Malaysian Journal of Syariah and Law最新文献

{"title":"NON-FUNGIBLE TOKENS AS A WAY TO PROTECT GLOBAL INTELLECTUAL PROPERTY","authors":"Matheus L. Puppe Magalhães","doi":"10.33102/mjsl.vol11no2.475","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.475","url":null,"abstract":"Blockchain technology is increasingly being recognized worldwide as a cornerstone of security and stability in the digital realm. The Internet, often viewed as a seemingly chaotic, unpredictable, and insecure environment, is experiencing a significant paradigm shift thanks to disruptive innovations such as blockchains, which provide a robust mechanism to ensure the integrity of the global information flow. While the original purpose of this technology was to facilitate cryptocurrencies, its applications have since broadened, permeating law, business, and more recently, sectors like art and gaming. In this context, Non-Fungible Tokens (NFTs) are on the cusp of becoming a mainstream asset class. These unique digital assets, intricately tied to Intellectual Property, present an unexplored avenue for legal and business applications. This paper assesses the potential uses of NFTs for to protect global IP. The study further suggests an analogous interpretation of existing norms that regulate the connection with NFTs and local regulations, thus laying the groundwork for an initial self-regulatory framework. In conclusion, NFTs are poised to revolutionize IP protection globally. However, from a legal perspective, it also represents the necessity to develop a regulated self-regulatory system to frame such technology. As part of future research, we propose the creation of legal standards to accept and introduce NFTs as part of the IP protection laws.","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":" 23","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139141578","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"إحياءُ واستثمارُ الأراضي الْمَوات في ماليزيا من خلال التمويل الأصغر الإسلامي","authors":"M. Edris, Mohamed Sharif Bashir, Baidar Mohammed Mohammed Hasan","doi":"10.33102/mjsl.vol11no2.512","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.512","url":null,"abstract":"This study aims to identify the revitalization and investment of abandoned land through Islamic microfinance in Malaysia, with a specific emphasis on the state of Negeri Sembilan. It discusses the concept of abandoned lands, examining methods for their revitalization and investment in accordance with the principles of Islamic law. In this regard, revitalizing and investing in abandoned land is posited as a solution to the financing problems faced by small and medium enterprises as well as enhance opportunities to increase the income of poor people in the Malaysian society. The study employed the descriptive analysis approach in demonstrating the importance of revitalizing and investing the abandoned land through Islamic microfinance approach which will boost the efforts of microfinance institutions in reducing poverty and overcoming the consequences of the COVID-19 pandemic. A key finding is that investing in abandoned land, in line with Shariah principles, offers an innovative approach to utilizing these lands for productive projects and reflects the importance of Islamic microfinance and its response to the requirements of revitalizing the abandoned land efficiently and effectively.   ملخص البحث تهدّفُ هذه الدَراسة إلى التعريف بإحياء الأرض الموات واستثمارها من خلال التمويل الأصغر الإسلامي في ماليزيا؛ وعلى وجه الخصوص في ولاية نجري سمبيلان، وتحاول مناقشة مفهوم الأرض الموات في الفقه وطرق إحيائها واستثمارها وفقاً للضوابط الشرعية في الفقه الإسلامي، وبهذا الاعتبار فإنَّ إحياء الأرض الموات واستثمارها سيوفر حلاً لمشكلات التمويل التي تواجهها المشروعات الصغيرة والمتوسطة، ويعزز من فرص زيادة دخل الفئات الفقيرة في المجتمع الماليزي، تعتمد الدّراسة على منهج التحليل الوصفي في بيان أهمية إحياء الأرض الموات واستثمارها ، والدور الذي يمكن أن تقوم به صيغ وأساليب التمويل الأصغر الإسلامي في إحياء الأرض الموات وتهيئتها للاستخدام الإنتاجي الذي سيعزز من جهود مؤسسات الإقراض الصغيرة أو صناديق دعم الفقراء الأهلية والرسمية في التقليل من الفقر، وتجاوز تداعيات ما بعد جائحة كوفيد-19 على محدودي الدخل. ومن النتائج التي توصلت إليها الدِّراسة أن استثمار الأراضي الموات وفقاً لمبادئ الشريعة الإسلامية يمثل مدخلاً بديلاً لتوظيف الأراضي واستغلالها في مشروعات إنتاجية، ويعكس أهمية التمويل الأصغر الإسلامي وتلبيته لمتطلبات إحياء الأرض الموات واستغلالها بكفاءة وفاعلية.","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":" 87","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139137607","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"KAJIAN ISU-ISU BERKAITAN PEMELIHARAAN AKIDAH DAN PEMIKIRAN UMAT ISLAM DI MALAYSIA","authors":"Mohd Norhusairi Mat Hussin, Mohd