{"title":"Productive Zakat Empowerment Analysis In BAZNAS Institutions","authors":"Muhamad Arya Ramadhan, Deden Diki Permana, Rahmat Gumilar","doi":"10.14421/jies.2023.4.1.23-30","DOIUrl":"https://doi.org/10.14421/jies.2023.4.1.23-30","url":null,"abstract":"The problem of this research leads to the distribution of productive zakat funds to mustahiq and human resources who do not yet understand both the community and BAZNAS of Ciamis Regency regarding this zakat. In its distribution, it has not been able to fulfill the objectives of productive zakat.After receiving assistance to the mustahiq. The purpose of channeling zakat funds is to increase the business of mustahiq and hope that these mustahiq will not always be mustahiq but will be able to become muzakki in the future. This type of research is a descriptive qualitative research, with the specification of field research. Descriptive qualitative research is writing that aims to describe the status of phenomena in a systematic and rational manner. Qualitative research methods in practice depend on the ability of the research, in explaining the phenomena studied in a descriptive form. This research was conducted at Baznas Ciamis Regency. The data obtained are from interviews with informants. The results of this study indicate that the distribution of productive zakat funds to increase mustahiq business in Ciamis Regency has not been running effectively, where there are several problems including the problem of human resources at BAZNAS which are few, mustahiq who do not understand the concept from productive zakat and lack of commitment when managing zakat funds, and the absence of a clear system resulting in less precise targeting in determining mustahiq and inaccurate distribution. The solution for solving this problem is where the informants agreed that BAZNAS should provide education and assistance to productive zakat mustahiq so that their businesses can develop, and make guidelines in the management of productive zakat both in determining mustahiq and its distribution","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"37 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140513514","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Role of Social Media in Online Marketing of Halal Products","authors":"Arya Pratama, Nabila Ditya","doi":"10.14421/jies.2023.4.1.1-7","DOIUrl":"https://doi.org/10.14421/jies.2023.4.1.1-7","url":null,"abstract":"This study undertakes a descriptive analysis focused on elucidating the pivotal role of social media in the realm of online business marketing. The primary goal is to furnish valuable insights and practical guidance for internet users engaging in the marketing of their online businesses through the utilization of social media platforms. The chosen research methodology for this study is descriptive qualitative. This method is particularly well-suited for accommodating the myriad influences on value patterns, presenting data in the form of words and image. The findings of this research endeavor are anticipated to offer a nuanced understanding of the dynamics at play, shedding light on the various dimensions of leveraging social media effectively for halal online business marketing. Ultimately, the study aspires to equip halal business practitioners with actionable insights to enhance their online marketing endeavors in the ever-evolving landscape of social media","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"24 9","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140513812","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of Financial Ratios on Banking Financial Performance","authors":"Gunem Jarwani, Mustofa Sahri, Nisa Aulia Rohmah, Rini Nurlatifah","doi":"10.14421/jies.2023.4.1.31-40","DOIUrl":"https://doi.org/10.14421/jies.2023.4.1.31-40","url":null,"abstract":"This research aims to determine the influence of financial ratios on the financial performance of banking institutions. The selected sample is Bank Rakyat Indonesia for the observation period from 2019 to 2022. All financial data was obtained through Bank Rakyat Indonesia's annual reports. This study involves financial ratio variables such as CAR, NPL, BOPO, and LDR, while the financial performance variable utilizes ROA. Multiple linear regression analysis was employed for data analysis in this research, utilizing the SPSS software. The research findings indicate that CAR significantly affects Bank Rakyat Indonesia's ROA. However, the other variables do not demonstrate any significant impact on Bank Rakyat Indonesia's ROA","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"46 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140513429","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of Social and Cultural Factors on The Saving Interest of Bank Syariah Indonesia Customers","authors":"Moh