Iqtishadia Jurnal Ekonomi Perbankan Syariah最新文献

{"title":"Shariah Compliance Akad Rahn Lembaga Keuangan Mikro Syariah (Studi Kasus BMT Mitra Muamalah Jepara)","authors":"E. Susilo","doi":"10.19105/IQTISHADIA.V4I1.1159","DOIUrl":"https://doi.org/10.19105/IQTISHADIA.V4I1.1159","url":null,"abstract":"Rahn Contract (Gold Pawn) has a high level of security and low risk, because the guarantee is to save (Rahn) members liquid assets. When members are in default (wanprestasi), it can be executed on collateral. This study uses qualitative descriptive analytic. The results showed Rahn Contract has good prospects, in compliance with the fatawa of National Sharia Board - Indonesian Council of Ulama (DSN – MUI) about Rahn, but is weak in supervision of the Sharia Supervisory Board (DPS) and constrained by human resources, competition, insurance and promotion.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"4 1","pages":"120-136"},"PeriodicalIF":0.0,"publicationDate":"2017-06-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45980814","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Digital Marketing System, Terhadap Daya Saing Penjualan Susu Kambing Etawa","authors":"Akh. Fawaid","doi":"10.19105/IQTISHADIA.V4I1.1134","DOIUrl":"https://doi.org/10.19105/IQTISHADIA.V4I1.1134","url":null,"abstract":"In this research, the researcher wanted to know the influence of sales of goat milk Etawa using Digital Marketing System (Digital Sales system) and know the difference of conventional sales with Digital Marketing System. Easness Aspect of knowing the product, the content of Product, Benefits of product, and accelerate service process to consumer, Became one of the reasons Digital Marketing System used against Etawa Goat's milk sales. So it needs to be done experiment, to know the whole level of sales influence and competitiveness of Etawa Goat Milk Sales using Digital Marketing System and doing Comparison to sales using conventional system. The research method used is descriptive qualitative research method. The results showed, Digital Marketing System has a very high influence on sales of goat milk Etawa, compared using conventional system. One of them, on the marketing process, convenience and ease of consumers obtain product information, until the transaction process.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"4 1","pages":"104-119"},"PeriodicalIF":0.0,"publicationDate":"2017-06-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48409000","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Kinerja Keuangan dan Internet Financial Reporting Index (IFRI): Sebuah Studi Relevansi Pada Sektor Perbankan Syariah di Kawasan ASEAN","authors":"Imanda Firmantyas Putri Pertiwi","doi":"10.19105/IQTISHADIA.V4I1.1221","DOIUrl":"https://doi.org/10.19105/IQTISHADIA.V4I1.1221","url":null,"abstract":"This study aimed to assess the effect of Islamic Banks financial performance according to the Risk Profile, Good Corporate Governance, Earnings and Capital (RGEC) on the disclosure of financial performance through the company’s website or being known as Internet Financial Reporting Index (IFRI). Taking Islamic banks across the ASEAN region as target of the research, this study result the conclusion that profitability ratios and nonperforming finance are two things that do not affect the index of internet financial report. While CAR and FDR show significant impacts on the index of IFR. These results have been proven their robustnesses. Control variables was added to the model and the results obtained did not change significantly. The total number of Islamic banks in the ASEAN region are 32 banks. Twelve Islamic banks are in Indonesia, 16 in Malaysia, one in the Philippines, one in Thailand and two in Brunei Darussalam. One bank in Brunei being canceled due to incomplete information. The method used in this research is multiple linear regression, furthermore control variables was added to reduce the bias of the research results.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"4 1","pages":"43-65"},"PeriodicalIF":0.0,"publicationDate":"2017-06-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43019938","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Performa Desa yang Diusulkan untuk Penerapan One Village One Product (OVOP) di Kabupaten Pamekasan","authors":"Farahdilla Kutsiyah","doi":"10.19105/IQTISHADIA.V4I1.1183","DOIUrl":"https://doi.org/10.19105/IQTISHADIA.V4I1.1183","url":null,"abstract":"“One village, one product” (OVOP) is an approach to rural development by using local resources which aim to enrich local wisdom and led to the enlargement of small and medium industry. This research uses an exploratory study to describe the village performance that was suggested for OVOP application in Pamekasan regency. Observation and interview was applicated in collected data.  The results of this study are a good quality for OVOP operation village: Bangsereh, Dempo Barat, Polagan, Kadur, Blumbungan, Pegagan, Rekkerrek, Tebul Barat, Klampar /Toket, Kertagena Laok, Larangan Slampar, Sokalelah and Pegantenan villages. The recommended commodity in each village sequentially onion, Madura beef cattle, anchovies anvil, hybrid corn, java long pepper, mangrove, cassava, ginger, batik, seaweed, laying hens, great chili, banana and durian. This area have more superiority and special characteristic in a production, uniqueness, institutional and human resources.  