Zaid Daud, Ruzman Md Noor, Amalina Che Omar","doi":"10.33102/mjsl.vol11no2.454","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.454","url":null,"abstract":"The Islamic community is presently confronted by several concerns pertaining to matters of faith and beliefs. The Malaysian government is increasingly concerned about various issues, including deviant teachings, apostasy, demands for human rights from specific groups and religious extremism. These can potentially lead towards the disruption of national security and the sanctity of the Islamic religion. As a result, the government is taking measures to curb and contain the development of these issues. This article investigates three distinct categories of behaviours that present substantial risks to the faith of the Muslim community. These include deviations in beliefs and ideas, issues on human rights, and the existence of extremist or radical groups that pose a threat to peace in Malaysia. Data for this study were obtained through library research and the application of content analysis involving thematic examination of issues relevant to subject matter. The study demonstrates that the current development of Islamic legislation in Malaysia is a continuous process of change aimed at upholding national security and unity through the framework of Islamic law. Moreover, there are multiple risks both domestically and internationally, encompassing concerns pertaining to the faith and beliefs of the Muslim community in Malaysia. These factors could potentially to create ambiguity and jeopardise the overall security and stability of society, particularly within the Muslim community.\u0000 \u0000Abstrak\u0000Masyarakat Islam kini berdepan dengan pelbagai isu akidah dan pemikiran yang semakin membimbangkan. Kerajaan Malaysia semakin prihatin terhadap isu-isu seperti ajaran sesat, murtad, tuntutan hak asasi daripada golongan-golongan tertentu, ekstremis agama. Hal ini berpotensi membawa kepada tergugatnya keamanan setempat dan kesucian agama Islam. Kesannya, kerajaan telah mengambil langkah bagi membendung dan mengawal situasi ini. Kajian ini menganalisis tiga ancaman utama kepada akidah masyarakat Islam dan institusi Islam iaitu berkaitan penyelewengan akidah dan pemikiran, isu tuntutan hak asasi manusia dan akhir sekali berkaitan kewujudan golongan ekstremis atau radikal yang mengancam keamanan di Malaysia. Data untuk kajian ini diperolehi melalui kajian perpustakaan dan metode analisis kandungan telah diaplikasikan dalam kajian ini melibatkan pendekatan tematik terhadap isu-isu tersebut. Kajian mendapati bahawa pembinaan undang-undang Islam di Malaysia pada hari ini adalah hasil reformasi yang berterusan dan usaha ini tidak pernah dihentikan untuk memastikan keamanan dan keharmonian negara terus terpelihara dalam acuan undang-undang Islam. Tambahan lagi, wujud pelbagai ancaman yang timbul dari dalam dan luar negara termasuk dalam isu akidah dan pemikiran umat Islam yang boleh menimbulkan kekeliruan dan mengancam keamanan serta kestabilan masyarakat khususnya umat Islam. Selain itu, terdapat pelbagai risiko di dalam dan di luar negara, merangkumi kebimbangan yang berka","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":"136 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138598716","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"استثمارات الشركات الأجنبية الوافدة: اللوائح القانونية والآثار السياسية في تحقيق التنمية الاقتصادية في دولة الإمارات العربية المتحدة","authors":"Rashed Naser Mussabah Khamees Al-Kalbani, Nisar Mohammad Ahmad, Mohamad Zaharuddin Zakaria","doi":"10.33102/mjsl.vol11no2.400","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.400","url":null,"abstract":"This study aimed to study the legal regulation and political impacts of foreign investments on the economic development of the United Arab Emirates (UAE). It addresses key questions related to the extent of foreign investments in the UAE, legal regulations of foreign investment, the sectors that attract the most investment, and how these investments contribute to overall economic growth through political impacts to the country. In addition, the study examines the direct effects of foreign investments on job creation, technology transfer and skills development in the UAE. It also explores the policy frameworks and measures implemented by the UAE government to attract and encourage foreign investments, as well as the challenges and barriers that hinder its full potential. By conducting a descriptive applied study, this study aims to emphasize the importance of foreign investments and provide insights to policy makers and stakeholders. The study highlights the importance of these investments in achieving sustainable economic development in