International Conference of Zakat最新文献_第2页

A Peer-to-Peer Lending Methods in Management of Zakat Funds through Sharia Financial Institutions 通过伊斯兰金融机构管理天课资金的点对点借贷方法

International Conference of Zakat Pub Date : 2019-11-18 DOI: 10.37706/ICONZ.2019.146

Darlin Rizki

{"title":"A Peer-to-Peer Lending Methods in Management of Zakat Funds through Sharia Financial Institutions","authors":"Darlin Rizki","doi":"10.37706/ICONZ.2019.146","DOIUrl":"https://doi.org/10.37706/ICONZ.2019.146","url":null,"abstract":"The gap of living standards in society should be minimized through the potential of zakat in Indonesia. Indonesian population has recorded by the Central Bureau of Statistics, in March 2018 amounted to 265 million and was expected to reach 271 million by 2020, then the poor society in Indonesia were 25.95 million people. Correspondingly, the dominance of Muslims in Indonesia makes zakat as a potential welfare instrument.The study was conducted by PIRAC noted that, the potential of Zakat funds amounting to 20 billion in Indonesia. Where the average person per year has the potential to spend Rp. 557.267. However, this potential has not been able to be achieved by BAZNAS. Many destitute and poor groups from year to year remain status as mustahik. Among the obstacles faced was located in the management and distribution of zakat funds. This study aims to examine the management and distribution model of ZAKAT through Islamic Financial Institutions (LKS) using Peer to Peer Lending (P2PL) methods. With a qualitative descriptive approach, zakat funds could be managed by LKS institutions with this method, because P2PL schemes are inclusive in managing zakat funds. In that management, the funds awere divided into two, namely consumptive and productive funds. By LAZ through LKS the productive funds were managed with management and products contained in the LKS. One of the supporting instruments is halal investment. By using methods P2PL investment, zakat funds can grow each month with little downside risk. In line with the development of the Financial Tecnogy (FinTech), LAZ with LKS can work together in the utilization of information technology to manage and distribute zakat funds to boost the economy and reduce mustahik in Indonesia. \u0000Keywords: P2PL, Zakat, Platform, Investment, LKS","PeriodicalId":244276,"journal":{"name":"International Conference of Zakat","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-11-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127875074","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Zakat-Based Community Driven Development 以天课为基础的社区驱动发展

International Conference of Zakat Pub Date : 2019-11-04 DOI: 10.37706/ICONZ.2019.140

Khuzaifah Hanum

引用次数: 0

Productive Zakat as a Fiscal Element for the Development and Empowerment of Micro Enterprises in East Java Province 生产性天课作为东爪哇省微型企业发展和赋权的财政要素

International Conference of Zakat Pub Date : 2019-02-19 DOI: 10.37706/ICONZ.2018.123

A. Yudha, Nurul Lathifah

{"title":"Productive Zakat as a Fiscal Element for the Development and Empowerment of Micro Enterprises in East Java Province","authors":"A. Yudha, Nurul Lathifah","doi":"10.37706/ICONZ.2018.123","DOIUrl":"https://doi.org/10.37706/ICONZ.2018.123","url":null,"abstract":"Productive zakat is zakat whose purpose is for development and empowerment of poor-yetcapable mustahik. The purpose of this study is to understand, review and analyze the productive zakat as a fiscal instrument in reducing poverty level and transforming both economic and social life of mustahik. This research uses qualitative approach. Primary data is in the form of data of interview and observation; while secondary data is obtained from various literatures. This research also uses triangulation analysis from informants with similar background, including BAZ officers, mustahik, and zakat experts. The results show that productive zakat is not directly distributed to mustahik only, but through a program run by zakat institution partners. Partners are fully responsible for zakat funds provided by zakat agencies. Productive Zakah is proven to help reduce poverty and has a positive effect on reducing unemployment in East Java. So, it is clear that zakat is a very pro-poor fiscal instrument. This study includes the subject of productive zakat which has implications for some fundamental economic elements, such as micro, small, and medium enterprise (MSMEs), and poor. Therefore, in millennium era, zakat management becomes vital in collection, distribution, and supervision of zakat. Social media can be put as main “instrument” in supporting zakat institutions.","PeriodicalId":244276,"journal":{"name":"International Conference of Zakat","volume":"205 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132346685","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Do We Need Financial Technology for Collecting Zakat? 收集天课需要金融技术吗?

