I-ECONOMICS: A Research Journal on Islamic Economics最新文献

PENGEMBANGAN EKONOMI BERBASIS PESANTREN (STUDI KASUS PESANTREN MODERN AL-JUNAIDIYAH BIRU KABUPATEN BONE 基于伊斯兰寄宿学校的经济发展

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2023-01-06 DOI: 10.19109/ieconomics.v8i2.14297

Sherly Afriani Agus, Rahman Ambo Masse, T. Putra

{"title":"PENGEMBANGAN EKONOMI BERBASIS PESANTREN (STUDI KASUS PESANTREN MODERN AL-JUNAIDIYAH BIRU KABUPATEN BONE","authors":"Sherly Afriani Agus, Rahman Ambo Masse, T. Putra","doi":"10.19109/ieconomics.v8i2.14297","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.14297","url":null,"abstract":"Pesantren-based economic development is an effort in the economic field where Islamic boarding schools are used as a motor to drive an independent economy by using various efforts such as business units. This study purpose to establish the economic development of the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, by using a qualitative descriptive type of research, namely research that explains a situation to problems in the form of facts that occur. The results of this study, it is known that the Al-Junaidyah Biru Islamic Boarding School in Bone Regency has three Business Units, namely, Workshop, Building Leasing and Santri Mart. The delay in economic development is due to the human resources at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, which tend to be unfamiliar with the business world. Business Unit management is carried out with profit sharing, so that control does not need to be carried out massively. BUY (Foundation Business Entity) is planned to be legally the legal umbrella for various business units that will be formed later. Until now, new relationships have been built with alumni and the surrounding community to run the business unit. The obstacle experienced by the formation of business units at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, is the lack of human resources, information obtained from the Head of the Al-Junaidyah Biru Islamic Boarding School Business Unit, Bone Regency.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133709254","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PENGARUH PEMBIAYAAN MUDHARABAH BERDASARKAN PSAK NOMOR 105 TERHADAP LABA BERSIH DI BANK MUAMALAT INDONESIA PERIODE 2016-2020 MUDHARABAH金融融资的影响基于第105号PSAK对2010 -2020年印尼MUAMALAT BANK的净利润

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2023-01-06 DOI: 10.19109/ieconomics.v8i2.12868

M. Putri, Iwan Setiawan, Mia Lasmi Wardiyah

{"title":"PENGARUH PEMBIAYAAN MUDHARABAH BERDASARKAN PSAK NOMOR 105 TERHADAP LABA BERSIH DI BANK MUAMALAT INDONESIA PERIODE 2016-2020","authors":"M. Putri, Iwan Setiawan, Mia Lasmi Wardiyah","doi":"10.19109/ieconomics.v8i2.12868","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.12868","url":null,"abstract":"The purpose of this research is to find out the development of mudharabah financing at Bank Muamalat Indonesia for the 2016-2020 period; the development of net income at Bank Muamalat Indonesia for the 2016-2020 period; the suitability of the application of mudharabah financing accounting at Bank Muamalat Indonesia with PSAK Number 105; the effect of mudharabah financing on net income at Bank Muamalat Indonesia for the 2016-2020 period.This research uses a descriptive method with a quantitative approach. The data sources of this research are primary data obtained through interviews with the Branch Manager of Bank Muamalat KCP Ujung Berung, and secondary data in the form of financial statements for the 2016-2020 period published on the official website of Bank Muamalat Indonesia. And the data analysis used in this research is descriptive statistical analysis, simple linear regression analysis, correlation analysis, coefficient of determination analysis, and t test analysis. The results of the study show that 1) the development of mudharabah financing tends to decrease from the 2016-2020 period. 2) net profit for the period 2016-2020 tends to increase. 3) the accounting aplication of mudharabah financing at Bank Muamalat Indonesia is in accordance with PSAK Number 105. 4) Mudharabah financing has an effect net income with a value thitung ˂ ttabel yaitu -0,591 ˂ 2,101 and a significance value 0,562 ˃ 0,05. This means that H0 is accepted and H1 is rejected, then mudharabah financing has no effect on net income at Bank Muamalat Indonesia for the 2016-2020 period. \u0000 ","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127830012","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

POVERTY IN COMMUNITY SOCIAL AND ECONOMIC DEVELOPMENT PERSPECTIVE 社区贫困的社会经济发展视角

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2023-01-06 DOI: 10.19109/ieconomics.v8i2.13328

