Izvestiia Ikonomicheski universitet Varna最新文献_第4页

Effect of Risk Mitigation on Profitability of Insurance Industries in Nigeria 风险缓解对尼日利亚保险业盈利能力的影响

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-11-08 DOI: 10.36997/ijuev2021.65.3.330

Kehinde Olaiya, K. Arikewuyo, Ashim Shogunro, L. Yunusa

{"title":"Effect of Risk Mitigation on Profitability of Insurance Industries in Nigeria","authors":"Kehinde Olaiya, K. Arikewuyo, Ashim Shogunro, L. Yunusa","doi":"10.36997/ijuev2021.65.3.330","DOIUrl":"https://doi.org/10.36997/ijuev2021.65.3.330","url":null,"abstract":"Risk management plays a critical part in every organization‘s profit maximization through risk cost minimization for wise protection, which cannot be overstated. Risk mitigation (rmt), risk monitoring (rmn), risk management environment, procedure, and policies (epp), and risk measurement (rme) in relation to the profitability of the insurance industry in Nigeria were randomly selected from a wellstructured 5-point Likert scale questionnaire ranging rom ‘5 strongly agree‘ to ‘4 agree‘, ‘3 undecided‘ to ‘1 strongly disagree‘. Using the StataSE 14 statistical software, one hundred and twenty (120) questionnaires were recovered from respondents, accounting for 83 percent of the total questionnaires sent using the multiple regression statistical methodology. Risk reduction and risk monitoring have a considerable impact on the profitability of insurance companies in Nigeria, according to the findings. As a result, it concluded that risk mitigation and monitoring are important factors in determining industry profitability, and those insurance regulators should work to ensure that risk identification, assessment, measurement, and control mechanisms are implemented in accordance with best global practices in order to avoid financial crises and improve insurance performance.","PeriodicalId":30732,"journal":{"name":"Izvestiia Ikonomicheski universitet Varna","volume":"193 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74199283","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Industrial Actors` Perceptions of Industrial Disputes in Public Universities 产业行为者对公立大学劳资纠纷的认知

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-11-08 DOI: 10.36997/ijuev2021.65.3.344

J. Fejoh, M. Boyede, Abiola Sanusi

{"title":"Industrial Actors` Perceptions of Industrial Disputes in Public Universities","authors":"J. Fejoh, M. Boyede, Abiola Sanusi","doi":"10.36997/ijuev2021.65.3.344","DOIUrl":"https://doi.org/10.36997/ijuev2021.65.3.344","url":null,"abstract":"There has always been serious concern about how industrial actors in public universities in Nigeria perceive industrial disputes as a means of enforcing collective agreements jointly reached and signed. A group may likely see industrial disputes as unnecessary and destructive while others may see it as a veritable tool for enforcing their labour rights. This study therefore examined the industrial actors’ (university management, academic staff and non-teaching staff) perception of industrial disputes in public universities in Southwest, Nigeria. Descriptive research survey design was adopted for the study. The population consisted of the management staff and all the staff of public universities in Southwest, Nigeria. The sample size of the study was 280 respondents (80 management staff, 100 academic staff and 100 non-teaching staff) randomly selected from four public universities across Southwest geo-political zone. Data was collected through a selfdesigned questionnaire. T-test analysis was used to analyze the three hypotheses raised at 0.05 level of significance. Findings revealed that there was significant difference in the way university management, academic and non-teaching staff perceive industrial dispute while there is no significant difference in the way academic and non-teaching staff perceive industrial disputes. It is therefore recommended that all the industrial actors in public universities in Southwest, Nigeria should not see industrial disputes as destructive engagement since disputes are naturally part of organizational existence. Effective management of industrial disputes through sincerity of purpose should be adopted by the industrial actors.","PeriodicalId":30732,"journal":{"name":"Izvestiia Ikonomicheski universitet Varna","volume":"63 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77243046","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Customer Satisfaction and Repurchase Decision: Evidence from Fast Food Restaurants 顾客满意与再购买决策:来自快餐店的证据

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-11-08 DOI: 10.36997/ijuev2021.65.3.309