Shadam Taqiyyuddin Azka","doi":"10.14421/jies.2023.4.1.8-22","DOIUrl":"https://doi.org/10.14421/jies.2023.4.1.8-22","url":null,"abstract":"The aim of this study is to observe the influence of social and cultural factors on the saving interest of customers at Bank Syariah Indonesia in Yogyakarta. The variables in the research include independent variables (social and cultural) and the dependent variable (saving interest). Hypothesis 1 states: There is a significant influence between social (X1) and the saving interest (Y) of Bank Syariah Indonesia's customers in Yogyakarta. Meanwhile, hypothesis 2 states: There is a significant influence between cultural (X2) and the saving interest (Y) of Bank Syariah Indonesia's customers in Yogyakarta. The research object is Bank Syariah Indonesia in Yogyakarta. The research type is causal with a quantitative approach. The population of this study comprises all customers of Bank Syariah Indonesia in Yogyakarta. The research sample consists of 40 users. The sampling technique used a non-probability sampling method employing convenience sampling. Data analysis was conducted using multiple linear regression analysis. The results indicate that cultural factors (X2) significantly influence the saving interest (Y) of Bank Syariah Indonesia's customers, while social factors (X1) do not significantly influence the saving interest (Y) of Bank Syariah Indonesia's customers","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"6 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140513706","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of Provincial Minimum Wage, Human Development Index, Illiteracy Rate, and Unemployment Rate on Poverty","authors":"Syifa Khairunnisa, Haiatul Maknun, Vikry Dimas","doi":"10.14421/jies.2023.4.1.41-52","DOIUrl":"https://doi.org/10.14421/jies.2023.4.1.41-52","url":null,"abstract":"This research aims to examine the influence of Provincial Minimum Wage (UMP), Human Development Index (HDI), Literacy Rate (AMH), and the unemployment rate on the poverty level in Java Island. The observation in this study was conducted using data from 2018 to 2020 accessed through the Central Statistics Agency. Multiple linear regression analysis was chosen as the data analysis technique in this research, and the SPSS software supported the data analysis steps. The results of this study indicate that the Provincial Minimum Wage, Human Development Index, and unemployment rate have a significant influence on the poverty level of Java Island. However, the Literacy Rate shows results that tend to have no significant impact","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"73 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140513791","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effect of Investment Opportunity Set, Capital Structure, Interest Rate and Inflation on Firm Value","authors":"Muhammad Syarif Syaifuddin","doi":"10.14421/jies.2021.2.2.62-72","DOIUrl":"https://doi.org/10.14421/jies.2021.2.2.62-72","url":null,"abstract":"The purpose of this study is to test the influence of investment opportunity set (IOS), capital structure, interest rates and inflation on the company's values in the islamic index case studies of 2015 to 2019. It Uses the kind of quantitative research. The hypothetical testing used is the regression of the data panel using the micrsoft excells and the eviews-9 application. The sample retrieval technique USES an overwhelmingly sampling method with the number of samples as many as 13 companies. Data sources obtained from secondary data of financial statements accessed through private websites of the Indonesian stock exchange (BEI). The study shows that investment opportunity sets have a positive and significant impact on the company's values, capital structures have a positive and insignificant impact on the company's values, interest rates have a positive and insignificant impact and inflation is significantly negative and insignificant. The predictive ability of the four variables to the company's value of 56.95% and the remaining 43.5% are affected by other variables not in the research model.","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134187339","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effect of Quality, Image and Price on Repurchase Decisions","authors":"Tridiar Antaka, Syanaz Iklima","doi":"10.14421/jies.2021.2.2.85-90","DOIUrl":"https://doi.org/10.14421/jies.2021.2.2.85-90","url":null,"abstract":"This research aimed to determine whether there is the influence of product quality, brand image and price towards the repurchase decision of smartphone xiaomi. This research uses quantitative method. The number of samples in this research was 100, this research used purposive sampling technique to determine the samples. Method of completion of data used in this