MALIA: Journal of Islamic Banking and Finance最新文献

Meta Analysis of Profitability Islamic Banking Research 伊斯兰银行盈利能力的元分析研究

MALIA: Journal of Islamic Banking and Finance Pub Date : 2023-01-20 DOI: 10.21043/malia.v6i2.16786

Sofina Mujadiddah, D. Munawaroh, Yuyun Ma’rifatul Inayah

{"title":"Meta Analysis of Profitability Islamic Banking Research","authors":"Sofina Mujadiddah, D. Munawaroh, Yuyun Ma’rifatul Inayah","doi":"10.21043/malia.v6i2.16786","DOIUrl":"https://doi.org/10.21043/malia.v6i2.16786","url":null,"abstract":"Islamic banks are financial institutions whose operations and products are developed based on the Al-qur’an and Hadith. One of the most important things in banking is profitability. Islamic bank profitability studies are important tools for improving performance, evaluating bank operations and determining management plans to help increase the chances of a bank surviving in a competitive market. Therefore, this study aims to determine the map of research development related to the Profitability of Islamic Banking using the Meta Analysis approach. This research method uses purposive non probability sampling method, using descriptive statistics in the explanation. The data used in this study are 100 international and local journals issued from various accredited journals with the theme of profitability of Islamic banking during the 2010-2020 period. This study experienced an increase and decrease in the number of journals during 2010-2020, and the largest number of authors who discussed the theme of the profitability of Islamic banking were 2 journals. In addition, journals that publish papers on the theme of profitability are the International Journal of Economics and Financial Issues, with a total of 6 papers. During this research, the most widely used method is the quantitative method with the model used is the analysis panel data. During this study, the journal by Dietrich and Wazenried (2011) was the study with the most citation as many as 878.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130786339","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Optimizing Sharia Insurance in Building Halal Value Chain 在构建清真价值链中优化伊斯兰教法保险

MALIA: Journal of Islamic Banking and Finance Pub Date : 2023-01-20 DOI: 10.21043/malia.v6i2.16593

Arisy Abror Dzukroni, M. Y. Afandi

{"title":"Optimizing Sharia Insurance in Building Halal Value Chain","authors":"Arisy Abror Dzukroni, M. Y. Afandi","doi":"10.21043/malia.v6i2.16593","DOIUrl":"https://doi.org/10.21043/malia.v6i2.16593","url":null,"abstract":"The phenomenon of the halal lifestyle demands modern society to fulfill sharia principles in almost all aspects of life. In order to improve the quality of halal integrity to reach the global market potential of US$ 2.3 trillion, a system is built that can accommodate halal products. In the end, a halal value chain was formed that could integrate various companies and industries to work hand in hand to build a halal ecosystem. One aspect that cannot be abandoned in the development of the halal ecosystem is the financial sector in which transactions and financial mobilization occur. Of course, the system used is Islamic finance, in accordance with the principles of the halal value chain. One of the Islamic finance sectors is sharia insurance. In general, insurance is used as a guarantee if one day there is a loss to the related party. The halal industry certainly does not guarantee the avoidance of business actors from losses. From this, it can be understood that Islamic insurance plays a vital role in developing the halal value chain. Therefore, further research is needed regarding the identification of the role of Islamic insurance in optimizing the halal value chain. This research using qualitative methods and library research aims to analyze the role of sharia insurance in developing the halal value chain. The results found that almost all halal value chain clusters such as food and beverage clusters, halal tourism, fashion, cosmetics, and recreational media require sharia insurance to develop the halal value chain. This is because sharia insurance can guarantee the continuity of sharia-based businesses if there is an unthinkable loss one day. The government needs to pay more attention to implementing the Islamic financial system, one of which is sharia insurance, if it wants to create a halal ecosystem in Indonesia.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127832357","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Testing The Effect of Islamic Financial Inclusion, Infrastructural Quality on Economic Growth in Nigeria: New Insight From Bootstrap and Non-Linear ARDL 检验伊斯兰普惠金融、基础设施质量对尼日利亚经济增长的影响:来自Bootstrap和非线性ARDL的新见解

MALIA: Journal of Islamic Banking and Finance Pub Date : 2022-12-31 DOI: 10.21043/malia.v6i2.16594

