ITQAN: Journal of Islamic Economics, Management, and Finance最新文献

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Application of Nishab of Zakat Profession at BAZNAS Tanah Datar Regency 天课专业教规在巴兹纳斯塔纳省的应用
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-07-22 DOI: 10.57053/itqan.v1i2.9
Afrimaigus, Nadia Renata
{"title":"Application of Nishab of Zakat Profession at BAZNAS Tanah Datar Regency","authors":"Afrimaigus, Nadia Renata","doi":"10.57053/itqan.v1i2.9","DOIUrl":"https://doi.org/10.57053/itqan.v1i2.9","url":null,"abstract":"Zakat is a pillar of Islam that must be fulfilled by Muslims who have fulfilled the nishab. One of the zakat management entities in Indonesia is the National Amil Zakat Agency (BAZNAS) of Tanah Datar Regency. This study aimed to determine the standard for determining the professional zakat nishab applicable in BAZNAS Tanah Datar Regency. This study uses a qualitative descriptive method with a case study and literature study. Data sources are from interviews with the Head and Executive Head of BAZNAS Tanah Datar Regency and the Zakat Collecting Unit (UPZ) management within the Tanah Datar Regency Government. Secondary data sources came from literature and documentation. The results showed that BAZNAS Tanah Datar Regency had two professional zakat nishab standards, namely 34 gold, equivalent to 85 grams of gold, and civil servants at least group 3A.","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127415934","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Optimizing the Use of Mobile Banking Service Systems in Attracting Customer Interest at PT Bank Syariah Indonesia 优化手机银行服务系统的使用,以吸引客户对印尼伊斯兰银行的兴趣
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-07-22 DOI: 10.57053/itqan.v1i2.11
Zainal Arif, Hasna Zahira, Muhamad Zen
{"title":"Optimizing the Use of Mobile Banking Service Systems in Attracting Customer Interest at PT Bank Syariah Indonesia","authors":"Zainal Arif, Hasna Zahira, Muhamad Zen","doi":"10.57053/itqan.v1i2.11","DOIUrl":"https://doi.org/10.57053/itqan.v1i2.11","url":null,"abstract":"This research aims to determine the optimization of the use of the mobile banking service system in attracting customers' interest. Then, to find out the optimization process carried out by PT Bank Syariah Indonesia KCP Bogor Cileungsi Metland in the m-banking service system to attract customers to use it and the obstacles that arise. There is a solution to it. This study uses qualitative methods with descriptive analysis techniques to collect and find data through observation, interviews, documentation, websites, and books to obtain information and evidence in the research process. As a result, this study received results regarding optimizing the use of the mobile banking service system to attract these customers' interest by introducing more details to customers when opening accounts or other transactions. Then, promote well with advertisements, social media, and other exciting promotions. In addition, the constraints and solutions made by PT Bank Syariah Indonesia KCP Bogor Cileungsi Metland in optimizing the use of mobile banking are usually related to offline applications and depositing funds. The key is to make a report to the nearest branch and notify in detail about the problem until the customer understands.","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128640146","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
The Influence of Sharia Compliance and Islamic Corporate Governance on Fraud 伊斯兰教法合规与伊斯兰公司治理对欺诈行为的影响
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-07-22 DOI: 10.57053/itqan.v1i2.12
A. Supriatna, Umiyati, M. Kamal
{"title":"The Influence of Sharia Compliance and Islamic Corporate Governance on Fraud","authors":"A. Supriatna, Umiyati, M. Kamal","doi":"10.57053/itqan.v1i2.12","DOIUrl":"https://doi.org/10.57053/itqan.v1i2.12","url":null,"abstract":"This study aims to determine Islamic Corporate Governance (ICG) and Sharia Compliance against Fraud on Islamic Banks in Indonesia. The Independent variable used is Islamic Corporate Governance (ICG) and Sharia Compliance with Islamic Income Ratio (IsIR), Profit Sharing Ratio (PSR), and Zakat Performing Ratio (ZPR) as the proxy. In contrast, the dependent variable used is Fraud. The population in this study are all Islamic Banks (BUS) registered in Bank Indonesia in the period 2016 to 2019. The sample was selected using the purposive sampling method. Samples used in this study were 8 Islamic Banks with a 4-year study period. The analytical method used in this study is data panel regression with the help of e-views 10. The result of this study indicates that the Islamic Corporate Governance (ICG), Islamic Income Ratio (IsIR), and Profit-Sharing Ratio (PSR) are significant effects on the Fraud of Islamic Banks. At the same time, Zakat Performing Ratio (ZPR) did not affect the Fraud of Islamic Banks.","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114348646","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analysis of the Distribution of Zakat, Infaq and Alms at the Baznas Tangerang City During the Covid-19 Pandemic 新冠疫情期间巴兹纳斯坦格朗市天课、教法和布施分配分析
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-07-22 DOI: 10.57053/itqan.v1i2.10
Sabik Khumaini, M. Nurzansyah, Fadlie Has
