{"title":"Changing in-Store Customer Behaviour in Hungary During the Covid-19 Pandemic","authors":"Tamás Sikos T., C. Kovács","doi":"10.18096/tmp.2022.01.07","DOIUrl":"https://doi.org/10.18096/tmp.2022.01.07","url":null,"abstract":"The spread of the coronavirus pandemic has fundamentally changed all aspects of our lives, but the new situation has certainly had the greatest impact on mobility and the way we use space. The health crisis and the strict restrictive measures have had a major impact on the retail sector as well, and have changed our shopping habits. Although the epidemic threat is still not over, the accessibility to coronavirus vaccines has led to more relaxed measures in Hungary than in the past. The high vaccination rate of the population was also an important milestone for shops, as this measure allowed customers to freely visit their favourite stores. The main objective of the study is to show how store visiting habits of Hungarian shoppers have changed until the end of third pandemic wave in Hungary. Results are based on primary researches conducted independently and in collaboration with our colleagues. On the basis of these researches, we have attempted to track the main changes in shopping habits during the different waves of the coronavirus pandemic in Hungary.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681838","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Determinants of Financial Performance of Commercial Banks in Jordan: Application of CAMELS Model","authors":"Saleh Jawarneh","doi":"10.18096/tmp.2022.01.06","DOIUrl":"https://doi.org/10.18096/tmp.2022.01.06","url":null,"abstract":"This study aims to evaluate and analyse the financial performance of the banks listed on the Amman Stock Exchange (ASE) for the period 2016-2020. The study covers 13 commercial banks and excludes the three Islamic banks from the listed banks on the ASE. The study also examines the relationship between CAMELS model components and banks profitability represented by Return on Assets (ROA) and Return on Equity (ROE). All data are collected from the financial statements of the Jordanian commercial banks, the Central Bank of Jordan, previous studies, and the Amman Stock Exchange. Sufficient and adequate analysis is used to analyse the data in this research – Regression Analysis, Coefficient Correlation, and Cluster Analysis using SPSS. The findings show that the Capital Adequacy Ratio, Earning Ability, and Liquidity have a positive but non-statistically significant influence on the financial performance of the Jordanian Commercial banks, as measured by the ratio of ROA and the ratio of ROE. The results also demonstrate that the Asset Quality, Management Efficiency, and Sensitivity to Market Risks all have a negative and non-statistically significant impact on Jordanian Commercial banks financial performance as evaluated by the ROA and the ROE ratios.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"51 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681831","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Management Challenges in State-Owned Export Credit Agencies in the 2020s : Case Studies in Iran and Hungary","authors":"Rosa Alamian, Károly Balaton","doi":"10.18096/tmp.2022.01.02","DOIUrl":"https://doi.org/10.18096/tmp.2022.01.02","url":null,"abstract":"In the 2020s, Export credit agencies alongside other industries face many critical challenges such as new technologies (like Artificial Intelligence and Blockchain), environmental issues, and new financial crises that force change or modification to the organizations. State-owned ECAs have some limitations in their regulations and are inherent in the way of the change process. This paper aims to investigate the management challenges in ECAs in facing the changes needed in the 2020s and how they face them. ECAs in Iran and Hungary are used as case studies. Content analysis with an inductive approach is done to interpret the conducted interviews.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681417","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Same old story: Hungary’s development over the 2000–2020 period","authors":"Z. Bartha","doi":"10.18096/tmp.2022.01.03","DOIUrl":"https://doi.org/10.18096/tmp.2022.01.03","url":null,"abstract":"Hungary’s convergence to the developed western economies has been much slower than initially expected. Applying the FOI model, this study investigates whether there were any changes in the convergence process during the first two decades of the 21st century. It is found that the future potential (influencing the long-term competitiveness of the economy) and inside potential (determining the current well-being of the country) of the Hungarian economy did not improve at all compared to the 34 countries that were OECD members in 2010. Hungary’s position is in fact very poor; it is ranked 33rd in both areas. The country does somewhat better in the outside potential (characterising its world market position), prompting the conclusion that Hungary follows a growth model that is focused on external resources. This feature is not new, however: the same development model patterns were detected in 2010, too.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681511","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Systematic Review and Weight Analysis of Mobile Financial Services Adoption Literature from 2011 to 2021","authors":"Komlan Gbongli","doi":"10.18096/tmp.2022.02.02","DOIUrl":"https://doi.org/10.18096/tmp.2022.02.02","url":null,"abstract":"The global extent and use of the internet and mobile have increased the importance of mobile financial services (MFS) and payments. However, only limited numbers of review studies are accessible on the topic. Therefore, this paper aims to offer a systematic literature review (SLR) methodology and perform a weight analysis of articles published between 2011 and 2021. By reviewing 61 studies, the results indicate that the unified theory of acceptance and usage of technology (UTAUT) followed by the technology of acceptance model (TAM) are the main conceptual frameworks and models adopted. It reveals that attitude, perceived ease of use, performance expectancy, habit, social norms, and perceived usefulness are the best behavioral intention predictors. The critical technological factors of using MFS were provided, followed by future research opportunities.