sit together to discuss what is good for them. This initiatives finally eliminates the discrepancies. Although in fact we expect that the bank should be bearing all losses because the losses incurred are not the fault of the entrepreneur.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-02-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44931577","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analysis of Impact of CAR, NPF, BOPO on Profitability of Islamic Banks (Year 2015-2017) CAR、NPF、BOPO对伊斯兰银行盈利能力的影响分析(2015-2017年)

Journal of Islamic Economic Laws Pub Date : 2019-02-27 DOI: 10.23917/JISEL.V2I1.6370

Wahyu Intan Kusumastuti, Azhar Alam

引用次数: 26

The Impact of Companies' Internal Factors On The Performance of Their Stock Returns 公司内部因素对股票收益绩效的影响

Journal of Islamic Economic Laws Pub Date : 2019-02-27 DOI: 10.23917/jisel.v2i1.7708

Erifa Aldiena, Muhammad Hanif al Hakim

引用次数: 11