Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah最新文献_第2页

Analisis Konsep Al-Ta’widh pada Ketentuan Ganti Rugi Pakaian Cucian yang Rusak di Jasa Laundry Syariah Arransha Kota Langsa 伊斯兰教法阿兰萨洗衣店(Arransha city of Langsa)损坏洗衣服务的“阿尔塔维德”(Al-Ta 'widh)概念的分析

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-06-27 DOI: 10.32505/muamalat.v8i1.6278

Dewi Indrayani, Zainal Muttaqin, Ryzka Dwi Kurnia

{"title":"Analisis Konsep Al-Ta’widh pada Ketentuan Ganti Rugi Pakaian Cucian yang Rusak di Jasa Laundry Syariah Arransha Kota Langsa","authors":"Dewi Indrayani, Zainal Muttaqin, Ryzka Dwi Kurnia","doi":"10.32505/muamalat.v8i1.6278","DOIUrl":"https://doi.org/10.32505/muamalat.v8i1.6278","url":null,"abstract":"This study aims to analyze the concept of al-ta'widh on the compensation provisions for damaged customer clothes in the Arransha Syariah Laundry service, Langsa City. The research method used is an empirical legal method that originates from primary and secondary qualitative data using descriptive analysis methods. The results of this study reveal: 1). The written compensation provisions applied to the Arransha Syariah Laundry service in Langsa City have not been detailed about the consequences of ignoring the second requirement, that is \"check your clothes again before leaving Arransha Laundry\". That point resulted complaints from customers who complained about various complaints after the clothes were inspected at each customer's home; 2). The third terms and condition does not specifically mention the types of losses that are entitled to receive 50% compensation. In addition, the requirement for compensation of 50% of the price of damaged clothes is included in the category of damaged conditions (al-syarth al-fasid) whose validity is not recognized by syara'. So that if there is loss, damage & recording of customer clothes that occur during the washing process due to negligence of the laundry or due to violating procedures in the laundry process, 100% compensation (al-ta'widh) according to the quality and quantity of clothes will be charged to the laundry.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"66 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135504166","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Implementasi E-Banking Syariah pada Sistem Informasi Manajemen Industry Perbankan Syariah 伊斯兰e银行对伊斯兰银行信息管理系统的实施

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-06-01 DOI: 10.59636/saujana.v5i01.122

Reni

{"title":"Implementasi E-Banking Syariah pada Sistem Informasi Manajemen Industry Perbankan Syariah","authors":"Reni","doi":"10.59636/saujana.v5i01.122","DOIUrl":"https://doi.org/10.59636/saujana.v5i01.122","url":null,"abstract":"Industri perbankan merupakan salah satu sektor yang sangat bergantung pada teknologi informasi. Sistem informasi manajemen (SIM) menjadi penting dalam pengelolaan data dan informasi dalam perbankan. Sistem informasi perbankan syariah yang dibangun tentunya akan meningkatkan tingkat transaksi dan arus keluar input uang digital hanya dengan transaksi debit atau kredit yang dilakukan oleh nasabah atau penggunaan jasa, dengan adanya sistem informasi ini tentu kinerja perbankan harus meningkat dalam kebutuhan informasi pihak luar dan penampakan fitur layanan bank untuk menjaring nasabah sebanyak-banyaknya untuk mempermudah transaksi. Pelayanan dan manfaat sistem informasi perbankan sangat diperlukan daerah saat ini di mana persaingan antar bank sebagai ketat dalam penggunaan sistem informasi untuk menarik minat nasabah menggunakan teknologi informasi. Dalam dalam menjaga aktivitasnya perbankan syariah bekerja sama dengan bidang teknologi untuk mengembangkan sistem informasi perbankan syariah dengan membuat suatu aplikasi (AAP) khusus yang dapat memfasilitasi segala proses transaksi yang ada Keandalan sistem informasi perbankan merupakan faktor utama dalam menjalankan jenis perbankan khususnya perbankan syariah yang saat ini semakin meningkat sehingga diperlukan sistem informasi perbankan syariah yang handal. Tujuan dari penelitian ini adalah untuk mengimplementasikan SIM pada pada bank syariah untuk me bank tersebut. \u0000Kata Kunci: sistem informasi manajemen, E-Bangking, Manajemen Resiko Perbanakn Syariah","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"7 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86947681","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Organ Pembiayaan Rahn pada KSPPS BMT Lumbung Artho Jepara 分析仁川在KSPPS谷仓Artho Jepara上的捐赠器官

