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Akad Inden dalam Praktik Jual Beli Perspektif Ekonomi, Sosial dan Syariah 阿卡德语从事经济、社会和伊斯兰教法观点的贸易实践
AL-Muqayyad Pub Date : 2023-06-30 DOI: 10.46963/jam.v6i1.1069
Muhammad Juni Beddu, Neri Aslina, Fithri Mehdini Addieningrum, Diana Eravia
{"title":"Akad Inden dalam Praktik Jual Beli Perspektif Ekonomi, Sosial dan Syariah","authors":"Muhammad Juni Beddu, Neri Aslina, Fithri Mehdini Addieningrum, Diana Eravia","doi":"10.46963/jam.v6i1.1069","DOIUrl":"https://doi.org/10.46963/jam.v6i1.1069","url":null,"abstract":"This research aims to examine the concept of indent in the practice of buying and selling from the perspectives of economics, social, and Shariah. The indent practice has become increasingly popular in transactions, especially in the context of purchasing unavailable goods directly. The research method used is qualitative by conducting content analysis which is commonly used in library research models with a normative juridical approach. This study conducts an in-depth analysis of the concepts, mechanisms, benefits, and challenges associated with pivot contracts. The economic perspective is employed to understand the economic implications of the indent practice in the market, while the social perspective is used to analyze its impact on society and consumers. Additionally, the Shariah perspective is utilized to evaluate the compliance of the indent agreement with the principles of Shariah in Islam. The results of this analysis are expected to provide a better understanding of the concept of indent in the context of buying and selling and serve as a foundation for the development of indent practices that are economically, socially, and Shariah-compliant.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"60 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123824290","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Faktor yang Mempengaruhi Likuiditas Bank Umum Syariah (BUS) di Indonesia Tahun 2020-2023 影响伊斯兰公共银行流动性(BUS)的因素将于2010年至2023年
AL-Muqayyad Pub Date : 2023-06-30 DOI: 10.46963/jam.v6i1.967
Rika Yuli Wulansari, Antri Arta, Binti Nur Asiyah, Rokhmat Subagyo
{"title":"Faktor yang Mempengaruhi Likuiditas Bank Umum Syariah (BUS) di Indonesia Tahun 2020-2023","authors":"Rika Yuli Wulansari, Antri Arta, Binti Nur Asiyah, Rokhmat Subagyo","doi":"10.46963/jam.v6i1.967","DOIUrl":"https://doi.org/10.46963/jam.v6i1.967","url":null,"abstract":"The purpose of this research is to analyze the factors that affect liquidity in Islamic Commercial Banks (ICBs) in Indonesia. The data used in this study are secondary data obtained from the Financial Services Authority (OJK). The method used in this research is Multiple Linear Regression. To examine the factors influencing the liquidity of Islamic banks in Indonesia, the variables used are Short Term Mismatch (STM), Capital Adequacy Ratio (CAR), Return on Assets (ROA), and Non-Performing Financing (NPF). This study uses monthly data from 2020 to 2023. The results of the study indicate that CAR and NPF variables have a positive and significant influence on STM, while the ROA variable has a positive influence but is not significant to the dependent variable STM. In this regard, it is recommended that Islamic banks maintain a healthy STM condition by increasing CAR and ROA and reducing NPF.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125765070","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Family Economic Resilience: An Overview of Islamic Economics Stance 家庭经济弹性:伊斯兰经济学立场综述
AL-Muqayyad Pub Date : 2023-06-30 DOI: 10.46963/jam.v6i1.985
Misbahul Munir, E. P. Kusumah
{"title":"Family Economic Resilience: An Overview of Islamic Economics Stance","authors":"Misbahul Munir, E. P. Kusumah","doi":"10.46963/jam.v6i1.985","DOIUrl":"https://doi.org/10.46963/jam.v6i1.985","url":null,"abstract":"Economic resilience is very important in order to maintain survival, both at the nation-state level at the macro level, as well as at the group and individual levels at the micro level. At the group level, there is an important discussion regarding this economic resilience, namely family economic resilience. If you want to study it further, there are many things that can be discussed about family economic resilience. The purpose of writing this paper is to discuss family economic resilience in an Islamic economic perspective. The method used is to use a descriptive qualitative approach. Family economic resilience when viewed from an Islamic perspective is by realizing Islamic economic values as the principles that exist in masashid sharia.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129477119","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Sikap, Norma Subjektif dan Persepsi Kontrol Perilaku terhadap Intensi Mahasiswa FEBI UINSU Menggunakan Linkaja Syariah 学生FEBI UINSU在使用Linkaja教法时的态度、主观规范和行为控制的影响
AL-Muqayyad Pub Date : 2023-06-30 DOI: 10.46963/jam.v6i1.978
Regina Melina Ramadhani, I. Imsar, Khairina Tambunan
