Jurnal Ilmiah Ekonomi Islam最新文献

{"title":"Model Penghimpunan Dana Zakat Infak Sedekah Yang Efektif Dan Efisien Di Era Digital","authors":"Rusman Rusman, A. Amrizal","doi":"10.29040/jiei.v10i1.11430","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.11430","url":null,"abstract":"Baitul Maal Hidayatullah (BMH) is an institution that received permission to manage zakat infaq, alms, and humanitarian funds. In its management, BMH Kaltim Representatives are managed by appointed amil without special criteria. This study aims to analyze effective and efficient collection models in the digital era. Research is expected to provide knowledge about effective and efficient collection models in the digital era. This research is qualitative descriptive research with data analysis using NVIVO 12 PLUS. Based on the results of field findings, it is known that the collection model in BMH is a variety of models, this adjusts to the choice of people who pay infaq zakat and alms through BMH. Effective and efficient in the digital era in BMH can be seen from the acquisition of BMH which has increased with the lack of operations spent to achieve it.","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140386058","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Good Corporate Governance Sebagai Implementasi Amanah Dalam Al-Qur’an (Tafsir QS. Al-Mu’minun)","authors":"K. Kusmilawaty, Azhari Akmal Tarigan, Y. S. Nasution","doi":"10.29040/jiei.v10i1.12803","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.12803","url":null,"abstract":"The article aim is to know how Good Corporate Governance as implementation of trust in QS. Al Mu’minun. The research run by literature studies with qualitative analysis. Source of data this research from documentation studies. The result of study show that trust and promises in Islam are essential to uphold and fulfill if one wishes to be a fortunate and faithful individual. Safeguarding trust in the economic context involves effectively managing the company's resources. This responsible management is referred to as Good Corporate Governance. Based on these principles, the Best Practice Good Corporate Governance in Islam can be formulated to include: Fairness (QS. Al Mu’minun:3), Transparency (QS. Al Mu’minun:3), Accountability (QS. Al Mu’minun:8), and Fulfilling Zakat (QS. Al Mu’minun:4).","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 94","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140385819","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Business Model Canvas (BMC) And Value Proposition Canvas (VPC) Analysis For Whale Shark halal Tourism, Tarano District, Sumbawa Regency Solution To Formulate A Strategy To Increase Tourism Value","authors":"Fendy Maradita, Rozzy Aprirachman","doi":"10.29040/jiei.v10i1.12783","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.12783","url":null,"abstract":"This research aims to find strategies to increase the value of Whale Shark tourism in Labuhan Jambu Village, Tarano District by using the perspective of whale shark tourism managers and related stakeholders using the Business Model Canvas (BMC) approach through nine channels. This study also looks at tourism value from a consumer perspective through the Value Proposition Canvas (VPC) approach from two aspects, namely the customer profile and value proposition. The sampling technique in this study used the Snawbal Sampling technique by identifying, selecting, and taking samples in a network or continuous chain of relationships. Meanwhile, data analysis used the Miles and Huberman technique which included data reduction, data presentation and conclusion. The results of this research to increase the value of Whale Shark tourism in Labuhan Jambu Village based on the BMC approach areThe whale shark tourism market segmentation is foreign tourists, domestic tourists anddiving/snorkeling enthusiasts, consist of online promotions via social media Instagram, direct promotions, participating in national events, whale shark festivals and collaboration with tour guides and travel tours, the major key partnership to maintain is travel agents, tour guides, fishermen, bagang owners, restaurants and hotels and the important Key resources consist of whale sharks, tour operators, supporting facilities and the Labuhan Jambu village community. Meanwhile the VPC results to solved the cunsomer provile including increasing Products and services for whale shark tourism are that visitors can see and swim directly with whale sharks, unique and rare tours, optimal service to visitors, provision of speed boats and complete diving/snorkeling equipment for visitor satisfaction.Pain Relievers consists of providing regular information about the appearance of whale sharks, limiting swimming time with whale sharks, providing speed boat access from Labuhan Jambu village, periodic efforts and programs to support whale shark conservation.Gain creators consist of tour packages and equipment for swimming with whale sharks, providing education on whale shark tourism to tourists, maintaining visitor trust by providing optimal service and mapping optimal times to meet whale sharks to inform tourists and related parties.","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140385564","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Implementation Of Istishna 'Aqd In The Financial Investment Scheme Of Koperasi Syariah Benteng Mikro Indonesia","authors":"Muhamad Komarudin","doi":"10.29040/jiei.v10i1.12200","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.12200","url":null,"abstract":"This research aims to examine the implementation of Istishna ‘aqd in investment financing at Koperasi syariah BMI, Ciawi branch. The issue addressed in this study is that the Istishna ‘aqd, substantively, is not an investment aqd