{"title":"Analysis of the Distribution of Zakat, Infaq and Alms at the Baznas Tangerang City During the Covid-19 Pandemic","authors":"Sabik Khumaini, M. Nurzansyah, Fadlie Has","doi":"10.57053/itqan.v1i2.10","DOIUrl":"https://doi.org/10.57053/itqan.v1i2.10","url":null,"abstract":"Zakat is one of the characteristics of the Islamic economic system. It is one of the most effective instruments to improve the welfare of the ummah and alleviate poverty. This study aims to determine the distribution mechanism of zakat, infaq and alms in Baznas Tangerang City and to determine the role of zakat, infaq and alms distribution for the worthies during the covid 19 pandemic. This study uses a qualitative approach using primary and secondary data. The results showed that the zakat distribution mechanism that is carried out by BAZNAS Tangerang City used two supporting activities, namely: productive assistance and consumptive assistance. In order to get the assistance, the worthies can come directly to BAZNAS Tangerang city either through individuals, institutions, or organizations. The distribution of zakat is carried out by BAZNAS Tangerang City through zakat, infaq, and alms funds by carrying out several activities which have a role in helping the worthies who are affected by the COVID-19 pandemic. It is also a solution for the worthies who are in difficult situations and zakat is used as a source of assistance in dealing with the impact of covid 19.","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126732309","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Poverty Alleviation through Community Development Zakat in Tanah Datar Regency 通过社区发展天课减轻贫困
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-01-10 DOI: 10.57053/itqan.v1i1.5
Nadia Renata, Riko Afrimaigus
{"title":"Poverty Alleviation through Community Development Zakat in Tanah Datar Regency","authors":"Nadia Renata, Riko Afrimaigus","doi":"10.57053/itqan.v1i1.5","DOIUrl":"https://doi.org/10.57053/itqan.v1i1.5","url":null,"abstract":"The main problem in this study is how to alleviate poverty through the Zakat Community Development (ZCD) in Tanah Datar Regency. The research method is descriptive qualitative. Data were collected through interviews and documentation. The study results indicate that poverty alleviation occurs by increasing the income of mustahiq participants in the (ZCD) program in meeting their daily needs. In addition, poverty alleviation occurs due to the increase in the economic capacity of program participants, which is the result of maximum assistance and education carried out.","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"164 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114869746","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Optimizing Disbursement of Zakat Funds for Asnaf Entrepreneurs 为阿斯纳夫企业家优化天课资金的支付
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-01-10 DOI: 10.57053/itqan.v1i1.1
Hamdah Rosalina, Efri Syamsul Bahri
{"title":"Optimizing Disbursement of Zakat Funds for Asnaf Entrepreneurs","authors":"Hamdah Rosalina, Efri Syamsul Bahri","doi":"10.57053/itqan.v1i1.1","DOIUrl":"https://doi.org/10.57053/itqan.v1i1.1","url":null,"abstract":"Zakat is a pillar of Islam that must be fulfilled by Muslims who have met the requirements of nisab. Zakat collected, then channeled to mustahiq. One of the effective zakat distribution programs for poverty alleviation is the asnaf entrepreneur's program. This study aims to describe the sharia provisions and regulations about Asnaf Entrepreneurs in the context of Indonesia. This study also identifies the zakat management entity that runs the asnaf entrepreneurs program in Indonesia. This study is a study of literature obtained from various references. The analysis was performed with a descriptive approach and content analysis. The results of the study found that the sharia provisions of Asnaf Entrepreneurs are permissible. It has been exemplified by Rasulullah SAW. While the regulatory provisions on asnaf entrepreneurs are in Law No. 23 of 2011, and Regulation of the Minister of Religion No. 52 of 2014. This study also found some examples of zakat management entities that have optimized zakat funds for Asnaf Entrepreneurs including Zakat Pulau Penang (ZPP), Badan Amil Zakat Nasional (known as Baznas), BAZNAS Riau Province, Perbadanan Baitulmal Negeri Sembilan, Lembaga Zakat State of Kedah Darul Aman, Baitul Maal Hidayatullah (BMH), and DT Peduli. This study recommends the need for institutions that specifically supervise the Asnaf Entrepreneurs program globally. It is to optimize the contribution of zakat in poverty alleviation mustahiq. However, the asnaf Entrepreneurs program has contributed to poverty alleviation in Indonesia and Muslim countries","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"99 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125193935","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Optimizing Digital Marketing Platform for the Success of Asnaf Entrepreneurs 为Asnaf企业家的成功优化数字营销平台
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-01-10 DOI: 10.57053/itqan.v1i1.3
Marita Sri Nuryati, Efri Syamsul Bahri