{"title":"Pengaruh Sikap, Norma Subjektif dan Persepsi Kontrol Perilaku terhadap Intensi Mahasiswa FEBI UINSU Menggunakan Linkaja Syariah","authors":"Regina Melina Ramadhani, I. Imsar, Khairina Tambunan","doi":"10.46963/jam.v6i1.978","DOIUrl":"https://doi.org/10.46963/jam.v6i1.978","url":null,"abstract":"Currently, the choice of digital wallets based on sharia principles in Indonesia is still very limited. Linkaja Syariah is a digital wallet that has obtained sharia compliance from MUI. This study aims to see the influence of attitudes, subjective norms, and perceptions of behavior control on intentions using Linkaja Syariah. This type of research is done using descriptive quantitative methods. Students from the Faculty of Islamic Economics and Business at UIN North Sumatra for the academic year 2021–2022 served as the study's sample population and 98 respondents were given questionnaires to complete in order to obtain the data. With the aid of IBM SPSS version 20, a multiple linear regression analysis method was used for this investigation. The results of this study indicate that partially attitudes significantly affect the intention to use Linkaja Syariah. Subjective norms partially did not significantly affect the intention to use Linkaja Syariah. Perception of behavior control significantly affects the intention to use Linkaja Syariah. The intention to use Linkaja Syariah is significantly influenced by attitude factors, subjective norms, and perceptions of behavior control at the same time.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123050213","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Peran Pendidikan Ekonomi Syariah terhadap Pembangunan Karakter Bangsa 伊斯兰经济教育对国家品格发展的作用
AL-Muqayyad Pub Date : 2023-06-30 DOI: 10.46963/jam.v6i1.1017
Zikri Rahmani, Muhamad Hijran, Dini Oktariani
{"title":"Peran Pendidikan Ekonomi Syariah terhadap Pembangunan Karakter Bangsa","authors":"Zikri Rahmani, Muhamad Hijran, Dini Oktariani","doi":"10.46963/jam.v6i1.1017","DOIUrl":"https://doi.org/10.46963/jam.v6i1.1017","url":null,"abstract":"The Sharia economy is a solution and alternative for the world economy. This is due to the weakness of the existing economic system in the world that has been implemented. The development of the Syari'ah economy is increasingly showing positive changes with the emergence of Islamic financial institutions, sharia-based businesses as well as training and education that discusses the Sharia Economy. Sharia Economic Education must be introduced to the wider community, this is because it has an impact on human values ​​and behavior in fulfilling their life needs in accordance with Islamic law. The purpose of this research is to look at the role of sharia economic education in the development of national character. The analysis in this study uses a qualitative phenomenological approach which is descriptive qualitative through library research.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134257263","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Blockchain as a Reinforcement for Traceability of Indonesian Halal Food Information through the Value Chain Analysis Framework 区块链通过价值链分析框架加强印尼清真食品信息的可追溯性
AL-Muqayyad Pub Date : 2023-06-30 DOI: 10.46963/jam.v6i1.1031
Moch Mahsun, Yuniarti Hidayah Suyoso Putra, Nur Asnawi, Ahmad Djalaluddin, Nur Hasib
{"title":"Blockchain as a Reinforcement for Traceability of Indonesian Halal Food Information through the Value Chain Analysis Framework","authors":"Moch Mahsun, Yuniarti Hidayah Suyoso Putra, Nur Asnawi, Ahmad Djalaluddin, Nur Hasib","doi":"10.46963/jam.v6i1.1031","DOIUrl":"https://doi.org/10.46963/jam.v6i1.1031","url":null,"abstract":"This research is to offer the use of blockchain for the traceability of information about halal food as a form of developing a traceability system that ensures and maintains the quality of halal food and drinks in Indonesia. This research departs from the rampant counterfeiting of products, which also continues to increase, especially in relation to food and beverages. This causes huge losses from an economic standpoint, both for companies and producers, has an impact on the country's economy, and erodes consumer confidence due to unclear information, especially regarding confusing halal traceability. This research is a literature review developed through the Value Chain Analysis Framework. A value chain analysis framework that supports blockchain in reminding companies to focus on development that will help achieve the Indonesian halal industry supply chain in accordance with government standards engaged in the Indonesian halal industry. This study develops the concept of a halal value chain that strengthens the role of blockchain technology and pays attention to the finances in each block needed by the supply chain.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"145 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123048602","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Implementasi Zakat Perdagangan dalam Perspektif Ekonomi Islam
AL-Muqayyad Pub Date : 2023-06-30 DOI: 10.46963/jam.v6i1.1052
R. Rahmat, Luluk Illiyah, Ayu Nandini
{"title":"Analisis Implementasi Zakat Perdagangan dalam Perspektif Ekonomi Islam","authors":"R. Rahmat, Luluk Illiyah, Ayu Nandini","doi":"10.46963/jam.v6i1.1052","DOIUrl":"https://doi.org/10.46963/jam.v6i1.1052","url":null,"abstract":"This study aims to determine the implementation of trade zakat in the perspective of Islamic economics at the Thrift shop Gembong Surabaya. This type of research is field research with a qualitative descriptive method. Taking purposive sampling. With the data collection method of interviews, observation and documentation. The results of the study show that the implementation of trade zakat at the Gembong Thrift shop in Surabaya is generally carried out, but in practice it is not in accordance with Islamic law. Because the traders there do not know the procedures for implementing trade zakat. Starting from the obligatory conditions of zakat, its distribution, nisab, haul, and the levels of zakat on trade assets. Reviewed based on Islamic economics in general is not in accordance with the rules of Islamic law. This is because traders in carrying out their trade zakat do not use the laws that have been established for trade zakat. There are even those who equate the concept of this trade with alms. However, among them there are those who carry it out correctly and in accordance with the rules of Islamic.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129027754","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Penerapan Nilai-Nilai Syariah dalam Meningkatkan Kepuasan Nasabah pada Bank Muamalat KCP Stabat