the UAE. Despite concerns about external financing and its possible negative impact on sovereignty, decision-makers in many countries have recognized the decisive role of foreign investments in their economies. The study concluded that the UAE has succeeded in attracting foreign investments through industrial centres, incentives, advanced infrastructure and a favorable business climate. The country's commitment to openness and free movement of capital contributed to its attractiveness as an investment destination. This study found that foreign direct financing is diverse, benefiting various sectors within the UAE economy and subject to specific legal regulations and political impacts for more economic achievement. While portfolio and other forms of investments are often tied to specific sectors, direct financing has a wider distribution. The results also indicate that the UAE aims to boost investor confidence and expand investments outside the financial sector in tolerant with legal regulations. The study emphasizes the need for measures that promote investments across various economic activities, including real estate. This commitment to openness and capital movement significantly enhances its appeal as an investment hub while abiding by legal frameworks, reinforcing the nation's stance on fostering economic growth through foreign investments.   ملخص البحث هدفت هذه الدراسة إلى دراسة التنظيمات القانونية والآثار السياسية للاستثمارات الأجنبية على التنمية الاقتصادية في دولة الإمارات العربية المتحدة .يتناول البحث أسئلة رئيسية تتعلق بمدى الاستثمارات الأجنبية في الإمارات والتنظيمات القانونية للاستثمارات الأجنبية، والقطاعات التي تجذب أكبر قدر من الاستثمارات، وكيفية مساهمة هذه الاستثمارات في النمو الاقتصادي العام من خلال الآثار السياسية على البلاد. بالإضافة إلى ذلك، تبحث الدراسة في الآثار المباشرة للاستثمارات الأجنبية على خلق فرص العمل ونقل التكنولوجيا وتطوير المهارات في الإمارات. كما تستكشف الدراسة الأطر السياسية والتداب","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":"5 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139188010","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"THE EXISTENCE OF NAGARI IN WEST SUMATRA ON STATE POLICY HEGEMONY","authors":"Aulia Rahmat, Esmi Warassih, Muhamad Syamsudin","doi":"10.33102/mjsl.vol11no2.452","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.452","url":null,"abstract":"The Minangkabau community in West Sumatra employs a social system referred to as nagari. The term nagari should be defined to describe an administrative body that serves the lowest level of government bureaucratic duties in West Sumatra. The Dutch East Indies attempted to colonize Nagari, and as a result, the system of government encountered a number of transformations.  The nagari faced different attitudes in each government regime during the independence era, which was similar to what occurred then. This research investigates Nagari’s dynamics and existence in state legal systems. This paper juxtaposes the official postures of different governments concerning the existence of Nagari. It is noteworthy that Nagari not only has at the grassroots level of governance but also functions as an institutionalization of the significance of interpersonal connections within the Minangkabau social order. This research utilizes an applied socio-legal methodology to examine the configuration of state law and its consequences for Nagari as a legal subject. The research findings indicate that Nagari, which represents the institutionalization of the Minangkabau social order, has undergone bureaucratization and instrumentalization since the colonial period. The bureaucratization of the Nagari has left a major trauma for Minangkabau political authority which is reflected in the structure and organization of the Nagari. The understanding of Nagari within the Minangkabau community has been impacted by the influence and dominance of governmental policies, resulting in challenges for rapid progress in reconstruction endeavors. The state must reduce domination and hegemony over the nagari in the process of establishing regulations governing the nagari.","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":" 20","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138613575","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"مزايا الاستثمار الإسلامي وأثرها في التنمية المستدامة","authors":"Abdeltawwab Moustafa Khaled Moawad","doi":"10.33102/mjsl.vol11no2.351","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.351","url":null,"abstract":"In contemporary economic discourse, there exists a pivotal inquiry into the salient characteristics of the Islamic investment industry, which has manifested a noteworthy ascendancy on both Islamic and global fronts in recent years. This study