Therefore their development must be adapted to the potential of the region, local wisdom and limiting factor. Meanwhile the main issue for expansion of these commodities are lack of product processing, capital and marketing. Moreover inefficient of institutional and unsustainability of production as well as minimize of assistance for human resource investment. It is suggested to support  OVOP implementation, it is necessary to integrate of all relevant institutions, which each of them do as their self-capacity into a straight planning, to built a cooperative institution, to create the government policies by prioritize the processing and lead this area as a village industry. Furthermore, facilitated marketing product, intensified of extension and advisory group institution for community and also directed to have the village market.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"4 1","pages":"24-42"},"PeriodicalIF":0.0,"publicationDate":"2017-06-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44919859","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Kedudukan Bank Syariah dalam Sistem Perbankan di Indonesia","authors":"Made Warka, Erie Hariyanto","doi":"10.19105/iqtishadia.v3i2.1076","DOIUrl":"https://doi.org/10.19105/iqtishadia.v3i2.1076","url":null,"abstract":"Banking is an important element in the development of a country. The function of the bank as that financial intermediary institution is crucial for the success or failure of community economic development in a country. Syariah Banking Regulation in Act No. 7 of the year 1992 as amended by Act No. 10 of the year 1998 was not specific and less accommodate of the operational characteristics of Syariah Banking so that was born the law of No. 21 of the Year 2008 concerning Syariah Banking. Syariah  banking is banking that is based on Syariah  principles. Also based  to economic democracy and the precautionary principle, it should contain the values of justice, solidarity, equity and expediency.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"3 1","pages":"235-258"},"PeriodicalIF":0.0,"publicationDate":"2016-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68432308","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Strategi Bauran Pemasaran Terhadap Peningkatan Loyalitas Nasabah Pada BPRS Bhakti Sumekar Kantor Cabang Pamekasan","authors":"Yenny Kuratul Aini, Wadhan Wadhan","doi":"10.19105/IQTISHADIA.V3I2.1078","DOIUrl":"https://doi.org/10.19105/IQTISHADIA.V3I2.1078","url":null,"abstract":"The Institute of Syariah banking continues to grow in Indonesia from urban to rural areas, particularly BPRS Bhakti Sumekar on branch office of  Pamekasan in the activities implementation  based on syariah principles, as well as in terms of marketing. BPRS Bhakti Sumekar on branch office of Pamekasan is one financial institution that has increased exponentially customers annually. The increase in the number of clients allegedly because of the trust and customer satisfaction so as to form loyalty. One of the advantages possessed by the BPRS Bhakti Sumekar on branch office of Pamekasan in terms of products, namely savings Barokah with the principle wadi'ah (surrogate) and sharia-based providing easiness for customers with initial deposit   and the minimum balance of Rp. 10.000 as well as free of administrative costs that are not owned by other Syariah financial institutions in Pamekasan. Based on this background, researchers interested in conducting research with the title \" The Effect of Marketing Mix Strategy Towards Customer Loyalty Enhancement to BPRS Bhakti Sumekar on Branch Office of Pamekasan”. The purpose of this research to find out is there any influence of marketing mix strategy towards customer loyalty enhancement and what variables (product, price, place, promotion, people, physical evidence and process) the most dominant influence on customer loyalty enhancement. This type of research is a field research (field research) using a quantitative approach. The research population is all customers of BPRS Bhakti Sumekar on branch office of Pamekasan by using the nonprobability sampling and sampling insidentia l method and determination of the samples number with formula slovin the error rate of 5%.  The analysis technique is multiple linear regression analysis. The results of simultaneous calculations obtained F count amounted to 156.689> F table amounted to 3.86 which means accepting the hypothesis there is significant influence between marketing mix strategy ( product, price, place, promotion, people, physical evidence and process ) Towards the customer loyalty enhancement. While the partial test results obtained T count product, price, place, promotion, people, physical evidence and process respectively 3.306, 4.970, 3.180, 4.906, 3.977, 5.643, and 5.086 greater than T table amounted to 1,649, which means partially declared significant. So promotion (promosi) is the variable most dominant influence towards the customer loyalty enhancement in BPRS Bhakti Sumekar on Branch Office of Pamekasan.