Equilibrium Jurnal Ekonomi Syariah最新文献

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An Analysis of Some Factors Affecting Employee Performance at Bank NTB Syariah Praya Branch NTB银行伊斯兰普拉亚分行员工绩效影响因素分析
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-07-30 DOI: 10.30983/es.v7i1.4236
Agus Salihin, Syamsul Sukmono Edy
{"title":"An Analysis of Some Factors Affecting Employee Performance at Bank NTB Syariah Praya Branch","authors":"Agus Salihin, Syamsul Sukmono Edy","doi":"10.30983/es.v7i1.4236","DOIUrl":"https://doi.org/10.30983/es.v7i1.4236","url":null,"abstract":"<p>This study aims to analyze the factors that affect the performance of employees at Bank NTB Syariah Praya Branch. This research is a quantitative study using primary data obtained from distributing questionnaires. The research sample consisted of 30 respondents consisting of NTB Syariah bank employees at the Praya branch. Methods of data analysis in this study using multiple linear regression with the help of SPSS software. The results showed that partially and simultaneously the variables of organizational culture, motivation and compensation have a significant positive effect on the employee performance of Bank NTB Syariah Praya Branch. Then the coefficient of determination was 81.1%. This means that the independent variable is able to explain the dependent variable by 81.1%.</p><p><em>Penelitian ini bertujuan untuk menganalisis faktor yang mempengaruhiikinerja karyawan pada Bank NTB Syariah Cabang Praya.Penelitian ini termasuk penelitiannkuantitatif yang menggunakan data primer yang diperoleh dari penyebarannkuesioner. Sampel penelitiannsebanyak 30 responden yang terdiri dari karyawan bank NTB Syariah cabang praya. Metode analisis data dalammpenelitian ini menggunakan regresi linierberganda dengan bantuan software SPSS.Hasil penelitiannmenunjukkan bahwa secara parsial dan simultan variabel budaya organisasi, motivasi dan kompensasi berpengaruh positif signifikan terhadap kinerja karyawan Bank NTB Syariah Cabang Praya. Kemudian nilai koefisien determinasi sebesar 81,1%. Hal ini berarti bahwa variabel bebas mampuumenjelaskan variabellterikat sebesar 81,1%.</em></p>","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135398944","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effect of Good Zakat Governance (GZG) Implementation on Muzakki Satisfaction at the National Amil Zakat Agency (BAZNAS) East Kutai Regency 国家天课机构(BAZNAS)东库台摄政的良好天课治理(GZG)实施对天课满意度的影响
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-07-01 DOI: 10.30983/es.v7i1.6241
Bambang Iswanto, Muhammad Riswan, Ashar Ashar, Ibadurrahman Ibadurrahman
{"title":"The Effect of Good Zakat Governance (GZG) Implementation on Muzakki Satisfaction at the National Amil Zakat Agency (BAZNAS) East Kutai Regency","authors":"Bambang Iswanto, Muhammad Riswan, Ashar Ashar, Ibadurrahman Ibadurrahman","doi":"10.30983/es.v7i1.6241","DOIUrl":"https://doi.org/10.30983/es.v7i1.6241","url":null,"abstract":"<p>This study aims to determine the effect of accountability, responsibility, transparency, and Fairness on Muzakki satisfaction in Baznas Kutai Timur. This type of research is quantitative, with samples taken by accidental sampling. Data collection techniques include observation, documentation, and questionnaires. Data analysis techniques include validity tests, reliability tests, classical assumption tests, multiple regression tests, and hypothesis tests. The results of this study show that partially, the variables of Accountability, Responsibility, transparency, and Fairness have a significant positive effect on Muzakki satisfaction in Baznas Kutai Timur. Simultaneously, Accountability, Responsibility, transparency, and fairness (justice) have a positive and significant effect on Muzakki satisfaction in Baznas Kutai Timur.</p><em>Penelitian ini bertujuan untuk mengetahui pengaruh Akuntabilitas, Responsibilitas, Transparansi dan Fairness (keadilan) terhadap kepuasan Muzakki di Baznas Kutai Timur. Adapun jenis penelitian ini adalah penelitian kuantitatif dengan sampel menggunakan accidental sampling. Teknik pengumpulan data berupa observasi, dokumentasi, dan angket. Teknik analisis data yaitu uji validitas, relibilitas, uji asumsi klasik, uji regresi berganda dan uji hipotesis. Hasil penelitian ini menunjukkan bahwa secara parsial variabel Akuntabilitas, Responsibilitas, Transparansi dan Fairness (keadilan) berpengaruh positif signifikan terhadap kepuasan Muzakki di Baznas Kutai Timur. Secara simultan Akuntabilitas, Responsibilitas, Transparansi dan Fairness (keadilan) berpengaruh positif dan signifikan terhadap Kepuasan Muzakki di Baznas Kutai Timur.</em>","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"74 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135807058","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Impact of Using E-Wallets for the Ease of Muslim Consumers Transacting Maqashid Sharia Approach 使用电子钱包对穆斯林消费者交易便利的影响
