Equilibrium Jurnal Ekonomi Syariah最新文献

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The Effect of Halal Image, Price, and Promotion on Muslim Consumer Decisions at Muslimah Beauty Clinics 清真形象、价格和促销对穆斯林美容诊所穆斯林消费者决策的影响
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-24 DOI: 10.37058/jes.v8i1.6790
Zahrah Irma Rahmawati, Muhammad Zakiy
{"title":"The Effect of Halal Image, Price, and Promotion on Muslim Consumer Decisions at Muslimah Beauty Clinics","authors":"Zahrah Irma Rahmawati, Muhammad Zakiy","doi":"10.37058/jes.v8i1.6790","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6790","url":null,"abstract":"Introduction to The Problem: The growing variety of beauty products makes it profitable for consumers because they have many alternative options to choose from. This makes it necessary for beauty clinics to read consumer desires in order to have loyal customers.Purpose/Objective Study: The purpose of this study was to determine the positive effect of halal image, price and promotion on consumer decisions in choosing a Muslimah beauty clinic.Design/Methodology/Approach: This research is a quantitative research with survey method. The population in this study were female consumers who were in Yogyakarta City and had used Muslimah beauty clinic products and services. The sampling technique used purposive sampling method with a total sample of 200 people.Findings: The results of this study indicate that halal image, price and promotion have a positive effect on consumer decisions in choosing a Muslimah beauty clinic. These results confirm that the element of halalness in beauty products perceived by the Indonesian people is important to fulfill. In addition, with the many diversified beauty products available, companies must pay attention to price and promotion for competitive advantage.Paper Type: Research Article","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"124 6 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83994994","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Accelerated Digital Transformation : Fintech and E-Commerce as a Positive Impact of the Covid-19 Pandemic 加速数字化转型:新冠疫情对金融科技和电子商务的积极影响
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-22 DOI: 10.37058/jes.v8i1.6432
Cucu Susilawati
{"title":"Accelerated Digital Transformation : Fintech and E-Commerce as a Positive Impact of the Covid-19 Pandemic","authors":"Cucu Susilawati","doi":"10.37058/jes.v8i1.6432","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6432","url":null,"abstract":"Introduction to The Problem: In 2016-2017 the fintech model in Indonesia was usually in the form of a payment system or online loan service. However, in 2019-2020 the fintech business model had 23 services. After the pandemic in Indonesia in 2020, fintech services continued to overgrow. Purpose: This study aims to explain the positive that the use of fintech has increased dramatically compared to previous years, and one of them is caused by the co-19 pandemic.Methodology: This type of research is qualitative and descriptive, and data collection methods are done with library research.Findings: This study shows that the Covid-19 pandemic made fintech and e-commerce experience a significant increase because these two products accelerate quickly. The use of fintech by both producers and consumers has at least helped people survive the pandemic. Likewise, with e-commerce, people can still meet all their living needs, especially clothing and food. The acceleration of digital transformation in Indonesia predicts that Indonesia will dominate the ASEAN internet economy in 2025.Paper Type: Research Articl","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"31 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88525051","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effect of Good Corporate Governance and Company Size on The Profitability of Islamic Insurance Companies in Malaysia 良好的公司治理和公司规模对马来西亚伊斯兰保险公司盈利能力的影响
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-16 DOI: 10.37058/jes.v8i1.6910
Rifdah Nabihah, Zubaidah Nasution, S. Setiawan
