American Journal of Economics and Business Administration最新文献

Microcredit Services to Reduce Vulnerabilities in Italy: An Exploratory Study Using Focus Groups 小额信贷服务减少脆弱性在意大利:使用焦点小组的探索性研究

American Journal of Economics and Business Administration Pub Date : 2023-01-01 DOI: 10.3844/ajebasp.2023.1.12

Andrea Calzolari, D. Federico, A. Notte, Lucia Poletti, G. Tagliavini

{"title":"Microcredit Services to Reduce Vulnerabilities in Italy: An Exploratory Study Using Focus Groups","authors":"Andrea Calzolari, D. Federico, A. Notte, Lucia Poletti, G. Tagliavini","doi":"10.3844/ajebasp.2023.1.12","DOIUrl":"https://doi.org/10.3844/ajebasp.2023.1.12","url":null,"abstract":": The development and promotion of microfinance services has been viewed as a key policy and program intervention for poverty reduction and bottom up economic and social local development. This study aims to analyze critically the role of microcredit in Italy as a tool to facilitate the credit access to vulnerable people and help them establish or expand a business. Using focus groups, the research analyses the mechanisms through which the involvement in microcredit operations results in positive (and negative) effects on people’s lives. During the group discussion, microcredit emerges as a positive instrument representing a great opportunity to allow people to find a form of employment, in the respect of the human rights. The credit seems to be even more important for young and migrants as a way to become independent economically, to start playing a new role in the society. However, the initial support and the following assistance during the loan term emerge as fundamental elements for the success of microloans, not only for the most vulnerable borrowers. These results suggest that effective microcredit policies should support the provision of non-financial services along with microcredit.","PeriodicalId":169514,"journal":{"name":"American Journal of Economics and Business Administration","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134537213","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Constraints to Rural Women Involvement in Cassava Value Chain in Nigeria 尼日利亚农村妇女参与木薯价值链的制约因素

American Journal of Economics and Business Administration Pub Date : 2023-01-01 DOI: 10.3844/ajebasp.2023.13.17

Akaninyene Obot, O. Ngozi, Anunobi Chizoba, Obot Elizabeth, Udo Mfon

{"title":"Constraints to Rural Women Involvement in Cassava Value Chain in Nigeria","authors":"Akaninyene Obot, O. Ngozi, Anunobi Chizoba, Obot Elizabeth, Udo Mfon","doi":"10.3844/ajebasp.2023.13.17","DOIUrl":"https://doi.org/10.3844/ajebasp.2023.13.17","url":null,"abstract":": Cassava is one of the fastest expanding staple food crops in cassava-consuming countries and has continued to gain prominence among farmers while the industrial demand is also rising consistently. The study was carried out with the intention of examining rural women's involvement in various cassava value chain activities and identifying the factors that hinder their active involvement in cassava value addition. The study employed descriptive statistics (frequency, percentage counts, mean, and likert scale) in the analysis. From the results obtained, more rural women were involved in the processing of cassava and marketing of the products while they really engaged families or hired labor in the planting and harvesting. The identified constraints facing the respondents were low returns (profit), lack of access to institutional credit, lack of farmland, theft, lack of storage facilities, and distance to market. The study recommended that government and the cassava industry stakeholders should support the rural women involved in the cassava value chain adequately as it would not only generate more profit for the women but also create more jobs for the youths and bring foreign exchange to the government.","PeriodicalId":169514,"journal":{"name":"American Journal of Economics and Business Administration","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123494366","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

West African Emerging Economies: Comparative Insights on Ghana’s and Nigeria’s Stock Market Development 西非新兴经济体:加纳和尼日利亚股票市场发展的比较分析

American Journal of Economics and Business Administration Pub Date : 2022-01-01 DOI: 10.3844/ajebasp.2022.55.67