scrutinizes the advantageous aspects of the Islamic investment industry in the present reality, delineating the contributing factors underpinning its proliferation. The findings underscore the divine origins of Islamic investment, grounded in the Qur'an and the Sunnah, operating within the realm of virtuous deeds and ethical conduct, eschewing prohibitions. Central to its ethos is a commitment to justice, participation, solidarity, cooperation, and the safeguarding of the rights of both the affluent and the indigent. Moreover, Islamic investment distinguishes itself from other man-made systems by intricately linking the economy to a set of moral values inherent in financial transactions, including unwavering commitment to truthfulness, honesty, loyalty, and the avoidance of fraudulent practices, monopolies, usury, and injustice. The study reveals that Islamic investment is adaptable and amenable to development, aligning with contemporary contracts that adhere to Sharia principles. Emphatically, it is instrumental in establishing socially responsible and productive projects that stimulate economic activity, generating incomes, augmenting real demand for goods and services, and bolstering savings rates. Consequently, this engenders a positive feedback loop, propelling investment rates and sustaining the cyclical momentum of the economy and production. Crucially, Islamic investment steadfastly avoids engagement in projects that could induce environmental pollution or harm to others, underscoring its commitment to sustainable and ethical practices. This comprehensive analysis contributes valuable insights to the burgeoning academic discourse on the dynamic and principled underpinnings of the Islamic investment industry.   ملخص البحث يدور تساؤل بين علماء الاقتصاد اليوم حول معرفة أهم مميزات صناعة الاستثمار الإسلامي في واقعنا المعاصر والتي كان لها عظيم الأثر في ازديادها نموها على المستوي الإسلامي والعالمي على نحو مطرد في السنوات الأخيرة، فجاءت هذه الدراسة لبيان مميزات هذه الصناعة من خلال المنهج الوصفي التحليلي الذي يعتمد على دراسة ظاهرة مزايا صناعة الاستثمار الإسلامي ورصدها في الواقع المعاصرة مع بيان كافة الأسباب التي ساهمت في حدوث هذه الظاهرة ونموها. وخلصت الدراسة إلى عدة نتائج أهمها: أن الاستثمار الإسلامي رباني المصدر يعتمد على الكتاب والسنة، ويكون في مجال الطيبات، واجتناب المحرمات، ويقوم على إقرار مبدأ العدالة، والمشاركة، والتكافل والتعاون ومراعاة حقوق الأغنياء والفقراء، والاعتماد على عنصر الأخلاق والقيم في تمييز الاستثمار الإسلامي عن غيره من النظم الوضعية وذلك برط الاقتصاد بمجموعة من القيم الأخلاقية التي ترتبط بالمعاملات المالية مثل الالتزام بالصدق والأمانة والوفاء واجتناب الغش والتدليس والاحتكار والربا، والظلم ونحو ذلك. وأثبتت الدراسة أن الاستثمار الإسلامي قابل للتطور والموائمة مع جميع العقود المستجدة التي لا ","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":"53 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139192014","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"NORMATIVE ISLAMIC CONCEPTUALIZATIONS OF FAMILIES AND KINSHIP THROUGH MAQASID PERSPECTIVES: A COMPREHENSIVE LITERATURE STUDY","authors":"Mawloud Mohadi","doi":"10.33102/mjsl.vol11no2.459","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.459","url":null,"abstract":"The current article represents a comprehensive understanding of the family system and kinship in normative Muslim scholarship. It introduces the perception and definition of family and kinship relations and presents some of its fundamental features and bases in order to restructure critical, yet scattered opinions of scholars from various religious, legal, and historical Islamic sources. This research also aims to investigate numerous normatively formed perspectives related to family forms, the paradigm of values for family and kinship, and the family systems inspired by normative sources of Islam which have been discussed in broader discourse echelons to show the development of Muslim scholarship, provisions, opinions, and analysis, with regard to family and kin, especially under the umbrella of maqāṣid al-shari’ah. The article follows a qualitative methodology with historical, analytical, and descriptive approaches in a comparative manner when investigating normative accounts of the Muslim family and kinship. \u0000This study's contribution to international scholars in the field lies in its comprehensive analysis of maqasid framework for family and kinship in Islam and its divergence among normative scholarship. By shedding light on these normative perspectives, it enriches the existing scholarly discourse on maqasid al-shari’ah and opens up new avenues for further research and exploration in contemporary approaches to family and kinship studies. The findings of this study provide valuable insights for researchers, academics, and