مجلة إسرا الدولية للمالية الإسلامية最新文献

مقدمة 导言

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2024-07-09 DOI: 10.55188/ijifarabic.v15i1.816

Editor

{"title":"مقدمة","authors":"Editor","doi":"10.55188/ijifarabic.v15i1.816","DOIUrl":"https://doi.org/10.55188/ijifarabic.v15i1.816","url":null,"abstract":"يعظم الاقتصاد وينمو وتزكو ثماره بالعناية بجانبين هما ركنا التطوير والمواكبة؛ الإبداع والتحديث في الوسائل والآليات، والتنظيم والرقابة والتقنين في الممارسات؛ فحيث وجد هذان الركنان كان الاقتصاد في مأمن من شح المبادرات وتطوير وسائل تثمير الأموال وتنميتها من جهة، وفي مأمن من خروج الأنشطة الاقتصادية والمالية عن إطارها الشرعي والانحراف عن مقاصدها.\u0000في هذا العدد أربعة أبحاث؛ الأول بعنوان: الإطار القانوني والتنظيمي للاستدامة من المنظور المقاصدي، للباحثيْن عبد الباري مشعل ونزار مشعل، وهو بحث يناقش قضية الاستدامة وتأطيرها قانونيا وتنظيميا من منطلق مقاصد الشريعة الإسلامية في المال، فحاول البناء على ما سطره السابقون في مقاصد الشريعة في المال وتوظيفها في معالجة الموضوع، كما عرض الباحثان نماذج لتطوير آليات تطبيقية لمصفوفة صناعة القرار المقاصدي على صناعة القرار في تقصيد المحافظ المالية استثمارية كانت أو تمويلية.","PeriodicalId":322283,"journal":{"name":"مجلة إسرا الدولية للمالية الإسلامية","volume":"116 50","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141666083","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Behavioural Finance: An Islamic Perspective 行为金融学:伊斯兰观点

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-12-31 DOI: 10.55188/ijifarabic.v13i2.332

Halima Boukerroucha, Said Bouheraoua

{"title":"Behavioural Finance: An Islamic Perspective","authors":"Halima Boukerroucha, Said Bouheraoua","doi":"10.55188/ijifarabic.v13i2.332","DOIUrl":"https://doi.org/10.55188/ijifarabic.v13i2.332","url":null,"abstract":"This paper discusses the issue of behavioural finance (BF) and its place in the Islamic financial system as well as the feasibility of applying Islamic finance and parameters to forecast the movement of Islamic securities prices. It also explores the possibility of harmonisation between the approaches of market efficiency and behavioural finance. The paper starts with questions about the credibility of the efficient market hypothesis (EMH) in determining the factors affecting the movement of prices in the securities market, especially after the severe financial crises that hit the financial market. The expectations of the positivist approach, which believes that the financial market is characterized by rationality and can correct any deviations of the market value from the fair value, were not borne out. The paper adopts the inductive approach, highlighting the most important views related to BF and EMH and their fundamentals, and also employs an analytical critical approach in analysing the two approaches. Furthermore, it adopts a comparative approach to collate the Islamic financial approach in studying the movement of stocks with the EMH and BF approaches. The paper concludes with a number of findings. The most important of these is that the approaches of market efficiency and behavioural finance do not, in general, contravene the principles of Islamic finance. Moreover, harmonisation between the rational approach based on market efficiency and behavioural finance is one of the best approaches to serve the price of Islamic securities and is in line with the fundamentals of Islamic finance. However, that harmonisation will remain an abstraction unless the market is regulated by Sharīʿah principles and legal rules.","PeriodicalId":322283,"journal":{"name":"مجلة إسرا الدولية للمالية الإسلامية","volume":"85 3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115052523","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Financial Applications of Artificial Intelligence: Sharīʿah Issues and the Maqāṣidī Dimensions 人工智能的金融应用:shari ā ā ah问题和Maqāṣidī维度

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-12-31 DOI: 10.55188/ijifarabic.v13i2.333

Abdulazeem Abozaid

引用次数: 0

Cash Waqf For Financing: A Critical Appraisal Of Selected Contemporary Applications 融资现金Waqf:对选定当代应用的批判性评价

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-12-31 DOI: 10.55188/ijifarabic.v13i2.335