Saifullahi Sani Ibrahim, Hussaina Sanusi

{"title":"Testing The Effect of Islamic Financial Inclusion, Infrastructural Quality on Economic Growth in Nigeria: New Insight From Bootstrap and Non-Linear ARDL","authors":"Saifullahi Sani Ibrahim, Hussaina Sanusi","doi":"10.21043/malia.v6i2.16594","DOIUrl":"https://doi.org/10.21043/malia.v6i2.16594","url":null,"abstract":"Inclusive growth can hardly be achieved without improvement in the inclusive finance that would enable the vulnerable households to become key economic players. While efforts are now shifted towards the Islamic financial inclusion based on the realization of weakness of traditional financial inclusivity, the impact of Islamic financial inclusion particularly, its pathways of bridging infrastructural gaps and growth drive have been partially explored. This study examines the effect of Islamic financial inclusion, infrastructural quality on economic growth in Nigeria. The study uses monthly data covering from 2017 until 2020 which was analyzed via a newly developed Bootstrap Autoregressive Distributive Lag. The results reveal a number of findings. First, the result of bootstrap autoregressive distributed lag demonstrates that there is strong co-movement between economic growth, Islamic financial inclusion, Sukuk and infrastructural quality. This finding points to the existence of a strong positive relationship between Islamic financial inclusion, infrastructural quality and economic growth in Nigeria. Second, results from nonlinear models have revealed that Islamic financial inclusion and Sukuk have asymmetric effects on economic growth. This asymmetric pattern reinforces the claim that Islamic financial inclusion can play a dedicated role in ameliorating economic downturn. Third, the results of nonlinear causality reveal strong bidirectional causality Islamic financial inclusion, economic growth and Sukuk. In this sense, inclusive Islamic finance could play a dedicated role to help countries in overcoming economic recession.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122460568","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Fraud at Islamic Commercial Banks in Indonesia is Seen in Good Corporate Governance (GCG) and a Whistle-Blowing System 印尼伊斯兰商业银行的欺诈行为体现在良好的公司治理(GCG)和举报制度中

MALIA: Journal of Islamic Banking and Finance Pub Date : 2022-12-31 DOI: 10.21043/malia.v6i2.14627

E. Siregar, Gusmila Sari, Arsa Arsa

引用次数: 0

Customer Interest in Using BSI e-Banking During the Covid-19 Pandemic: Relationships Between Benefit Perceptions, Trust, and Personal Attitude Covid-19大流行期间客户使用BSI电子银行的兴趣:利益感知、信任和个人态度之间的关系

MALIA: Journal of Islamic Banking and Finance Pub Date : 2022-12-31 DOI: 10.21043/malia.v6i2.13810

S. Dewi, Athi’ Hidayati, M. N. Qomar

{"title":"Customer Interest in Using BSI e-Banking During the Covid-19 Pandemic: Relationships Between Benefit Perceptions, Trust, and Personal Attitude","authors":"S. Dewi, Athi’ Hidayati, M. N. Qomar","doi":"10.21043/malia.v6i2.13810","DOIUrl":"https://doi.org/10.21043/malia.v6i2.13810","url":null,"abstract":"The phenomenon of the COVID-19 pandemic motivates this research, as it shifts people's lifestyles to a cashless society, resulting in an increase in e-banking growth during the pandemic period. The goal of this study is to see how perceived benefits, trust, and personal attitude affect interest in using BSI e-banking during the COVID-19 pandemic. This research method employs quantitative methods as well as sampling techniques with secondary objectives. This study was conducted in Kudus city, with respondents being BSI e-banking users. The data was gathered through the use of a questionnaire, which was distributed to 96 respondents. The findings revealed that during the COVID-19 pandemic, the benefit perceptions, trust, and personal attitude all had a positive and significant effect on interest in using e-banking. Because the COVID-19 pandemic has not yet ended, e-banking will continue in the future. So, service providers like BSI must increase these deciding factors to encourage long-term use. They can do this by making users happier with the benefits of the product and by showing high integrity to build trust. This will give users a good attitude that makes them want to keep using the product","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124510794","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Measurement of The Financial Performance of Islamic Commercial Banks in Indonesia With The Maqashid Sharia Index and Comparative Performance Index Approach 用Maqashid Sharia指数和比较绩效指数法衡量印尼伊斯兰商业银行的财务绩效

MALIA: Journal of Islamic Banking and Finance Pub Date : 2022-12-31 DOI: 10.21043/malia.v6i2.16634

