Ekonomi Islam Indonesia最新文献_第3页

Efficiency of Pre-Merged State-Owned Sharia Banks In Indonesia Using 2-Stage DEA 利用两阶段DEA分析印尼国有伊斯兰银行合并前的效率

Ekonomi Islam Indonesia Pub Date : 2021-12-31 DOI: 10.58968/eii.v3i2.39

Ilham, Sebastian Herman, Aam

{"title":"Efficiency of Pre-Merged State-Owned Sharia Banks In Indonesia Using 2-Stage DEA","authors":"Ilham, Sebastian Herman, Aam","doi":"10.58968/eii.v3i2.39","DOIUrl":"https://doi.org/10.58968/eii.v3i2.39","url":null,"abstract":"This study intends to conduct a comparative test of efficiency of the 3 merged state-owned banks using 5 merged Simulation models which will be measured by the 2-stage Data Envelopment Analysis (2-stage DEA) method with Islamic banks and also conventional in Indonesia. This study uses a quantitative approach using the 2-Stages Data Envelopment Analysis (DEA) method. By using in the first stage this method can measure the efficiency score generated from the input and also the output that has been determined, among others, by inputs namely Savings, Administrative Costs, Personal Costs. The outputs used are Financing and Income. In the second stage the method used is Tobit Regression which will see whether there is an influence between the dependent variables determined on the efficiency score. The dependent variable consists of 2 types, namely macrobanks consisting of GDP, Inflation, and Interest Rate. While the other is the Microbank variable including NPF, FDR, and ROA. In this study, 5 combination simulations will also be examined, which will see which combination is the most efficient. From the results of the study, it was found that the efficiency of Islamic banking as a whole is still below the efficiency of conventional banking. Meanwhile, by using 5 simulations of the merger planned by the government, namely combining BRI Syariah, BNI Syariah, and Mandiri Syariah, it was found that the merger of the 3 banks is the most optimal option in terms of efficiency. In this study also found that the dependent variable that affects the efficiency score is the ROA variable. Meanwhile, for other variables, namely NPF, FDR, GDP, Inflation, and also Interest rate does not significantly affect the efficiency score.","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125301959","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Influence of Internal and Macroeconomic Factors on the Profitability of Islamic Commercial Banks in Indonesia 内部和宏观经济因素对印尼伊斯兰商业银行盈利能力的影响

Ekonomi Islam Indonesia Pub Date : 2021-12-31 DOI: 10.58968/eii.v3i2.43

Aam, D. Prakoso

{"title":"The Influence of Internal and Macroeconomic Factors on the Profitability of Islamic Commercial Banks in Indonesia","authors":"Aam, D. Prakoso","doi":"10.58968/eii.v3i2.43","DOIUrl":"https://doi.org/10.58968/eii.v3i2.43","url":null,"abstract":"This paper analyzes the determinant factors to the profitability of Islamic Commercial Banks in Indonesia during the period 2012 - 2019. To this objection, 14 Islamic Commercial Banks in Indonesia have been studied. A panel data study uses impact of internal bank and macroeconomic are combine to explain the profitability of Islamic Commercial Banks as measured by Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), total of assets, inflation and Gross Domestic Product (GDP). This study analyzed using the Generalized Method of Moments (GMM) dynamic panel data. The results of the study found that only internal bank factors that significantly affect the profitability of Islamic Commercial Banks, namely CAR, NPF, and FDR. CAR has a positive effect on ROA, while FDR has a negative effect on ROA for Islamic Commercial Banks in Indonesia. Only NPF has a negative effect on the two proxies of profitability (ROA and ROE). The results of this study indicate that Islamic Commercial Banks in Indonesia need to manage their assets optimally and apply better prudential principles in financing management to minimize financing risks so as to increase bank profitability.","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130051117","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analyzing The Intention Of Borrower To Use Fintech Lending 分析借款人使用金融科技贷款的意向