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-06-30 DOI: 10.30983/es.v7i1.6401
Fakhry Emil Habib, Nofiardi Nofiardi
{"title":"The Impact of Using E-Wallets for the Ease of Muslim Consumers Transacting Maqashid Sharia Approach","authors":"Fakhry Emil Habib, Nofiardi Nofiardi","doi":"10.30983/es.v7i1.6401","DOIUrl":"https://doi.org/10.30983/es.v7i1.6401","url":null,"abstract":"<p class=\"StyleAuthorBold\">This study aims to examine the impact of using e-wallets for the convenience of Muslim consumers transacting through the <em>maqashid sharia </em> approach. The type of research carried out is library research using a qualitative approach, and the data sources in this study consist of primary, secondary, and tertiary data sources. The data collection technique used in this study is a literature search. The data obtained will be analyzed qualitatively and descriptively. The results of the study found that transactions using the e-wallet feature are in line with the concept of <em>maqashid syariah </em> in Islamic law, meaning that essentially the use of this feature is in line with the purpose of Islamic law mandated at the level of <em>Hajjyah</em>, which is to provide ease of transaction for Muslim consumers where this form of transaction is inevitable because of its mass use in society. The use of this feature is important to be used in order to maintain property / malls which in the study of <em>maqashid syariah </em> is one of the <em>dharuriyah al-khamsah</em> that must be maintained.</p><p class=\"StyleAuthorBold\"> </p><p class=\"StyleAuthorBold\"><em>Penelitian ini ditujukan untuk meneliti dampak penggunaan e-wallet bagi kemudahan konsumen muslim bertransaksi melalui pendekatanb maqashid syariah .<strong> </strong>Jenis penelitian yang dilaksanakan jenis penelitian kepustakaan (library research) dengan menggunakan pendekatan kualitatif di mana sumber data dalam penelitian ini terdiri dari sumber data primer, sekunder dan tersier. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah dengan cara melakukan penelusuran pustaka. Data yang diperoleh akan dianalisis secara kualitatif dan diuraikan secara deskriptif. Hasil penelitian menemukan bahwa transaksi dengan menggunakan fitur e-wallet ini sejalan dengan konsep maqashid syariah dalam hukum Islam, artinya secara esensi penggunaan fitur ini sejalan dengan tujuan hukum Islam disyariatkan pada tataran hajiyah yaitu memberi kemudahan bertransaksi bagi konsumen muslim di mana bentuk transaksi ini memang tidak dapat dihindarkan lagi karena penggunaannya yang begitu massal dalam masyarakat. Adapun penggunaan fitur ini penting untuk digunakan dalam rangka memelihara harta/mal yang dalam kajian maqashid syariah termasuk salah satu dari dharuriyah al-khamsah yang mesti dipelihara</em></p>","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136364563","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Macroeconomic Effects on Economic Growth in Muslim Countries: Political System as A Moderating Variable 宏观经济对穆斯林国家经济增长的影响:政治制度作为一个调节变量
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-06-30 DOI: 10.30983/es.v7i1.6358
Arohman Arohman, Abdul Qoyum, Akmal Ihsan, Farma Andiansyah