{"title":"The Effect of Good Corporate Governance and Company Size on The Profitability of Islamic Insurance Companies in Malaysia","authors":"Rifdah Nabihah, Zubaidah Nasution, S. Setiawan","doi":"10.37058/jes.v8i1.6910","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6910","url":null,"abstract":"Introduction to The Problem: The development of Malaysia's financial industry continues to accelerate but it does not rule out the possibility that there are still frequent irregularities in corporate governance.Purpose/Objective Study: The purpose of this research is to analyze the effect of Good Corporate Governance and Firm to Profitability of Sharia Insurance in Malaysia. Design/Methodology/Approach: This research uses a quantitative approach using secondary data. The population of this study is Takaful companies in Malaysia with a research period of 2016-2021. The sampling technique used purposive sampling method. Samples that met the criteria were 10 Takaful companies in Malaysia out of a total of 10 Takaful companies in Malaysia. The model used as an analysis tool is multiple linear regression. Data processing in this study uses the SPSS 25 tool. Findings: The results of this study indicate that simultaneously the variables of the Board of Commissioners, Sharia Committee, and Company Size have a positive and significant effect on Profitability which is proxied by Return On Assets of Islamic Insurance Companies in Malaysia, while partially the Board Commissioner has a positive and insignificant effect, Sharia Committee has a negative and not significant effect, and Company Size has a positive and significant effect on the profitability of Islamic insurance companies in Malaysia.Paper Type: Research Article ","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"18 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86019528","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Intertemporal Efficiency Analysis on Indonesia Islamic Banks: A Window DEA Approach 印尼伊斯兰银行跨期效率分析:一个窗口DEA方法
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-16 DOI: 10.37058/jes.v8i1.6651
L. Marlina, Sudana Sudana, A. Rusydiana
{"title":"Intertemporal Efficiency Analysis on Indonesia Islamic Banks: A Window DEA Approach","authors":"L. Marlina, Sudana Sudana, A. Rusydiana","doi":"10.37058/jes.v8i1.6651","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6651","url":null,"abstract":"Introduction to The Problem: Measurement of the level of efficiency of Islamic banks in Indonesia is widely carried out. But almost no one has done research with the DEA window analysis approach.Purpose/Objective Study: This paper aims to measure the efficiency of Islamic banks in IndonesiaDesign/Methodology/Approach: – Using Data Envelopment Analysis (DEA) method and window DEAFindings: This research shows that the efficiency of Islamic banks that included in observations from 2011-2016 fluctuated with a mean value of 63 percent. From the perspective of efficiency stability analysis through several summary statistics such as standard deviation (SD), Long Distance per Window (LDW), Long Distance per Period (LDP) and Long Distance per Year (LDY), the relatively stable Islamic bank efficiency value is Bank SyariahMandiri (BSM) and BCA Syariah.","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"36 4 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88414798","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Does the BI 7 Days (Reverse) Repo Rate and Exchange Rate Affect Liquidity With Inflation as Intervening Variables on Islamic Commercial Banks in Indonesia? 印尼伊斯兰商业银行7天(逆)回购利率和汇率是否影响通货膨胀干预下的流动性?
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-04 DOI: 10.37058/jes.v8i1.6858
Qiny Shonia Az Zahra, Dina Masrifa, Nissa Ayu Marliana
{"title":"Does the BI 7 Days (Reverse) Repo Rate and Exchange Rate Affect Liquidity With Inflation as Intervening Variables on Islamic Commercial Banks in Indonesia?","authors":"Qiny Shonia Az Zahra, Dina Masrifa, Nissa Ayu Marliana","doi":"10.37058/jes.v8i1.6858","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6858","url":null,"abstract":"Introduction to The Problem: According to Islamic commercial bank liquidity data for the last 5 years, Islamic commercial bank liquidity has fluctuated but tends to decrease. the liquidity crisis that occurred in banks causing banks to default on most of their obligations. In the new normal era, Islamic banking liquidity is still faced with challenges and opportunities that need to be considered by Islamic banking industry.Purpose/Objective Study: The purpose of this study is to analyze macroeconomic factors, namely the BI 7 Days (Reverse) Repo Rate and Exchange Rate which affects the Liquidity of Islamic Commercial Banks with Inflation as an intervening variable.Design/Methodology/Approach: This type of research is quantitative research with secondary data of the type of time series data, monthly data from BIDRR, Exchange Rates, Inflation, and Liquidity of Islamic Commercial Banks for five years, namely 2017-2022. The sample used is purposive sampling. The data analysis technique in this study is Partial Least Squares-Structural Equation Model (PLS-SEM).Findings: Based on the results of path analysis both directly and indirectly, this study indicates that variable BI 7 Days Reverse Repo Rate and Exchange rate effect significant to the Liquidity of Islamic Commercial Banks with Inflation as an Intervening Variable, either directly or indirectly.Paper Type: Research Article","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"250 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77874996","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Financial Attitude and Spiritual Intelligence as Predictors of Financial Management Behavior in LAZISMU Employees Muhammadiyah Center 财务态度和精神智力作为LAZISMU员工财务管理行为的预测因子