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-06-01 DOI: 10.59636/saujana.v5i01.96

Ataka Zahrul Anam, Ika Sari Nurfitriani, Erni Ardiyanti, Widya Novitasari, Zuliani Sania, Sholihatin, Avita Ikhwan, Komite Pembiayaan, Wanna Cindy

引用次数: 0

Menganalisis Sistem Informasi Manajemen dan Manfaatnya dalam Perbankan Syariah 分析伊斯兰银行的信息管理系统及其好处

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-06-01 DOI: 10.59636/saujana.v5i01.115

Tira arista Arista

{"title":"Menganalisis Sistem Informasi Manajemen dan Manfaatnya dalam Perbankan Syariah","authors":"Tira arista Arista","doi":"10.59636/saujana.v5i01.115","DOIUrl":"https://doi.org/10.59636/saujana.v5i01.115","url":null,"abstract":"Pesatnya perkembangan teknologi informasi yang ditandai dengan kehadiran berbagai alat komunikasi modern seperti smartphone, di mana setiap orang dapat mengatur, membuat, serta mengirimkan maupun menerima segala bentuk pesan komunikasi di mana saja dan kapan saja, seolah-olah tanpa mengenal batasan ruang dan waktu, dengan sendirinya telah mempercepat terjadinya perkembangan di sektor media massa, yang merupakan bagian dari komponen komunikasi. Tujuan dari penelitian ini adalah untuk mengetahui apa itu sistem informasi manajemen, untuk mengetahui sistem informasi manajemen perbankan syariah, dan untuk mengetahui manfaat sistem informasi manajemen dalam perbankan syariah. Metodologi yang digunakan dalam penelitian ini adalah liberatur review, dengan melakukan identifikasi, evaluasi dan sintesis terhadap referensi yang berkaitan dengan tema masalah. Sistem informasi manajemen dalam perspektif Islam adalah proses pengolahan data menjadi suatu informasi yang benar dan jujur berdasarkan Alquran dan hadis untuk dapat digunakan membuat perencanaan dan pengambilan keputusan manajemen. Manajemen perbankan Syariah berarti seni dan ilmu mengelola usaha jasa perbankan syariah. Dapat dikatakan sebagai seni karena sering terjadi hal-hal khusus dan unik berdasarkan karakteristik masing-masing lembaga. dari sudut pandang lainnya, juga dapat dikatakan ilmu karena dapat dipelajari, dapat ditiru, dan dapat di dokumentasikan. Secara umum manfaat-manfaat sistem informasi manajemen tersebut dapat dikategorikan sebagai manfaat berwujud (tangible benefit) dan manfaat tak berwujud (intangible benefit). Sistem informasi yang baik dapat digunakan tidak hanya untuk menyimpan data secara elektronik tetapi harus mampu mendukung proses analisis yang diperlukan oleh manajemen. Hasil dari penelitian yang dilakukan menunjukan pengertian, manfaat dan tujuan sistem informasi manajemen, sistem informasi manajemen perbankan syariah, dan manfaat sistem informasi manajemen dalam perbankan syariah. \u0000 \u0000Kata kunci: manfaat sistem informasi manajemen \u0000 ","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"11 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85380729","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Strategi Pemasaran Produk Simpanan Qurban Koperasi Syariah Mitra Usaha Ideal (KOPSYAH MUI) Cabang Dukun Gresik 伊斯兰合作关系理想商业伙伴(KOPSYAH MUI)的营销策略

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-06-01 DOI: 10.59636/saujana.v5i01.124