but rather a sales aqd. Therefore, a comprehensive analysis is needed to determine the permissibility of utilizing the Istishna aqd in investment financing or to explore potential changes in the financing model or ‘aqd used. The research employs a qualitative descriptive method with data collection techniques through interviews and secondary data collection from the website, reports, and guidelines of Koperasi Syariah BMI. The study investigates how the Istishna ‘aqd is implemented in investment financing and its compliance with Sharia principles, aiming to conclude the feasibility of applying the Istishna ‘aqd in investment financing at Koperasi Syariah BMI. Based on the research findings, it is observed that the Istishna ‘aqd scheme applied in investment financing at Koperasi Syariah BMI is more aligned with the Fatwa DSN MUI No 06/DSN MUI/IV/2000 on Istishna, which involves a regular Istishna ‘aqd between two consenting parties. This approach deviates from the guidance of Fatwa DSN MUI No 32/DSN-MUI/IX/2002 on Sharia bonds, where Istishna is used in investment schemes, and is also inconsistent with Fatwa DSN MUI No 22/DSN MUI/III/2002 on parallel Istishna, as the cooperative already possesses a company engaged in building material provision. Despite the compliance of Istishna-based financing in Koperasi Syariah BMI with Fatwa DSN MUI No 06/DSN MUI/IV/2000, it is recommended that the cooperative adopt terminologies such as consumptive financing, productive financing, property ownership financing, or other terms in financing schemes involving Istishna ‘aqd. This suggestion is made due to the fact that cooperative members do not function as investors but as buyers seeking financing for development schemes such as housing, sanitation, and the provision of clean water.","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 76","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140385917","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Relationship ushul Fiqh, Qowa’id Fiqih dan Maqashid Al- Syariah With Islamic Economy","authors":"Venny Fraya Hartin Nst, M. Y. Nasution, Sugianto Sugianto","doi":"10.29040/jiei.v10i1.12787","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.12787","url":null,"abstract":"Current Islamic Economy One of the main challenges is the low level of sharia financial literacy among the public. This causes the public to still have low interest in using sharia financial products and services. Another challenge is the lack of research and development in the field of Islamic economics and the lack of application of Islamic economics in business practices in Muslim countries. Therefore, efforts are needed to increase sharia financial literacy among the public, increase research and development in the field of Islamic economics, and apply Islamic economics in business practices in Muslim countries. Researchers decided to use qualitative research methods. Researchers use qualitative research methods because the opinions of each expert and practitioner are definitely different, a science can be very solution and relevant if applied at one time, but it could be useless if applied at a different time. Ushul fiqh in Islamic economics can be applied not to economics but to an economic system. Because the system is a regulation that requires a basic set of foundations that are qath'i based on revelation. The role of Ushul Fiqh as a methodology for developing economic systems in order to answer all contemporary economic problems. Meanwhile, in its application, Jazuli classifies qawa'id into six different areas, namely mahdhah (special) worship, ahwal as-Syahshiyyah (personal and family matters), mu'amalah maaliyah (economic transactions), jinayah (criminality), siyasah ( politics), and fiqh qadhaya (procedural and judicial law). Among the most basic qawa'id in this matter is \"All forms of muamalah are basically permissible (allowed) unless there is an argument that forbids it.\" In the economic context, maqashid shari'ah has a dual role, namely: as a control tool as well as a social engineering tool to realize human benefit. It provides a rational philosophical basis for economic activity. Without maqashid shari'ah, understanding and practice of Islamic economics will be narrow, rigid, static and slow. Islamic economics will lose the spirit and substance of its sharia. But on the contrary, with maqashid syari'ah, Islamic economics develops elastically, dynamically, in accordance with the character of Islamic syari'ah which is universal and relevant for all time and space).","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140385712","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Daya Tarik Perusahaan, Reputasi Perusahaan, dan Rekrutmen Online Terhadap Minat Melamar Kerja Generasi Y dan Z Muslim Pengguna Platform Tik-Tok Pada PT Kelas Digital","authors":"Muhammad Ali Ridwan Junaedi, Dwi Dewianawati, Ratna Ratna","doi":"10.29040/jiei.v10i1.12781","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.12781","url":null,"abstract":"This research aims to determine the influence of company attractiveness, reputation and online recruitment on interest in applying for work using the Tik-Tok application. The population used is GENERATION Y AND Z Muslims aged between 15 and 41 years who use the Tik-Tok application. From the results of these calculations, a sample of 96 people were obtained as respondents. The research was carried out using multiple linear regression analysis tests. Based on the test results, it can be concluded: Company attractiveness has a positive influence on interest in applying for work, company reputation has a positive influence on interest in applying for work, online recruitment has a positive influence on interest in applying for