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-01 DOI: 10.37058/jes.v8i1.6694
Andi Amri, Mitra Sami Gultom
{"title":"Financial Attitude and Spiritual Intelligence as Predictors of Financial Management Behavior in LAZISMU Employees Muhammadiyah Center","authors":"Andi Amri, Mitra Sami Gultom","doi":"10.37058/jes.v8i1.6694","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6694","url":null,"abstract":"Introduction to The Problem: Indonesian people have a low level of financial management, because in general they have not been able to place which ones are needs and which ones are desires.Purpose/Objective Study: This study aims to see the influence of financial attitude on financial management behavior in employees of LAZISMU Muhammadiyah Center and also the influence of spiritual intelligence on financial management behavior on employees of LAZISMU Employees Muhammadiyah Center.Design/Methodology/Approach: The type of research used is quantitative with a causality approach. The population in this study was all employees of LAZISMU Muhammadiyah Center, so that as many as 55 respondents were obtained after sampling with purposive sampling. Data analysis techniques use multiple linear regression.Findings: The results showed that Financial Attitude has a positive and significant effect on Financial Management Behavior and similarly Spiritual Intelligence also has a positive and significant effect on Financial Management Behavior. The results of this study on an R2 basis had a considerable influence, namely 70.6% while the remaining 29.4% of other factors outside this study.","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"17 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80466986","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Muslim Entrepreneur Behavior in Kudus: Spirituality, Religiosity and Business 库都斯穆斯林企业家行为:精神、宗教与商业
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-01-03 DOI: 10.21043/equilibrium.v10i2.16323
M. Mustaqim, A. Ghofur, S. Sholihan
{"title":"Muslim Entrepreneur Behavior in Kudus: Spirituality, Religiosity and Business","authors":"M. Mustaqim, A. Ghofur, S. Sholihan","doi":"10.21043/equilibrium.v10i2.16323","DOIUrl":"https://doi.org/10.21043/equilibrium.v10i2.16323","url":null,"abstract":"This paper aims to understand the behavioral tendencies of Muslim micro, small and medium entrepreneurs (MSMEs) in Kudus, on the dimensions of religion, spirituality and business activities. The research method used is field research with a qualitative approach, by conducting interviews and observations of the research object. Structured interviews were conducted with 17 informants, taking into account religion, business cluster and business location. The results of the study indicate that the tendency of business behavior of Muslim entrepreneurs is influenced by several factors, one of which is spiritual and religious factors. However, not all of this business behavior is motivated by spiritual and religious factors. Although, in general, economic factors are often the motivation for business behavior.","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49525035","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
From Heart to Heart: An Empirical-Synthesis of a Muslim’s Donation Cycle 从心到心:一个穆斯林捐赠周期的经验综合
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2022-12-06 DOI: 10.21043/equilibrium.v10i2.16805
Firdan Thoriq Faza, A. Indriani
