{"title":"PENGARUH EFEKTIVITAS, HEDONIS, KEMANFAATAN, DAN KEPERCAYAAN TERHADAP MINAT MAHASISWA UNIVERSITAS NEGERI MALANG DALAM MENGGUNAKAN LAYANAN SHOPEEPAY: PENDEKATAN TECHNOLOGY ACCEPTANCE MODEL","authors":"Taruni Risla Hanifah, Imam Mukhlis","doi":"10.36987/ecobi.v9i2.2711","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2711","url":null,"abstract":"Financial inclusion is one of the indicators used in knowing the development of the financial system in a country. Financial Technology can be used in overcoming the problem of financial inclusion because it can create access to financial services easily and improve the system to be more efficient in addition to the financial technology that develops in people's lives that encourages a cashless society, namely by creating electronic money innovations contained in an application platform called e-wallet. ShopeePay is an e-wallet that is popular among the public today. Therefore, researchers use variables of effectiveness, hedonistic, usefulness, and trust as independent variables and the interest of students of State University of Malang in using ShopeePay services as dependent variables. Researchers use variables of effectiveness, hedonistic, usefulness, and trust because according to the Technology Acceptance Model the variable is a factor that influences an individual's interest in using technology. This study used quantitative data with data collection methods in the form of questionnaires with a Linkert scale. The result of this study is that the variables of effectiveness, hedonics, and usefulness have a significant influence on the interest in using ShopeePay services. While the trust variable does not have a significant influence on the interest in using ShopeePay services","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126292680","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Dhea Zatira, Abdul Karim Butar Butar, Hamdani Hamdani
{"title":"PERBANDINGAN MODEL ALTMANT, ZMIJEWSKI, SPRINGATE, GROVER DAN FOSTER DALAM MEMPREDIKSI KEBANGKRUTAN PERUSAHAAN MASKAPAI PENERBANGAN INDONESIA DI MASA PANDEMI COVID 19.","authors":"Dhea Zatira, Abdul Karim Butar Butar, Hamdani Hamdani","doi":"10.36987/ecobi.v9i2.2715","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2715","url":null,"abstract":"ABSTRAKPenelitian ini bertujuan untuk memprediksi kebangkrutan perusahaan manufaktur sub sektor transportasi udara yang terdaftar di Bursa Efek Indonesia selama masa Pandemic Covid 19 yaitu tahun 2019-2020 dengan menggunakan Model Altmant Z score, Model Zmijewski, Model Springate, Model Grover dan Model Foster. Metode analisis data dalam peneltian ini adalah deskritif kuantitatif dengan sumber data sekunder. Berdasarkan hasil kelima metode yang digunakan, model yang memiliki tingkat akurasi tertinggi adalah model Zmijewski dan Model Grover dengan tingat akurasi sebesar 35%. Model springate dengan tingkat akurasi 12,5%, sedangkan Altman dan Foster tingat akurasinya 0%.Kata Kunci: Altmant, Zmijewski, Springate, Grover dan Foster","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131218316","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Elva Amrin, Rismawati Rismawati, Goso Goso, Asriany Asriany
{"title":"STUDI KOMPARASI LAYANAN FINTECH DALAM MENINGKATKAN KEUANGAN INKLUSIF PADA UMKM DI KOTA PALOPO","authors":"Elva Amrin, Rismawati Rismawati, Goso Goso, Asriany Asriany","doi":"10.36987/ecobi.v9i2.2722","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2722","url":null,"abstract":"Penerapan Fintech tentu akan sejalan dengan berkembangnya kebutuhan masyarakat dan juga pelaku bisnis Usaha Mikro Kecil Menengah (UMKM) akan layanan keuangan berbasis online dan juga pengguna media berbasis internet untuk akses digital. Munculnya Financial Technology menjadi harapan dalam memberikan solusi terhadap masalah pada UMKM dan meningkatkan kesejahteraan masyarakat terutama pada UMKM di Kota Palopo. Ini menjadi bukti bahwa bisnis digital merupakan hal yang sangat dibutuhkan saat ini. Karena melihat tuntutan perkembangan zaman yang semakin maju dan canggih. Namun, dalam menerapkan layanan Fintech, perlu