{"title":"Macroeconomic Effects on Economic Growth in Muslim Countries: Political System as A Moderating Variable","authors":"Arohman Arohman, Abdul Qoyum, Akmal Ihsan, Farma Andiansyah","doi":"10.30983/es.v7i1.6358","DOIUrl":"https://doi.org/10.30983/es.v7i1.6358","url":null,"abstract":"<p>This study seeks to explore the role of the political system in supporting the influence of macro variables on economic growth in the world's Islamic countries. Data obtained from the world bank during 2010-2021. The econometric model used in the research is the Generalized Method of Moments (GMM). The main finding is that the political system has a significant negative effect on growth. This negative effect is caused by the low value of the political index determined by world governance indicators. In addition, foreign direct investment and remittances are still the main variables in supporting economic growth in the Islamic countries of the world. In contrast, interest rates show negative effects on economic growth. Further results show that an ineffective political system is unable to strengthen the relationship between foreign direct investment, remittances, and interest rates on economic growth. These findings serve as an evaluation for the 2025 OIC internal implementation action program.</p><p><strong><em>Abstrak</em></strong></p><em>Studi ini berusaha untuk mengeksplorasi peran dari sistem politik dalam mendukung pengaruh variabel makro terhadap pertumbuhan ekonomi di negara Islam dunia. Data diperoleh dari world bank selama tahun 2010-2021. Model ekonometrika yang digunakan dalam penelitian ialah generalized method of moments (GMM). Adapun temuan utamanya ialah sistem politik berpengaruh negatif signifikan terhadap pertumbuhan. Efek negatif ini disebabkan dengan rendahnya nilai indeks politik yang ditentukan oleh world governance indicators. Selain itu, investasi asing langsung dan remitansi masih menjadi variabel utama dalam mendukung pertumbuhan ekonomi di negara-negara Islam dunia. Sebaliknya, tingkat suku bunga menunjukkan efek negatif terhadap pertumbuhan ekonomi. Hasil selanjutnya ditunjukkan bahwa sistem politik yang tidak efektif tidak mampu memperkuat hubungan antara investasi asing langsung, remitansi, dan tingkat suku bunga terhadap pertumbuhan ekonomi. Temuan ini menjadi evaluasi untuk program aksi OKI 2025 yang saat ini masih berlangsung.</em>","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136364865","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Model of Prevention if Loan Sharking Practises Through Pentahelix-Based Sharia Financing Regulation Literacy in Tanah Datar Regency Community 塔纳达尔县社区基于五边形的伊斯兰教法融资监管素养预防高利贷行为模型
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-06-30 DOI: 10.30983/es.v7i1.6264
Deri Rizal, Yustiloviani Yustiloviani, Farida Arianti, Elsy Renie, Dewi Putri
{"title":"Model of Prevention if Loan Sharking Practises Through Pentahelix-Based Sharia Financing Regulation Literacy in Tanah Datar Regency Community","authors":"Deri Rizal, Yustiloviani Yustiloviani, Farida Arianti, Elsy Renie, Dewi Putri","doi":"10.30983/es.v7i1.6264","DOIUrl":"https://doi.org/10.30983/es.v7i1.6264","url":null,"abstract":"<p>This study seeks to explore the role of the political system in supporting the influence of macro variables on economic growth in the world's Islamic countries. Data obtained from the world bank during 2010-2021. The econometric model used in the research is the Generalized Method of Moments (GMM). The main finding is that the political system has a significant negative effect on growth. This negative effect is caused by the low value of the political index determined by world governance indicators. In addition, foreign direct investment and remittances are still the main variables in supporting economic growth in the Islamic countries of the world. In contrast, interest rates show negative effects on economic growth. Further results show that an ineffective political system is unable to strengthen the relationship between foreign direct investment, remittances, and interest rates on economic growth. These findings serve as an evaluation for the 2025 OIC internal implementation action program.</p><p><strong><em>Abstrak</em></strong></p><em>Praktik Rentenir masih banyak ditemukan di Kabupaten Tanah Datar, dengan berbagai alasan masyarakat masih banyak melakukan pembiayaan pada rentenir, perilaku ini menimbulkan banyak masalah dalam tatanan kehidupan sosial. Penelitian ini bertujuan untuk, pertama: melihat setting sosial maraknya praktik rentenir, kedua: menemukan program/langkah-langkah strategis yang dapat digunakan untuk mencegah maraknya praktik rentenir. Metode penelitian yang dipakai dalam penelitian ini adalah penelitian kualitatif, yaitu proses mencari data dan menyusun secara sistematis, data tersebut diperoleh dari hasil wawancara, catatan lapangan, maupun dokumentasi, dengan cara mengorganisasikan data ke dalam kategori, menjabarkan ke dalam unit-unit, melakukan sintesis, menyusun ke dalam