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Tinjauan Atas Pengukuran Kinerja Keuangan Pada Dinas Tenaga Kerja Kabupaten Bogor 茂物地区人力办公室财务绩效衡量审查

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.1895

Hardini Lestiani Hernusa, Fidira Cliveuro Sukkey

引用次数: 0

Review Of The Collateral Valuation Procedures By The Internal Appraisal In Loan Disbursement At PT. Pasar Dana Pinjaman (Danamas) 通过内部评估审查 PT.Pasar Dana Pinjaman (Danamas)

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.2054

Dinda Larasati, Sudradjat Sudradjat

{"title":"Review Of The Collateral Valuation Procedures By The Internal Appraisal In Loan Disbursement At PT. Pasar Dana Pinjaman (Danamas)","authors":"Dinda Larasati, Sudradjat Sudradjat","doi":"10.37641/jabkes.v3i2.2054","DOIUrl":"https://doi.org/10.37641/jabkes.v3i2.2054","url":null,"abstract":"Collateral is an asset or property provided by the borrower to the lender in order to obtain the loan facility. Collateral is one of the most important things in lending because of its role as the second way out when the default of event occurs in a loan. Therefore, a division and special work procedures are needed to asses the feasibility of an object to be used as collateral. This review was conducted to find out the characteristics of assessable assets that can be financed and used as a collateral by PT. Pasar Dana Pinjaman, as well as to identify the collateral appraisal procedures by internal appraisal, and obstacles faced during the collateral appraisal process. The result of this review show that assets that can be used as collateral are non-movable tangible assets with marketable value, no over-financing, and free from disputes (can be legally bound). Considering the capacity of internal appraisal, collateral that can be appraised by the internal appraisal are those that meets the following criteria, which is total exposure below IDR 10 billion, located within a maximum radius of 30 km from the operational office, classified as a simple property, and there are no negative lists around them. Based on the results of the review of the collateral appraisal procedure by internal appraisal at PT. Pasar Dana Pinjaman, it can be conclude that the internal appraisal division has a systematic procedure in place which is include in the internal appraisal SOP and is in compliance with the standards set by MAPPI, from order acceptance to assessment report. Obstacles faced by the internal appraisal division during the appraisal process are the difficulties of finding comparable data, hard-to-reach Person In Charge, and indications of fraud during appraisal process.","PeriodicalId":225983,"journal":{"name":"Jurnal Aplikasi Bisnis Kesatuan","volume":"60 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139801110","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Tinjauan Atas Akuntabilitas Pengelolaan Dana Desa Pada Kecamatan Bogor Selatan 南茂物分区乡村基金管理问责制审查

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.2025

Haykal Fadillah Harahap, Yayuk Nurjanah

{"title":"Tinjauan Atas Akuntabilitas Pengelolaan Dana Desa Pada Kecamatan Bogor Selatan","authors":"Haykal Fadillah Harahap, Yayuk Nurjanah","doi":"10.37641/jabkes.v3i2.2025","DOIUrl":"https://doi.org/10.37641/jabkes.v3i2.2025","url":null,"abstract":"Akuntabilitas mencakup pemberian data keuangan dan kegiatan yang dilaksanakan oleh lembaga pemerintah yang terbuka untuk masyarakat dan berfokus pada kepentingan publik untuk kualitas yang lebih baik. Konsep akuntabilitas didasarkan pada individu atau kelompok dalam setiap kategorisasi posisi bertanggung jawab atas kegiatan yang diselenggarakannya. Kepatuhan terhadap aturan dan hukum hanyalah salah satu aspek dari fungsi akuntabilitas. Namun, peran akuntabilitas terus berfokus pada penggunaan sumber daya yang ekonomis, efektif, dan efisien.Saat ini telah banyak perhatian khusus terhadap praktik-praktik akuntansi yang dilakukan oleh pemerintahan desa. Hal ini karena adanya tuntutan pengelolaan anggaran dana desa yang disalurkan pemerintah pusat ke seluruh desa bertujuan untuk meningkatkan kepercayaan masyarakat mengenai pengelolaan dan desa.Tujuan dalam penyusunan tugas akhir ini adalah untuk mengetahui akuntabilitas pengelolaan dana desa di Kecamatan Bogor Selatan dalam memenuhi prinsip akuntabilitas yang sesuai dengan peraturan Walikota Bogor Nomor 141 Tahun 2022. Kecamatan Bogor Selatan sudah akuntabel dalam memenuhi prinsip akuntanbilitas pada tahap perencanaan, pelaksanaan, pelaporan, penatausahaan dan pertanggungjawaban. Namun dalam tahap pelaksanaan belum sepenuhnya sesuai dengan peraturan dikarenakan Kaur (Kepala Urusan) dan Kasi (Kepala Seksi) pelaksana melaporkan laporan akhir realisasi terlambat dari waktu yang sudah ditentukan, sehingga dapat dikatakan pelaksanaan belum sepenuhnya berjalan sesuai dengan peraturan. \u0000 \u0000Kata Kunci : Akuntabilitas, Dana Desa","PeriodicalId":225983,"journal":{"name":"Jurnal Aplikasi Bisnis Kesatuan","volume":"8 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139862013","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Promosi Penjualan, Word Of Mouth, Dan Citra Merek Terhadap Keputusan Pengguna Jasa Dalam Menggunakan Grab Di Kota Bogor 销售促进、口碑和品牌形象对茂物市服务用户使用 "抓斗 "决策的影响