Khalid Mohammed Al Sayari

引用次数: 0

Jurisprudential Adaptation of Cryptocurrency Ripple as a Model 加密货币Ripple模型的法理适应

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-12-31 DOI: 10.55188/ijifarabic.v13i2.336

Zohby Hassan AlZohby, Mohammad Ghaith Mahaini

{"title":"Jurisprudential Adaptation of Cryptocurrency Ripple as a Model","authors":"Zohby Hassan AlZohby, Mohammad Ghaith Mahaini","doi":"10.55188/ijifarabic.v13i2.336","DOIUrl":"https://doi.org/10.55188/ijifarabic.v13i2.336","url":null,"abstract":"The research deals with the topic of cryptocurrencies, specifically Ripple. The research problem lies in the fact that this currency exists and has a daily trading volume of billions of dollars, so it was necessary to investigate its nature and characteristics to determine its jurisprudential classification. To achieve the objectives of the research, the researchers relied on the descriptive, inductive, and analytical approaches by scrutinising research and opinions describing the reality of cryptocurrencies, especially Ripple, and analysing matters related to them to determine their jurisprudential classification. The research began by talking about cryptocurrencies in general, then moved to discuss Ripple specifically, explaining matters related to it and the extent to which the functions of money apply to it. The research concluded that Ripple does not qualify as money because it does not achieve the functions of money. The research also found that a distinction must be made between the Ripple network (RippleNet), which is used to facilitate financial transactions, and the Ripple currency (XRP) that is traded on it. RippleNet is an electronic program that is used as a tool or means to conduct transactions, and it is one of the permissible things that facilitate people’s transactions. As for the Ripple XRP, it is an electronic commodity, and there is nothing in the Sharīʿah to prove that it is forbidden in terms of its origin and essence. As for its circulation and trading, they must be studied independently.","PeriodicalId":322283,"journal":{"name":"مجلة إسرا الدولية للمالية الإسلامية","volume":"44 36","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120811333","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Zakat of Investment Funds: An Applied Study on Equity Funds in the Saudi Stock Market 投资基金的天课:股票基金在沙特股市的应用研究

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-12-31 DOI: 10.55188/ijifarabic.v13i2.334

Mohammad I. Al-Suhaibani, Khaled A. Almuhanna, Slim A. Mseddi

引用次数: 0

Does Sharia recognize the price of encrypted digital currencies? 伊斯兰教法承认加密数字货币的价格吗?

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-06-28 DOI: 10.55188/ijifarabic.v9i2.263

Abdulazeem Abozaid

{"title":"Does Sharia recognize the price of encrypted digital currencies?","authors":"Abdulazeem Abozaid","doi":"10.55188/ijifarabic.v9i2.263","DOIUrl":"https://doi.org/10.55188/ijifarabic.v9i2.263","url":null,"abstract":"Undoubtedly, the emergence of cryptocurrencies and their successful performance recently has imposed upon Shari’a scholars the challenge of addressing related Shari’a issues and providing Muslims with clear answers as to whether or not they can deal with, or invest in, these currencies. The challenge, however, is in demystifying these currencies and understanding their technicalities and economic implications, because no Shari’a rule can be issued about something before having a complete and thorough understanding of its nature. Hence, it is necessary to first study the technicalities of these currencies in order to address their various Shari’a issues. Cryptocurrencies involve various Shari’a matters, including the very permissibility of their issuance in view of the fact that they are not backed by real valuable assets or supervised by governments or financial authorities, such that people dealing with them are vulnerable to possible fraud and manipulative fluctuations in their values. Other Shari’a issues also include trading in them and whether or not they are considered as interest-bearing (ribawi) commodities such that the injunctions pertaining to interest (riba) may apply to them, as they apply to conventional currencies. In addition, they have potentially negative implications for the market, such as their use in money laundering, drugs trafficking and other illegal dealings. This paper treats the Shari’a aspects of cryptocurrencies using both an Islamic jurisprudential (fiqh) approach as well as a ‘Higher Objectives of the Shari’a (maqasid al-shariah) approach - treating their Shari’a issues from a macro and philosophical perspective. It is hoped that this paper will provide solid .ground for future research to build on its findings.","PeriodicalId":322283,"journal":{"name":"مجلة إسرا الدولية للمالية الإسلامية","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122752034","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Islamic Banks Financing for Solar Projects in Jordan Reality and Ways of Activation 伊斯兰银行为约旦太阳能项目融资的现实及激活方式

