Altijary最新文献_第6页

Implementasi Akuntabilitas dalam Shari’ah Enterprise Theory di Lembaga Bisnis Syari’ah (Studi Kasus: Swalayan Pamella Yogyakarta) 伊斯兰企业企业理论的执行责任

Altijary Pub Date : 2018-12-31 DOI: 10.21093/AT.V4I1.1288

Rahmah Yulisa Kalbarini

引用次数: 8

Tingkat Efisiensi Perbankan Syariah Pasca Spin Off Dengan Metode Two-Stage Data Envelopment Analysis 基于两阶段数据包络分析法的Easca公司分拆银行效率水平

Altijary Pub Date : 2018-12-31 DOI: 10.21093/at.v4i1.1236

Sallsa Khairunnisa

{"title":"Tingkat Efisiensi Perbankan Syariah Pasca Spin Off Dengan Metode Two-Stage Data Envelopment Analysis","authors":"Sallsa Khairunnisa","doi":"10.21093/at.v4i1.1236","DOIUrl":"https://doi.org/10.21093/at.v4i1.1236","url":null,"abstract":"This study aims to determine the level of efficiency of Islamic banks after the spin off during the period of 2011-2016. To measure the performance, Two-Stage Data Analysis Envelopment (DEA) is used. The first step of this method is measuring efficiency performance of Islamic banks using DEA method with CRS assumption. The second step estimating factors affecting the efficiency performance using Tobit regression model. The determination of input and output variables in this study uses intermediation approaches. Input variable consists of Fix assets, Third Party Fund (DPK) and Operating Expenses, while the output variable consists of Total financing and Operating Income. The results of the research shows the level of efficiency of BNI Syariah during the 2011-2016 period is still not efficient with 99%, while the level of efficiency of BJB Syariah from 2011 to 2016 is 98%. The result of Tobit regression model showed that Total assets and ROA has a positive and significant to the level of efficiency of BNI Syariah , while the coefficient of FDR and NPF are not significant influence. Furthermore, that influence the level of efficiency of BJB Syariah is total assets, while the coefficient of ROA, FDR and NPF are not significant influence.","PeriodicalId":31300,"journal":{"name":"Altijary","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48141692","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 5

Pengaruh Pemahaman Keagamaan, Etos Kerja Islam, Kedisiplinan, Tanggung Jawab, dan Pendidikan Terhadap Profesionalitas Kinerja Karyawan Pada Perusahaan Asuransi Syariah Di Kota Samarinda 宗教理解、伊斯兰工作伦理、纪律、责任和事实教育主任Samarinda社会保险公司员工

Altijary Pub Date : 2018-12-31 DOI: 10.21093/at.v4i1.1311

Khairul Rizal, P. Parno, Kokom Komariyah

{"title":"Pengaruh Pemahaman Keagamaan, Etos Kerja Islam, Kedisiplinan, Tanggung Jawab, dan Pendidikan Terhadap Profesionalitas Kinerja Karyawan Pada Perusahaan Asuransi Syariah Di Kota Samarinda","authors":"Khairul Rizal, P. Parno, Kokom Komariyah","doi":"10.21093/at.v4i1.1311","DOIUrl":"https://doi.org/10.21093/at.v4i1.1311","url":null,"abstract":"This research aims to find out how much religious understanding, Islamic work ethic, discipline, responsibility, and education affect the professionalism of performance in sharia insurance employees in Samarinda City. The research method used in this study is quantitative research, with a population of 16 respondents from 3 Islamic insurance companies in Samarinda and all employees became respondents. The data instruments used in this study are validity test with product moment correlation formula, reliability test, classic assumption test, with analysis of multiple linear regression test data, partial test (t test), and f test, where to see the effect that occurs between variables free, religious understanding, Islamic work ethic, discipline, responsibility, and education (X) with dependent variable on employee performance (Y). The results of this study indicate data analysis, religious understanding variables, Islamic work ethic, and education do not have a significant effect on the professionalism of employee performance. While the discipline and responsibility variables have a significant influence on the professionalism of employee performance. Then the variables of religious understanding, Islamic work ethic, discipline, responsibility, and education together (simultaneously) have a significant effect on the professionalism of employee performance.","PeriodicalId":31300,"journal":{"name":"Altijary","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44964023","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Index Subject/Authors 指数主题/作者

Altijary Pub Date : 2018-12-01 DOI: 10.21093/AT.V4I1.1542

Agus Setiawan

引用次数: 0

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KARYAWAN DI BMT HASANAH PONOROGO PONOROGO HOUSE BMT中CHINERY CHINERY所涉及的因素分析

