Anali Ekonomskog fakulteta u Subotici最新文献_第6页

Are digital financial payments constrained by the country's income: Evidence from the Global Findex database 数字金融支付是否受到国家收入的限制:来自全球Findex数据库的证据

Anali Ekonomskog fakulteta u Subotici Pub Date : 2021-01-01 DOI: 10.5937/aneksub2146115a

Marija Antonijević, Isidora Ljumović, Velimir Lukić

{"title":"Are digital financial payments constrained by the country's income: Evidence from the Global Findex database","authors":"Marija Antonijević, Isidora Ljumović, Velimir Lukić","doi":"10.5937/aneksub2146115a","DOIUrl":"https://doi.org/10.5937/aneksub2146115a","url":null,"abstract":"The combined effect of ICT improvement, digitalization and change in clients' habits lead to changes in the financial sector worldwide. Increased use of digital financial services (DFS) is a change that might help to increase financial inclusion, which is particularly important for developing countries. As income is considered a critical driver of digital payments, this study aims to determine whether there is a linear relationship between a country's income measured by the level of Gross National Income per capita (GNI p.c.) and the use of digital payment services, i.e., making and receiving digital payments. We used data from the Global Findex and World Bank databases for 2017 to conduct the research, which covered 141 countries. The presence of a linear relationship between the level of GNI p.c. and the use of digital payments was tested using correlation analysis. The results of the correlation analysis show that there is a significant strong positive linear relationship between the level of GNI p.c. and the use of digital payment services in both segments, i.e., making and receiving payments. Findings are consistent with previous research and confirmed the important role of income as a driver of the use of DFS.","PeriodicalId":33873,"journal":{"name":"Anali Ekonomskog fakulteta u Subotici","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"71197854","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Intention to study digital marketing in the context of expected quality of a study program 在期望学习项目质量的背景下学习数字营销的意向

Anali Ekonomskog fakulteta u Subotici Pub Date : 2021-01-01 DOI: 10.5937/aneksub2146035d

Ines Đokić, Nikola Milićević, Nenad Đokić

{"title":"Intention to study digital marketing in the context of expected quality of a study program","authors":"Ines Đokić, Nikola Milićević, Nenad Đokić","doi":"10.5937/aneksub2146035d","DOIUrl":"https://doi.org/10.5937/aneksub2146035d","url":null,"abstract":"Measuring the quality in higher education can be performed on a more general level, usually by adjusting the instruments for measuring the quality of services in general, or through instruments that are related most directly to the study program. In any case, in methodological terms, one should keep in mind the relevant scientific knowledge regarding the treatment of a model that describes the relations of quality and its dimensions. In addition to appropriate theoretical observations, a primary marketing research was conducted in this paper, in order to determine whether and to what extent the expected quality of the study program affects the intention to enroll in it. In this particular case, students of the Faculty of Economics in Subotica (n = 89) evaluated (in June 2021) the expected quality of the master study program Digital Marketing (which is to start at this faculty in the forthcoming academic) and expressed their intentions to enroll in that program. Structural equation modeling was used. The results indicate that the expected quality positively and statistically significantly affects the intention to study the study program. The construct of the expected quality itself is statistically significantly formed by the dimensions of quality in the following order (according to the strength of the impact): Generic Skills, Good Teaching, Clear Goals and Standards, Appropriate Workload, and Appropriate Assessment.","PeriodicalId":33873,"journal":{"name":"Anali Ekonomskog fakulteta u Subotici","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"71197665","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Empirical study of savings through life insurance in the Republic of Serbia 塞尔维亚共和国人寿保险储蓄的实证研究

Anali Ekonomskog fakulteta u Subotici Pub Date : 2021-01-01 DOI: 10.5937/aneksub2146089l