kita ketahui hal yang mendasar yaitu apakah masyarakat terutama pelaku UMKM di Kota Palopo sudah memiliki literasi keuangan yang baik atau tidak pada layanan Fintech dalam meningkatkam keuangan inklusif. Sehingga penting untuk mengukur bagaimana tingkat literasi pelaku UMKM terutama di Kota Palopo. Secara garis besar pada penelitian ini mengukur bagaimana perbandingan antara pelaku UMKM yang menggunakan layanan Fintech dengan pelaku UMKM yang tidak menggunakan layanan. Metode yang digunakan pada penelitian ini adalah analisis deskriptif kualitatif. Pada penelitian ini dilakukan wawancara kepada pelaku UMKM di Kota Palopo sebanyak 2 orang informan. Lokasi penelitian dilakukan di Kota Palopo dengan waktu penelitian selama 2 bulan. Hasil penelitian ini adalah pelaku UMKM masih minim akan literasi keuangan sehingga bisnis UMKM yang mereka lakukan masih belum tersistematis","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125261516","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Joko Ariwibowo, M. Madris, Shine Pintor Siolemba Patiro
{"title":"PENGARUH PELUANG KARIR DAN KOMPETENSI TERHADAP KINERJA PEGAWAI MELALUI MOTIVASI DAN KEPUASAN KERJA SEBAGAI VARIABEL MEDIASI PADA KANTOR WILAYAH KEMENTERIAN HUKUM DAN HAM SULAWESI BARAT","authors":"Joko Ariwibowo, M. Madris, Shine Pintor Siolemba Patiro","doi":"10.36987/ecobi.v9i2.2433","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2433","url":null,"abstract":"Penelitian ini bertujuan untuk menganalisis pengaruh peluang karir dan kompetensi terhadap kinerja pegawai pada Kantor Wilayah Kementerian Hukum dan HAM Sulawesi Barat dengan menjadikan motivasi dan kepuasan kerja sebagai mediasi. Penelitian dilakukan pada pegawai Kantor Wilayah Kementerian Hukum dan HAM Sulawesi Barat dengan populasi berjumlah 108 orang. Sampel yang digunakan sebanyak 60 responden. Teknik pengumpulan data dengan melakukan pengamatan langsung di lapangan, wawancara tatap muka langsung menggunakan google formulir dan konvensional. Pengukuran variabel menggunakan skala likert dan analis data menggunakan metode Structural Equation Model (SEM) berbasis varians dengan aplikasi SMART PLS ver. 3.3.3. Hasil penelitian menunjukkan bahwa peluang karir berpengaruh positif signifikan terhadap kinerja pegawai, motivasi kerja, kepuasan kerja dan kinerja melalui kepuasan kerja pegawai. peluang karir juga berpengaruh positif namun tidak signifikan terhadap kinerja melalui motivasi kerja. variabel lain yaitu kompetensi berpengaruh positif dan signifikan terhadap kinerja, motivasi, kepuasan kerja, dan kinerja melalui kepuasan kerja pegawai, kompetensi juga berpengaruh positif namun tidak signifikan terhadap kinerja melalui motivasi kerja pegawai pada Kantor Wilayah Kementerian Hukum dan HAM Sulawesi Barat. Penelitian ini diharapkan mampu memberi implikasi pertimbangan manajerial instansi dalam mengelola kinerja pegawai sekaligus memberikan implikasi teoritis terkait kinerja pegawai","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121586876","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH KEBIJAKAN KREDIT DAN KREDIT BERMASALAH TERHADAP KINERJA PERUSAHAAN PERBANKAN","authors":"Zulfikry Sukarno, Nurdin Brasit, Musran Munizu, Sabir Sabir","doi":"10.36987/ecobi.v9i2.2710","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2710","url":null,"abstract":"Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dari kebijakan utang dan kredit bermasalah terhadap kinerja perusahaan perbankan yang terdaftar pada Bursa efek Indonesia. Metode Penelitian menggunakan pendekatan kuantitatif dengan data sekunder berupa laporan keuangan bank umum sebanyak 43 bank yang terdaftar pada bursa efek Indonesia pada tahun 2019. Untuk menguji data laporan keuangan menggunakan uji asumsi klasik berupa uji normalitas. Dalam menganalisis hasil penelitian digunakan uji koefesien determinasi (R²) dan uji parsial (uji T) dengan menggunakan alat statistic berupa SPSS 23. Hasil uji hipotesis lalu dideskripsikan dengan hasil penelitian bahwa kebijakan utang berpengaruh negative terhadap kinerja perusahaan dan kredit bermasalah berpengaruh positif terhadap kinerja