pola, yang diakhiri dengan membuat kesimpulan, sehingga mudah dipahami oleh diri sendiri maupun orang lain. Penelitian yang menyimpulkan bahwa: pertama, Faktor-faktor yang mempengaruhi masyarakat melakkan pembiayaan kepada rentenir adalah karena adanya kebutuhan yang mendesak dan kebutuhan akan modal usaha. Kedua, Faktor-faktor yang melatarbelakangi masih maraknya praktik rentenir di Kabupaten Tanah Datar, yaitu: faktor ekonomi, faktor sosial, faktor informasi dan faktor kemudahan proses. Selanjutnya penelitian ini juga merekomendasikan langkah-langkah strategis pencegahan rentenir yaitu: memaksimalkan pelaksanaan program unggulan Makan Randang di Kabupaten Tanah Datar, mendirikan koperasi berbasis Nagari/Jorong/Komunitas di Kabupaten Tanah Datar dan melakukan pendampingan ekonomi kreatif untuk masyarakat di Kabupaten Tanah Datar.</em>","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"55 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136364413","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Factors Influencing Behavioural Intention Fintech Lending (Paylater) Among Generation Z Indonesian Muslims and Islamic Consumption Ethics Views 影响Z世代印尼穆斯林金融科技借贷(Paylater)行为意向的因素及伊斯兰消费伦理观点
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-06-30 DOI: 10.30983/es.v7i1.6233
Siti Aisyah, M. Ikhsan Harahap, Nurbaiti Nurbaiti, Mustapa Khamal Rokan
{"title":"The Factors Influencing Behavioural Intention Fintech Lending (Paylater) Among Generation Z Indonesian Muslims and Islamic Consumption Ethics Views","authors":"Siti Aisyah, M. Ikhsan Harahap, Nurbaiti Nurbaiti, Mustapa Khamal Rokan","doi":"10.30983/es.v7i1.6233","DOIUrl":"https://doi.org/10.30983/es.v7i1.6233","url":null,"abstract":"<p>This study seeks to investigate and analyze the factors that influence Generation Z’s use of fintech lending (paylater) in Jakarta, West Java, East Java, Central Java, and North Sumatra. This study employs a descriptive quantitative methodology and questionnaire distribution. The study employed purposive sampling. This study included 200 Generation Z respondents who have utilized fintech lending (paylater) as respondents. The method of data analysis employs Partial Least Square-Structural Equation Modeling (PLS-SEM) and SmartPLS version 3.2.9 software. The variables performance expectation, social influence, hedonic motivation, and habit have a positive and significant effect on behavioral intention, whereas effort expectation, facilitating conditions, and price value do not. In addition to testing the UTAUT 2 model, this research was conducted on Generation Z, where few research results are discussing the use of fintech lending (paylater). Generation Z is the generation that currently dominates the population in Indonesia and will be the next generation of Indonesians; therefore, it is essential to determine what factors play a role in encouraging the use of fintech lending (paylater) among Generation Z.</p><p><strong><em>Abstrak</em></strong></p><em>Penelitian ini tujuannya guna menyelidiki serta menganalisis faktor-faktor yang pengaruhi pemakaian fintech lending (paylater) generasi Z di Jakarta, Jawa Barat, Jawa Timur, Jawa Tengah, dan Sumatera Utara. Penelitian ini menggunakan metodologi kuantitatif deskriptif dan penyebaran kuesioner. Penelitian ini menggunakan purposive sampling. Penelitian ini melibatkan 200 responden generasi Z yang telah memanfaatkan fintech lending (paylater) sebagai responden. Metode analisis data memakai perangkat lunak PLS-SEM dan SmartPLS versi 3.2.9. Variabel ekspektasi kinerja, pengaruh sosial, motivasi hedonis, serta kebiasaan berpengaruh positif juga signifikan pada niat berperilaku, sedangkan ekspektasi upaya, kondisi fasilitasi, dan nilai harga tidak. Selain menguji model UTAUT 2, penelitian ini dilakukan pada generasi Z, dimana hasil penelitian yang membahas tentang penggunaan fintech lending (paylater) masih sedikit. Generasi Z merupakan generasi yang sekarang mendominasi jumlah penduduk di Indonesia dan akan menjadi generasi penerus bangsa Indonesia; Maka dari itu, penting agar tau faktor apa saja yang berperan untuk mendorong penggunaan fintech lending (paylater) di kalangan generasi Z. </em>","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136364701","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effect Of Halal Labels On Purchasing Decision Of Halal Cosmetic Products With Interest As Intervening Variable 以兴趣为中介变量的清真标签对清真化妆品购买决策的影响