Oghenenyerhovwo Inoni

{"title":"Customer Satisfaction and Repurchase Decision: Evidence from Fast Food Restaurants","authors":"Oghenenyerhovwo Inoni","doi":"10.36997/ijuev2021.65.3.309","DOIUrl":"https://doi.org/10.36997/ijuev2021.65.3.309","url":null,"abstract":"Service quality is a major determinant of customer satisfaction and consequently a repurchase decision in the fast food restaurants’ (FFRs) industry. Nevertheless, prompt and efficient services alone may not guarantee a restaurant a place in today’s hyper- competitive marketplace. Therefore, this study was conceived to examine the impact of food quality (FQ), service quality (SQ), perceived value (PV) and restaurant environment (RE) on customer re-purchase decision, mediated by customer satisfaction (CS). Data for the study were obtained from a sample of 320 consumers drawn from 12 FFRs in three major towns in Delta State, Nigeria. Multiple and hierarchical regressions were used to analyse the data generated. The findings indicated that FQ, SQ, PV and RE exerted positive and significant effects on CS and re-purchase decision. The results also showed that CS fully mediated the relationship between SQ and repurchase decision, but the meditational influence was only partially for FQ, PV and RE; implying that FQ, PV and RE have their own direct influence on RPD besides through SQ. Given the impact of FQ, SQ, PV and RE on CS and repurchase decision, restaurants’ managers need to continually improve on the quality of their services, environment and offerings to sustain the patronage of their clients in order to survive in today’s hyper-competitive marketplace.","PeriodicalId":30732,"journal":{"name":"Izvestiia Ikonomicheski universitet Varna","volume":"1997 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78108058","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 4

Opportunities and Challenges of Remote Work 远程工作的机遇与挑战

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-06-01 DOI: 10.36997/IJUEV2021.65.2.145

Tatyana Kicheva

引用次数: 3

Innovation Policies and Mechanisms Used for Stimulating the Innovations in the Five Leading African Countries 激励非洲五大国家创新的政策与机制

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-06-01 DOI: 10.36997/IJUEV2021.65.2.176

P. Pavlov

引用次数: 0

Measuring Key Performance Indicators in Retail Trade 衡量零售业的主要表现指标

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-06-01 DOI: 10.36997/IJUEV2021.65.2.161

M. Stoyanov

引用次数: 1

Macroeconomic Shocks and Aggregate Welfare in Sub-Saharan African Countries 撒哈拉以南非洲国家的宏观经济冲击和总福利

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-01-01 DOI: 10.36997/ijuev2021.65.4.380

E. Ogbeide-Osaretin, V. Ishiwu

引用次数: 0

Influence of Liquidity on Market Value of Deposit Money Banks 流动性对存款货币银行市场价值的影响

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-01-01 DOI: 10.36997/ijuev2021.65.4.397

A. Olagunju, A. Adebayo, J. Ibrahim

引用次数: 0

An Empirical Analysis of Stochastic Dominance and Portfolio Selection in the Stock Market: Evidence from Nigeria 股票市场随机优势与投资组合选择的实证分析:来自尼日利亚的证据

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-01-01 DOI: 10.36997/ijuev2021.65.4.412

C. Eburajolo, S. Ogbeide

引用次数: 0

Does Entrepreneurship Guarantee Youth Empowerment in Nigeria? The Role of Small and Medium Scale Enterprises 创业能保证尼日利亚青年赋权吗?中小企业的作用

Izvestiia Ikonomicheski universitet Varna Pub Date : 2021-01-01 DOI: 10.36997/ijuev2021.65.4.429

W. Olanipekun, A. Samson, A. Olubunmi, A. Ayomitunde

{"title":"Does Entrepreneurship Guarantee Youth Empowerment in Nigeria? The Role of Small and Medium Scale Enterprises","authors":"W. Olanipekun, A. Samson, A. Olubunmi, A. Ayomitunde","doi":"10.36997/ijuev2021.65.4.429","DOIUrl":"https://doi.org/10.36997/ijuev2021.65.4.429","url":null,"abstract":"The aim of this study is to examine the impact of entrepreneurship within the context of SMEs on youth empowerment in Nigeria. Providing an empirical evidence to answer the research question required the extraction of data between 1991 and 2019 from the World Development Indicators. Meanwhile, the data was subjected to various pre-tests such as unit roots and Co-integration tests before the adapted models were estimated using Fully Modified Least Squares (FMOLS) and Granger causality techniques. The summary of the major discoveries in the study were enunciated as follows; self-employment and youth unemployment had a significant negative relationship in Nigeria. In the same vein, population growth rate and youth unemployment had a significant negative relationship. However, commercial banks loans to SMEs and youth unemployment had an insignificant positive relationship in the country. By and large, selfemployment generated by SMEs reduces youth unemployment significantly in Nigeria. Furthermore, a long run convergence existed among the variables of interest in one hand, a unidirectional causal relationship running from youth empowerment to SMEs financing existed in the study. Also, a unidirectional causality running from self employment to population growth rate was discovered. Therefore, the study concludes that entrepreneurship - SMEs has the capacity to guarantee youth empowerment in Nigeria. Against this backdrop, this study recommends that the policymakers and other stakeholders in Nigeria should embrace entrepreneurship, especially SMEs as a reliable means of youth empowerment through employment generation in the country.","PeriodicalId":30732,"journal":{"name":"Izvestiia Ikonomicheski universitet Varna","volume":"34 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85830471","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0