Iqtishadia Jurnal Ekonomi Perbankan Syariah最新文献

Determinants Of The Decision To Become An Islamic Bank Customer 决定成为伊斯兰银行客户的决定因素

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1226

Nurul Aisyah, Muhammad Rusdi, Abu Bakar Assidiq

引用次数: 0

Firm Size And Financial Performance On Value Of Banking Companies 企业规模和财务绩效对银行公司价值的影响

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1058

Yantri Ulul Azmi, Lilis Setyowati

{"title":"Firm Size And Financial Performance On Value Of Banking Companies","authors":"Yantri Ulul Azmi, Lilis Setyowati","doi":"10.46367/jps.v4i2.1058","DOIUrl":"https://doi.org/10.46367/jps.v4i2.1058","url":null,"abstract":"This research aims to analyze the influence of financial performance on company value in banking sub-sector companies listed on the Indonesia Stock Exchange (IDX) for the 2018-2021 period. The data used is secondary data in quantitative form in the form of annual financial reports. The sampling method used purposive sampling, which resulted in a sample of 43 companies. The analytical method used is multiple linear regression analysis. Company size is proxied by SIZE, liquidity is proxied by a loan-to-asset ratio (LAR), profitability is proxied by operating costs and operating income (OCOI), and leverage is proxied by capital adequacy ratio (CAR) as an independent variable, company value is measured using price-to-book value (PBV) as the dependent variable. The results of this research show that company size does not have a significant effect on company value. In contrast, loan-to-asset ratio (LAR), operational costs and operating income (OCOI), and capital adequacy ratio (CAR) positively and significantly affect company value. This research provides practical implications that company value can be used as a measure of the success of company management in future operational prospects to create trust for company shareholders.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"16 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134909029","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Factors Affecting MSME Actors' Interest In Becoming Customers For Islamic Bank Financing 影响中小微企业成为伊斯兰银行融资客户的因素

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1355

Annisa Nur Istiqomah, Rafli Dwi Adiputra, Yenny Kornitasari

{"title":"Factors Affecting MSME Actors' Interest In Becoming Customers For Islamic Bank Financing","authors":"Annisa Nur Istiqomah, Rafli Dwi Adiputra, Yenny Kornitasari","doi":"10.46367/jps.v4i2.1355","DOIUrl":"https://doi.org/10.46367/jps.v4i2.1355","url":null,"abstract":"This research aims to analyze the influence of Islamic financial literacy, capital requirements, ratios, and convenience on the interest of micro, small, and medium enterprises (MSMEs) to become Islamic bank financing customers. This research uses a descriptive quantitative approach with an analytical method such as multiple linear regression. The population of this research is all MSME actors in East Java. The research sample was obtained from 63 MSMEs in East Java using the Roscoe approach. The data source uses primary data as a questionnaire and is analyzed using multiple linear regression. The research results show that Islamic financial literacy, capital requirements, nisba, and convenience significantly influence the interest of MSMEs to become Islamic bank financing customers. Partially, only the nisba positively and significantly affects the interest of MSMEs to become Islamic bank financing customers. Islamic financial literacy, capital requirements, and convenience do not influence the interest of MSMEs to become Islamic bank financing customers. This research can be used as a complement to existing theories. It can be used as a reference for Islamic banks and the government in developing strategies to attract MSMEs to become Islamic bank financing customers.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"167 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136381921","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia 印尼伊斯兰商业银行Murabahah Finance的决定因素

