Muhammad Rizky Husain, Nor Hikmah, Chairina Chairina
{"title":"PENILAIAN TINGKAT KESEHATAN BANK SYARIAH MANDIRI: PENDEKATAN METODE RGEC (RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING DAN CAPITAL)","authors":"Muhammad Rizky Husain, Nor Hikmah, Chairina Chairina","doi":"10.21043/malia.v2i1.4762","DOIUrl":"https://doi.org/10.21043/malia.v2i1.4762","url":null,"abstract":"The purpose of this study is to analyze the health level of Bank Syariah Mandiri in the period 2012-2016 with RGEC method. This method consists of four factors. These factors are risk profile, good corporate governanc),earning and capital. This research is a descriptive study. Data analysis unit of this research is Annual Report of Bank Syariah Mandiri in the period of 2012 until 2016, this research use quantitative data with source of secondary data and analysis method of data in this research is descriptive quantitative. The results of research show that the performance decline of Bank Syariah Mandiri in 2013 is caused by increased operating expenses exceeding the increase in operating income. The performance decline of Bank Syariah Mandiri in 2014 is caused by losses suffered by Bank Syariah Mandiri resulting from a decrease in operating income accompanied by an increase in operating expenses while the total of assets increased. However, in 2015, the level of health of BSM settled in rank 3 with the title of being quite healthy, and the level of health of BSM in 2016 increased to rank 2 with a healthy predicate.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126350218","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PROFIT DISTRIBUTION MANAGEMENT PADA BANK SYARIAH","authors":"fitriyana fitri, Komala Adriyani, Catur Ragil Sutrisno","doi":"10.21043/MALIA.V2I1.4758","DOIUrl":"https://doi.org/10.21043/MALIA.V2I1.4758","url":null,"abstract":"This study aims to analyze the influence of the proportion of third party funds (DPK), operational cost to operating income (BOPO), financing to deposit ratio (FDR), bank size and capital adequacy ratio (CAR) to profit distribution management at Sharia Bank. The population is all Sharia Commercial Banks in Indonesia, the period of 2012-2015. Samples were taken using purposive sampling technique. The results show that third party funds (DPK), finance to deposit ratio (FDR) and bank size have no significant effect on profit distribution management (PDM). While BOPO and capital adequacy ratio (CAR) have a significant effect on profit distribution management (PDM).","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126524617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THE EFFECT OF CUSTOMER VALUE DIMENSIONS TO DESCRIBE CUSTOMER SATISFACTION AND BEHAVIORAL INTENTION OF SHARIA BANKS IN INDONESIA","authors":"Iwan Budiyono, Eka Murtiasri","doi":"10.21043/malia.v2i1.4760","DOIUrl":"https://doi.org/10.21043/malia.v2i1.4760","url":null,"abstract":"This study examines the relationship of customer value (CV) dimension added with the spirituality dimension to the satisfaction (KPN) and its impact on the Behavior Intention (BI) of the customers in Sharia Bank savings in Indonesia. Using a customer value approach that consists of: functional, social, emotional and spiritual. The sample consists of 41 people from the Sharia Bank savings of sharia bank population in Indonesia. Samples were collected through the spread of an online questionnaire. The method used is Multiple Linear Regression using SPSS 23 program. The result shows that there is positive influence of customer dimension to customer satisfaction, positive influence of customer value dimension toward behavioral intention and positive influence between customer satisfaction toward behavioral intention.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"130 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125275431","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"STUDI EKSPLORASI NILAI NILAI BUDAYA DALAM KONSEP RELATIONSHIP MARKETING","authors":"Ekawati Rahayu Ningsih, Wahyudin Darmalaksana","doi":"10.21043/malia.v2i1.4761","DOIUrl":"https://doi.org/10.21043/malia.v2i1.4761","url":null,"abstract":"Tujuan penulisan ini adalah untuk mengeksplorasi teori terkait dengan hubungan antara nilai-nilai budaya konsumen dengan potensi membangun pemasaran hubungan. Penelitian tentang hal ini penting karena pada saat ini para pelaku bisnis harus menyadari bahwa membangun hubungan bisnis jangka panjang sangat penting untuk mendapatkan keuntungan seumur hidup. Selanjutnya, pelaku bisnis juga harus mengetahui bahwa nilai-nilai budaya hidup di masyarakat, melekat pada perilaku individu dan mempengaruhi keputusan untuk tetap berhubungan atau tidak berhubungan dengan relasi bisnisnya. Penelitian ini berbasis pada kajian berbagai teori dan hasil temuan penelitian yang terkait dengan nilai-nilai budaya dan pola-pola membangun pemasaran hubungan. Hasil dari kajian ini menunjukkan bahwa nilai-nilai budaya yang hidup di masyarakat berpotensi membangun pemasaran hubungan. Penelitian ini banyak kekurangan, diantaranya adalah hanya menggunakan data sekunder dan artikel hasil kajian teori. Tentunya hal ini menjadi keterbatasan penelitian ini yang bisa di tindaklanjuti oleh peneliti berikutnya untuk menguji secara empiris hasil temuan.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128981395","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Dampak Kesesuaian Syariah dan Variabel Lainnya Terhadap Tingkat Underpricing pada Penawaran Saham Perdana di Indonesia","authors":"Agep Rumanto","doi":"10.21043/malia.v6i1.14942","DOIUrl":"https://doi.org/10.21043/malia.v6i1.14942","url":null,"abstract":"Penelitian ini bertujuan untuk menganalisi apakah ada pengaruh \u0000kesesuaian syariah (shariah compliance) dengan tingkat underpricing di \u0000Indonesia. Selain faktor kesesuaian syariah juga dimasukkan faktor lain yaitu \u0000besar perusahaan (firm size), penawaran saham, umur perusahaan, reputasi \u0000underwriter, faktor risiko, dan kondisi pasar. Penelitian ini menggunakan rentang \u0000data sampel IPO antara tahun 2011 s.d 2015. \u0000Hasil pengujian menunjukkan secara simultan terdapat pengaruh dari \u0000ketujuh variabel dependen yaitu kesesuaian syariah, besar perusahaan, penawaran \u0000saham, umur perusahaan, reputasi underwriter, faktor risiko dan kondisi pasar \u0000terhadap tingkat underpricing. Dari ketujuh variabel tersebut hanya variabel \u0000faktor risiko dan reputasi underwriter yang signifikan berpengaruh terhadap \u0000tingkat underpricing. Sedangkan faktor kesesuain syariah sendiri yang merupakan \u0000hipotesa utama dalam penelitian ini tidak berpengaruh terhadap tingkat \u0000underpricing di Indonesia.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"74 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-08-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126160253","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}