Altijary Pub Date : 2018-06-10 DOI: 10.21093/at.v3i2.1079

Shinta Maharani, Susi Rahayu Anggarani

{"title":"ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KARYAWAN DI BMT HASANAH PONOROGO","authors":"Shinta Maharani, Susi Rahayu Anggarani","doi":"10.21093/at.v3i2.1079","DOIUrl":"https://doi.org/10.21093/at.v3i2.1079","url":null,"abstract":"Penelitian ini bertujuan untuk menganalisis factor-faktor yang mempengaruhi kinerja karyawan, studi pada BMT Hasanah Ponorogo. Penelitian ini penting mengingat kinerja organisasi atau lembaga sangat dipengaruhi oleh kinerja karyawan, oleh sebab itu apabila kinerja organisasi ingin diperbaiki maka kinerja karyawan perlu diperhatikan. Kinerja yang baik dipengaruhi oleh salah satu faktor yaitu motivasi kerja. Meskipun kemampuan pegawai sangat baik apabila motivasi kerjanya rendah, tentu kinerjanya rendah pula. Pada observasi awal, didapatkan data bahwa loyalitas karyawan BMT Hasanah cukup tinggi meskipun reward yang didapat kurang sesuai dengan UMK, untuk itulah penelitian ini menguji dan membuktikan suatu temuan yang berbeda dengan teori hirarki kebutuhan, teori ERG serta teori dua factor. Penelitian ini menggunakan metode kuantitatif, tehnik pengumpulan data dengan kuesioner dan dokumentasi. Analisa data melalui Analisis jalur (path analysis) dengan bantuan perangkat lunak SPSS 16.0 for windows. Dari penelitian ini dapat disimpulkan bahwa lingkungan kerja terhadap motivasi tidak terdapat pengaruh langsung secara positif, namun diantara keduanya saling berhubungan. Terbukti dengan analisis regresi berdasarkan uji T didapat nilai T hitung sebesar 0,723 0,05. Motivasi terhadap kinerja karyawan tidak terdapat pengaruh langsung secara positif, namun keduanya saling berhubungan. Terbukti dengan analisis regresi berdasarkan uji T didapat nilai T hitung sebesar 1,932 0,05.","PeriodicalId":31300,"journal":{"name":"Altijary","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-06-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49628787","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Daya Tarik E-Banking di Kalangan Civitas Akademika Institut Agama Islam Negeri Samarinda 电子银行在伊斯兰国Samarinda公民分支学术研究所的吸引力

Altijary Pub Date : 2018-06-10 DOI: 10.21093/at.v3i2.1128

Angrum Pratiwi

{"title":"Daya Tarik E-Banking di Kalangan Civitas Akademika Institut Agama Islam Negeri Samarinda","authors":"Angrum Pratiwi","doi":"10.21093/at.v3i2.1128","DOIUrl":"https://doi.org/10.21093/at.v3i2.1128","url":null,"abstract":"Electronic banking (E-Banking) adalah salah satu aktivitas perbankan yang dilakukan nasabahnya melalui fasilitas internet. Cara ini diciptakan oleh bank untuk melayani kebutuhan nasabah agar lebih nyaman bertransaksi dimanapun mereka berada. E-Banking memberikan kemudahan dan kenyamanan kepada nasabahnya dengan fasilitas pelayanan pembayaran melalui saluran elektronik, Seperti melalui transfer rekening dan auto debet. Cara ini cukup efektif dan efisien mengingat masyarakat semakin disibukkan dengan segala aktivitasnya Tujuan penelitian ini yaitu mengetahui sejauh mana daya tarik civitas akademika IAIN Samarinda dalam menggunakan E-Banking dan faktor dominan yang membuat civitas akademika IAIN Samarinda menggunakan E-Banking . Jenis penelitian dalam penelitian ini adalah jenis penelitian deskriptif, Sampel penelitian bersifat purposive sampling , jumlah sampel yang berhasil dihimpun yaitu 173 responden. Daya tarik penggunaan E-Banking di kalangan civitas akademika IAIN Samarinda, berdasarkan hasil jawaban identitas responden mayoritas menggunakan aplikasi ATM, hampir 120 responden yang menggunakannya. Sedangkan, pilihan bank sebesar 61% menggunakan bank konvensional. Frekuensi penggunaan aplikasi E-Banking 1-4 kali dalam sebulan dan mayoritas responden berumur 17-30 tahun. Enam variabel yang ada, tiga diantaranya yaitu Interaction , Accessibility , dan Adequacy of Indormation responden menjawab sangat setuju dan setuju dari pertanyaan yang diajukan. Faktor yang mendominasi daya tarik penggunaan E-Banking di kalangan civitas akademika IAIN Samarinda, yaitu pertama: Interaction sebesar 29%, kedua: Accessibility sebesar 27% dan ketiga: Adequacy of Indormation sebesar 13%. Dapat peneliti tarik kesimpulan, faktor dominan daya tarik penggunaan E-Banking di kalangan civitas akademika IAIN Samarinda dipengaruhi tiga aspek tersebut.","PeriodicalId":31300,"journal":{"name":"Altijary","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-06-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48935207","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Pengaruh Pendistribusian Zakat dan Pembinaan serta Pendampingan dalam Meningkatkan Kesejahteraan Pengusaha Kecil pada Rumah Zakat Kota Samarinda Zakat经销商与Samaritan City Zakat改善小企业和平的建设和损害分析

