{"title":"Tinjauan Hukum Kontrak Syariah Terhadap Perjanjian Baku Akad Mudharabah","authors":"Husnul Khatimah","doi":"10.22515/jurnalalhakim.v4i2.5946","DOIUrl":"https://doi.org/10.22515/jurnalalhakim.v4i2.5946","url":null,"abstract":"Today's economic transactions are usually carried out through banks. Banks have an important role in people's lives today. Banks are a means of transacting, especially transactions that have a high value. In Indonesia, banks are divided into two, namely conventional banks and Islamic banks. This study aims to examine how the legal review of sharia contracts on the form of standard contracts/agreements applied by Islamic banking, especially in mudharabah contracts. This study uses a qualitative method of analysis. The basic source of primary data is the mudharabah contract form. Then it is supported by secondary sources in the form of books, journals and related literature. This type of normative research by interpreting the data obtained with the theory found in order to obtain a solution to the problem. The results and discussion show that the standard agreement has been made legally and is in accordance with several aspects of sharia contract law, but it is necessary to pay attention to the contents of the contract that can harm one party, especially the customer.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"72 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83339346","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Implementasi Akad Wakalah Bil Ujrah pada Pembayaran Rekening Listrik","authors":"Nur Musayadah, Asiah Wati","doi":"10.22515/jurnalalhakim.v4i2.5214","DOIUrl":"https://doi.org/10.22515/jurnalalhakim.v4i2.5214","url":null,"abstract":"This individual payment actually makes it easier for people to make electricity bill payment transactions without going out of the house, especially for people who do not travel for certain reasons. The author's background in this study is the public unrest where the author examines the payment of electricity bills through individuals with different ujrah. The formulation of the problem that then arises is how to implement electricity bill payments through individuals in Dukuh Panggilan when reviewed with DSN MUI Fatwa No. 113/DSN-MUI/IX/2017 concerning Wakalah Bill Ujrah. The purpose of the study is to identify the payment of electricity bills in terms of the Fatwa of DSN MUI No. 113/DSN-MUI/IX/2017 concerning Wakalah Bill Ujrah. The research method used is a qualitative method that takes the type of field research, data collection techniques are carried out using observations and interviews. Observations were made as non-participant observers. The results of this study are individuals as representatives in paying electricity bills in Dukuh Panggilan have an important role because of the convenience of residents in paying, especially for society. The existence of ujrah/fees that are not the same from person to person or month to month, also there is no transparency of the amount of ujrah which creates uncertainty, resulting in incompatibility with DSN MUI Fatwa No. 113/DSN-MUI/IX/2017 concerning Wakalah Bill Ujrah. So it is necessary to agree on the amount of ujrah by both parties in order to reach an agreement, so that the contract can be carried out properly.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"37 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87269828","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Pemenuhan Hak Anak Pasca Perceraian dalam Perspektif Undang-Undang Nomor 35 Tahun 2014 Tentang Perlindungan Anak dan Kompilasi Hukum Islam","authors":"Muhammad Luqman Asshidiq, Diana Zuhroh","doi":"10.22515/jurnalalhakim.v4i2.5866","DOIUrl":"https://doi.org/10.22515/jurnalalhakim.v4i2.5866","url":null,"abstract":"This study is about the fulfillment of children's rights after divorce in the perspective of Law Number 35 of 2014 concerning Child Protection and the Compilation of Islamic Law. This research is motivated by problems in the family, where after the occurrence of a divorce, due to several factors the parents do not give the right to a living, maintenance and education to children as they should and prefer to be entrusted to their grandmothers or grandfathers. The data sources used in this study came from four families with the first criterion, their parents were divorced. Secondly, the child was abandoned when theywere toddlers and entrusted to their grandmother or grandfather. The results of the study indicate that in Dukuh Gandurejo, Gemolong Village, Gemolong District, Sragen Regency, parents are still obliged to fulfill children's rights including custody rights (hadanah), maintenance rights, and education even though the parents are divorced. This has been regulated in positive laws such as Law Number 35 of 2014 concerning Child Protection and the Compilation of Islamic Law as well as in the regulation explaining in detail the sanctions for parents if they do not give rights in the form of maintenance to children.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"10 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72952375","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Dwiki Agung Rizki Saputro, Muhammad Hanif Al Hakim