AL-Muqayyad Pub Date : 2023-06-30 DOI: 10.46963/jam.v6i1.1005
Riski Aseandi, Safaruddin Munthe, Aswin Fahmi D
{"title":"Penerapan Nilai-Nilai Syariah dalam Meningkatkan Kepuasan Nasabah pada Bank Muamalat KCP Stabat","authors":"Riski Aseandi, Safaruddin Munthe, Aswin Fahmi D","doi":"10.46963/jam.v6i1.1005","DOIUrl":"https://doi.org/10.46963/jam.v6i1.1005","url":null,"abstract":"Long-term customer satisfaction still needs to be improved in order to help improve the customer's economy and increase the number of customers as well as provide progress for Islamic banks themselves. In increasing bank customer satisfaction, it is necessary to take a way through the application of sharia values. The purpose of the article is to find out how influential the implementation of sharia values ​​is on customer satisfaction at Bank Muamalat KCP Stabat. This research method was conducted using quantitative research methods. The research was conducted by way of field survey research. Data collection techniques in this study used interviews and questionnaires. The analysis technique in the data uses a simple correlation. Data processing using the SPSS software program. The results of this study prove that there is a simultaneous influence of the application of sharia values ​​on customer satisfaction at Bank Muamalat KCP Stabat.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114396285","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Strategi Kantor Pos dalam Meningkatkan Kualitas Pelayanan Perspektif Ekonomi Islam 邮局战略，以提高伊斯兰经济视角服务的质量
AL-Muqayyad Pub Date : 2022-12-30 DOI: 10.46963/jam.v5i2.811
Muhammad Ardy, Selviani Selviani
{"title":"Strategi Kantor Pos dalam Meningkatkan Kualitas Pelayanan Perspektif Ekonomi Islam","authors":"Muhammad Ardy, Selviani Selviani","doi":"10.46963/jam.v5i2.811","DOIUrl":"https://doi.org/10.46963/jam.v5i2.811","url":null,"abstract":"This research is motivated by the application of service quality carried out by a company engaged in the service sector is to provide the best quality service for consumers with the aim of creating customer satisfaction. Of course, to implement good service quality there must be strategies carried out by the post office. The purpose of this study is to determine the Strategy of the Salak River Branch Post Office in Improving Service Quality. This research is qualitative research. The results showed that the strategy of the Salak River branch post office in improving the quality of service was not fully in accordance with the teachings of Islam. It can be seen from the strategies that have been carried out only on the right strategy and communication, but the implementation of the mandate strategy which should be a trustworthy strategy is also important to make people more interested in using post office services. Thus, it can be concluded from the results of the study that the strategy of the Sungai Salak branch post office in improving service quality is not fully in accordance with the teachings of Islam.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"103 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131593776","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Komponen Utama dan Biplot untuk Mereduksi Faktor Inflasi Berdasarkan Indeks Harga Konsumen 分析主要成分和双图，根据消费者价格指数降低通货膨胀因子
AL-Muqayyad Pub Date : 2022-12-30 DOI: 10.46963/jam.v5i2.766
Anne Mudya Yolanda, A. Adnan, Rustam Efendi, H. Sirait, I. Irfansyah, Okta Bella Syuhada, Rahmad Ramadhan Laska, Riko Febrian
{"title":"Analisis Komponen Utama dan Biplot untuk Mereduksi Faktor Inflasi Berdasarkan Indeks Harga Konsumen","authors":"Anne Mudya Yolanda, A. Adnan, Rustam Efendi, H. Sirait, I. Irfansyah, Okta Bella Syuhada, Rahmad Ramadhan Laska, Riko Febrian","doi":"10.46963/jam.v5i2.766","DOIUrl":"https://doi.org/10.46963/jam.v5i2.766","url":null,"abstract":"Inflation of a region can be measured from the Consumer Price Index (CPI) by spending group. The aim is to look at the factors that influence monthly inflation based on the CPI for 2021. Principal Component Analysis is used to reduce the expenditure group variables in the CPI, followed by biplot analysis to display the visualization of the first two main components of the PCA in a two-dimensional graph. The results of the main component analysis, (1) the primary expenditure component consists of housing, water, electricity and household fuel variables; equipment, tools and household routine maintenance; transportation; information, communication and financial services; recreation, sports and culture, (2) secondary expenditure components include food, drink and tobacco variables; health; education; general, and (3) complementary expenditure components, namely clothing and footwear variables; personal equipment and other services. These three components simultaneously can represent 88.1% of the diversity of the data. Biplot analysis succeeded in describing the similarity and position of the variables with a total variance of 75%","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"188 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124879899","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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