Altijary Pub Date : 2018-06-10 DOI: 10.21093/AT.V3I2.1132

Bonandar Bonandar

引用次数: 6

Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah Syariah银行提高盈利能力的支付多样化

Altijary Pub Date : 2018-06-01 DOI: 10.21093/AT.V3I2.1102

Maulida Masruroh

{"title":"Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah","authors":"Maulida Masruroh","doi":"10.21093/AT.V3I2.1102","DOIUrl":"https://doi.org/10.21093/AT.V3I2.1102","url":null,"abstract":"This study examines the effect of diversification of financing based on type of contract, type of usage, and economic sector to the profitability at the Islamic bank. Diversification of financing proxied by Hirchman Herfindahl Index (HHI), and the profitability proxied by Return on Assets (ROA) was measured using the distribution of pre-tax profit to average total assets. This study uses secondary data obtained from the publication of the report the Financial Services Authority (OJK) in the period January 2013 to December 2017. The data analysis technique used in this research is multiple linear regression. The results of this study are partially diversification of financing based on type of contract does not affect the ROA at the Islamic bank, diversification of financing based on type of usage has a positive and significant effect to ROA at the Islamic bank., and diversification of financing based on economic sector has a negative and significant effect to ROA at the Islamic bank.. While simultaneously, the diversification of financing based on type of contract, type of usage, and economic sector influence on ROA at the Islamic bank. Keywords: Diversification of financing based of economic sector, type of contract, type of usage, Return on Asset (ROA)","PeriodicalId":31300,"journal":{"name":"Altijary","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45176682","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 4

Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Perbankan Syariah 服务质量经理与企业银行满意度

Altijary Pub Date : 2018-06-01 DOI: 10.21093/AT.V3I2.1096

Zulfikri Charis Darmawan, A. Ridlwan

引用次数: 16

Analytical Tools dan SWOT Analysis Penggunaan M-Banking Perbankan Syariah di Indonesia 分析工具和SWOT分析在印度尼西亚的M-Banking Syariah Banking

Altijary Pub Date : 2018-06-01 DOI: 10.21093/at.v3i2.1131

Dedy Mainata

{"title":"Analytical Tools dan SWOT Analysis Penggunaan M-Banking Perbankan Syariah di Indonesia","authors":"Dedy Mainata","doi":"10.21093/at.v3i2.1131","DOIUrl":"https://doi.org/10.21093/at.v3i2.1131","url":null,"abstract":"The current shift in banking services is focused in banking technology. Similarly, this is also happening to sharia banking in Indonesia. Banking technology is one of the services that are favored by sharia banking in the competition to attract customers. M-Banking services is one of the products being offered by sharia banking technology, providing the costumer with the highest and newest developments in technology. This goes together with the increasing demand for easier procedures. The significant development of M-Banking services in sharia banking in Indonesia helps evaluating the customers' satisfaction with a specific product. Through M-Banking SWOT analysis, it is expected that the quality of banking services can be improved. This paper aims to analyze more deeply about the strengths, weaknesses, opportunities, and threats (SWOT) of M-Banking services of sharia banking in Indonesia. The strengths of M-Banking banking services are cost-effective, time-saving, attractive features, easy to operate, easy to download, interesting promo, Islamic content info. Weaknesses of M-Banking services in sharia banking are slow data access speed, insufficient Security , network limitations, the lack of accessibility and performance by all customers, and M-Banking functionality still under development process. The outstanding points of M-Banking of sharia banking are the development of performance, functionality and bandwidth of M-Banking server which have the potential to increase the number of customers. In conclusion, main challenges regarding M-Banking are the competition between banks, the relationship between the confidentiality of customer data and its possible misuse by employees or hackers, accessibility, effectiveness and efficiency of the product, as well as improvement of functionalities and performance of M-Banking service.","PeriodicalId":31300,"journal":{"name":"Altijary","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46169191","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3