Muhammad Yusuf Aria Widjaja, Nurul Istifadhoh

{"title":"Strategi Pemasaran Produk Simpanan Qurban Koperasi Syariah Mitra Usaha Ideal (KOPSYAH MUI) Cabang Dukun Gresik","authors":"Muhammad Yusuf Aria Widjaja, Nurul Istifadhoh","doi":"10.59636/saujana.v5i01.124","DOIUrl":"https://doi.org/10.59636/saujana.v5i01.124","url":null,"abstract":"The chance for KOPSYAH MUI to expand is due to the rise in financial institutions selling financial products and participating in financial literacy initiatives. This study aims to evaluate the KOPSYAH MUI sacrificial savings products' marketing approach. Members who want to pay in installments or save for the Eid al-Adha holiday should use sacrificial savings programs. This research is a field study that employs qualitative methodologies to describe information about the research object based on actual field observations. procedures for gathering data that include interviewing, observation, and documentation. The findings demonstrated that the KOPSYAH MUI branch in Dukun successfully adopted a marketing plan for products for sacrificial savings using a number of techniques. The marketing strategy used by KOPSYAH-MUI first applies segmentation, targeting, and positioning. Second, KOPSYAH MUI has a unique marketing strategy for sacrificial savings products that involves joint contact between branch managers and account managers with the public, industry participants, and partners. Fast marketing that does not require members to visit the service bureau is made possible by this socializing.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"63 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84830049","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Pengukuran Risiko Pembiayaan dengan Metode Value At Risk (VAR) pada BPRS di Indonesia Periode 2015-2021 分析2018 -2021年印度尼西亚BPRS中价值价值的融资风险评估

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-05-31 DOI: 10.59636/saujana.v5i01.112

Ryan Taruna

引用次数: 0

Pengaruh Penggunaan Aplikasi Muamalat Din terhadap Minat dengan Metode Tam pada Nasabah Bank Muamalat Medan Muamalat Din应用对Tam方法对Muamalat Medan的客户感兴趣

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-05-31 DOI: 10.59636/saujana.v5i01.121

Lutfia Tri Aryanti

{"title":"Pengaruh Penggunaan Aplikasi Muamalat Din terhadap Minat dengan Metode Tam pada Nasabah Bank Muamalat Medan","authors":"Lutfia Tri Aryanti","doi":"10.59636/saujana.v5i01.121","DOIUrl":"https://doi.org/10.59636/saujana.v5i01.121","url":null,"abstract":"This study aims to determine the effect of perceived usefulness, perceived ease of use and trust on the use of the Muamalat DIN application. This type of research is quantitative. The data used in this study are primary data obtained through questionnaires with variable instruments using a Likert scale which were distributed to respondents totaling approximately 100 people. The data analysis technique used is a data analysis test which consists of a validity test, reliability test, classic assumption test which consists of a normality test, multicollinearity test and heteroscedasticity test, and also uses multiple linear regression analysis, which consists of F test, T test and test the coefficient of determination (R2) using the SPSS data processing application version 26. The results of this study indicate that there is no effect of perceived usefulness on customer interest in using the Muamalat DIN application. There is a significant effect of perceived ease of use on the interest in using the Muamalat DIN application. There is a significant influence of trust on the interest in using the Muamalat DIN application. And there is a significant positive effect between Perceived Usefulness, Perceived Ease of Use and Trust on interest in using the Muamalat DIN application. \u0000Keywords: Interest, Technology Acceptance Model (TAM), Muamalat Application","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"71 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81656888","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analysis Of The Views of Kiai NU and Muhammadiyah in Bangkalan Madura Regarding The Use of Bitcoin as A Means of Payment of Zakat Kiai NU和Muhammadiyah在Bangkalan Madura关于使用比特币作为天课支付手段的观点分析

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-05-30 DOI: 10.22515/jurnalalhakim.v5i1.7068

