International Journal of Banking and Finance最新文献_第2页

Financial Analysis of Eritrean Commercial Bank: CAMEL Model 厄立特里亚商业银行财务分析:CAMEL模型

International Journal of Banking and Finance Pub Date : 2023-06-26 DOI: 10.5296/ifb.v10i1.21005

Hosie G. Tewelde, Hewan Kiflemariam, Natnael Aregawi, Surafiel Ghirmay

引用次数: 0

FACTORS DETERMINING THE USE OF MOBILE BANKING IN INDONESIA 决定印尼手机银行使用的因素

International Journal of Banking and Finance Pub Date : 2023-06-25 DOI: 10.32890/ijbf2023.18.2.2

Shafa Aqilah, M. Fathoni

引用次数: 0

BEHAVIORAL BIASES AND CREDIT CARD REPAYMENTS AMONG MALAYSIANS 马来西亚人的行为偏见和信用卡还款

International Journal of Banking and Finance Pub Date : 2023-06-25 DOI: 10.32890/ijbf2023.18.2.3

Fazelina Sahul Hamid, Siti Haslina Md Harizan

引用次数: 1

VOLATILITY PERSISTENCE IN INTERNATIONAL FINANCIAL MARKETS IN THE POST COVID-19 ERA 后新冠肺炎时代国际金融市场的波动性

International Journal of Banking and Finance Pub Date : 2023-06-25 DOI: 10.32890/ijbf2023.18.2.4

Samuel Tabot Enow

{"title":"VOLATILITY PERSISTENCE IN INTERNATIONAL FINANCIAL MARKETS IN THE POST COVID-19 ERA","authors":"Samuel Tabot Enow","doi":"10.32890/ijbf2023.18.2.4","DOIUrl":"https://doi.org/10.32890/ijbf2023.18.2.4","url":null,"abstract":"The long-term behaviour of stock markets are of significant importance to asset managers and financial experts due to its direct link with security price valuation. Volatility persistence has a significant impact on the returns of security prices due to its time varying properties. However, there is no real meaningful effect of current volatility on future security prices and returns if the volatility is transitory and not persistent. The aim of this study was to explore conditional volatility properties and determine whether the current volatile environment would persist in the JSE, S&P 500, Nasdaq Index, SSE, CAC 40 and DAX markets. Using a GARCH 1.1 model and a Markov switching model, the findings revealed that volatility would persist in the JSE, S&P 500, Nasdaq Index, SSE, CAC 40, and the DAX from their ARCH and GARCH coefficients, as well as the delay parameters. In addition, the effects of past volatility in the Nasdaq, CAC 40, and DAX would remain in the forecast of variance. A diversified and broader investment approach should be used in the JSE, S&P 500, Nasdaq Index, SSE, CAC 40, and DAX indexes to mitigate risk, and portfolio formation should not concentrate on any sector or asset classes.","PeriodicalId":34380,"journal":{"name":"International Journal of Banking and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-06-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43805804","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

INSIDER TRADING AND CORPORATE SPINOFFS 内幕交易和公司分拆

International Journal of Banking and Finance Pub Date : 2023-06-25 DOI: 10.32890/ijbf2023.18.2.1

C. Charoenwong, K. Ding, Jing Pan

引用次数: 1

IS THE KWAP DEFINED BENEFIT PENSION FUND SUSTAINABLE IN THE LONG RUN? 从长远来看，宽保固定收益养老基金是否可持续？

International Journal of Banking and Finance Pub Date : 2023-06-25 DOI: 10.32890/ijbf2023.18.2.5

Wee‐Yeap Lau, Muhammad Irfan Abdul Rahman

引用次数: 0

THE MODERATING EFFECT OF COST PER LOAN ASSET RATIO ON THE RELATIONSHIP BETWEEN CREDIT RISK AND FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA 每笔贷款资产成本比率对尼日利亚上市存款货币银行信用风险与财务绩效关系的调节作用

International Journal of Banking and Finance Pub Date : 2023-01-05 DOI: 10.32890/ijbf2023.18.1.5