Marija Lukic, Tatjana Piljan, Almir Muhović

{"title":"Empirical study of savings through life insurance in the Republic of Serbia","authors":"Marija Lukic, Tatjana Piljan, Almir Muhović","doi":"10.5937/aneksub2146089l","DOIUrl":"https://doi.org/10.5937/aneksub2146089l","url":null,"abstract":"Life is a natural course, full of uncertainty and temptation of every human being. In order to make our lives more peaceful and have a more peaceful future, we are trying in various ways to secure ourselves and make our lives safer. Savings through insurance is a life-saving type of savings that involves the material protection of an individual against the risk of premature death and loss or loss of ability to earn money. In conditions where the solidarity-based pension system is unsustainable, it is necessary to develop voluntary pension insurance and savings through life insurance, as sources of long-term savings and additional sources of financing. The subject of this research is to answer the question of what people think about saving through life insurance. The main objective of this research is to evaluate the attitude of the residents of the Republic of Serbia towards saving through life insurance. The survey was conducted on the territory of the entire Republic of Serbia, on a suitable sample of 500 respondents. Through this paper, the citizens' attitude towards saving through life insurance in the Republic of Serbia is analyzed in one place. By analyzing the data from the survey, we can conclude that the general hypothesis is confirmed: Residents are not satisfied with the current state of savings through life insurance in the Republic of Serbia.","PeriodicalId":33873,"journal":{"name":"Anali Ekonomskog fakulteta u Subotici","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"71197729","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Openness of companies in Serbia to creativity, new ideas and innovation 塞尔维亚公司对创意、新想法和创新的开放态度

Anali Ekonomskog fakulteta u Subotici Pub Date : 2021-01-01 DOI: 10.5937/aneksub2146021m

Vuk Miletić, N. Ćurčić, Z. Kostić

{"title":"Openness of companies in Serbia to creativity, new ideas and innovation","authors":"Vuk Miletić, N. Ćurčić, Z. Kostić","doi":"10.5937/aneksub2146021m","DOIUrl":"https://doi.org/10.5937/aneksub2146021m","url":null,"abstract":"The subject of research in this paper is the analysis of openness of companies operating in Serbia to creativity, recognition of new ideas and innovations regardless of size, time period of their operation and the level at which they operate. In conditions of strong competition innovating new categories of products/services is an imperative for the survival of the company, as the number of customers in the world who seek innovation in consumption is growing. The research was conducted based on a specially designed questionnaire on a sample of one hundred and thirty-six companies. The initial assumption is that the inadequate commitment of companies to create innovation causes poor competitiveness in both the national and international markets. The purpose of the research is to evaluate the selected characteristics-the level of openness of the company to entrepreneurship and innovation; identification of the importance of employees in the company as indicators of inventiveness and new ideas; and identifying opportunities and additional initiatives that come from outside the company and are important for the lasting survival of their business in the market. The results of the research show the openness of the company to creativity and new ideas that use the function of permanent survival of the company in the market significantly. In this research, the method of comparative statistics, the hypothetical-deductive method, the analytical-deductive and comparative method, and the historical and statistical-descriptive method were used.","PeriodicalId":33873,"journal":{"name":"Anali Ekonomskog fakulteta u Subotici","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"71197620","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Financial literacy and the use of financial services in Serbia 塞尔维亚的金融知识和金融服务的使用

Anali Ekonomskog fakulteta u Subotici Pub Date : 2021-01-01 DOI: 10.5937/aneksub2146105b

Slađana Barjaktarović-Rakočević, N. Rakić, Marina Ignjatović, Milica Stevanović

{"title":"Financial literacy and the use of financial services in Serbia","authors":"Slađana Barjaktarović-Rakočević, N. Rakić, Marina Ignjatović, Milica Stevanović","doi":"10.5937/aneksub2146105b","DOIUrl":"https://doi.org/10.5937/aneksub2146105b","url":null,"abstract":"Financial services industry has always drawn a lot of attention, from possible investors, those who need financing, the government and general public. Globally, financial opportunities are becoming more attractive, but also more complex. The goal of this study is to analyze the use of financial services in Serbia. We argue that financial education and literacy are preconditions for the use of financial opportunities. Research has shown that people in Serbia are not well informed about how to make sound financial decisions. The reasons why people in Serbia do not use financial products requires to a greater extent and services special attention. In order to test the differences between people in terms of how well informed they are and which services they use and why, we conducted a survey. Our results show that people with salaries higher than 100,000 RSD are well informed but not motivated to invest. Individuals with middle income do not have enough trust and think that they are not well informed about different opportunities. Additionally, we found that men are better informed than women. This paper aims to provide an overview of the use of financial services in Serbia in order to improve financial decision-making processes and understand the different financial opportunities.","PeriodicalId":33873,"journal":{"name":"Anali Ekonomskog fakulteta u Subotici","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"71197740","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

An assessment of the effects and influences of the concept of entrepreneurial learning in Serbia 对塞尔维亚创业学习概念的效果和影响的评估

Anali Ekonomskog fakulteta u Subotici Pub Date : 2020-12-17 DOI: 10.5937/ANEKSUB2044049M