perusahaan","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131854132","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THE EFFECT OF MULTICULTURALISM AND CULTURAL DIVERSITY ON INNOVATIVE WORK BEHAVIOR WITH CULTURAL INTELLIGENCE AS MEDIATION","authors":"Alden Neslon, Devita Revyani, A. Setyawan","doi":"10.36987/ecobi.v9i2.2676","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2676","url":null,"abstract":"This study aims to determine the effect of multiculturalism and cultural diversity on innovative work behavior by mediating cultural intelligence. Organizations in international business require every individual working in a global work environment to have cross-cultural skills or cultural intelligence. This study collects data by distributing questionnaires to expatriates and Indonesians from other cities (different ethnicity, culture, race, and language). Respondents who were sampled were employees of shipping consulting companies and shipyards in Batam City. The sampling technique used the theory of Hair et al, 2010 with a minimum sample of 95. After collecting the results from the respondents, the authors tested the data using PLS software. Based on the results of the PLS test, the authors can conclude that there is a significant relationship or not from several variables in this study. The results of this study emphasize the importance of having or studying cultural intelligence (CQ). Cultural intelligence will greatly assist us in communicating and expressing various ideas and mindsets of people from other cultures, which will have an effect on creating innovative work behaviors and creative solutions","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122975312","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Bernadetta Diansepti Maharani, Tri Ratna Purnamarini
{"title":"APLIKASI THEORY OF CONSUMPTION VALUE TERHADAP INTENSI PEMBELIAN PRODUK RAMAH LINGKUNGAN","authors":"Bernadetta Diansepti Maharani, Tri Ratna Purnamarini","doi":"10.36987/ecobi.v9i2.2448","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2448","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi intensi pembelian produk ramah lingkungan pada generasi Z di Yogyakarta. Penelitian ini menggunakan adaptasi dari Theory of Consumtion Value. Tujuan dari penelitian ini adalah menganalisis pengaruh functional value, conditional value, social value, emotional value, epistemic value terhadap intensi pembelian produk ramah lingkungan. Metode penelitian menggunakan analisis dari SPSS. Sampel yang menggunakan metode purposive convenience sampling pada masyarakat Yogyakarta lahir antara 1995-2012 yang masuk kekategori generasi Z dan mengetahui tentang produk ramah lingkungan. Penelitian ini menghasilkan adanya pengaruh positif antara functional value, conditional value, emotional value, epistemic value terhadap intensi pembelian produk ramah lingkungan. Sedangkan, tidak adanya pengaruh social value terhadap intensi pembelian produk ramah lingkungan.","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126632517","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Haritra Dyah Lembayung, Kartika Hendra Titisari, E. Masitoh
{"title":"PENGARUH GOOD CORPORATE GOVERNANCE & KINERJA KEUANGAN TERHADAP NILAI PERUSAHAAN DI MASA PANDEMI COVID-19","authors":"Haritra Dyah Lembayung, Kartika Hendra Titisari, E. Masitoh","doi":"10.36987/ecobi.v9i2.2909","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2909","url":null,"abstract":"This study aims to determine and analyze the effect of good corporate governance and financial performance on firm value. The dependent variable in this study is firm value. While the independent variables used in this study are managerial ownership, audit committee size and, financial performance. The population of this study is the consumer goods industry sector companies listed on the Indonesia Stock Exchange (IDX) for the 2019-2020 period. The sample in this study used a purposive sampling method with certain criteria to obtain a sample of 53 companies in the consumer goods industry sector listed on the Indonesia Stock Exchange (IDX) for the 2019-2020 period. The data used is secondary data sourced from the annual report. The data analysis technique used multiple linear regression analysis. The results showed that managerial ownership and financial performance affected firm value. Meanwhile, the size of the audit committee has no effect on the value of the company in the consumer goods industry sector for the 2019-2020 period","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125324459","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Firdaus Hamta, R. Hasibuan, Muhammad Ikhlash, Bayu Efendi, Praida Hansyah, Ade Parlaungan Nasution