Fisayo Fagbemi, John Oluwasegun Ajibike

{"title":"West African Emerging Economies: Comparative Insights on Ghana’s and Nigeria’s Stock Market Development","authors":"Fisayo Fagbemi, John Oluwasegun Ajibike","doi":"10.3844/ajebasp.2022.55.67","DOIUrl":"https://doi.org/10.3844/ajebasp.2022.55.67","url":null,"abstract":": The study examines the long-run and causal relationship between stock market development and West African emerging economies in a comparative context of Ghana and Nigeria. Based on Autoregressive Distributed Lag (ARDL) bounds test approach, the findings support the evidence of long-run cointegration between stock market development and economic growth in Ghana, whereas further evidence reveals an insignificant positive long-run impact on economic growth. In contrast, there is no long-run cointegration between stock market indicators and economic growth in Nigeria. Furthermore, in the context of the Vector Error Correction Model (VECM) and Vector Autoregressive model (VAR) for Ghana and Nigeria respectively, the Granger causality test indicates that the direction of causality only runs from economic growth to stock market development, unidirectional) in both countries. Nonetheless, the empirical evidence on growth-led finance is specifically feeble in Nigeria. Given these results, the paper posits that stock markets could well play a crucial role in stimulating growth in West Africa. However, to attain this goal, there is a need to launch reforms that entail the overhaul of the legal and regulatory framework as well as principles underlying effective supervision. Also, Ghana and Nigeria should ensure that the stock markets are properly integrated into their respective economies and the strong integration of the two markets through robust institutional and governance structures. These could thus foster the development of stock markets in","PeriodicalId":169514,"journal":{"name":"American Journal of Economics and Business Administration","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129993169","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Contextualizing Microcredit in Bosnia-Herzegovina and Hungary: A Focus Group Exploration 波黑和匈牙利小额信贷情境化:焦点小组探讨

American Journal of Economics and Business Administration Pub Date : 2022-01-01 DOI: 10.3844/ajebasp.2022.31.43

D. Federico, A. Calzolari, A. Notte, Lucia Poletti, Matteo Solivo, G. Tagliavini

{"title":"Contextualizing Microcredit in Bosnia-Herzegovina and Hungary: A Focus Group Exploration","authors":"D. Federico, A. Calzolari, A. Notte, Lucia Poletti, Matteo Solivo, G. Tagliavini","doi":"10.3844/ajebasp.2022.31.43","DOIUrl":"https://doi.org/10.3844/ajebasp.2022.31.43","url":null,"abstract":": Microfinance is gaining importance as a tool to reduce poverty and promote financial and social inclusion. The main goal of the paper is to analyze the role of microcredit to solve the problem of the credit access to vulnerable people. The paper focuses on the direct experience of people who have used microcredit living in Bosnia-Herzegovina and Hungary to analyze the use of microcredit in these areas. From the methodological point of view, the research uses focus groups to investigate on customer relations with the banking system, microcredit, social and financial exclusion, and possible alternatives to microcredit. In this way, it is possible to analyze mechanisms through which the involvement in microcredit operations results in positive (and negative) effects on people's lives. Results show that microcredit is a great opportunity to facilitate employment, create jobs, increase productivity, improve living conditions promote social integration. Results show that services of mentoring and coaching improve entrepreneurship skills or vocational (technical) know-how. These services help to improve access to finance for vulnerable individuals and to support better living conditions. We identify current good practices among microfinance services to understand the future potential role of microcredit propose concrete in particular areas.","PeriodicalId":169514,"journal":{"name":"American Journal of Economics and Business Administration","volume":"69 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126929227","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Optimization of Integrated Energy Systems in a Developing Economy using Technology 利用技术优化发展中经济体的综合能源系统

American Journal of Economics and Business Administration Pub Date : 2022-01-01 DOI: 10.3844/ajebasp.2022.1.11

J. Ezekwugo, A. Ibe, Alwell Nteegah

引用次数: 0

Production and Profitability Intervention of Summer Hybrid Tomato: A Farm Level Review in Bangladesh 夏季杂交番茄的生产和盈利干预:孟加拉国农场水平综述

American Journal of Economics and Business Administration Pub Date : 2022-01-01 DOI: 10.3844/ajebasp.2022.21.30