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1107

Fahmi Ali Kurniawan, Ashari Lintang Yudhanti

{"title":"Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia","authors":"Fahmi Ali Kurniawan, Ashari Lintang Yudhanti","doi":"10.46367/jps.v4i2.1107","DOIUrl":"https://doi.org/10.46367/jps.v4i2.1107","url":null,"abstract":"This research aims to analyze the influence of return on assets (ROA), non-performing financing (NPF), and financing-to-deposit ratio (FDR) on murabahah financing at Islamic Commercial Banks (ICB). This quantitative research uses secondary data from the annual Islamic Banking Statistics (IBS) report published by the Financial Services Authority (FSA) for 2015-2021. The population and sample in this study consisted of all ICBs in Indonesia registered with the FSA, namely 15. The sampling technique used saturated samples. Meanwhile, the data used is the overall financial condition of ICB in the research year consisting of 12 months x 7 periods = 84 data. The data analysis technique uses the partial least square-structural equation model (PLS-SEM). The research results show that ROA does not influence murabahah financing, while NPF and FDR influence murabahah financing negatively and significantly. The implications of this research complement the existing theory, and practically, it can be a reference for Islamic banks in increasing ROA, reducing NPF, and increasing FDR through third-party funds so that murabahah financing can increase and more people are helped.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"61 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134908864","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank 宗教信仰对客户选择伊斯兰银行决策的系统文献综述

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1432

Dita Nur Amaliatul Chusniah, Andriani Samsuri

{"title":"A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank","authors":"Dita Nur Amaliatul Chusniah, Andriani Samsuri","doi":"10.46367/jps.v4i2.1432","DOIUrl":"https://doi.org/10.46367/jps.v4i2.1432","url":null,"abstract":"This research aims to identify the influence of religiosity in determining customers' decisions to choose an Islamic bank using a systematic literature review (SLR) approach. The SLR stages start from identifying, assessing, and interpreting literature, resulting in 18 articles in 18 journals published in 2015-2022, indexed by SINTA, and having E-ISSN. The results of this research indicate that the influence of customer religiosity still has opportunities and challenges to be improved, as indicated by the low religiosity factors of each customer, such as the lack of religious calling that underlies attitudes and behavior, the basis for prohibiting usury and use limited to profit interests. The indicators of religiosity used to influence customers' decisions to choose an Islamic bank are the quality of Islamic products, avoiding riba transactions, the principle of profit sharing, and Islamic features. The research in the sample has a gap in results so it can become a gap for further research. The research proposals obtained in improving customer decisions are increasing religiosity, meeting customer needs, and the effectiveness of Islamic financial literacy. This research can be used as a reference for further research regarding the role of religiosity in influencing customers' decisions to choose Islamic banks.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"105 3","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134909354","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Financial Performance On Firm Value Mediated By Islamic Performance At Islamic Commercial Banks In Indonesia 印尼伊斯兰商业银行财务绩效对公司价值的中介作用

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1304

Gn Qoda'ah, Abdurrahman Abdurrahman

{"title":"Financial Performance On Firm Value Mediated By Islamic Performance At Islamic Commercial Banks In Indonesia","authors":"Gn Qoda'ah, Abdurrahman Abdurrahman","doi":"10.46367/jps.v4i2.1304","DOIUrl":"https://doi.org/10.46367/jps.v4i2.1304","url":null,"abstract":"This research aims to prove the influence of financial performance on company value, which is mediated by Islamic performance. The method used is panel data regression and path analysis using secondary data from Islamic commercial bank's (ICBs) annual reports in Indonesia. The population in this research is ICBs in Indonesia registered with the Financial Services Authority (FSA) in 2017-2021, totaling 14 ICBs. The sampling technique uses purposive sampling to obtain a sample of 10 ICBs. The research results prove that return on assets (ROA) and capital adequacy ratio (CAR) partially have a positive effect on the sharia maqashid index (SMI). Operational cost operational income (OCOI) partially does not affect SMI and firm value. CAR and SMI partially have a positive effect on firm value. ROA partially does not affect firm value. SMI can mediate the influence of ROA and CAR on firm value, but SMI cannot mediate the influence of OCOI on firm value. This research can complement existing theories and be a reference for Islamic banking in improving the implementation of SMI indicators and for the government in designing Islamic banking performance measurement models integrated with SMI indicators.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"167 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136382081","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Job Satisfaction Of Bank Syariah Indonesia Employees Post-Merger 印尼伊斯兰银行员工合并后的工作满意度

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1398

Surya Hendrawan, Nur Hendrasto, Muhammad Fahri Farid, Desmy Riani

引用次数: 0

How Do Work Discipline, Compensation And Competence Influence Employee Productivity? 工作纪律、薪酬和能力如何影响员工的生产力?