Fatimatus Zahroh, Layyin Mahfiana

{"title":"Analysis Of The Views of Kiai NU and Muhammadiyah in Bangkalan Madura Regarding The Use of Bitcoin as A Means of Payment of Zakat","authors":"Fatimatus Zahroh, Layyin Mahfiana","doi":"10.22515/jurnalalhakim.v5i1.7068","DOIUrl":"https://doi.org/10.22515/jurnalalhakim.v5i1.7068","url":null,"abstract":"This study aims to find out the views of NU and Muhammadiyah kiai in Bangkalan Madura related to Bitcoin law and zakat payment law with Bitcoin. This research was motivated because the pros and cons related to the use of Bitcoin and zakat payments using Bitcoin money until now are still a discussion of scholars until the kiai in Bangkalan Madura also differ in opinion regarding the Bitcoin law, where most of the kiai NU and Muhammadiyah Bangkalan related to Bitcoin law and zakat law with Bitcoin declare haram, because it contains elements of gharar (obscurity ), maysir (gambling), as well as the absence of official regulation from the government. Therefore, zakat with Bitcoin is not allowed. However, there are some scholars who state that the digital money law is halal because digital money like crypto is classified as a \"virtual treasure\" thus it applies mandatory zakat to Bitcoin money. In addition, there are also differences in regulations between the government and BAPPEBTI, where the government states in Law No. 7 of 2011 concerning currency that it does not accept payment instruments other than Rupiah, while in BAPPEBTI regulations provide protection for Bitcoin users so as not to feel losses. However, obeying government rules is mandatory.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"2201 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86559911","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Relevansi Fatwa DSN-MUI Nomor 28/DSN-MUI/III/2002 tentang Jual Beli Mata Uang (Al-Sharf) di Era Digital 数字时代的英特华与梅相联系28/ dsn -梅梅/III/2002

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-05-30 DOI: 10.22515/jurnalalhakim.v5i1.6532

Muhammad Dedi

{"title":"Relevansi Fatwa DSN-MUI Nomor 28/DSN-MUI/III/2002 tentang Jual Beli Mata Uang (Al-Sharf) di Era Digital","authors":"Muhammad Dedi","doi":"10.22515/jurnalalhakim.v5i1.6532","DOIUrl":"https://doi.org/10.22515/jurnalalhakim.v5i1.6532","url":null,"abstract":"The digital era affects various national-international economic transactions. Massive technological developments have had a significant impact on the economy, especially buying and selling transactions. In 2002, foreight exchanger transactions were still carried out manually, as technology grew, this resulted in a technical shift in foreight exchanger transactions from manual to digital. This also certainly affects the fatwa of the National Sharia Council which regulates the buying and selling of foreign currencies. The DSN-MUI fatwa No. 28 concerning the sale and purchase of foreign currencies was formed in 2002. At that time, foreign exchange transactions were still carried out conventionally, so with technical changes to transactions, it was possible that the fatwa needed to be updated so that it was in accordance with the context in society. The approach method in this research is normative juridical. The results of the analysis are described qualitatively and written descriptively. This research found that there are at least some content that is no longer relevant in this digital era, it is necessary to re-discuss it so that the fatwa is in accordance with the existing conditions. This research is expected to be able to contribute ideas, add scientific references and considerations in future research.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82416497","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Wakalah Financing Guarantee Law and Risk Management in Sharia Financial Institutions 瓦卡拉融资担保法和伊斯兰金融机构的风险管理

Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2023-05-30 DOI: 10.22515/jurnalalhakim.v5i1.6495

Panji Marboro, Uin Mahmud, Yunus Batusangkar, Ilham Nardi, Yulianto Uin, Mahmud Yunus Batusangkar, Fauzul Masyhudi

{"title":"Wakalah Financing Guarantee Law and Risk Management in Sharia Financial Institutions","authors":"Panji Marboro, Uin Mahmud, Yunus Batusangkar, Ilham Nardi, Yulianto Uin, Mahmud Yunus Batusangkar, Fauzul Masyhudi","doi":"10.22515/jurnalalhakim.v5i1.6495","DOIUrl":"https://doi.org/10.22515/jurnalalhakim.v5i1.6495","url":null,"abstract":"This paper discusses the theory of guarantees on financing associated with wakalah contracts and also risk management in Islamic Financial Institutions (LKS). This research is a qualitative research using a normative juridical approach. Analysis and presentation of data will be using analytical descriptive method. The data collection method used in this paper is a library study or documentation study. The author is of the view that the shahibul maal financial institution in the form of shahibul maal gains the trust of everyone to carry out the mandate to use funds in a fair and correct manner and must be followed by the correct bonds and conditions in accordance with Islamic law, so as to be able to benefit all those concerned. Islamic banks as one of the sharia financing institutions must have guidelines for Islamic provisions, as well as for carrying out economic activities. Islamic banks must always pay attention to obtain profits, so that it is good if banks and customers are in accordance with Islamic law and regulations.","PeriodicalId":32214,"journal":{"name":"Jurnal Masharif alSyariah Jurnal Ekonomi dan Perbankan Syariah","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79658992","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0