Shubhankar Das, M. Jahan

{"title":"Production and Profitability Intervention of Summer Hybrid Tomato: A Farm Level Review in Bangladesh","authors":"Shubhankar Das, M. Jahan","doi":"10.3844/ajebasp.2022.21.30","DOIUrl":"https://doi.org/10.3844/ajebasp.2022.21.30","url":null,"abstract":": Now a days, tomato production in Bangladesh is increasing. But land area for tomato cultivation is not increased. Due to the adoption of the new High Yield Variety (HIV) and hybrid tomato total production is increased. Farmers are willing to produce off-season or summer tomatoes because of their high price. Production of tomatoes is profitable by considering cost and benefit. Summer tomato and hybrid tomato cultivation both are more highly profitable than seasonal tomato production. A large part of tomato farmers is small farmers. They have a small piece of land and most of them are illiterate or have only primary education. The majority of farmers (46%) are young in age. By producing tomato farmer improve their standard of living. The benefit-cost ratio of hybrid tomato production is 4.22 and 4.16 on basis of the full cost, 5.17 and 5.01 on basis of cash cost for the small and medium farmers. Cost per kg. 10.86 tk. and 11.01 tk., return per kg. 45.84 tk. and 45.82 tk. for the small and medium farmers. The total cost of tomato production for the small, medium, and large farmers is tk. 496830, tk. 213660 and tk. 399117 respectively. Total revenue tk. 915600, tk. 393750 and tk. 735525 for small, medium, and large farmers respectively. At the time of tomato production, farmers face many problems like timely availability of fertilizer, insects, disease, the lack of proper marketing channels, etc. With the introduction of the modern variety, farmers are interested in tomato production because tomato is a short-duration and profitable vegetable.","PeriodicalId":169514,"journal":{"name":"American Journal of Economics and Business Administration","volume":"101 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124613324","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Equity Mutual Funds in Healthcare Sector: A Comparison of Performance and Risk Through an Age-Cohort Analysis 医疗保健行业的股票共同基金:通过年龄队列分析的绩效和风险比较

American Journal of Economics and Business Administration Pub Date : 2022-01-01 DOI: 10.3844/ajebasp.2022.44.54

R. Adamo, D. Federico, A. Notte

引用次数: 0

Effects of Renewable Energies and Big Data on the Biggest Spanish Energy Power Companies’ Business Models 可再生能源和大数据对西班牙最大能源公司商业模式的影响

American Journal of Economics and Business Administration Pub Date : 2020-05-17 DOI: 10.3844/AJEBASP.2020.42.48

Pablo de Mergelina

{"title":"Effects of Renewable Energies and Big Data on the Biggest Spanish Energy Power Companies’ Business Models","authors":"Pablo de Mergelina","doi":"10.3844/AJEBASP.2020.42.48","DOIUrl":"https://doi.org/10.3844/AJEBASP.2020.42.48","url":null,"abstract":"Since the emergence of renewable energy sources and thanks to the encouragement of governments and the interest of citizens in an economical, environmentally friendly and sustainable system, the electricity sector is in a transition to renewable energy. Renewable energy is not simply the cornerstone of a transaction, but an entire electric revolution. Literature review reveals the following question: How will their business models evolve accordingly? Interviews were conducted with innovation managers of the biggest power companies in Spain to shed some light on the effects of two innovation sources on business models: Renewables energies and big data. Research revealed that renewable energy represents a complete paradigm shift. Until now, the system's net energy balance is achieved by adjusting the power generation to the demand for it. However, in a renewable system the generation cannot be controlled and, then, it is the energy consumption that must be adjusted to the generation. Renewable energy and big data involve the replacement of traditional generation resources with the resource of information, increasingly necessary to predict the generation and consumption of electricity.","PeriodicalId":169514,"journal":{"name":"American Journal of Economics and Business Administration","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115031001","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

A Study on Standardization of Training Process in Titan Industries Limited- Precision Engineering Division, Hosur 霍苏尔泰坦工业有限公司精密工程部培训过程标准化研究

American Journal of Economics and Business Administration Pub Date : 2020-02-06 DOI: 10.3844/AJEBASP.2020.36.41

J. Shanmuganathan, S. Sripriya

引用次数: 0

Financial and Social Inclusion and Financial Sector Development: An Outline in the EU28 金融和社会包容与金融部门发展:欧盟28国纲要

American Journal of Economics and Business Administration Pub Date : 2020-01-21 DOI: 10.3844/AJEBASP.2020.14.35

D. Federico, M. Milioli, A. Notte, Lucia Poletti

引用次数: 1