Jurnal Ekonomi Modernisasi最新文献_第5页

Model pengentasan kemiskinan melalui peran financial inclusion di Indonesia 印度尼西亚通过金融包容性消除贫困模式

Jurnal Ekonomi Modernisasi Pub Date : 2021-10-25 DOI: 10.21067/jem.v17i3.5617

Firdha Aksari Anindyntha, Dwi Susilowati, E. Kurniawati

{"title":"Model pengentasan kemiskinan melalui peran financial inclusion di Indonesia","authors":"Firdha Aksari Anindyntha, Dwi Susilowati, E. Kurniawati","doi":"10.21067/jem.v17i3.5617","DOIUrl":"https://doi.org/10.21067/jem.v17i3.5617","url":null,"abstract":"The poverty rate in Indonesia is quite high compared to other Asean countries. Indonesia has a poverty rate of 9.8% higher than Thailand and Malaysia. The financial sector through financial inclusion is an alternative policy implemented by the government as an effort to relieve poverty in Indonesia. The fact in Indonesia there is still quite a lot of people who have not been able to access financial services, especially banking sector. This study aims to determine the model of poverty alleviation through the role of financial inclusion in Indonesia. The data analysis technique used PLS-SEM. The results showed that two of three financial inclusion variables, namely access and usage had a significant negative effect on poverty, which means when the role of financial inclusion in Indonesia increases can reduce the poverty in Indonesia. Access variable has a negative effect on poverty which means that increasing public access to debit card ownership, bank accounts, and e-money cards can reduce poverty in Indonesia. Usage variable has a negative effect on poverty which means the increasing use of financial services as reflected with the volume of debit transactions and credit transactions, it can reduce poverty in Indonesia. ","PeriodicalId":31068,"journal":{"name":"Jurnal Ekonomi Modernisasi","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47894895","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Analisis faktor-faktor yang mempengaruhi struktur modal di Bursa Efek Indonesia 分析影响印尼证券交易所资本结构的因素

Jurnal Ekonomi Modernisasi Pub Date : 2021-07-31 DOI: 10.21067/jem.v17i2.5528

H. Hendi, Yenny Susanti

{"title":"Analisis faktor-faktor yang mempengaruhi struktur modal di Bursa Efek Indonesia","authors":"H. Hendi, Yenny Susanti","doi":"10.21067/jem.v17i2.5528","DOIUrl":"https://doi.org/10.21067/jem.v17i2.5528","url":null,"abstract":"Capital structure is a combination of capital and debt so that it is very influential on the company's financial position. To finance operations, companies can use funds from debt or capital. However, the company's management must know whether the company is able to bear the financial risks or costs of these funds to prevent the company's bankruptcy. The purpose of this research is to analyze the factors that influence the capital structure. The independent variables are corporate tax rates, non-debt tax savings, investment opportunity sets, sales growth, and profitability. The sample data tested were obtained from the annual reports of companies listed on the Indonesia Stock Exchange (IDX). The reporting period used in this study was five years and amounted to 2,210. The data obtained were then processed through the SPSS 25 and Eviews 10 systems. The results revealed that corporate tax rates and profitability have a significant negative effect on capital structure. There is a significant positive effect of the investment opportunity set variable and sales growth on the owned capital structure. Another finding is that non-debt tax savings have no significant effect on capital structure.","PeriodicalId":31068,"journal":{"name":"Jurnal Ekonomi Modernisasi","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42281963","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Economic benefit, convenience dan risk benefit dalam mempengaruhi penggunaan Fintech yang berulang 影响金融科技重复使用的经济效益、便利性和风险效益

Jurnal Ekonomi Modernisasi Pub Date : 2021-07-31 DOI: 10.21067/jem.v17i2.5578

Fani Firmansyah, Choirul Rozi, Maretha Ika Prajawati

{"title":"Economic benefit, convenience dan risk benefit dalam mempengaruhi penggunaan Fintech yang berulang","authors":"Fani Firmansyah, Choirul Rozi, Maretha Ika Prajawati","doi":"10.21067/jem.v17i2.5578","DOIUrl":"https://doi.org/10.21067/jem.v17i2.5578","url":null,"abstract":"Almost all activities in all sectors are supported by technology and information. Fintech has attracted much attention, but the current use of Fintech is still in doubt. This study aims specifically to determine the specific benefits that are felt as well as the negative impacts arising from the use of Fintech together can influence the use of Fintech repeatedly, specifically for the younger generation. This type of research is quantitative research. The sampling method used is Quota Sampling. In this study, 20 samples will be taken from several universities in Malang. Based on the results of the research and discussion of this study, it can be concluded that the higher the economic benefits and comfort provided by Fintech, the higher the recurring assistance for Fintech. Financial risk (financial influence) as a moderating variable that influences the effect of economic benefits (economic benefits) on the continuation of financial technology intentions (intention to use repeatedly in financial technology products). The financial risk offered by Fintech means the higher interest in using Fintech because of the higher the level of Fintech usage the higher.","PeriodicalId":31068,"journal":{"name":"Jurnal Ekonomi Modernisasi","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45043409","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Pengaruh tata kelola perusahaan, kualitas audit, dan konservatisme terhadap persyaratan agunan pinjaman 公司治理、审计质量和信用状况稳健性总监