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-30 DOI: 10.37058/jes.v8i1.6581
Najmudin Najmudin, I. Ridwan, J. Jakaria, Ima Maisaroh, Nanah Sujanah
{"title":"The Effect Of Halal Labels On Purchasing Decision Of Halal Cosmetic Products With Interest As Intervening Variable","authors":"Najmudin Najmudin, I. Ridwan, J. Jakaria, Ima Maisaroh, Nanah Sujanah","doi":"10.37058/jes.v8i1.6581","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6581","url":null,"abstract":"Introduction to The Problem: Most of Indonesia's population is Muslim, the number reaches 86.9% or 237.53 million people, among their needs, especially Muslim women, is cosmetics, the data shows that there is a very high gap between the number of halal cosmetic products and non-halal cosmetics circulating in the market, so not a few Muslim women who purchase non-halal cosmetics. Purpose/Objective Study: This study aims to determine (1) the effect of halal labels on purchasing decisions for halal cosmetic products (2) the influence of halal labels on interest in buying halal cosmetic products (3) the influence of buying interest on purchasing decisions for halal cosmetic products, and (4) the influence of halal labels on a decision to purchase halal cosmetic products through the mediation of buying interest. Design/Methodology/Approach: The method used in this research is descriptive quantitative, with a population of all students of the modern Islamic boarding school Assa'adah, Serang Regency, users of halal cosmetics, sampling technique using purposive sampling, and data collection techniques using questionnaires. The data was processed using Smart PLS 3.2.9 software and analyzed using the method of structural equation modeling (SEM) with partial least squares (PLS) approach. Findings: The results of this study indicate that(1) Halal labels have a positive effect on purchasing decisions for halal cosmetic products (2) Halal labels have a positive effect on interest in buying halal cosmetic products (3) Purchase intentions have a positive effect on purchasing decisions for halal cosmetic products, and (4) Halal labels have a positive effect on decisions purchase of halal cosmetic products through the mediation of buying interest.Paper Type: Research Article","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"37 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75740575","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Sharia Commercial Bank Financial Distress Prediction Through Financial Liquidity Ratio 基于财务流动性比率的伊斯兰商业银行财务困境预测
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-29 DOI: 10.37058/jes.v8i1.6917
Anissaul Farohah, Dahruji Dahruji
{"title":"Sharia Commercial Bank Financial Distress Prediction Through Financial Liquidity Ratio","authors":"Anissaul Farohah, Dahruji Dahruji","doi":"10.37058/jes.v8i1.6917","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6917","url":null,"abstract":"Introduction to the Problem: It is rarely found that liquidity ratio (Cash Ratio, Quick Ratio, and Current Ratio) are used as variable possible financial distress at the Sharia General Bank in Indonesia.Purpose/Objective Study: The existence this study is aimed at predicting possibility of financial distress dominated by several liquidity ratios (Cash Ratio, Quick Ratio, and Current Ratio) at the Sharia General Bank in Indonesia. Researchers used logistics regression analysis research methodology.Findings: Total of 12 Sharia General Bank registered with Bank Indonesia and Financial Services Authority in period of 2018 the first quarter to 2021 the fourth quarter used as a research sample. The results were shown that Cash Ratio, Quick Ratio, and Current Ratio had no negative effect in financial distress.","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"28 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80400801","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Influence of Knowledge, Benefit and Risk on Customer Interest in Using The BSI Qris Electronic Payment System at BSI KCP Indrapura 知识、利益和风险对使用BSI Qris电子支付系统的客户兴趣的影响
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-25 DOI: 10.37058/jes.v8i1.6601
S. Sunardi, Pani Akhiruddin Siregar