practitioners seeking a deeper understanding of maqasid al-shari’ah and its practical applications in contemporary contexts. The article found out that the advent of Islam, as mentioned in normative Muslim scholarship, introduced several religious rudiments into the family and kinship life that morally, structurally, and socially altered and regulated the character, structure, and purposes of the Muslim family to ensure stability and advocate social relations and order.","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":" 46","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138612609","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"تطبيقات التمويل بالتقسيط في المصرف الإسلامي الإندونيسي: دراسة تحليلية مقاصدية","authors":"Ahmad Muqorobin, Novan Fatchu Alafianta","doi":"10.33102/mjsl.vol11no2.503","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.503","url":null,"abstract":"This study aims to shed light on the issue of the instalment system in Islamic banking finance. The instalment system in Islamic banking revolves around the method of financing on multiple scales in order to meet the people’s needs, in addition to achieving the goals of Islamic Sharia and its lofty purposes for the protection of money. The instalment formula can affect the existence of non-compliance with instalment payments, delays in instalment payments by customers, and bad debts, and thus the research problem is represented. This study employed a set of scientific methodologies that were relevant to the subject. Through the inductive approach, the researcher extrapolated the main sources of the research material regarding the issue of financing in instalments, and applied previous studies related to the topic. This study also used the analytical method to clarify the concept of financing in instalments, its legitimacy, its varied forms, and the researcher used the analytical method to achieve the purposes of each form in saving money. Then through a field study, the researcher worked on conducting personal interviews and dialogue with employees and officials of the Finance Department in Indonesian Islamic bank and conducting a field study in them, then benefiting from them in research issues. This study concluded that the instalment formula is one of the most important methods used in financing in Indonesian Islamic bank. Specifically, the forms of instalment financing that are implemented in Indonesian Islamic bank are mudhārabah, musyārakah muthanāqisah, murābahah, and ijārah mutahiah bittamlik. This is due to the fact that financing cannot be separated from the instalment system. These forms of financing achieve the specific objectives of the Sharia which are to preserve wealth through the development and circulation of funds as well as to achieve the goal of justice and eliminate difficulties in order to make it easier for people to obtain welfare. At the end of the study, the researcher proposed that in order for Islamic banks and financial institutions to perform effectively, there is a need for more effective Sharia supervision on the application of instalment financing in all stages.   ملخص البحث يهدف البحث إلى تسليط الضوء على تطبيقات صيغ التقسيط في التمويل المصرفي الإسلامي الإندونيسي، حيث أن التقسيط يدور حول أسلوب التمويل على نطاقات مختلفة ومتعددة، لأجل تلبية حاجات الناس وتحقيق سعادتهم. وذلك من خلال تحليل يستند إلى غايات الشريعة الإسلامية ومقاصدها السامية الخاصة بحماية المال. فصيغ التقسيط في التمويل المصرفي منها ما يؤثر تأثيراً إيجابياً على الالتزام بدفع الأقساط ومماطلة العميل في سداد الأقساط وغيره في القطاعات الإنتاجية مثلا، ومنها ما يؤثر تأثيراً سلبياً على الأفراد والمجتمع مثلا وليس على المصارف الإسلامية فقط. وقد اتبع الباحثان مجموعة من المنهجيات العلمية التي تناولا بها موضوعهما، فمن خلال المنهج الاستقرائي قام الباحثان باستقراء المصادر الرئيسة لمادة البحث فيما يتعلق بقضية التمويل بالتقسيط، والاستفادة من البحوث والدراسات التطبيقية ا","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":"146 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139261972","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"EVALUATION OF SHARI'AH GOVERNANCE PRACTICES IN SAUDI ARABIAN BANKS","authors":"Mohamed Sharif Bashir, Abdo Aglan Babiker","doi":"10.33102/mjsl.vol11no2.480","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.480","url":null,"abstract":"Islamic banking is witnessing a significant increase in worldwide demand for its products alongside the increased interest in Sharīʿah governance, which is an essential means of ensuring that the products and activities of Islamic banking institutions fully comply with Sharīʿah (Islamic law), meet customer needs, and increase their competitiveness in both local and international markets. The aim of this paper is to evaluate Sharīʿah governance