{"title":"From Heart to Heart: An Empirical-Synthesis of a Muslim’s Donation Cycle","authors":"Firdan Thoriq Faza, A. Indriani","doi":"10.21043/equilibrium.v10i2.16805","DOIUrl":"https://doi.org/10.21043/equilibrium.v10i2.16805","url":null,"abstract":"This research contributes to the theory of giving behavior from the perspective of Islamic religiosity by describing how an individual Muslim makes donations from the initial intention, manages their finances and savings, and impacts their intrinsic satisfaction and religious beliefs. Descriptive qualitative research was conducted with case studies to describe the dynamics of a series of decisions made by individuals based on their experience of giving donations. The analytical methodology uses a descriptive qualitative narrative type technique taken from in-depth interviews until the data sample is saturated by respondents in Semarang, Indonesia. Twelve respondents were selected based on their experience in donating, the amount of the donation and the variation in their ages. The study results show that individuals who have religious awareness will have a strong desire to help other people or their community because they comply with religious observance guidelines. In addition, donations are helpful because they can provide an experience of gratitude, intrinsic satifaction, creating a sense of security from evil to have a continuous donation cycle. This research produces a synthesis in a cycle model between religiosity, donation, and intrinsic satisfaction.","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43340120","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Indonesian Sharia Capital Market in Shock Covid-19: Global Market Interaction 新冠疫情冲击下的印尼伊斯兰资本市场:全球市场互动
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2022-12-05 DOI: 10.21043/equilibrium.v10i2.16457
A. Habibi, Khavid Normasyhuri, Erike Anggraeni
{"title":"The Indonesian Sharia Capital Market in Shock Covid-19: Global Market Interaction","authors":"A. Habibi, Khavid Normasyhuri, Erike Anggraeni","doi":"10.21043/equilibrium.v10i2.16457","DOIUrl":"https://doi.org/10.21043/equilibrium.v10i2.16457","url":null,"abstract":"Covid-19 has caused problems, including the global Islamic capital market. The rapid and extraordinary development of Covid-19 has rocked sharia investment in Indonesia. This study looks at the interaction of the global Islamic stock market with the Indonesian Islamic stock market, namely the Jakarta Islamic Index (JII), in the Covid-19 shock. Data is collected from within the global Islamic capital market sourced from the Dow Jones Islamic Market World Index, and the Indonesian Islamic capital market is sourced from the Indonesia Stock Exchange (IDX). They are generalizing the research period carried out during the covid-19 period starting from March 2020 to November 2022. This research used several stages of the Cointegration Test, Granger Causality Test, IRF (Impulse Response Function) Test and Forecasting Error Variance Decomposition (FEVD) Test. The study results show that the global Islamic stock market has had a significant impact on the Indonesian Islamic stock market both in the short and long term in the era of the covid-19 shock.","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44655816","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
The Determinants of Intention to Adopt Islamic Financial Technology in Indonesia 印尼采用伊斯兰金融技术意向的决定因素
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2022-12-05 DOI: 10.21043/equilibrium.v10i2.16539
Elif Pardiansyah, N. Sobari, H. Usman
{"title":"The Determinants of Intention to Adopt Islamic Financial Technology in Indonesia","authors":"Elif Pardiansyah, N. Sobari, H. Usman","doi":"10.21043/equilibrium.v10i2.16539","DOIUrl":"https://doi.org/10.21043/equilibrium.v10i2.16539","url":null,"abstract":"This study analyses the factors determining the intention to adopt Islamic financial technology for Muslim users in Indonesia. This study uses a quantitative approach to analyze the determinant of intention to adopt Islamic fintech. The analysis was carried out using Structural Equation Modeling (SEM) with the SmartPLS application tool to examine the relationship between variables in the model. 205 respondents were selected through a purposive sampling technique to get Muslim respondents in Jabodetabek and Bandung who had used fintech applications but had not used sharia fintech. The results showed that the determinant of intention to use Islamic fintech is positively and significantly influenced by Perceived Usefulness (PU) and attitude (A). Meanwhile, perceived ease of use (PEOU), trust (T), and religiosity (R) have a positive but not significant effect on the intention to use (ITU) Islamic fintech. Indirectly, perceived ease of use and trust has a positive and significant effect on the intention to use Islamic fintech through perceived usefulness (PU) and attitude variables; perceived usefulness (PU) and religiosity (R) have a positive and significant effect on the intention to use Islamic fintech through attitude.","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45681312","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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