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"3 1","pages":"278-289"},"PeriodicalIF":0.0,"publicationDate":"2016-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68432117","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Konsep Perjanjian Profit and Loss Sharing Dalam Ekonomi Islam","authors":"F. Fahrurrozi","doi":"10.19105/iqtishadia.v3i2.1080","DOIUrl":"https://doi.org/10.19105/iqtishadia.v3i2.1080","url":null,"abstract":"Agreements of Profit and Loss Sharing is an agreement based on the confidence (trust investment), in another sense that financiers or Shahibul Mall will deliver the funds to the fund manager or mud harib after investors feel confident that the managers of these funds both skill and moral can be trusted to manage the capital provided by the expertise and capital will not manipulate it. With this fact it is necessary to examine the concept of profit and loss sharing agreement, with the hope to find a concept that is based on the teachings of Islam. In this paper presents about the concept of Profit and Loss Sharing in the view of Islamic economics is based on the Qur'an and Hadith .","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"3 1","pages":"307-323"},"PeriodicalIF":0.0,"publicationDate":"2016-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68432428","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pemikiran Fikih Ekonomi Ibnu Hazm Tentang Kesejahteraan Tenaga Kerja","authors":"Muhdar Hm","doi":"10.19105/iqtishadia.v3i2.1075","DOIUrl":"https://doi.org/10.19105/iqtishadia.v3i2.1075","url":null,"abstract":"Ibn Hazm (384-456 H / 994-1064 AD) is one of the great theologian of brilliant, well-known in Islamic thinking in the Islamic world at the beginning of X century AD in Andalusia (Spain). Mastery of science multi-disciplinary, always encouraging and natural coloring of his thoughts. The various of popular designation as scientists and theologian figure attached to him, in addition to designation as a figure of Islamic economists. However, the realm of his thoughts particularly in the field of Islamic Economics Jurisprudence, can not be undoubted as a scientific contribution in the field of Islamic economics to this day. Fulfillment of human rights with regard to the needs of the economy and life welfare, particularly in this case among the labor, is something that is required to be realized by the government, the businessman in accordance with agreement of work contract.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"3 1","pages":"199-234"},"PeriodicalIF":0.0,"publicationDate":"2016-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68431667","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Peranan Amil Sebagai Pengelola Zakat Untuk Kesejahteraan Umat Di Kota Bima","authors":"H. Thalib, M. Irwan, Ihsan Ro’is","doi":"10.19105/IQTISHADIA.V3I2.1079","DOIUrl":"https://doi.org/10.19105/IQTISHADIA.V3I2.1079","url":null,"abstract":"This research  aims to: 1) know how to manage your Amil way in Zakat Management  in the Bima city, 2) know the role of Amil as Zakat manager  in the people’s welfare in the Bima city. This research uses qualitative descriptive method with field research type (field research). The reseach results found that the Amil way manages  zakat namely  there is in accordance with the prophethood principle and  is not in accordance with the prophethood principle.  While his role as a manager for the people’s welfare is not yet maximum by looking at the utilization of Zakat funds. Where its utilization is more directed to consumptive nature while the productive nature is too few.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"3 1","pages":"65-81"},"PeriodicalIF":0.0,"publicationDate":"2016-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68432215","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Peranan Pengawasan Dalam Meningkatkan Produktivitas Kerja Karyawan Divisi Marketing Pada Koperasi UGT Sidogiri Kelurahan Bugih Pamekasan","authors":"Y. Susanti, Fadllan Fadllan","doi":"10.19105/iqtishadia.v3i2.1077","DOIUrl":"https://doi.org/10.19105/iqtishadia.v3i2.1077","url":null,"abstract":"Supervision is an examination to ensure that what is done in accordance with company goals, evaluating the implementation of the work, as well as improving what is being done to  ensure the achievement of optimal results. Therefore, any financial institutions need to be done Supervision so that the achievement of set targets will be easily achieved, and preventing the occurrence of aberrations on what had been planned in advance. Issues to be discussed in this research first, how the implementation of the Supervision which is conducted at Cooperation UGT Sidogiri of the Village Bugih Pamekasan, and secondly, how the role of supervision in Increasing Employee Productivity Marketing Division at Cooperation UGT Sidogiri of Village Bugih Pamekasan. This type of research used is descriptive qualitative, which depicts or describes a case according to what is in the field. Sources of data are interviews, observation and documentation. Based on the research results, it can be concluded that: 1) Implementation of Supervision at Cooperation UGT Sidogiri of Village Bugih Pamekasan are: a) Supervision is done by the Branch Head of Cooperation UGT Sidogiri of Village Bugih Pamekasan, b) Supervision applied is Supervision directly and indirectly, periodic monitoring and supervision performed before activity, during the event, and after the activity. 2). The Role of Supervision in Increasing Employee Productivity Marketing Division at cooperation UGT Sidogiri of village bugih pamekasan is : a) to prevent  the occurrence of various aberrations or errors, so it can be known earlier of various forms of aberration and errors.b) To guarantee or striving the implementation of activities to suit plans have been made before in order to achieve the goal. c) To correct errors or aberrations occurring.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"3 1","pages":"259-277"},"PeriodicalIF":0.0,"publicationDate":"2016-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68432491","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}