{"title":"Persepsi Peternak Muslim dan Analisis Saddu Az-Zari’ah Tentang Keharaman Membantu Orang Mengonsumsi Babi","authors":"Dwiki Agung Rizki Saputro, Muhammad Hanif Al Hakim","doi":"10.22515/jurnalalhakim.v4i2.5606","DOIUrl":"https://doi.org/10.22515/jurnalalhakim.v4i2.5606","url":null,"abstract":"Breeding is an activity to breed and maintain livestock to benefit and obtain results from these activities. Pig farming business in Purwogondo Village is a form of muamalah activity which is supported by the availability of abundant feed and pens located far from community settlements. This study discusses the perception of Muslim farmers about the prohibition of helping people consume pork located in Purwogondo Village. This study aims to determine the perception of active and non-active pig farmers in Purwogondo Village about the prohibition of helping people consume pork. This research is a field research, using a deductive approach and descriptive analysis. Sources of research data using books, journals, articles, related interviews. The research location is in Purwogondo Village, Kartasura Village, Kartasura District, Sukoharjo Regency. Data collection techniques in this study were interviews and documentation. The results shows that the pig farming business carried out by Muslim residents in Purwogondo Village is caused by several factors such as the economy, environment and lack of religious awareness. The reasons that encourage non-active pig farmers in Purwogondo Village to stop raising livestock are their own will to be supported by others, feelings of shame about the smell of the cage and fear of contracting the virus from pigs. Pig farming in Purwogondo Village is an activity that must be prevented because it is included in saddu az-zari'ah, which leads to a larger mafsadah.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"6 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72480489","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Pengelolaan Desa Wisata Rindu Hati Kabupaten Bengkulu Tengah Perspektif Maqashid Syari’ah","authors":"Mesi Herawati, Nonie Afriyanty","doi":"10.29300/ba.v7i2.7353","DOIUrl":"https://doi.org/10.29300/ba.v7i2.7353","url":null,"abstract":"This article aims to analyze the management of Rindu Hati Tourism Village from the perspective of Maqashid Syari’ah. The economic aspect of Islam is focused on the analysis of Maqashid Syari’ah, namely Hifdz Din (maintaining religion), Hifdz Aql (guarding reason), Hifdz Nasl (keeping offspring), Hifdz Nafs (guarding the soul), Hifdz Maal (keeping property). This study uses a qualitative descriptive method with the type of field research. The data used in this study are primary and secondary data analyzed by looking at the Maqashid Syari’ah aspect. The research results show that the management of Rindu Hati Tourism Village, from the perspective of Maqashid Syari’ah, has not met the five criteria of Maqashid Syari’ah as a whole. Still, only a few activities have been seen that lead to the maintenance of Maqashid Syari’ah.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86040623","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Evaluasi Kinerja Perbankan Syariah dengan Pendekatan Islamicity Performance Index (IPI)","authors":"Lita Patricia Novianty, Desi Isnaini","doi":"10.29300/ba.v7i2.6362","DOIUrl":"https://doi.org/10.29300/ba.v7i2.6362","url":null,"abstract":"This study aims to determine the performance of Islamic Banking In Indonesia with the IsIamicity Performance Index approach with the ratio of P.S.R., Z.P.R., E.D.R., and I.I.C. This research method uses a quantitative approach. The type of research used is descriptive research with a quantitative approach. The data used is secondary data in the form of the annual report statements of Islamic banking for the 2016-2020 period. The samples in this study were three banks. The results show that the Profit Sharing Ratio (P.S.R.) of B.C.A. Syariah Bank and Bank MuamaIat Indonesia get a good predicate with a value of >30%. In the Zakat Performance Ratio (Z.P.R.), all samples get an insufficient predicate with a discount of <35% The EquitabIe Distribution Ratio (E.D.R.) Qardh and Donations, all models received a vague predicate with a value of <35%. The equitable Distribution Ratio (E.D.R.) of all samples of the workforce also received an unfordable predicate with a value of <35%. fair Distribution Ratio (E.D.R.) The net profit of all pieces received an insufficient predicate with a value <35%. In the ratio of Islamic Income vs. Non-Islamic Income, all models get an excellent predicate with a value of >35% and an average of 99.98%","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"72 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84136451","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Asnaini Asnaini, I. Abdullah, Fatimah Fatimah, Riri Novitasari