Marija Marčetić, Gordana Prlinčević, Biljana Grujić-Vučkovski

{"title":"An assessment of the effects and influences of the concept of entrepreneurial learning in Serbia","authors":"Marija Marčetić, Gordana Prlinčević, Biljana Grujić-Vučkovski","doi":"10.5937/ANEKSUB2044049M","DOIUrl":"https://doi.org/10.5937/ANEKSUB2044049M","url":null,"abstract":"It is difficult to estimate the quantity and quality of the necessary entrepreneurial knowledge and assess the effects of such entrepreneurship education, i.e. whether it has met the set criteria sufficiently. Empirical practice lacks empirical studies that would base the competences of entrepreneurial learning upon the direct assessment of learning outcomes, the outcomes related to the knowledge of opportunities for professional orientation and the knowledge of the business environment, the created framework picture of entrepreneurship, employment opportunities and obstacles. In this paper, the direct effect of entrepreneurial learning in a secondary-education and a higher-education institution of the economic path was estimated through a qualitative approach, after the established conceptual framework and furthermore through the respondents' answers to the survey questions. Therefore, a contribution was made by making a step forward in the evaluation of entrepreneurial learning through a direct assessment of the raised awareness of entrepreneurship. The indirect indicators used were the gender and the education level, i.e. the difference in the respondents' answers according to their respective gender and the school they are attending (secondary school or vocational school). The obtained results assess the level of the respondents' basic entrepreneurial culture and their knowledge, as well as entrepreneurial preferences.","PeriodicalId":33873,"journal":{"name":"Anali Ekonomskog fakulteta u Subotici","volume":"136 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-12-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"71197514","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Correction: Influence of digital banking channels on the number of branches in European Union countries and Serbia (Vol. 56, No. 43, 2020) 更正:数字银行渠道对欧盟国家和塞尔维亚分行数量的影响(2020年第56卷第43期)

Anali Ekonomskog fakulteta u Subotici Pub Date : 2020-01-01 DOI: 10.5937/aneksub2044133e

Board Editorial

引用次数: 0

Support to the economic development of Vojvodina from Hungary 匈牙利对伏伊伏丁那省经济发展的支持

Anali Ekonomskog fakulteta u Subotici Pub Date : 2019-01-01 DOI: 10.5937/ANEKSUB1941003G

Iren Gabrić-Molnar, Kovács Teréz

{"title":"Support to the economic development of Vojvodina from Hungary","authors":"Iren Gabrić-Molnar, Kovács Teréz","doi":"10.5937/ANEKSUB1941003G","DOIUrl":"https://doi.org/10.5937/ANEKSUB1941003G","url":null,"abstract":"In accordance with the provincial economic developmental program, the Hungarian community in Vojvodina assembled an economic developmental strategy in 2015, which not only coordinates with the objectives of the Serbian Government, but also with that of the Hungarian Government, to be specific to provide financial support to the region. The present study introduces how financial support was realized in the time period of 2016-2018. As a source for data collection, in-depth interviews were conducted and data provided by the Prosperitati Foundation, which coordinates the financial resources from Hungary, was also considered. The Prosperitati Foundation was in contact with the applicants/competitors, realized the process of evaluation, signed the contract, transferred the sum of financial support as well as oversaw the process of control. According to the basic idea of the program, only entrepreneurs with dual-citizenship (Serbian and Hungarian) could apply for the financial support, mostly farmers and small-sized entrepreneurs. In case of successful application, during the first period of the program, entrepreneurs could receive a maximum amount of 1 million RSD. The own share was 20%, and pre-financing was established. Along the huge amount of interest, the output of the three years is more than 10.000 supported entrepreneurs/farmers, several hundred hectares of purchased land, several hundreds of rural houses and financial assistance of 250 million EUR. The main objective of the Hungarian Government was to support the middle and lower-middle class of Hungarians in Vojvodina. In the second phase of the program, along the small-sum subsidies large capital investments and technological developments were initiated for the purpose of establishing more workplaces.","PeriodicalId":33873,"journal":{"name":"Anali Ekonomskog fakulteta u Subotici","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"71196929","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Green jobs: Potential for employment in the Republic of Serbia 绿色就业:塞尔维亚共和国的就业潜力

Anali Ekonomskog fakulteta u Subotici Pub Date : 2019-01-01 DOI: 10.5937/ANEKSUB1941115V

Simonida Vukadinović, Jelena Ješić

引用次数: 8

The development of social entrepreneurship and the perspective of its further affirmation in the overall development of Serbia 社会企业家精神的发展前景及其在塞尔维亚整体发展中的进一步肯定

Anali Ekonomskog fakulteta u Subotici Pub Date : 2019-01-01 DOI: 10.5937/aneksub1942081m

J. Mitrovic, V. Mitrović

引用次数: 8