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1390

Wenny Arimah Pramesti, Siti Nur Azizah

{"title":"How Do Work Discipline, Compensation And Competence Influence Employee Productivity?","authors":"Wenny Arimah Pramesti, Siti Nur Azizah","doi":"10.46367/jps.v4i2.1390","DOIUrl":"https://doi.org/10.46367/jps.v4i2.1390","url":null,"abstract":"Islamic banks require employee productivity, where employee productivity indicates the continuity of bank business productivity. This research aims to analyze the extent to which work discipline, compensation, and competence impact employee productivity. The research uses a quantitative approach with primary data in the form of a questionnaire. The data analysis technique uses partial least squares structural equation statistical modelling, and data processing is carried out using SmartPLS 3.0 software. The population of this study was all employees of Bank Muamalat, Yogyakarta’s main branch office (MBO), totalling 65 people. The research sample consisted of 65 employees selected using a saturated sampling procedure. The research results show a positive and statistically significant impact between work discipline and employee productivity. However, the results of this study did not identify a significant impact between compensation and competency on employee productivity. The results of this research can complement existing theories and can be used as material for consideration and information for Bank Muamalat Yogyakarta’s MBO in making decisions to increase employee productivity.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134906866","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Islamic Marketers Multipurpose Products In Increasing Islamic Bank Customers 伊斯兰营销人员多用途产品增加伊斯兰银行客户

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2023-10-26 DOI: 10.46367/jps.v4i2.1335

Dimas Ramadhani

{"title":"Islamic Marketers Multipurpose Products In Increasing Islamic Bank Customers","authors":"Dimas Ramadhani","doi":"10.46367/jps.v4i2.1335","DOIUrl":"https://doi.org/10.46367/jps.v4i2.1335","url":null,"abstract":"One thing that differentiates Islamic marketers from conventional marketers is their muamalah, namely, referring to Islamic law principles. This research aims to analyze the implementation of Islamic marketers in increasing the number of multipurpose product customers at the office channelling of Bank Sumsel Babel Pangkalpinang Syariah Branch. This research is a type of case study research with a qualitative approach. The data sources used are primary and secondary. Data collection techniques use interviews, observation, and literature. The results of the research show that the implementation of Islamic marketers includes Theistic (rabbaniyyah) implemented because the appearance of Islamic marketers is closed, covering the private parts and wearing the hijab; Ethical (akhlaqiah) implementation always behaves well, speaks politely, and not differentiate between one customer and another; Realistic (waqiyyah), namely the officer is honest in offering the product and does not exaggerate the product's advantages; Humanism (insaniyyah) implemented because officers always respect customers who come and are friendly regardless of ethnicity, religion, and race. The results of this research can be a reference for Islamic banking or other Islamic financial institutions to implement Islamic marketers in marketing products to the public.","PeriodicalId":31663,"journal":{"name":"Iqtishadia Jurnal Ekonomi Perbankan Syariah","volume":"60 11","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134908435","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Board Characteristic and Shari’a Banks Performance: Evidence from Indonesia and Malaysia 2015-2020 董事会特征与伊斯兰银行绩效:来自印度尼西亚和马来西亚2015-2020年的证据

Iqtishadia Jurnal Ekonomi Perbankan Syariah Pub Date : 2022-11-04 DOI: 10.19105/iqtishadia.v9i2.6330

S. Aisyah, Muhamad Umar Mai, D. Suhartanto

引用次数: 0