Jurnal Ekonomi Modernisasi Pub Date : 2021-07-31 DOI: 10.21067/jem.v17i2.5419

Rani Puspa, Leni Triana, Rina Nopianti, Prastika Suwandi Tjeng

引用次数: 0

Detection of fraudulent financial reporting trough the Crowe’s Fraud Pentagon Theory in primary consumer goods indexed 通过克劳欺诈五角大楼理论在初级消费品指数中发现欺诈性财务报告

Jurnal Ekonomi Modernisasi Pub Date : 2021-07-31 DOI: 10.21067/jem.v17i2.5484

Maulida Dwi Kartikasari, S. Sumarno, Rizki Nur Fitriani

{"title":"Detection of fraudulent financial reporting trough the Crowe’s Fraud Pentagon Theory in primary consumer goods indexed","authors":"Maulida Dwi Kartikasari, S. Sumarno, Rizki Nur Fitriani","doi":"10.21067/jem.v17i2.5484","DOIUrl":"https://doi.org/10.21067/jem.v17i2.5484","url":null,"abstract":"The purpose of this study was to determine the fraud pentagon in detecting fraudulent financial statements. The data was collected by using the documentation method, while the data analysis used was descriptive analysis, classical assumption test, and hypothesis testing. The population in this study were companies IDX Industrial Classification Food and Beverage Sub-Sector listed on the Indonesia Stock Exchange (BEI) 2016-2019. The sample in this study was 11 companies selected by the purposive sampling method. Based on the multiple linear regression analysis, the results show that opportunity, rationalization, and arrogance have a significant positive effects on fraud detection in Primary Consumer Goods Indexed. This means that rationalization, opportunity, and arrogance can detect fraudulent financial statements. However, the pressure and competence variables have a significance value below 5%. This means that the two variables do not have a significant effect on the detection of fraudulent financial reporting in companies indexed by primary consumer goods in the food and beverage sub-sector.","PeriodicalId":31068,"journal":{"name":"Jurnal Ekonomi Modernisasi","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43475512","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Perilaku Investasi sebagai penerapan gaya hidup halal masyarakat Indonesia: tinjauan Theory of Planned Behavior 印度尼西亚清酒社会生活方式的投资行为:计划行为审查

Jurnal Ekonomi Modernisasi Pub Date : 2021-07-31 DOI: 10.21067/jem.v17i2.5642

Mega Noerman Ningtyas, Dyah Febriantina Istiqomah

{"title":"Perilaku Investasi sebagai penerapan gaya hidup halal masyarakat Indonesia: tinjauan Theory of Planned Behavior","authors":"Mega Noerman Ningtyas, Dyah Febriantina Istiqomah","doi":"10.21067/jem.v17i2.5642","DOIUrl":"https://doi.org/10.21067/jem.v17i2.5642","url":null,"abstract":"The survey shows that the community's ability to utilize Islamic financial products is still low. This fact contradicts the potential development of a halal lifestyle and the increasing number of middle-class Muslims, and the fact that 87.2% of Indonesians are Muslim. It turns out that not many people know and take advantage of Islamic financial products, including Islamic investment. The purpose of the study was to determine the factors behind investment behaviour in sharia instruments as a form of implementing the halal lifestyle of people in Indonesia. The research subjects are Muslims who have or are currently investing in sharia securities, with 100 respondents. Data were collected by distributing online questionnaires. The data analysis technique uses Partial Least Square. The results show that attitudes and perceived behavioural control affect intention in investing in sharia securities, while subjective norms do not affect. Investment intention in sharia securities affects investment decisions. This study proves that investors' assessments and perceptions of factors that can support their investment activities, such as knowledge and skills, can influence their interest in investing in the Islamic capital market. Thus, it is essential to conduct training for novice investors to provide exposure to the Islamic capital market.","PeriodicalId":31068,"journal":{"name":"Jurnal Ekonomi Modernisasi","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67765642","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 5

Tata kelola perusahaan dan manajemen laba terhadap kebijakan dividen di Indonesia 印尼股利政策的公司治理和收益管理