I. Shittu, Hannafi Abdulkadir

{"title":"THE MODERATING EFFECT OF COST PER LOAN ASSET RATIO ON THE RELATIONSHIP BETWEEN CREDIT RISK AND FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA","authors":"I. Shittu, Hannafi Abdulkadir","doi":"10.32890/ijbf2023.18.1.5","DOIUrl":"https://doi.org/10.32890/ijbf2023.18.1.5","url":null,"abstract":"In recent years, banks in Nigeria have experienced a significant increase in delinquent loan portfolios, which has contributed immensely to the financial difficulties in this sector. Due to the trust of depositors, banks should be responsible for the efficient utilization of resources to achieve cost efficiency, which in turn contributes to raising income. This paper seeks to investigate the moderating role of the cost per loan asset ratio (CLAR) on the relationship between credit risk and return on asset (ROA) of Nigerian deposit money banks (DMBs). This study employs panel data analysis followed by the use of GLS regression models to examine the relationship in question. The population consists of all fifteen (15) listed DMBs in the Nigerian stock market as at December 31st, 2018, while the adjusted population was eleven (11). The results revealed a significant positive moderating relationship between the non-performing loan ratio (NPLR) and capital adequacy ratio (CAR), while the loan loss provision ratio (LLPR) and asset quality ratio (AQR) were negative, but statistically significant. Moreover, the cost per loan asset ratio was found to have an inverse moderating effect on the relationship between the loan and advance ratio (LADR) and the bank’s probability, even though it was not statistically significant. Based on the research findings, the study recommends that policymakers focus on capital regulation as measured by the capital adequacy ratio, risk level, liquidity, and operational cost efficiency. In addition, banks should have effective and efficient strategies to manage credit risks, which might help to enhance their performance.","PeriodicalId":34380,"journal":{"name":"International Journal of Banking and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45124346","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

DETERMINANTS OF SME SUCCESS OR FAILURE IN FRONTIER MARKETS 中小企业在前沿市场成败的决定因素

International Journal of Banking and Finance Pub Date : 2023-01-05 DOI: 10.32890/ijbf2023.18.1.1

Muhammad M. Ma’aji, Rob Shrubsall, Ediri O. Anderson

{"title":"DETERMINANTS OF SME SUCCESS OR FAILURE IN FRONTIER MARKETS","authors":"Muhammad M. Ma’aji, Rob Shrubsall, Ediri O. Anderson","doi":"10.32890/ijbf2023.18.1.1","DOIUrl":"https://doi.org/10.32890/ijbf2023.18.1.1","url":null,"abstract":"SME competitiveness, financial stability, and and its continuity as a going concern are important considerations for companystakeholders. This research is utilizing logistic regression to examine the determinants of SME business success or failure in Cambodia. A total of 314 successful and 78 failing SMEs were examined. Information was gathered through a survey questionnaire that had been previously validated in various countries based on the financial and non-financial information of SMEs. The study found that four factors, namely the owner’s education level, owner’s marketing skills, customer complaints, and the age of the business were important in determining the success or failure of SMEs. The predictive accuracy of the model was 95.5 percent, with an R-square estimation of 64 percent. Policymakers can use the results of this study to prepare and train aspirant entrepreneurs and current SME proprietors to keep proper records and maintain financial control, and develop marketing and other skills to assist their businesses to succeed. The findings can provide insights for entrepreneurs, especially with respect to efficient resource allocations that may help avert or lessen the rate of failure among SMEs. The findings can also help strengthen the SME sector in Cambodia, by providing more employment opportunities, assisting in better income distribution, and eventually leading to long-term prosperity and competitiveness.","PeriodicalId":34380,"journal":{"name":"International Journal of Banking and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43631611","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

DYNAMICS OF THE MOROCCAN INDUSTRY INDICES NETWORK BEFORE AND DURING THE COVID-19 PANDEMIC 新冠肺炎大流行前后摩洛哥工业指数网络的动态

International Journal of Banking and Finance Pub Date : 2023-01-05 DOI: 10.32890/ijbf2023.18.1.2

El Msiyah Cherif, Jaouad Madkour

{"title":"DYNAMICS OF THE MOROCCAN INDUSTRY INDICES NETWORK BEFORE AND DURING THE COVID-19 PANDEMIC","authors":"El Msiyah Cherif, Jaouad Madkour","doi":"10.32890/ijbf2023.18.1.2","DOIUrl":"https://doi.org/10.32890/ijbf2023.18.1.2","url":null,"abstract":"This paper studies the topological properties of the dynamics of the industry indices network at the Moroccan stock exchange by usingnetwork theory. The Minimum Spanning Tree (MST) was constructed from the metric distances which had been calculated for the different pairs of industrial indices. The dynamics of the MST were analysed over the period 2013 to 2020 using the sliding window technique. The period studied was divided into the pre-pandemic Covid-19 period and the pandemic Covid-19 period. Connectivity and centrality indicators were calculated to track the connectivity structure over time and to identify the positioning and the importance of the industry indices studied. The result of this study indicates that the network of industry indices was relatively stable during the pre-pandemic Covid-19 period before observing a sudden rapprochement between industries when the Covid-19 pandemic was officially announced. The formation of star-shaped networks was also observed. These networks were centred on the banking industry, essentially during the pandemic Covid-19 period. The banking industry was also positioned at the centre of the Moroccan industry indices network. ","PeriodicalId":34380,"journal":{"name":"International Journal of Banking and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47344157","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

A META-ANALYSIS OF THE RELATIONSHIP BETWEEN RELIGIOSITY AND SAVING BEHAVIOUR 宗教信仰与储蓄行为关系的META分析

International Journal of Banking and Finance Pub Date : 2023-01-05 DOI: 10.32890/ijbf2023.18.1.4

Coky Fauzi Alfi

引用次数: 0