{"title":"The Influence of Knowledge, Benefit and Risk on Customer Interest in Using The BSI Qris Electronic Payment System at BSI KCP Indrapura","authors":"S. Sunardi, Pani Akhiruddin Siregar","doi":"10.37058/jes.v8i1.6601","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6601","url":null,"abstract":"Introduction to The Problem: The use of QR-Code is currently quite widely used for payments and is starting to gain considerable traction in Indonesia. Talking about QR Payment payments, Bank Indonesia also innovated a QR-Code-based payment system called QRIS.Purpose/Objective Study: The research aims to analyze the significant influence of knowledge, benefit and risk on customer interest in using the BSI QRIS electronic payment system at BSI KCP Indrapura.Design/Methodology/Approach: Research methods with quantitative methods described in multiple linear regression analysis models. Primary data by distributing questionnaires to respondents as a sample from August 2022 to December 2022. Sampling design with simple random sampling technique. Using the Slovin formula, the number of respondents who became a sample was 90 people for further analysis.Findings: The results of the research are as follows: (1)The estimation model shows an R2 value of 0.770 which represents the value of the coefficient of determination. This means that 77% of the dependent variable variation is able to be explained by the independent variable in this model. The remaining 23% is explained by other causes that are not included in the model; 2) The regression model on the independent variable simultaneously influences the dependent variable, so that the independent variable regression model can be used to predict the dependent variable; and (3) This research resulted in the output that there is a significant influence between the benefit on customer interest in using the BSI QRIS electronic payment system at BSI KCP Indrapura. However, it is not knowledge and risk that do not show a significant influence, so it can be concluded that the two have no relationship at all to customer interest in using the BSI QRIS electronic payment system at BSI KCP Indrapura.","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"2012 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82636655","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Islamic Business Ethics Review of Chicken Farming Business in the Middle of Community Settlements in North Luwu Regency 鲁武县北部社区居民点中部养鸡业伊斯兰商业伦理研究
Equilibrium Jurnal Ekonomi Syariah Pub Date : 2023-05-25 DOI: 10.37058/jes.v8i1.6920
Nur Amal Mas, Karmila Karmila
{"title":"Islamic Business Ethics Review of Chicken Farming Business in the Middle of Community Settlements in North Luwu Regency","authors":"Nur Amal Mas, Karmila Karmila","doi":"10.37058/jes.v8i1.6920","DOIUrl":"https://doi.org/10.37058/jes.v8i1.6920","url":null,"abstract":"Introduction to the Problem: The presence of a chicken farm in the middle of the North Luwu District community settlement has positive and negative impacts which are studied based on the perspective of Islamic business ethics.Purpose/Objective Study: This study aims to analyze the review of Islamic business ethics towards chicken farming in Katulungan Village and to find out the impact arising from chicken farming activities in the middle of the Ketulungan Village community settlement.Design/Methodology/Approach: This research is a qualitative descriptive study. Data was obtained through observation, interviews, and documentation. Furthermore, the data obtained were analyzed using data collection techniques, data reduction, data presentation as well as conclusions and data verification.Findings: The results of the study explain that chicken farms that exist in the midst of community settlements are reviewed based on aspects of Islamic business ethics in the form of the principles of unity, balance/fairness, free will/effort, accountability, and truth, as well as virtue and honesty. Based on these aspects, there are livestock activities that are appropriate and not in accordance with the principles of Islamic business ethics. In addition, the presence of these farms has more negative impacts than positive impacts on the surrounding community.Paper Type: Research Article","PeriodicalId":31771,"journal":{"name":"Equilibrium Jurnal Ekonomi Syariah","volume":"2 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83613996","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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