International Conference of Zakat Pub Date : 2019-02-19 DOI: 10.37706/ICONZ.2018.133

Dian Friantoro, K. Zaki

{"title":"Do We Need Financial Technology for Collecting Zakat?","authors":"Dian Friantoro, K. Zaki","doi":"10.37706/ICONZ.2018.133","DOIUrl":"https://doi.org/10.37706/ICONZ.2018.133","url":null,"abstract":"The development of the digital era has created opportunities and threat for the institution of amil zakat in Indonesia. The lifestyle of society is close to the technology that requires the amil zakat institution needs to be transformed to adjust zakat services that are easily accessible to the muzakki through information technology. The emergence of financial technology to facilitate business activities into strength as well as weakness for promotion activities, collection, and reporting of zakat. The purpose of this research is to analyze the strength, weakness, opportunity, and threat of using financial technology for collecting zakat in Indonesia. This conceptual paper primarily draws on observations of other scholars in exchange theories based on zakat collectible and financial technology from the Islamic perspective. Those observations used analyzing a comprehensive view of the paper’s issue in using financial technology for collecting zakat in Indonesia. The literature indicates that there is always opportunity for amil zakat institution to use financial technology for collecting zakat because the strength of information technology in 4.0 era. Nevertheless there is always threat and weakness for using financial technology. It is hoped that to overcome these threat and weakness amil zakat institution can improve the skills of amil zakat to take advantage of the opportunities that exist.","PeriodicalId":244276,"journal":{"name":"International Conference of Zakat","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127065921","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 32

Zakat Based on Programs' Tender: Effectiveness of Productive Zakat Fundraising in Indonesia 基于项目招标的天课:印尼天课生产性筹款的有效性

International Conference of Zakat Pub Date : 2019-02-19 DOI: 10.37706/ICONZ.2018.137

Sulistyowati Sulistyowati

{"title":"Zakat Based on Programs' Tender: Effectiveness of Productive Zakat Fundraising in Indonesia","authors":"Sulistyowati Sulistyowati","doi":"10.37706/ICONZ.2018.137","DOIUrl":"https://doi.org/10.37706/ICONZ.2018.137","url":null,"abstract":"The study aims to identify and explore deeply the effectiveness of productive zakat mobilization at Dompet Dhuafa as success zakat fundriser by tendering innovative, creative and interesting four grand programs consist of healthcare; education; enterprenuership for poor; and social development aspects. The study is qualitatative research using primary data through unstructured interview with Dompet Dhuafa. Secondary data was collected from National Zakat Board (BAZNAS) and Islamic Relief Foundation as benchmark institutions. The first result indicates significant benefit of productive zakat implication both in BAZNAS and Dompet Dhuafa. Productive zakat plays the important role it is eradicating poverty and increasing prosperity index in 28 provinces in 2017 and also ensuring sustainable economic empowerement of the poor. Second results demonstrated the strong influence strategy of productive zakat fundraising. In this case, zakat collection by tender or auctioning program. This is Dompet Dhuafa’s creative and extraordinary approaches which is not many philanthropic organization in Indonesia used it. It is kind of modern and innovative method of fundraising which need proffesional improvement for next bigger success. According to this, Islamic Relief Foundation UK, becomes great role model for developing fundraising strategy at international level. The limitation of this research might not be able to represent the condition all over the years in Indonesia, so advanced research is needed based on each specific aspect from four big grand programs of Dompet Dhuafa to enhance detail trend by different perspectives.","PeriodicalId":244276,"journal":{"name":"International Conference of Zakat","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132111022","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