Angga Syahputra, Henny Rofizar

{"title":"POVERTY IN COMMUNITY SOCIAL AND ECONOMIC DEVELOPMENT PERSPECTIVE","authors":"Angga Syahputra, Henny Rofizar","doi":"10.19109/ieconomics.v8i2.13328","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.13328","url":null,"abstract":"Poverty is a socio-economic problem that has stimulated many research activities carried out by various parties such as planners, scientists, and the general public or non-governmental organizations from various educational backgrounds. The large number of poor people will have the potential to create new social problems, namely the decline in the quality of human resources, the emergence of inequality and social jealousy, disruption of social and political stability and increasing crime rates. The decline in the poor population is not too significant and is still relatively large. The government has struggled continuously to reduce the poor in its area with various strategies. The goal for the welfare of the nation's life seems to be just a discourse. The more widespread planning and development activities have not been able to overcome poverty in Indonesia, so to find alternative future policy solutions in an effort to accelerate poverty alleviation requires thinking from various cross-disciplinary social sciences. The method used in this study is descriptive analysis method, which describes a problem of community poverty based on secondary data sources from literature materials that are relevant to the title of the article and references. The sociological reality of poverty has different criteria, namely absolute and relative and not only personal events but also social events. Regarding religion, Islam responds to the phenomenon of poverty by encouraging and encouraging people to work hard and share with each other. In Islam poverty is explained in the Al-Quran and Hadith where poor people are people who are unable to meet their daily needs.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133855508","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS VARIABEL NIAT MENGADOPSI MOBILE BANKING PADA BANK SYARIAH

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2023-01-06 DOI: 10.19109/ieconomics.v8i2.13902

M. Jatnika, Dian Priantoro, Listia Andani, Lu’liyatul Mutmainah

{"title":"ANALISIS VARIABEL NIAT MENGADOPSI MOBILE BANKING PADA BANK SYARIAH","authors":"M. Jatnika, Dian Priantoro, Listia Andani, Lu’liyatul Mutmainah","doi":"10.19109/ieconomics.v8i2.13902","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.13902","url":null,"abstract":"The purpose of this study is to analyze the factors that influence the intention to adopt mobile banking in the Gerbangkertosusila Region. This type of research is a quantitative study using the population of the Gerbangkertosusila Region as a population. While the sample used was 385 respondents with a non-probability sampling method. Primary data obtained by distributing questionnaires online. Data analysis technique in this research is Partial Least Squares-Structural Equation Model (PLS-SEM). The findings in this study indicate that the variable perceived benefits, perceived easy to use, perceived risk, attitudes, and social influence significantly influence the intention to adopt mobile banking. Variable perceptions of usefulness, perceptions of convenience, attitudes, and social influence have a positive relationship while risk perception has a negative relationship with the intention to adopt mobile banking in the Gerbangkertosusila Region. This finding is expected to make Islamic banking policy makers understand the problem of intention to adopt mobile banking faced by their customers. This information will be useful in developing new policies or strategies to maximize the potential of mobile banking users in Indonesia, especially in the Gerbangkertosusila Region.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125742701","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS KEUNGGULAN BERSAING (COMPETITIVE ADVANTAGE) DALAM PERSPEKTIF EKONOMI ISLAM

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2023-01-06 DOI: 10.19109/ieconomics.v8i2.12939

Haris Santoso

{"title":"ANALISIS KEUNGGULAN BERSAING (COMPETITIVE ADVANTAGE) DALAM PERSPEKTIF EKONOMI ISLAM","authors":"Haris Santoso","doi":"10.19109/ieconomics.v8i2.12939","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.12939","url":null,"abstract":"In the business world, especially in the supermarket business, competition cannot be separated, the number of supermarkets that are established will make business competition increasingly tight in the supermarket industry. Competitive advantage is now the spearhead of a business. PB Supermarket is one of the supermarkets that is included in the minimarket category which is equivalent to Alfamart, Indomart and other minimarkets in Metro City. This study aims to determine the steps of PB Supermarkets in applying their competitive advantage. After knowing the steps of PB Supermarkets in implementing competitive advantage, it will be analyzed in the perspective of Islamic economics. Judging from its type, this research is a descriptive field research. In the data collection method, researchers used interviews or interviews, documentation, and observation. As for the results of this study, namely that PB Supermarkets have a high competitive industrial environment, it can be seen that there are many supermarkets standing in Metro City. Based on the SWOT analysis PB Swalayan also has good strengths and opportunities to cover weaknesses and face threats. To face a high competitive environment, PB Swalayan applies competitive advantage in the form of improving service quality, providing goods that are needed by the community or a complete target market, and conducting promotional programs in the form of prize draws, and what is prioritized in PB Swalayan's competitive advantage is lower prices compared to its competitors. The competitive advantage applied by PB Supermarkets is in accordance with Islamic Economics or Islamic business ethics, namely the principles of honesty, trustworthiness, tolerance, and fulfilling contracts and promises, and not using methods that are prohibited by religion.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115724174","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS VARIABEL MAKRO EKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BPRS DI INDONESIA PERIODE 2014-2021 分析2011 -2021年期间BPRS问题融资的宏观经济变量