Jurnal Ekonomi Modernisasi Pub Date : 2021-03-04 DOI: 10.21067/JEM.V16I1.5188

Budiman Chandra, Novia Junita

{"title":"Tata kelola perusahaan dan manajemen laba terhadap kebijakan dividen di Indonesia","authors":"Budiman Chandra, Novia Junita","doi":"10.21067/JEM.V16I1.5188","DOIUrl":"https://doi.org/10.21067/JEM.V16I1.5188","url":null,"abstract":"This research expected to understand the effect of corporate governance and earning management on dividend policy. The dependent variable selected for the research was the dividend payout ratio, while the independent variable was determined by the size of the board of commissioners, independence of board commissioners, managerial ownership, individual ownership, institutional ownership, directional accrual, firm age, firm size, leverage, and profitability. Samples for research were all companies registered under the Indonesia Stock Exchange, these were chosen using a purposive sampling method with a total of 865 observational data that met the criteria for 5 years. The panel regression method is used to analyze the impact of each independent variable on the dependent variable. The fixed-effects model is found to be the best regression model in this research. The research concludes that individual ownership, institutional ownership and profitability have a significant positive effect on dividend policy. Meanwhile, the size of the board of commissioners, independence of board commissioners, managerial ownership, earning management, firm size, firm age and leverage do not affect dividend policy. Real earning management and ownership factors are encouraged in future studies such as family ownership, public ownership, and foreign ownership in examining the impact on dividend policy.","PeriodicalId":31068,"journal":{"name":"Jurnal Ekonomi Modernisasi","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-03-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42464025","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Strategi pengembangan kerajinan anyaman Purun untuk meningkatkan daya saing 先进材料工程发展战略增强竞争力

Jurnal Ekonomi Modernisasi Pub Date : 2021-03-04 DOI: 10.21067/JEM.V16I1.5215

E. Ernawati, Ratih Hurriyati, Puspo Dewi Dirgantari

{"title":"Strategi pengembangan kerajinan anyaman Purun untuk meningkatkan daya saing","authors":"E. Ernawati, Ratih Hurriyati, Puspo Dewi Dirgantari","doi":"10.21067/JEM.V16I1.5215","DOIUrl":"https://doi.org/10.21067/JEM.V16I1.5215","url":null,"abstract":"This research aims to recognize the ability and formulate a strategy of developing woven handicrafts Purun as the flagship product of Banjarbaru City. The approach is based on Porter's intensive strategy. The population in this study was all craftsmen-woven Purun while the sample was two groups of 45 craftsmen woven Purun in Kampung Purun Banjarbaru City. Data collection techniques with interviews, observations, and documents. Analytical techniques with descriptive analysis and SWOT analysis. The results showed that woven handicrafts Purun in Kampung Purun Banjarbaru city have considerable potential to be developed because it is a superior product. Increasing aspects of production, labor, marketing, capital, business management, and organization is an important aspect in the management of business development woven crafts Purun. While the political and regulatory, social and cultural aspects and technology is an aspect that can be an opportunity for the development of woven handicraft business Purun. Development strategy so that woven craft Purun becomes a superior product and can compete in the market is with incentive strategies, namely market penetration strategies, business strengthening strategies and product development strategies.","PeriodicalId":31068,"journal":{"name":"Jurnal Ekonomi Modernisasi","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-03-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47522527","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 6

Implikasi variabel fundamental keuangan terhadap manajemen laba: mampukah Corporate Social Responsibility sebagai variabel intervening 财务基础变量对利润管理的影响:企业社会责任作为变量的干预能力

Jurnal Ekonomi Modernisasi Pub Date : 2021-03-04 DOI: 10.21067/JEM.V16I1.5207

Sriyono Sriyono, Anggraeni Dwi Fitria

{"title":"Implikasi variabel fundamental keuangan terhadap manajemen laba: mampukah Corporate Social Responsibility sebagai variabel intervening","authors":"Sriyono Sriyono, Anggraeni Dwi Fitria","doi":"10.21067/JEM.V16I1.5207","DOIUrl":"https://doi.org/10.21067/JEM.V16I1.5207","url":null,"abstract":"Many ways will be done by the company in order to attract investors, one of which is by doing earning management. Previous studies have researched earning management, but it is still limited to discussing the use of corporate social responsibility (CSR) as an intervening variable. This research includes new research because using corporate social responsibility (CSR) intervening variables, the existence of intervening variables is expected to be able to test the mediating role of financial fundamental variables to strengthen this earning management. This study aims to find out the role of corporate social responsibility as a mediator of financial fundamental variables (capital adequacy ratio, firm size, and tax planning) on earning management. This research is quantitative research using data panel regression analysis techniques and path analysis using the Eviews Program. The population used in this study is all conventional banks listed on the Indonesia Stock Exchange, sampling techniques used are purposive sampling. The results found a relationship between CAR, firm size, tax planning, CSR with earning management and corporate social responsibility plays a role as mediation. The conclusion obtained in this study is corporate social responsibility is able to be mediating the relationship between CAR and earning management and corporate social responsibility is able to mediate the relationship between firm size to earning management.","PeriodicalId":31068,"journal":{"name":"Jurnal Ekonomi Modernisasi","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-03-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48501682","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Penerapan Model UTAUT terkait akseptasi mahasiswa terhadap Cashless Payment di masa Pandemi COVID-19 UTAUT模型表达相关学生在新冠肺炎大流行时接受无现金支付

Jurnal Ekonomi Modernisasi Pub Date : 2021-03-02 DOI: 10.21067/JEM.V16I1.5228

R. Rahmawati, M. R. Maika

引用次数: 6