The Analysis of Welfare Determinant Factors of Recipients Zakat, Infaq and Sedekah (ZIS) Productive in Baitul Mal Aceh Baitul Mal Aceh省受助人Zakat、Infaq和Sedekah (ZIS)生产性福利决定因素分析

International Conference of Zakat Pub Date : 2019-02-19 DOI: 10.37706/ICONZ.2018.125

Muhammad Haris Riyaldi, Farah Maulida Sari

{"title":"The Analysis of Welfare Determinant Factors of Recipients Zakat, Infaq and Sedekah (ZIS) Productive in Baitul Mal Aceh","authors":"Muhammad Haris Riyaldi, Farah Maulida Sari","doi":"10.37706/ICONZ.2018.125","DOIUrl":"https://doi.org/10.37706/ICONZ.2018.125","url":null,"abstract":"This study aims to examine the welfare determinants factors of the Zakat, Infaq and Sedekah (ZIS) productive recipients in Baitul Mal Aceh. This research is a survey using the quetionnaire as its instrument. The population of this study is all the ZIS productive recipients who are catagorized as success by Baitul Mal Aceh. The sample in this study is 107 people of the ZIS productive recipients selected by simple random sampling method. The regression analysis is used as the method of analysis to find out the influence of the external factors and internal factors involved. Based on the results of the regression analysis showed that the external factors (venture capital support, staff assistance, family support and friend support) and internal factors (sincere intentions, the routine of prayer, giving of alms, the religious teachings, persistence, responsibility, business management and cooperation) have positive and significant effect on the welfare of ZIS productive recipients. By increasing the assistance of Baitul Mal Aceh and maximizing the factors that have significant influence of the ZIS productive welfare, it will increase the welfare of ZIS recipients productive.","PeriodicalId":244276,"journal":{"name":"International Conference of Zakat","volume":"361 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115961837","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Legal Protection of Donation-based Crowdfunding Zakat on Financial Technology: Digitalization of Zakat under Perspective of Positive Law and Islamic Law 金融科技背景下捐赠众筹天课的法律保护——实证法与伊斯兰教法视角下的天课数字化

International Conference of Zakat Pub Date : 2019-02-19 DOI: 10.37706/ICONZ.2018.132

N. Ulya

{"title":"Legal Protection of Donation-based Crowdfunding Zakat on Financial Technology: Digitalization of Zakat under Perspective of Positive Law and Islamic Law","authors":"N. Ulya","doi":"10.37706/ICONZ.2018.132","DOIUrl":"https://doi.org/10.37706/ICONZ.2018.132","url":null,"abstract":"The aim of this research is to see the legal protection of Donation-based Crowdfunding zakat on financial technology due to the huge spreading of startup with zakat fund in Indonesia. Meanwhile there is still no specific regulation protecting various risks that will arise especially the risk of unobvious identity, potential disputes, dissimilarity of the zakat purpose and the implementation of zakat distribution, and the other deviations. This type of research is library legal research with conceptual and state approach. The result of the research shows that in positive law there is no legal protection regulation in Zakat based on Donationbased Crowdfunding. The regulation only crowdfunding contains investment element andgenerate profit as described in Act Number 21 Year 2011 regarding Financial Services Authority. While Zakat-based Donation-based Crowdfunding is a nonprofit-oriented type of product. This makes the absence in the elements of justice and legal certainty. The regulation on zakat only described in Law number 23 year 2011 which is not contained that system. In the protection of Islamic law, the certainty of the implementation of the contract is stipulated in the zakat based on sharia agreement that must comply with the various principles and provisions of sharia, whether the arrangement starts from the intention, the process of agreement, transparency, and all aspects relating to Amil, Muzakki and Mustahiq zakat (Who is the mustahiq and what kind and how the implementation). finally, the researcher hopes that this research will bring inputs for government to make more comprehensive regulations on zakat in its digital form.","PeriodicalId":244276,"journal":{"name":"International Conference of Zakat","volume":"327 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114003894","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 14