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2022-12-29 DOI: 10.19109/ieconomics.v8i2.13424

Aziz Septiatin, Riduwansyah Riduwansyah, Helisia Krisdayanti

{"title":"ANALISIS VARIABEL MAKRO EKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BPRS DI INDONESIA PERIODE 2014-2021","authors":"Aziz Septiatin, Riduwansyah Riduwansyah, Helisia Krisdayanti","doi":"10.19109/ieconomics.v8i2.13424","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.13424","url":null,"abstract":"In making investments, financing from Islamic banking is still the mainstay of various parties. Not all financing disbursed to the public are categorized as healthy, but some of them are financing that has poor quality or problems such as non-current financing, financing whose debtors do not meet the promised requirements, and the financing does not comply with the installment schedule. This study aims to analyze the effect of the BI Rate, Exchange Rate and Inflation on the level of non-performing financing (NPF) at Islamic Rural Banks for the period 2014-2021 per month. The method used in this research is descriptive with a quantitative approach and uses multiple linear regression analysis and hypothesis testing using the t test and F test which previously tested the classical assumptions first. The results showed that the BI Rate, exchange rate and inflation variables simultaneously had no effect on the NPF level. While partially the BI rate and inflation variables have no effect on the NPF while the exchange rate variable has a significant effect on the NPF. \u0000Keyword : BI Rate, exchange rate, Inflation, NPF","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128971730","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

DAMPAK SOSIAL EKONOMI MASYARAKAT TERHADAP BERDIRINYA INDUSTRI PABRIK KERTAS DI DESA SUNGAI BAUNG KECAMATAN AIR SUGIHAN KABUPATEN OGAN KOMERING ILIR (OKI)

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2022-07-22 DOI: 10.19109/ieconomics.v8i1.12451

Citra Pertiwi

引用次数: 0

MAQASID SHARIA AND ISLAMIC BANK PERFORMANCE: A SYSTEMATIC REVIEW 伊斯兰教法与伊斯兰银行绩效:系统回顾

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2022-01-24 DOI: 10.19109/ieconomics.v7i2.9167

Lailatis Syarifah, M. Muhfiatun, Tettet Fitrijanti, Prasojo Prasojo

{"title":"MAQASID SHARIA AND ISLAMIC BANK PERFORMANCE: A SYSTEMATIC REVIEW","authors":"Lailatis Syarifah, M. Muhfiatun, Tettet Fitrijanti, Prasojo Prasojo","doi":"10.19109/ieconomics.v7i2.9167","DOIUrl":"https://doi.org/10.19109/ieconomics.v7i2.9167","url":null,"abstract":"Maqasid sharia contains elements of maintaining faith, guarding oneself, maintaining reason, maintaining bloodlines and safeguarding property. Until now, the maqasid of sharia is considered to be the most ideal as a measure of the performance of sharia banking with the dimension of maqasid sharia with the aim of Islamizing banking. Islamic banking as a business entity that aims to make a profit but must also comply with Islamic law and provide benefits in the social sector through the distribution of zakat, infaq, alms, csr, and qardul hasan loans. This study is a literature review study on the relationship between Islamic maqasid and Islamic banking performance measurement. This study contains the philosophy, terminology of sharia maqasid, and research results relating it to the performance of Islamic banking. The conclusion from the literature review is that Islamic maqasid can be adopted as a measure of the performance of Islamic banking. Many empirical studies have examined the use of maqasid sharia as an indicator, but there is no consistency. Therefore, Islamic banking regulators need to prepare instruments and guidelines so that these measurements can be adopted easily and uniformly.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"93 9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127984319","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 4

UANG DAN RELEVANSINYA PADA LEMBAGA KEUANGAN SYARIAH MENURUT AL GHAZALI 根据AL GHAZALI的说法，资金及其与伊斯兰金融机构的关系

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2022-01-24 DOI: 10.19109/ieconomics.v7i.11187

U. Amri, Adam Damba Yuda

引用次数: 0

EFEKTIVITAS RESTRUKTURISASI PEMBIAYAAN, FDR DAN NPF TERHADAP PROFITABILITAS PERUSAHAN SELAMA MASA PANDEMI COVID-19 (STUDI PADA BANK SYARIAH DI INDONESIA) 金融重组、FDR和NPF在COVID-19大流行期间对该公司的盈利能力的影响(伊斯兰银行在印度尼西亚的研究)

I-ECONOMICS: A Research Journal on Islamic Economics Pub Date : 2022-01-24 DOI: 10.19109/ieconomics.v7i2.9542

B. Meilinda, Aminullah Achmad Muttaqin

引用次数: 0