{"title":"Optimizing Digital Marketing Platform for the Success of Asnaf Entrepreneurs","authors":"Marita Sri Nuryati, Efri Syamsul Bahri","doi":"10.57053/itqan.v1i1.3","DOIUrl":"https://doi.org/10.57053/itqan.v1i1.3","url":null,"abstract":"The COVID-19 pandemic has had an impact on the global economy. One entity that is affected by the household economic sector is Asnaf Entrepreneurs. To overcome this problem, the managing entity of Asnaf Entrepreneurs needs to facilitate digital marketing to help its success. This study aims to identify digital marketing platforms that can succeed as Asnaf Entrepreneurs and their optimization strategies. This study is qualitative research with a descriptive approach. Data and references were obtained from literature studies. The analysis was done descriptively and content analysis. The study results found that digital marketing platforms for Asnaf Entrepreneurs include: Facebook, Path, Instagram, Twitter, Linkedin, Youtube, Whatsapp, Google, FB Messenger, Line, BBM, Pinterest, and Wechat. The strategy for implementing the use of digital platforms can be done through training and mentoring. Besides, the Asnaf Entrepreneurs management entity needs to facilitate Asnaf Entrepreneurs with digital marketing facilities. Thus, the competencies obtained in training and mentoring can be realized in improving business performance. However, Asnaf Entrepreneurs have contributed to national development. So, the transformation process needs to be carried out on an ongoing basis. It is in order to advance to Muzakki as a Zakat payer","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116121481","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Sharia Supervisory Board Practices in Conducting Operational Supervision in Sharia Microfinance Institutions 伊斯兰教法监事会在伊斯兰小额信贷机构开展业务监督的实践
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-01-10 DOI: 10.57053/itqan.v1i1.6
Hamdah Rosalina, Fajriya Zakiyah, Adilia Rahayu, Frida Tis’a Zam-zamiyah, Ade Muhammad Ismail, Rijal Izharuddin
{"title":"Sharia Supervisory Board Practices in Conducting Operational Supervision in Sharia Microfinance Institutions","authors":"Hamdah Rosalina, Fajriya Zakiyah, Adilia Rahayu, Frida Tis’a Zam-zamiyah, Ade Muhammad Ismail, Rijal Izharuddin","doi":"10.57053/itqan.v1i1.6","DOIUrl":"https://doi.org/10.57053/itqan.v1i1.6","url":null,"abstract":"This research aims to explain the practice of the Sharia Supervisory Board in conducting operational supervision at Baitul Maal wat Tamwil (BMT). This research uses a qualitative approach based on primary data obtained from semi-structured interviews with speakers as a Sharia Supervisory Board in one of Baitul Maal wat Tamwil in Indonesia that already has a certificate as a sharia supervisory board from MUI and has a long track record in conducting Sharia supervision. The analysis is compiled based on transcripts of interviews with the key informants equipped with literature studies as well as related regulations. The results of this study prove that in practice, the Sharia Supervisory Board supervises operations as well as provides understanding through consultation with BMT customers and employees. The result of such supervision is sharia compliance opinions reported to the relevant parties periodically, namely two times a year, and the supervisory mechanism refers to guidelines issued by the DSN-MUI and the Ministry of Cooperatives and SMEs. The competence that must be mastered by the Sharia Supervisory Board is related to its knowledge in the field of contemporary fiqh muamalah as well as transactions contained in the Islamic financial industry. The obstacles faced by the Sharia Supervisory Board in carrying out its duties are the lack of understanding of BMT customers and employees on sharia principles and the absence of specific regulations governing product codification in BMT. ","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"73 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116174880","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Sustainable Management of Zakat Utilization 天课利用的可持续管理
ITQAN: Journal of Islamic Economics, Management, and Finance Pub Date : 2022-01-10 DOI: 10.57053/itqan.v1i1.2
Azzadhien Akbar, M. Zen
{"title":"Sustainable Management of Zakat Utilization","authors":"Azzadhien Akbar, M. Zen","doi":"10.57053/itqan.v1i1.2","DOIUrl":"https://doi.org/10.57053/itqan.v1i1.2","url":null,"abstract":"The research was conducted by using a qualitative descriptive analysis method, which describes the analyzed data to draw further conclusions. This research was conducted by interviewing and observing the research object. Interviews were conducted with four resource persons consisting of 2 Depok City Baznas staff and 2 Depok Sejahtera program beneficiaries, while observations were made by looking at the website, social media, and Baznas Depok City brochures. Depok Sejahtera program has not been successful or not, because this program is still an ongoing process and will last for 3 years. If the three aspects which include increasing income, increasing religiosity, and social functioning can be achieved, it can be said that the Depok Sejahtera program is successful because it has achieved what the program was established for. In addition, there are also new discoveries in the form of changes in the scale of the distribution of zakat funds for productive activities (utilization) and consumptive activities (distribution) due to the Covid-19 pandemic.","PeriodicalId":186159,"journal":{"name":"ITQAN: Journal of Islamic Economics, Management, and Finance","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116447060","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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