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.2020

Damianus Yobellio Resmi Saputra, Anton Widio Pratomo

{"title":"Pengaruh Promosi Penjualan, Word Of Mouth, Dan Citra Merek Terhadap Keputusan Pengguna Jasa Dalam Menggunakan Grab Di Kota Bogor","authors":"Damianus Yobellio Resmi Saputra, Anton Widio Pratomo","doi":"10.37641/jabkes.v3i2.2020","DOIUrl":"https://doi.org/10.37641/jabkes.v3i2.2020","url":null,"abstract":"Transportation is one field that is progressing and development. One online transportation company that is experiencing development and progress is Grab. This study aims to (1) Determine the effect of Sales Promotion on Consumer Decisions (2) Determine the effect of Word of Mouth on Consumer Decisions (3) Determine the effect of Brand Image on Consumer Decisions (4) Determine the effect of Sales Promotion, Word of Mouth, and Brand Image on Consumer Decisions. This sample method uses non-probability sampling with a purposive sampling type with sample calculations using the Cohcran formula. The number of respondents selected was 385 people who were Grab service users. The research data was processed using SPSS 23 software. The results of the analysis show that partially (1) there is a positive and significant relationship between Sales Promotion and Consumer Decisions. (2) There is a positive and significant relationship between word of mouth and consumer decisions. (3) There is a positive and significant relationship between Brand Image and Consumer Decisions. (4) Sales Promotion, Word of Mouth, and Brand Image together have a positive and significant effect on Consumer Decisions. \u0000 \u0000Keywords : Sales Promotion, Word of Mouth, Brand Image","PeriodicalId":225983,"journal":{"name":"Jurnal Aplikasi Bisnis Kesatuan","volume":"39 13","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139798510","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Tinjauan Kualitas Jasa Pelayanan Pada Pt Abbauf Mulia Konsultan Teknologi Pt Abbauf Mulia 技术咨询公司服务质量审查