work.","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140386797","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Earning Per Share Net Profit Margin dan Tobin’s Q Terhadap Return Saham Syariah Sektor Kesehatan di Bursa Efek Indonesia","authors":"Lestari Lestari, Atty Erdiana","doi":"10.29040/jiei.v10i1.12772","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.12772","url":null,"abstract":"This study aims to determine the effect of Earning per share (EPS), Net Profit Margin (NPM) and Tobin's Q on Islamic stock returns in the health sector on the Indonesia Stock Exchange (IDX). The object of this research is the health sector's sharia stocks, totaling 22 shares. The sampling method used is purposive sampling with the criterion that the issuer has complete financial reports from 2019-2022, and found 14 stocks that meet the criteria. This study uses multiple linear regression analysis techniques which are used to examine the effect of EPS, NPM and Tobin's Q on sharia stock returns in the health sector. The results of the research show that EPS, NPM and Tobin's Q do not have a significant effect on the return of sharia stocks in the health sector on the Indonesia Stock Exchange (IDX).","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140387431","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Tren dan Perkembangan Fashion Syariah Pada Era Modern di Kota Bandung","authors":"Popon Srisusilawati, Salma Nabila Prasetyo, Siti Aulia Nur Hamidah, Raisa Adila Rihhadatull 'Aisy, Reza Oktavia","doi":"10.29040/jiei.v10i1.12319","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.12319","url":null,"abstract":"At this time the halal industry in Indonesia is becoming a public concern, especially in the field of fashion. The development of fashion trends cannot be separated from the existence of increasingly trendy technology, so business actors are trying to take advantage of these technological developments as a means of ideas and innovations to create products that are appropriate for their time in order to attract the attention of consumers and be able to compete in the market. With the development of syar'i fashion trends, resulting in the increase in sharia business, many designers continue to be innovative by bringing up many designs that are in demand by the public. This study aims to determine the trend of sharia fashion in the modern era in the city of Bandung, as well as find out how far the development of sharia fashion in the modern era. The research method used is qualitative with a descriptive analysis approach by collecting data sourced from previous research, obtained through Google scholar and dimensions. The results of this study show that the halal industry in the fashion sector has become a trend and has a very big opportunity to develop the halal fashion sector. However, behind the great opportunities there are challenges that must be faced including: Lack of halal awareness in Indonesian society, Lack of Public Understanding of the Concept of Halal in Fashion, not many fashion MSMEs that take care of halal certification, low awareness of the Indonesian people to compete.","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140387318","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Factors Influencing Sharia Digital Banking Utilization by Millennial Generation in Indonesia","authors":"Siti Sarifah","doi":"10.29040/jiei.v10i1.11739","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.11739","url":null,"abstract":"This study aims to analyze factors influencing sharia digital banking utilization by using modified Technology Acceptance Model (TAM) approach. The data in this study were collected through questionnaires distributed online. The sample used in this study was 125 millennial respondents who used Jago Syariah Bank and Aladin Syariah Bank. In this study, the data is analyzed by using structural equation model analysis with the SmartPLS 3.2.9 analysis tool. The results showed that perceived ease of use, self-efficacy, and consumer innovativeness positively and significantly affect sharia digital banking utilization. However, there are some variables that have no significant effect, which are, perceived usefulness and subjective norms.","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140387521","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Pembiayaan Terhadap Profitabilitas (ROA) Pada Bank Umum Syariah Di Indonesia (2017-2022)","authors":"Suci Nungcahyani, Agung Wahyudi","doi":"10.29040/jiei.v10i1.11748","DOIUrl":"https://doi.org/10.29040/jiei.v10i1.11748","url":null,"abstract":"This study aims to show the effects of mudharaba financing, musharaka financing, and ijara financing as well as partially and stimulants the profitability of Return On Asset (ROA) at Sharia Commercial Banks (BUS) in Indonesia. This study is quantitative research using secondary data in the form of panel data. The population used in the study is 13 Sharia Commercial Banks in Indonesia. Sample collection used a purposive sampling so that 5 bank units according to the criteria with a total of 120 sample data are obtained. As for data analysis techniques using model selection methods, classical assumption tests, panel data regression, and hypothesis tests. The results of the research show that partial mudharaba financing has no effect and is not significant on ROA on BUS. Musyaraka financing has a positive and significant effect on ROA in BUS. Ijarh financing has a negative and significant effect on ROA on BUS. Meanwhile, the stimulant financing of mudharaba, musyaraka, and ijara has a significant effect on ROA on BUS.","PeriodicalId":33733,"journal":{"name":"Jurnal Ilmiah Ekonomi Islam","volume":" 19","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140387856","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}