Risk Management of Zakat Maal Supervision in the Fintech Era based on Literature Review 金融科技时代天课监管的风险管理——基于文献综述

International Conference of Zakat Pub Date : 2019-02-19 DOI: 10.37706/ICONZ

Arivatu Ni’mati Rahmatika, Tholib Hariono

{"title":"Risk Management of Zakat Maal Supervision in the Fintech Era based on Literature Review","authors":"Arivatu Ni’mati Rahmatika, Tholib Hariono","doi":"10.37706/ICONZ","DOIUrl":"https://doi.org/10.37706/ICONZ","url":null,"abstract":"Cybercrime in Indonesia is the first tier in the world and Indonesia also grabs a second level on hacking activities, and both are in line with the rapid development of technology in these decades. There is no rule in Islam to avoid the development of science in this case technology, but Islam still regulate the obligation of tithe as long as humans are still alive in the world, zakat maal is an obligation in Islam with the specific rules, zakat maal is considered able to solve the problem of income inequality. Further technological sophistication is also considered as a tool for the implementation of such obligations. This study aims to address the risks that are likely or even inevitable in the activities of zakat maal in the fintech era. Library research is the main way in conducting this research to answer a problem. This study resulted in a finding in the form of an application that is connected with the zakat institution BAZNAS shade and detail how its use includes calculation of nisab zakat, distribution of zakat, control of distribution and prevention of fraud that may occur. This is the first time in the history of the study, because this study discusses in detail how to overcome and overcome the risks that exist in the use of technology to implement the obligations of zakat maal.","PeriodicalId":244276,"journal":{"name":"International Conference of Zakat","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115601552","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 11

Credible Methods for Evaluating the Impacts of Amil Programs 评估农业项目影响的可靠方法

International Conference of Zakat Pub Date : 2019-02-19 DOI: 10.37706/ICONZ.2018.128

M. Fathurrohman

引用次数: 0

Determinants of Efficiency of Zakat Institutions in Indonesia: Two-Stage Data Envelopment Analysis Approach 印尼天课制度效率的决定因素:两阶段数据包络分析方法

International Conference of Zakat Pub Date : 2019-02-19 DOI: 10.37706/ICONZ.2018.127

R. Kurniawan

{"title":"Determinants of Efficiency of Zakat Institutions in Indonesia: Two-Stage Data Envelopment Analysis Approach","authors":"R. Kurniawan","doi":"10.37706/ICONZ.2018.127","DOIUrl":"https://doi.org/10.37706/ICONZ.2018.127","url":null,"abstract":"This study aims to analyze the level of efficiency and determine the factors that affect the efficiency of the National Zakat Management Organization (OPZ). This research is descriptive quantitative research. Samples in this study are six National Zakat Management Organizations with research period from 2012-2016. The analysis technique used is two-stage data envelopment analysis. First stage, using DEA to measure OPZ efficiency level with production approach and assumption of output-oriented CRS and VRS. The input variables used are amil salary, operational costs, and socialization costs, the output variables used are collected funds and funds disbursed. Second stage, using tobit regression model to see the factors that affect OPZ efficiency. Based on the results of DEA, during the period of 2012-2016 OPZ efficiency experienced a positive trend. In general there had been an increase in OPZ performance efficiency from 2012 to 2016. BNUIS BNI became the most efficient OPZ compared to other OPZ. Based on the results of Tobit regression, the total of human resources has a significant negative effect on the level of efficiency, transparency and OPZ type significantly positive, while the zakat payment system and ACR ratio do not affect the efficiency level of OPZ.","PeriodicalId":244276,"journal":{"name":"International Conference of Zakat","volume":"212 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130278537","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2