{"title":"Mengukur Kesiapan Sumber Daya Manusia Institut Agama Islam Negeri Menuju Universitas Islam Negeri","authors":"Asnaini Asnaini, I. Abdullah, Fatimah Fatimah, Riri Novitasari","doi":"10.29300/ba.v7i2.7973","DOIUrl":"https://doi.org/10.29300/ba.v7i2.7973","url":null,"abstract":"The transfer of the status of Islamic religious universities has the aim that Islamic education has breadth in developing general science based on Islamic science. Among practitioners and activists, this is known as scientific integration. In addition, transformation (alih status) has a very significant impact on all sides. Especially human resources, the main thing is lecturers. This study analyzed the readiness of lecturers' human resources at I.A.I.N. Bengkulu. This study used primary and secondary data—mapping and analyzing the real data of lecturers both in quantity and quality. The results showed that I.A.I.N. Bengkulu has lecturers who are lacking in quantity and low in quality. To solve this problem, UIN FAS Bengkulu must have a roadmap for developing lecturer competencies. The roadmap is structured correctly and done consistently. During the first five years, I.A.I.N. Bengkulu became UIN FAS Bengkulu was strongly encouraged to focus on the development of lecturers and returned to be carried out consistently for the next five years. If it is not done, it will have an impact on the development of the institution in the next ten years. ","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"336 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80642236","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Portrait of Public Debt, Fiscal Space, and Debt Impact: Islamic Finance Study on Islamic Countries Territory","authors":"Zidny Nafi' Hasbi","doi":"10.29300/ba.v7i2.7760","DOIUrl":"https://doi.org/10.29300/ba.v7i2.7760","url":null,"abstract":"Policymakers, the Public debt is a problem that the monetary and fiscal authorities have long been concerned about. The amount of public debt concerning fiscal viability and the financial crisis has received a lot of attention recently. This study's goal is to examine and evaluate how the function and impact of debt, both external and internal, on the macroeconomic situation of various countries. The researcher will present several cases of empirical evidence regarding the impact of debt on the socio-economics of a country. The main focus of this research discussion is on the theoretical study of debt and the impact of debt in various countries in the region, as well as the views of Islamic thinkers on public debt. A library study was the research methodology employed. by collecting, identifying, and analyzing articles and related references (literature review) related to the focus research. Furthermore, researchers will examine several cases of portraits of various empirical evidence concerning the country's socioeconomic debt. The findings demonstrate that an Islamic state will be successful based on its ability to collect taxes, alms, and other required and optional sources of income, as well as revenue from public works projects, real estate, and natural resources. To achieve a balanced budget and prevent wasteful spending, the state will implement the middle-at-tawasuth principle.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89648841","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analisis Perubahan Kebijakan Pajak di Negara GCC dalam Perspektif Ekonomi Islam","authors":"R. N. F. Amijaya, M. Sholikhin","doi":"10.29300/ba.v7i2.8033","DOIUrl":"https://doi.org/10.29300/ba.v7i2.8033","url":null,"abstract":"G.C.C. countries use oil as a significant source of state revenue because the G.C.C. region is a collection of world oil-producing countries. However, since the world oil price slumped from 2005-2008, governments have changed course by imposing taxes on their citizens. The point of this study is to argue the G.C.C. countries that have changed their tax-free system in their economy into countries that apply taxes today. Then, the views of some Muslim scientists related to taxation are related to changes in tax policy in G.C.C. countries. The qualitative method is used in this paper with a critical approach and analysis of several kinds of literature and financial reports relating to changes in tax policy in the G.C.C. area. The results of this study explain that the G.C.C. countries compile a value-added tax of 5%, which is applied to several basic needs such as food, clothing, water, and electricity bills. Later, some Muslim scientists agreed on the existence of taxes for the common good, a source of revenue for public facilities and services.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"11 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73546284","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Pengukuran Kinerja Pengelolaan Zakat Nasional menggunakan Indeks Zakat Nasional (IZN) 2.0 dan Dampaknya terhadap Pengentasan Kemiskinan di Indonesia Periode 2021","authors":"Rini Elvira","doi":"10.29300/ba.v7i2.7942","DOIUrl":"https://doi.org/10.29300/ba.v7i2.7942","url":null,"abstract":"The study aims to measure the performance of national zakat management and its impact on poverty alleviation in Indonesia for the 2021 period. National Zakat Index (N.Z.I.) 2.0, formed based on macro and micro dimensions, is used to measure the performance of national zakat management. The General Poverty Index (GPI), with headcount index, income gap ratio, poverty gap, sen index, and F.G.T. index, and the B.A.Z.N.A.S. Welfare Index (B.W.I.), with indicators of the poverty line, had kifayah. Nisab zakat is used to measure the impact of zakat management on poverty alleviation in Indonesia for the 2021 period. The result show (1) The performance of the national zakat management for the 2021 period is considered very good, with an N.Z.I. value of 0,88. (2) Based on the GPI and B.W.I. indicators, the management of national zakat in the distribution sector has been able to improve the welfare of mustahik and alleviate poverty in Indonesia for the 2021 period","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"22 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81465993","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}