practices in Saudi Arabian banks and also ‎examine the level of adherence to Sharīʿah governance principles, institutional ‎frameworks, regulatory standards, and procedures within Saudi banks. This paper ‎employs a descriptive analysis approach, while the data were collected through a ‎questionnaire survey from 95 members of Sharīʿah advisory boards, Sharīʿah groups, and Sharīʿah governance committees ‎in 11 banks operating in Saudi Arabia. A regression analysis was performed to estimate relationships between the level of compliance and commitment to Sharīʿah governance in Saudi banks as a dependent variable, and the implementation of Sharīʿah governance, its dimensions, and the availability of implementing procedures of Sharīʿah governance as independent variables. The findings confirm the existence of variations between banks at ‎the level of implementing Sharīʿah governance principles and standards. The dimensions ‎of Sharīʿah governance received varying levels of attention in the banks, with ‎organizational structure ranking first, followed by the dimensions of responsibility and ‎disclosure, and finally, control, auditing, and accountability. The study reveals ‎disparities in the implementation levels of Sharīʿah governance between banks with full-fledged Sharīʿah compliance and conventional banks that offer Islamic windows. ‎Additionally, the study indicates differences in the adequacy of implementing ‎procedures for Sharīʿahgovernance principles and standards in both types of Saudi banks, attributed ‎to variations in bank size, product type, and organizational structure. The results of ‎the regression analysis demonstrate that the ‎implementation of Sharīʿah governance dimensions and the availability of implementing ‎procedures have a statistically positive effect on the level of commitment to Islamic banking and Sharīʿah governance. The paper suggests a necessity for training personnel in Islamic ‎banking, activating the role of Sharīʿah compliance units, and developing the ‎Sharīʿah governance framework in Islamic banking operations in Saudi Arabia.","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":"76 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-11-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135724984","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ELDERLY EDUCATION AND LIFELONG LEARNING: LEGAL AND SHARIAH PERSPECTIVES","authors":"Mashitah Abdul Mutalib, Nur Al-Farhain Kamaruzaman, Nur Aina Abdullah","doi":"10.33102/mjsl.vol11no2.405","DOIUrl":"https://doi.org/10.33102/mjsl.vol11no2.405","url":null,"abstract":"Prioritising the elderly should be a national priority before Malaysia turns into an old country, which is anticipated to happen in the year 2030. Reimagining what quality aging will entail in the future is required to provide older people in Malaysia the best possibilities for a quality life. One way to ensure that the elderly will age graciously is through education or learning. However, there are various barriers and challenges which limit the development of elderly education and lifelong learning in Malaysia. This study, therefore, focuses to explore prominent issues regarding elderly education and lifelong learning. This would include analysing the existing laws and policies related to the elderly. Apart from that, the Shariah perspectives on this area are also discussed to illustrate the importance of learning for elderly. This study is a qualitative legal study employing doctrinal approach and document analysis. The findings illustrate that, although there are existing legal instruments and syariah authorities on the significance of elderly education and learning at a later stage, a policy reform is needed especially in terms of the strategies and implementation of the polices. The policy should be reformed, the challenges should be addressed, coordination and collaboration should be enhanced. The policies need to be more inclusive involving higher numbers of senior citizens in Malaysia. Additionally, a mechanism is required to educate the elderly about the importance of learning at a later stage as reflected in the national policies and shariah principles. This paper shall assist the policy makers in enhancing the policy on older people particularly on the aspect or elderly education and life learning in Malaysia. The challenges faced by Malaysia specifically in ensuring the inclusiveness of the programmes involving senior citizens in Malaysia shall be lessons for other countries in strengthening their policies for older people.","PeriodicalId":34345,"journal":{"name":"Malaysian Journal of Syariah and Law","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135779333","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}