{"title":"Regulation of the model types of crowdfunding: China's experience and its applicability in Russia","authors":"M. Chudinovskikh, Yuliya V. Kuvaeva","doi":"10.25136/2409-7802.2021.2.34030","DOIUrl":"https://doi.org/10.25136/2409-7802.2021.2.34030","url":null,"abstract":"\u0000 This article is dedicated to assessment of the experience of regulation of crowdfunding market in China, as well as its applicability and adaptation in Russia. The key goal consists in conducting a comparative analysis of the approaches towards regulation of crowdfunding in China and Russia. The relevance is define by enactment of the law of August 2, 2019. N.259-FZ “On Attraction of Investments via Investment Platforms and On Introducing Amendments to Separate Legislative Acts of the Russian Federation”. The research is based on the international and Russian statistical data, conceptual reports of the International Organization of Securities Commissions (IOSCO), Cambridge Center for Alternative Finance, and the Bank of Russia. The conclusion is made that it is China that China holds the leading position in the world crowdfunding market. Most widespread in China is Peer-to-peer (P2P) lending via digital platforms. The absence of special regulation led to an investment boom that lasted until 2017, followed by the bankruptcy of a multiple platforms and projects. Strengthening of the state control entailed reduction in alternative financing. The authors formulate recommendations for improving the regulatory approaches towards crowdfunding. The use of RegTech and SupTech technologies is considered as promising direction.\u0000","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114321289","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Regulation of the construction period in the Russian Federation","authors":"Konstantin Evgenevich Salnikov","doi":"10.25136/2409-7802.2021.2.34477","DOIUrl":"https://doi.org/10.25136/2409-7802.2021.2.34477","url":null,"abstract":"The subject of this research is the regulatory relations arising in the process of reducing construction period as a branch of material production that carries out the erection and reconstruction of buildings and structures of different purposes. The object of this research is the construction sector as a whole; enterprises of various forms of ownership that operate within the investment and construction sector; organizational-legal relations between the parties to the investment and construction process; state regulation in the sphere of capital construction. The aim goal is to examine the key issues in regulating construction period; assess duration of the processes and allocation resources. The author focused on such aspects of the topic as the restricted (recommended) application of building regulations; actualization of the provisions of building regulations with regards to housing construction; development of the time or network schedules for building and construction works; enlarged construction costs standards; factors of variation of the construction period. Special attention is given to the rational variants of organizing the construction process for changing the normative duration based on the made decisions. The scientific novelty is defined by lack of knowledge on the questions of improvement, theoretical, experimental and technical-economic substantiation of technological processes, methods and forms of organizing construction and its production capacity with regards to the problems of reducing construction period. The importance of this work for the national economy lies in studying the theory and practice of reducing construction period, and seeking solutions for the scientific and technical problems of construction through development and creation of the competitive construction technologies and organizational-technological solutions that ensure intensification of the processes of erection, reconstruction, and modernization of buildings and structures while reducing labor, material-technical, fuel and energy resources.","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130991606","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Managing moral risks in medical insurance from the perspective of development of medical informatization","authors":"Wenzhen Li, Yu-ling Song","doi":"10.25136/2409-7802.2020.2.32441","DOIUrl":"https://doi.org/10.25136/2409-7802.2020.2.32441","url":null,"abstract":"\u0000 The subject of this research is the methods of managing moral risks from the perspective of development of medical informatization, which allows maintain efficiency of medical insurance and lowering medical expenses. The authors meticulously examine the problem of growing medical expenses in China, concept of moral risk in medical insurance, as well as causes for emergence of moral risk in medical insurance. Analysis is conducted on the history of development of medical informatization and functionality of information system of medical insurance in China. The question as raised on application of general information system of gathering vast amounts of intersecting data in medical insurance. The article employs method of scientific cognition of theoretical and empirical levels. The theoretical base for this research is comprised of works of Chinese and foreign scholars on the issues of moral risks in medical insurance. The scientific novelty consists in development of a moral risk management model in medical insurance on the background of informatization of medical service. A conclusion is made that moral risks in medical insurance are tightly connected with the asymmetry of information in subjects of insuring. Medical informatization became a very important means for moral risk management in medical insurance and has great prospects for increasing efficiency of the work of medical facilities. \u0000","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121202302","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Земскова И.М. Подходы к управлению рыночной капитализацией акционерных компаний","authors":"","doi":"10.25136/2409-7802.2019.4.30826","DOIUrl":"https://doi.org/10.25136/2409-7802.2019.4.30826","url":null,"abstract":"","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"83 1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132563092","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Черемисинова Д.В., Кричевец Е.А., Рябченко Д.С. Разработка модели интегральной оценки краткосрочной ликвидности для винодельческих предприятий","authors":"","doi":"10.25136/2409-7802.2019.2.29895","DOIUrl":"https://doi.org/10.25136/2409-7802.2019.2.29895","url":null,"abstract":"","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128563594","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Кинсбурская В.А. Вопрос соотношения публичных и частных интересов при отказе банка в обслуживании клиентов","authors":"","doi":"10.25136/2409-7802.2019.2.29531","DOIUrl":"https://doi.org/10.25136/2409-7802.2019.2.29531","url":null,"abstract":"","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127651322","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Макарова М.В. Направления государственной политики поддержки малых и средних предприятий России.","authors":"","doi":"10.25136/2409-7802.2019.2.25750","DOIUrl":"https://doi.org/10.25136/2409-7802.2019.2.25750","url":null,"abstract":"","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125470101","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Талалаева Н.С., Муравьева Н.Н. Оценка влияния финансово-экономических факторов макросреды на эффективность управления финансами предприятий малого и среднего бизнеса Волгоградской области","authors":"","doi":"10.25136/2409-7802.2019.2.29698","DOIUrl":"https://doi.org/10.25136/2409-7802.2019.2.29698","url":null,"abstract":"","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125279602","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Гудков А.А. Учетно-контрольная система и направления ее оптимизации на примере отрасли туризма","authors":"Гудков Александр Александрович","doi":"10.25136/2409-7802.2019.1.26344","DOIUrl":"https://doi.org/10.25136/2409-7802.2019.1.26344","url":null,"abstract":"","PeriodicalId":233653,"journal":{"name":"Финансы и управление","volume":"61 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132022271","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}