Ekonomi Islam Indonesia Pub Date : 2021-12-31 DOI: 10.58968/eii.v3i2.26

Hasna Luthfi Khairunnisa, Yaser Taufik Syamlan

引用次数: 1

The Influence Of Social Media Marketing On Investment In Sharia Capital Market 社交媒体营销对伊斯兰资本市场投资的影响

Ekonomi Islam Indonesia Pub Date : 2021-12-31 DOI: 10.58968/eii.v3i2.28

Evania Herindar, Alya Shabrina, Ricka Krisnawati

{"title":"The Influence Of Social Media Marketing On Investment In Sharia Capital Market","authors":"Evania Herindar, Alya Shabrina, Ricka Krisnawati","doi":"10.58968/eii.v3i2.28","DOIUrl":"https://doi.org/10.58968/eii.v3i2.28","url":null,"abstract":"In the past few years, sharia investment rates in Indonesia has undergone massive growth. From the span of one year only, by 2017 to 2018 the sharia investment rates has risen to 92% (Peta Investor Syariah 2018). Nevertheless, the major growth has not been optimized entirely. It can be observed from the data of active sharia investor which only took 56% of the total amount of sharia investor. After thoroughly studied, Indonesia has a small *of financial inclusion and literation. A solution is needed for Indonesia society in order to be well literate, because a study has shown that financial literation has a positive and significant impact towards investment decision in sharia capital market which can be identified from the nominal of Sig. from financial literation in the amount of 0,041 < 0.05 (Muhammad Yusuf, 2018: 63). Research has proven that social media has a big impact in Indonesia, solely in 2019 Indonesia social media user has reached 150 billion or equivalent to 56% of the total population (Wearesosial Hootsuite). Therefore, social media marketing is expected to be a medium for increasing the rates of investment. This study aimed to see the impact of social media marketing on investment. Multiple linear regression is the method used in this study, and the type of study is explanatory research with a quantitative approach. The data sourced used is primary and secondary data with the sample withdrawal technique, purposive sampling. The conclusion from this study social media marketing (independent variable) has a positive and significant relation on sharia investment rates (dependent variable). Social media marketing provides a considerable impact on sharia investment.","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"117 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127222353","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Does COVID-19 Pandemic Affect Bank Credit Risk? 新冠肺炎疫情会影响银行信贷风险吗?

Ekonomi Islam Indonesia Pub Date : 2021-06-30 DOI: 10.58968/eii.v3i1.42

R. Riani

引用次数: 0

What Is Islamic Political Economy? A Review 什么是伊斯兰政治经济学?回顾

Ekonomi Islam Indonesia Pub Date : 2021-06-30 DOI: 10.58968/eii.v3i1.53

Ahmad

引用次数: 0

Impact of COVID-19 and Macroeconomic Factors on Sharia Stock Market Performance COVID-19和宏观经济因素对伊斯兰教股票市场表现的影响

Ekonomi Islam Indonesia Pub Date : 2021-06-30 DOI: 10.58968/eii.v3i1.41

Aam, Dito

{"title":"Impact of COVID-19 and Macroeconomic Factors on Sharia Stock Market Performance","authors":"Aam, Dito","doi":"10.58968/eii.v3i1.41","DOIUrl":"https://doi.org/10.58968/eii.v3i1.41","url":null,"abstract":"Macroeconomic variables strongly influence investment decisions because macroeconomic variables can affect the stock market according to the country's economic conditions and government policies. The Covid-19 pandemic has harmed the economy of almost all countries in the world, including Indonesia. This study explores the effect of Covid-19 and various macroeconomic variables on Islamic stock prices in Indonesia, namely the Jakarta Islamic Index (JII), by analyzing monthly data from 2015 to 2020. This study uses the Vector Error Correction Model (VECM) to investigate the short-term and long-term effects of each macroeconomic variable and international stock index to the JII index. The results showed that the Covid-19 dummy variable significantly impacts the JII index in the short term. Meanwhile, inflation, exchange rates, money supply, the United States S&P 500 index, China's SSE index, and the Covid-19 dummy variable significantly affect the JII index in the long term. Long-term results show that inflation, exchange rates, the United States S&P 500 index, and the Covid-19 dummy variable harm the JII index. On the other hand, the money supply and China's SSE Index positively affect the JII index. This study confirms that Covid-19 can affect the decline in the Islamic stock index in Indonesia, at least the results of this study can be used as material for discussion and research on the economic impact of the Covid-19 pandemic by providing empirical evidence that the pandemic has a restrictive effect on the performance of the Islamic stock market in Indonesia.","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"73 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122201017","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Revisiting Concept and Development of Sustainability Reporting in Banking Research 银行研究中可持续发展报告的概念与发展

