Ekonomi Islam Indonesia最新文献

{"title":"Why Islamic Banks Are Relatively More Resilient to Crisis?","authors":"Hasna Maliha, L. Marlina","doi":"10.58968/eii.v1i1.3","DOIUrl":"https://doi.org/10.58968/eii.v1i1.3","url":null,"abstract":"The financial crisis repeatedly struck various countries in the world in rotation, both developing and developed countries. In fact, in the modern economic period like now, the intensity is becoming more frequent and acute. Therefore, an early crisis detection system becomes important to avoid the more severe negative impact of the crisis. This study tries to examine what indicators can be used as a reference in predicting how likely there will be a crisis in a dual banking country such as Indonesia by using the binary logistic regression method. The results show interesting important conclusions. First, Islamic banks tend to have problems with liquidity (with significant FAR evidence) while conventional banks tend to have problems with solvency (significant CAR). From this, it follows that the Islamic bank will only be in crisis if the real sector is disrupted. While conventional banks will always flare up if there is a disruption of the financial crisis. Second, related to the significant M2RES variable, both in the Islamic and conventional models, this could be a result of the enactment of fiat money and fractional reserve banking system (FRBS). Though both of these are contributors to excess money supply which is quite large. So it becomes reasonable to understand if both models - both Islamic and conventional - have similar conditions. As a consequence, the Islamic banking entity is not going to be free from the adverse effects of the financial crisis. The third conclusion that is no less important is departing from the fact that the interest rate (INTR) turns out to be significant in the conventional model but not if it is in the sharia model, it can be concluded that a policy rate such as the BI-rate is very effective at controlling and influencing instruments Other monetary policies follow also the behavior of conventional banks. But on the other hand, this also indicates that conventional banking is indeed quite vulnerable to monetary shocks and financial crises. Thus, it becomes a rational reason for monetary authorities, in this case, Bank Indonesia to provide more support to the sustainability of Islamic finance and banking in Indonesia to achieve stable and optimal monetary conditions.","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130126956","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Comparison Of Productivity And Efficiency Between Sharia And Conventional Banks Owned Government Period 2011-2018","authors":"Farideh Hamidi, A. Rusydiana","doi":"10.58968/eii.v1i1.4","DOIUrl":"https://doi.org/10.58968/eii.v1i1.4","url":null,"abstract":"The purpose of this study is to analyze the comparison of the level of efficiency between time and the productivity of state commercial banks in Indonesia. State commercial banks in this case are grouped into 4 major groups including BUS, BUK, BPD, UUS. Measurement of the value of efficiency in this study uses the method of Data Envelopment Analysis (DEA). The use of the DEA method can measure the efficiency of banking by using many inputs and outputs. The continued application of the use of DEA is to use DEA Window Analysis, the result is the BUS has the best efficiency stability value with an average of 0.03 LDY then BUK with an average of 0.04, BPD with an average of 0.05 and UUS with an average an average of 0.09. Also this study wants to see the extent of the productivity of the country's commercial banks, the results using the Malmquist Index obtained BUS with the highest level of productivity with an average value of 1.008 then BPD with a value of 1.004, continued BUK 0.986 and UUS 0.964. Malmquist Index can also be used to identify where the source of the productivity value of an entity is obtained whether it comes from efficiency change or technological change so that by knowing these productivity factors it is expected that each bank can make corrections to the management of each company to increase their productivity","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131820788","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Role of Zakat In Social Protection In Islamic Developing Countries: A Contributing Instrument","authors":"A. Ruhana","doi":"10.58968/eii.v1i1.5","DOIUrl":"https://doi.org/10.58968/eii.v1i1.5","url":null,"abstract":"Social protection has become an essential agenda in the world countries, either in developed or developing ones. It implements in varied ways and correlates with the 2030 Sustainable Development Goals (SDGs) targets, especially on poverty reduction agenda. Meanwhile, in Islamic developing countries, there is a religious-based concept, so-called zakat, which is conceptually similar with and functionally underpin social protection programs. This paper attests its similarity through a comparative study with Australian social protection concepts. Furthermore, the paper elaborates the potencies of zakat contribution on social protection particularly on addressing the poor and the vulnerable as social protection programs do. In general, the zakat system offers a huge potential of the fund for social protection, but a kind of mismanagement or such inefficiency in zakat institution, as well as political reluctance, can challenge it. This paper recommends a combination or integration between zakat system and the existing social protection system for the better social protection program and on amplifying the effect of these contributing instruments to the needy.","PeriodicalId":243427,"journal":{"name":"Ekonomi Islam Indonesia","volume":"367 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115981988","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}