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.2021

Dewi Rosdianti, Yulia Nurendah

{"title":"Tinjauan Kualitas Jasa Pelayanan Pada Pt Abbauf Mulia Konsultan Teknologi","authors":"Dewi Rosdianti, Yulia Nurendah","doi":"10.37641/jabkes.v3i2.2021","DOIUrl":"https://doi.org/10.37641/jabkes.v3i2.2021","url":null,"abstract":"Peranan IT menjadi penting dimasa sekarang dalam mengembangkan perusahaan, hal ini tidak menutup kemungkinan adanya kompetitor, suatu perusahaan harus mampu mengikuti persaingan untuk bertahan di pasar yang ketat, perusahaan harus memiliki strategi bisnis untuk memenangkan persaingan. Salah satu strategi yang dapat digunakan perusahaan IT saat ini yaitu dengan memberikan kualitas pelayanan yang terbaik dengan menawarkan layanan yang unggul untuk mempertahankan pelanggan yang menggunakan layanan dan menumbuhkan loyalitas pelanggan. \u0000Tujuan dari penelitian ini yaitu untuk mengetahui: 1) Penerapan pelayanan jasa pada PT. Abbauf Mulia Konsultan Teknologi ; 2) kualitas pelayanan jasa pada PT. Abbauf Mulia Konsultan Teknologi ; 3) kendala penerapan kualitas pelayanan jasa pada PT. Abbauf Mulia Konsultan Teknologi ; 4) Untuk mengetahui Upaya Untuk mengatasi kendala penerapan kualitas pelayanan pada PT. Abbauf Mulia Konsultan Teknologi \u0000Hasil penelitian ini yaitu : 1) PT Abbauf Mulia Konsultan Teknologi telah menerapkan seluruh pelayanan dengan cukup baik Hal ini dibuktikan dengan bentuk pelayanan secara lisan, tulisan dan perbuatan ; 2) Nilai kualitas pelayanan pada PT Abbauf Mulia Konsultan Teknologi dapat dikatakan baik sesuai dengan dimensi kualitas pelayanan ;3) Kendala yang terjadi yaitu Kesalahpahaman antar departemen, Kurang update pemahaman IT terbaru, pegawai yang tidak memperhatikan SOP, , terjadinya perubahan contact pelanggan dan keluhan yang tidak terbaca ; 4)upaya untuk mengatasi kendala yaitu dengan melakukan active listening, Membuat kegiatan pelatihan, , Membuat reward dan punishment, Melakukan update data customer, dan mengecek seluruh email yg masuk \u0000 \u0000Kata kunci kualitas jasa, pelayanan","PeriodicalId":225983,"journal":{"name":"Jurnal Aplikasi Bisnis Kesatuan","volume":"106 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139802062","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Promosi Penjualan, Word Of Mouth, Dan Citra Merek Terhadap Keputusan Pengguna Jasa Dalam Menggunakan Grab Di Kota Bogor 销售促进、口碑和品牌形象对茂物市服务用户使用 "抓斗 "决策的影响

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.2020

Damianus Yobellio Resmi Saputra, Anton Widio Pratomo

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引用次数: 0

Tinjauan Atas Prosedur Pelayanan Nasabah Prioritas Pada Pt Bank Tabungan Negara (Persero) Tbk Kantor Cabang Cibinong 审查 Pt Bank Tabungan Negara (Persero) Tbk Cibinong 分行的优先客户服务程序

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.1966

R. Riska, Sujana Sujana

{"title":"Tinjauan Atas Prosedur Pelayanan Nasabah Prioritas Pada Pt Bank Tabungan Negara (Persero) Tbk Kantor Cabang Cibinong","authors":"R. Riska, Sujana Sujana","doi":"10.37641/jabkes.v3i2.1966","DOIUrl":"https://doi.org/10.37641/jabkes.v3i2.1966","url":null,"abstract":"Bank merupakan lembaga yang bergerak di bidang jasa, sehingga pelayanan yang diberikan oleh bank menjadi salah satu faktor penilaian bagi nasabah. Pelayanan yang baik akan membuat nasabah merasa puas sehingga meningkatkan kepercayaan nasabah terhadap bank. Pentingnya untuk meningkatkan dan mempertahankan kepercayaan nasabah membuat bank berlomba-lomba menunjukan sikap lebih menghargai nasabah dan mengembangkan pelayanan yang unggul. Bank Tabungan Negara merupakan salah satu bank yang mengklasifikasikan pelayanan menjadi 2 yaitu pelayanan reguler dan pelayanan prioritas. Pelayanan reguler diberikan kepada nasabah reguler pada umumnya sedangkan pelayanan prioritas diberikan kepada nasabah prioritas. Nasabah prioritas sendiri merupakan nasabah yang memiliki jumlah simpanan lebih besar dibandingkan dengan nasabah reguler pada umumnya. Oleh karena itu, Bank Tabungan Negara memberikan pelayanan yang berbeda dan istimewa kepada nasabah prioritas. Berdasarkan hasil yang sudah didapat maka dapat kita ketahui bahwa Bank Tabungan Negara menerapkan prosedur pelayanan yang memuaskan terutama bagi nasabah prioritas. Bank Tabungan Negara juga memberikan berbagai keuntungan dan program yang hanya dapat dinikmati oleh nasabah prioritas. Hal ini perlu dipertahankan agar nasabah merasa puas dan tetap menjadi nasabah pada Bank Tabungan Negara.","PeriodicalId":225983,"journal":{"name":"Jurnal Aplikasi Bisnis Kesatuan","volume":"80 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139858364","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Tinjauan Atas Pengukuran Kinerja Keuangan Pada Dinas Tenaga Kerja Kabupaten Bogor 茂物地区人力办公室财务绩效衡量审查