Ekonomi Islam Indonesia Pub Date : 2021-06-30 DOI: 10.58968/eii.v3i1.58

Muhammad

引用次数: 0

Economic Growth and Government Size in OIC Countries: A GMM Application OIC国家的经济增长与政府规模:GMM的应用

Ekonomi Islam Indonesia Pub Date : 2020-12-31 DOI: 10.58968/eii.v2i2.40

D. Prakoso

{"title":"Economic Growth and Government Size in OIC Countries: A GMM Application","authors":"D. Prakoso","doi":"10.58968/eii.v2i2.40","DOIUrl":"https://doi.org/10.58968/eii.v2i2.40","url":null,"abstract":"This study intends to investigate the short and long-term relationship between government size and economic growth in the Islamic Cooperation Organization (OIC) during the 2010 to 2018 period through an empirical approach to 57 OIC countries using the dynamic data panel method GMM Arellano-Bond. The results show that in the short term, government size has a negative and significant effect on economic growth, while government investment has a positive and significant effect on economic growth. The results also show that in the long run, government size has a negative and significant effect on economic growth, while government investment has a positive and significant impact on economic growth. This research also supports the previous study which stated that there is a ‘inverted-U relationship’ between government size and economic growth. Policy recommendations that can be taken from this research are that the governments of OIC countries can make strategic steps in their spending by restructuring taxes and expenditures to maximize the effect on economic growth. Compared with previous research, the author tries to analyze the short and long-term relationship between government size and economic growth in OIC countries, by developing a longer research period and involving all OIC members, totaling 57 countries. This paper is expected to contribute to complementing the existing literature on economic growth in OIC countries","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"46 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131713421","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Effect of Social Media Content and Personal Background Performance on Financial Planning Awareness of Generation Z Muslim 社交媒体内容和个人背景表现对Z世代穆斯林理财意识的影响

Ekonomi Islam Indonesia Pub Date : 2020-12-31 DOI: 10.58968/eii.v2i2.50

Muhammad

{"title":"The Effect of Social Media Content and Personal Background Performance on Financial Planning Awareness of Generation Z Muslim","authors":"Muhammad","doi":"10.58968/eii.v2i2.50","DOIUrl":"https://doi.org/10.58968/eii.v2i2.50","url":null,"abstract":"Social media contents on Islamic financial planning are spreading out massively. However, the study on how it impacts the awareness of Muslims society in financial planning is still rarely found. The aim of this study is to examine the impact of Islamic financial planning social media content towards the awareness of financial planning among generation Z Muslims. In addition, personal background variable is also included in the analysis. One hundred sixty-five generation Z Muslims became the participants of this research. They filled the questionnaire regarding their perspectives on social media content’s impact on their knowledge of personal financial planning. This study hypothesized that social media content and personal background both affecting generation Z Muslims on their understanding about Islamic financial planning. By using multi linear regression analysis, the study revealed that the result is quite favorable. The study shows that 68% of Instagram social media content have affected the awareness of Islamic financial planning among generation Z Muslims, while the 22% came from personal background. Future research in the area is needed for a more complete understanding on how social media content affects the behavior of young Muslims in terms of financial planning for a better Islamic financial inclusion.","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125449128","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3