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-06-28 DOI: 10.55188/ijifarabic.v9i2.262

Abdullah Al-Baddarin, Amir Al-Atoum, Adnan Rabab'ah

{"title":"Islamic Banks Financing for Solar Projects in Jordan Reality and Ways of Activation","authors":"Abdullah Al-Baddarin, Amir Al-Atoum, Adnan Rabab'ah","doi":"10.55188/ijifarabic.v9i2.262","DOIUrl":"https://doi.org/10.55188/ijifarabic.v9i2.262","url":null,"abstract":"This study aimed at discussing the Barriers of Islamic banks financing for solar energy projects in Jordan, and to indicate the appropriate ways to activate the financing of Islamic banks for solar energy projects and proposing suitable financing methods by Islamic banks for solar energy projects. To achieve the objectives of the study, the descriptive approach and the analytical method were used. The study was divided into four main sections: solar energy and the requirements of investment in it, Islamic banks and the investment in solar energy in Jordan, financing of solar projects in Jordan and activating the role of Islamic banks in financing solar energy projects in Jordan.The study founded that the sources of funding were limited to external grants, government funding and funding from private external sources. It founded that there were challenges to financing these projects, such as the high risk of these projects, and the lack of real encouragement for investment by energy sector actors. In order to activate the role of Islamic banks, it was necessary to emphasize the role of Islamic banks in financing development, in addition to enhancing the expected returns from solar energy, not to mention activating the role of the government in providing the appropriate investment, projects' environment. The study suggested a range of financing methods suitable for the solar sector, such as Murabaha, Musharaka, Mudaraba, Leasing, Istisna'a, repurchase agreements, asset backed securities and the establishment of investment funds to finance solar projects.","PeriodicalId":322283,"journal":{"name":"مجلة إسرا الدولية للمالية الإسلامية","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114986479","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Shari'a Governence in Sukuk Issuance 伊斯兰教债券发行中的伊斯兰教法治理

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-06-28 DOI: 10.55188/ijifarabic.v9i2.261

Said Bouheraoua

引用次数: 0

Hope in the Presence of Continuous Hardships: Investigation of the Challenges Hampering the Chances of Economic Empowerment among Yemeni Women 持续困难中的希望:对阻碍也门妇女经济赋权机会的挑战的调查

مجلة إسرا الدولية للمالية الإسلامية Pub Date : 2022-06-27 DOI: 10.55188/ijifarabic.v13i1.243

Lina Mohammed Abdo Alaghbari, Anwar Hasan Abdullah Othman, Azman Bin Mohd. Noor

{"title":"Hope in the Presence of Continuous Hardships: Investigation of the Challenges Hampering the Chances of Economic Empowerment among Yemeni Women","authors":"Lina Mohammed Abdo Alaghbari, Anwar Hasan Abdullah Othman, Azman Bin Mohd. Noor","doi":"10.55188/ijifarabic.v13i1.243","DOIUrl":"https://doi.org/10.55188/ijifarabic.v13i1.243","url":null,"abstract":"Women's economic empowerment is an important issue for development in order to achieve inclusive and sustainable growth, and it is also one of the most effective ways to advance the role of women in society. It is therefore a lifeline for bringing Yemeni women into economic life, but the economic opportunities available to Yemeni women are very limited. That is because there are many challenges facing their economic empowerment. Therefore, this study aims to identify the views of Yemeni women regarding the most important challenges and obstacles that stand in the way of economic empowerment of women in Yemen by adopting the analytical descriptive methodology with the help of primary data collected by a developed questionnaire tool, and secondary data which was obtained from official reports, previous studies and other resources relevant to the study topic. The findings indicate that women's financial illiteracy and negative customs and traditions in the society are the most critical challenges to the economic empowerment of Yemeni women, with percentages of 56% and 52% respectively, with other factors receiving various percentages. Meanwhile, 2% of the total sample size (421 women) brought to light other challenges to women's economic empowerment in Yemen, the most important of which was the insufficient proliferation of Islamic financial institutions. Based on the results and findings, the study recommends more attention be paid to making education compulsory in the society, and the gradual correction of negative customs and traditions in Yemeni society through spreading knowledge and awareness, which could improve the chances of economic empowerment of women.","PeriodicalId":322283,"journal":{"name":"مجلة إسرا الدولية للمالية الإسلامية","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123626860","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0