Efri Syamsul Bahri, Frida Tis’a Zam-zamiyah, Nursanita Nasution

{"title":"The Measurement of The Financial Performance of Islamic Commercial Banks in Indonesia With The Maqashid Sharia Index and Comparative Performance Index Approach","authors":"Efri Syamsul Bahri, Frida Tis’a Zam-zamiyah, Nursanita Nasution","doi":"10.21043/malia.v6i2.16634","DOIUrl":"https://doi.org/10.21043/malia.v6i2.16634","url":null,"abstract":"This study aims to measure the financial performance of Islamic commercial banks in Indonesia with the Maqashid Sharia Index and Comparative Performance Index. The research design uses quantitative data using numerical data. Data were obtained from 5 Islamic commercial banks using the purposive sampling method from 2016-2019. The data analysis used the Maqashid Syariah Index and the Comparative Performance Index. This study found that Bank Rakyat Indonesia Sharia (BRIS) with the highest achievement of the Maqashid Syariah Index was 1.0881. Then, Bank Sharia Mandiri (BSM) has the lowest achievement, with a value of 0.9238. Based on the CAMEL measurement, the bank with the highest achievement was Bank Negara Indonesia Sharia (BNIS), 144.87%. At the same time, the lowest achievement was Bank Muamalat Indonesia (BMI) at 55.61%. Therefore, the merger of BSM, BNIS, and BRIS, is expected to improve the performance of the maqashid sharia index and Comparative Performance Index. Likewise, Bank Muamalat, as the first pure sharia bank, can rise and improve the performance of the sharia maqashid index and CAMEL.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133474482","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Pengaruh DPK, CAR, dan FDR Terhadap Pembiayaan Murabahah dengan ROA Sebagai Variabel Moderating DPK、CAR和FDR对Murabahah融资的影响，ROA是一个适度的变量

MALIA: Journal of Islamic Banking and Finance Pub Date : 2022-09-19 DOI: 10.21043/malia.v6i1.13369

Y. Pratiwi, Rifda Nabila

引用次数: 0

Analisis Efisiensi dan Produktivitas Bank Umum Syariah di Indonesia 对印尼伊斯兰一般银行效率和生产力的分析

MALIA: Journal of Islamic Banking and Finance Pub Date : 2022-07-31 DOI: 10.21043/malia.v6i1.13629

Nur Khalimah, Edy Yusuf Agung Gunanto

引用次数: 0

The Role of Micro Waqf Bank through Joint Liability Qard Financing in MSME Empowerment 小额信贷银行通过连带责任融资在中小微企业赋权中的作用

MALIA: Journal of Islamic Banking and Finance Pub Date : 2022-07-31 DOI: 10.21043/malia.v6i1.15019

Solikhul Hadi, Yoga Raunaqa

{"title":"The Role of Micro Waqf Bank through Joint Liability Qard Financing in MSME Empowerment","authors":"Solikhul Hadi, Yoga Raunaqa","doi":"10.21043/malia.v6i1.15019","DOIUrl":"https://doi.org/10.21043/malia.v6i1.15019","url":null,"abstract":"This study aims to describe: (1) how the implementation of the practice in empowering MSMEs at the Assa Berkah Sejahtera Kudus Micro Waqf Bank, (2) how the results of qardh financing and the results of the practice of joint responsibility financing in empowering MSMEs by the Assa Berkah Sejahtera Kudus Micro Waqf Bank, and (3) the inhibiting factors for financing the practice of joint responsibility at the Assa Berkah Sejahtera Kudus Micro Waqf Bank and what are the solutions to overcome these inhibiting factors. This research is a type of field research (field research). The approach used by researchers in this study is qualitative research. Sources of data in this study are primary data and secondary data. Primary data sources are managers, as well as several customers of the Assa Berkah Sejahtera Micro Waqf Bank. Meanwhile, secondary data sources are library books and documentation. Based on the results of the research obtained, this study shows that: (1) The implementation of the practice of joint responsibility is going well using a qardh contract and has succeeded in being a solution for customers who have difficulty paying the installments for the repayment of business capital. (2) The results of qardh financing are an increase in business and an increase in income, while the results of the practice of joint responsibility for empowering MSMEs are creating a sense of kinship and responsibility among members (3) The inhibiting factor is the lack of concern and a sense of responsibility with several prospective customers who are still selfish alone. The solution to overcome the inhibiting factors is to hold mandatory group training for five consecutive days with one of the materials, namely the practice of joint responsibility financing.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129350886","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Moderasi Kepemilikan Manajerial Terhadap Hubungan Profitabilitas, Leverage, Free Cash Flow Dan Manajemen Laba 对盈利关系、杠杆、自由现金流动和利润管理的管理所有权的节制

MALIA: Journal of Islamic Banking and Finance Pub Date : 2022-07-28 DOI: 10.21043/malia.v6i1.10685

Febriana Endah Puspaningrum, Fany Indriyani

引用次数: 1