{"title":"ANALYSIS OF FINANCIAL PERFORMANCE: A STUDY ON MANUFACTURING COMPANIES IN INDONESIA BEFORE AND AT THE BEGINNING OF THE COVID-19 PANDEMIC","authors":"Firdaus Hamta, R. Hasibuan, Muhammad Ikhlash, Bayu Efendi, Praida Hansyah, Ade Parlaungan Nasution","doi":"10.36987/ecobi.v9i2.2668","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2668","url":null,"abstract":"The objective of this research was to explore the financial performance of manufacturing companies that registered on the Indonesia Stock Exchange in 2017-2020. The focuses of financial performance investigated were the ratio of profitability, activity and liquidity. The research was conducted at Supreme Cable Manufacturing and Commerce, Sky Energy Indonesia, and Satnusa Persada. A quantitative descriptive method was adopted in the electronics and cable sub-sector manufacturing unit to achieve the objective. The research found that the company's financial performance at the beginning of the Covid-19 pandemic in 2020 was better than before the pandemic in 2017-2019. It was revealed that the profitability ratio fell in 2019, which was influenced by capital in 2017 and 2019 and increased in 2020. The activity ratio improved in 2019 and 2020 due to receivables turnover in utilizing assets to generate profit. The liquidity ratio was relatively good in 2020 by the average value of 2 times better than before. While in 2017 to 2019, the results showed that the average value was two times lower.","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114579857","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Netty Lisdiantini, Aminudin Azis, Eva Mirza Syafitri, Hifzhan Frima Thousani
{"title":"ANALISIS EFEKTIFITAS PROGRAM MAGANG UNTUK SINKRONISASI LINK AND MATCH PERGURUAN TINGGI DENGAN DUNIA INDUSTRI (Studi Terhadap Program Magang Mahasiswa Program Studi Administrasi Bisnis Politeknik Negeri Madiun)","authors":"Netty Lisdiantini, Aminudin Azis, Eva Mirza Syafitri, Hifzhan Frima Thousani","doi":"10.36987/ecobi.v9i2.2491","DOIUrl":"https://doi.org/10.36987/ecobi.v9i2.2491","url":null,"abstract":"This research was conducted to determine the effectiveness of the internship program for link and match between universities and the industrial world. This study uses a qualitative method based on the assumption that qualitative research emphasizes the nature of naturalism, meaning that the emerging reality becomes the study material in this study so that the object of research and problems regarding the analysis of the effectiveness of the internship program for synchronizing link and match universities with the business world of the industrial world will be disclosed. in detail and depth. Researchers also do not give treatment or treatment to the object, so that the object is left as it is in its original condition. From the results of the study, it can be concluded that the effectiveness of the internship carried out was assessed by the company and the student interns as having been effective, lack of technical skills (computers and operating facilities), soft skills (communication, adaptation, interaction, work discipline) and the need to improve technical skills such as operating computers, English, soft skills such as communication, discipline, ethics and adaptation and interaction.Keywords: link and match, internship, effectiveness","PeriodicalId":309702,"journal":{"name":"ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130966499","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}