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681588","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Reward-Based Crowdfunding : How to Make it Work?","authors":"Daniel Hadačová, Lenka Maličká","doi":"10.18096/tmp.2022.01.04","DOIUrl":"https://doi.org/10.18096/tmp.2022.01.04","url":null,"abstract":"The paper aims to identify attributes having a significant impact on the successful financing of crowdfunding campaigns published on the largest crowdfunding platform based on reward models in the Czech Republic. The paper’s motivation arises from the theoretical background of crowdfunding and related empirical research, where crowdfunding based on rewards is analysed. The paper aims to identify the determinants of the success of selected crowdfunding projects using logistic regression analysis. Results of the logit estimation show that the number of fans on the campaign’s Facebook page, the use of video in the campaign and the size of the campaign’s financial goal have a significant impact on the campaign’s success. The last part of the paper also includes the limitations of the performed analysis and suggestions for further analysis of crowdfunding.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681815","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Continuous Intention to Use Mobile Banking Apps: Empirical Study in Iraq","authors":"Al Laheebi Ghayth Ali Jarad","doi":"10.18096/tmp.2022.01.05","DOIUrl":"https://doi.org/10.18096/tmp.2022.01.05","url":null,"abstract":"Mobile banking on applications is increasingly becoming an effective channel in the development of banking services. The increase in smartphone penetration globally and customers spending more time on business applications raise questions for bank managers on how to entice customers to continue using mobile banking applications. This study examines factors influencing the continuous intention to use mobile banking applications by combining, the technology acceptance model TAM model and trust factor. Research indicates that perceived usefulness and trust directly influence continuous intention to use mobile banking apps, while perceived ease-of-use and perceived risk indirectly influence continuance intention to use mobile banking apps through the trust factor. the moderating effect of demographics factors found that higher age will negatively affect the relationship between trust and continuous intention to use mobile banking apps.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681824","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Role of Using CAMELS Model in Analyzing the Factors Affecting the Performance of The Jordanian Commercial Banks (2014-2019)","authors":"S. Amer","doi":"10.18096/tmp.2021.03.01","DOIUrl":"https://doi.org/10.18096/tmp.2021.03.01","url":null,"abstract":"In this study, the factors affecting the performance of Jordanian commercial banks have been analyzed using the elements of the CAMELS model, along with identifying the most important factors. The study targeted the impact of twenty Jordanian commercial banks on performance-; these banks were listed on the Amman Stock Exchange during the period of 2014-2019. The researcher used the Data Pooled Regression Method, due to its relevance to the nature of the data used in the study, where this method is used in the case of a time series and cross-sectorial data. The Rate of Return on Assets and the Rate of Return on Equity were used as the two variables on which the banks’ performance was measured. However, the independent variables included the CAMELS model elements which are capital adequacy, asset quality, management efficiency, earnings, liquidity, and sensitivity to market risks, in addition to macroeconomic variables, which include the rate of economic growth and the rate of inflation. The study concluded that capital adequacy, asset quality, management efficiency, and earnings are among the most important and most influential factors with regards to the Jordanian commercial banks, which - are is represented by the Rate of Return on Assets and the Rate of Return on Equity. Moreover, the study also concluded that it is possible to derive a miniature model from the CAMELS model called the CAME model, which has a great ability to explain and measure the performance of commercial banks in Jordan. Finally, the study recommended the Central Bank of Jordan to use the CAMELS model to evaluate Jordanian commercial banks.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681173","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Comparing Green Economy in Iran with OECD Asian Countries by Applying TOPSIS and GI Method","authors":"Iman Ajripour, Rosa Alamian","doi":"10.18096/tmp.2021.02.02","DOIUrl":"https://doi.org/10.18096/tmp.2021.02.02","url":null,"abstract":"In this study, we tried to calculate Iran’s green growth index and compare it with four selected OECD countries in the continent of Asia, Turkey, Japan, Korea, and Israel in 2015 by applying the Green Index, and Technique for Order of Preference by Similarity to Ideal Solution. Our research provides a new methodology to rank different countries based on green growth indicators. Applying both methods, Iran ranked fourth among the selected countries. Iran, in comparison to Turkey, Japan, and Korea, is behind in developing sustainability and green economy indices.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681468","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Usage and Knowledge of Technological Advances in a Multi-Cultural Country: The Level of Digitalisation in the UAE, Dubai","authors":"S. Kariman","doi":"10.18096/tmp.2021.02.05","DOIUrl":"https://doi.org/10.18096/tmp.2021.02.05","url":null,"abstract":"The evolution of significant technological discoveries and the appearance of constantly expanding information technology have pushed mankind from the industrial era into the information and digital era. Nowadays, digitalization has become an extensive global phenomenon and the main driving force in this era of mankind. In this research, I would like to investigate and analyse digital knowledge among society. The target for my observation_ for which I used a digital survey_is the digitalisation of Dubai: a city with constant economic growth and a steady influx of foreign workers.","PeriodicalId":31458,"journal":{"name":"Theory Methodology Practice","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67681123","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}