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.1895

Hardini Lestiani Hernusa, Fidira Cliveuro Sukkey

引用次数: 0

Tinjauan Atas Saluran Distribusi Dan Harga Jual Produk Hidroponik Pada PT. Sarindah Wicaksana PT Sarindah Wicaksana 公司水培产品分销渠道和销售价格回顾

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.1953

Imaniar Astriani Astriani, Sulistiono Sulistiono

{"title":"Tinjauan Atas Saluran Distribusi Dan Harga Jual Produk Hidroponik Pada PT. Sarindah Wicaksana","authors":"Imaniar Astriani Astriani, Sulistiono Sulistiono","doi":"10.37641/jabkes.v3i2.1953","DOIUrl":"https://doi.org/10.37641/jabkes.v3i2.1953","url":null,"abstract":"Perkembangan bisnis yang semakin pesat di bidang industri, menjadikan bisnis industri dapat dilihat sebagai suatu peluang untuk memperoleh keuntungan. Untuk itu pada kondisi saat ini, membangun bisnis adalah bagaimana perusahaan mampu menyampaikan barang produk atau jasanya pada konsumen dengan baik. Dalam mendirikan suatu bisnis, perusahaan juga harus mampu mempertimbangkan berbagai aspek, terutama pada aspek saluran distribusi dan harga jual suatu produk. Dengan perencanaan dan pertimbangan yang baik maka akan menjamin kesuksesan sebuah perusahaan dalam mendirikan usahanya. \u0000Tujuan dari peninjauan ini adalah untuk mengetahui : 1) bagaimana penerapan saluran distribusi dan harga jual produk hidroponik pada PT. Sarindah Wicaksana; 2) apa kendala dalam penerapan saluran distribusi dan harga jual produk hidroponik pada PT. Sarindah Wicaksana; 3) bagaimana upaya dalam mengatasi kendala penerapan saluran distribusi dan harga jual produk hidroponik pada PT. Sarindah Wicaksana. \u0000Hasil dari peninjauan ini yaitu : 1) PT. Sarindah Wicaksana menerapkan saluran distribusi tidak langsung dengan intensitas saluran distribusi intesif dan penerapan harga jual produk menerapkan penetapan harga jual berbasis biaya dan persaingan; 2) adanya kendala saluran distribusi yang dialami, terbukti dengan keterbatasan perusahaan dalam memenuhi kebuthan konsumen dan adanya kendala yang dialami dalam penerapan harga jual produk pada PT. Sarindah Wicaksana, dibuktikan dengan adanya persaingan serta perubahan harga yang tidak signifikan; 3) PT. Sarindah Wicaksana telah mengatasi kendala dalam penerapan saluran distribusi dan harga jual produk dengan cukup baik dengan cara berupaya menyesuaikan kebutuhan konsumen dan perubahan yang terjadi dalam aktivitas perusahaannya.","PeriodicalId":225983,"journal":{"name":"Jurnal Aplikasi Bisnis Kesatuan","volume":"55 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139859774","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Review Of The Collateral Valuation Procedures By The Internal Appraisal In Loan Disbursement At PT. Pasar Dana Pinjaman (Danamas) 通过内部评估审查 PT.Pasar Dana Pinjaman (Danamas)

Jurnal Aplikasi Bisnis Kesatuan Pub Date : 2024-02-06 DOI: 10.37641/jabkes.v3i2.2054

Dinda Larasati, Sudradjat Sudradjat

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引用次数: 0