research were a questionare and google form. Result of t test shows significant influence product quality variable on decision making with tcount 3.111 ≥ t-table 1.660. Significant influence brand image on decision making with tcount 3.153 ≥ t-table 1.660. Significant influence price on decision making with tcount 6.980 ≥ ttable 1,660. Product quality, brand image and price variables simultaneously have an effect of repurchase decision.","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"189 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121067966","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of Covid-19 Pandemic on Poverty in the Socio-Economic Field","authors":"Nabila Marsa Faudiana","doi":"10.14421/jies.2021.2.2.91-106","DOIUrl":"https://doi.org/10.14421/jies.2021.2.2.91-106","url":null,"abstract":"The Covid-19 (Coronavirus) pandemic is a virus that causes disease in humans and animals. The virus that has spread since the beginning of 2020 more or less in March, all residents are shocked by this Covid-19 Pandemic. The COVID-19 pandemic has changed everything, from lifestyle and caused a lot of losses for everyone. This study aims to determine the impact of Covid-19 on Poverty in Tirto, Pekalongan. The research method used is qualitative research and library studies to support this research. From the results of research that has been carried out, the impact of Covid-19 is very large. Everything changes and there is not a single person who is not harmed by this Pandemic. Starting from rich entrepreneurs, employees, traders, even online motorcycle taxi drivers. Covid-19 makes everyone have to be able to rack their brains to think how to survive during this Pandemic. However, on the other hand, the government participates in assisting the community in tackling poverty by providing social assistance. Such as providing subsidy funds for Micro, Small and Medium Enterprises (MSMEs) through BRI bank. ","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126349336","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Comparative Analysis of Factors Affecting the Underpricing Level of Sharia and Non Sharia Stocks at the time of Initial Public Offering","authors":"Lia Hidayah, S. Sunarsih","doi":"10.14421/jies.2021.2.2.125-141","DOIUrl":"https://doi.org/10.14421/jies.2021.2.2.125-141","url":null,"abstract":"Underpricing is a condition where the stock price of a company when conducting an Initial Public Offering (IPO) is below the stock price when it is on secondary market. In Indonesia, stocks are divided into two types, namely Sharia stock and non Sharia stock. This study aims to determine the effect of underwriter reputation, investment risk, profitability, financial laverage, and company size on the level of underpricing of Sharia stock and non Sharia stock. The sampling technique used was purposive sampling. The analytical method used is linear multiple regression with the type of cross section data. The results of the study found that there are differences that effect the underpricing of Sharia stock and non Sharia stock. In Sharia stock, underpricing is only influenced by financial laverage, while in non Sharia stock underpricing is influenced by investment risk and company size. This study provides an overview to investors who have the aim of investing in companies that are IPOs for profit so that they carefully consider the influence of underwriter variables, investment risk, company size, financial laverage, and profitability. For companies, this research provides an overview to companies in order to make the right decisions in offering optimal stock prices. And for further researchers, ","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"175 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125800310","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Evaluating Sharia Banking Financial Performance Before and After Initial Public Offering Using Risk Profile, Good Corporate Governance, Earning and Capital","authors":"Dzikra Azzahra, Izra Berakon","doi":"10.14421/jies.2021.2.2.107-124","DOIUrl":"https://doi.org/10.14421/jies.2021.2.2.107-124","url":null,"abstract":"Initial Public Offering is one of the steps that companies can take in order to obtain capital through the shares sold. Through the Islamic capital market, Islamic banking can increase its competitiveness and capital through the industry. The purpose of this study was to assess whether there were changes in the financial performance of Islamic banking before and after the IPO with the Risk Profile, Good Corporate Governance, Earning and Capital Methods (RGEC) approach which was further developed into financial ratios of NPF, FDR, ROA, ROE, and CAR. And to find out whether the decision of Islamic banking to conduct an IPO has been effectively carried out. This study uses the Wilcoxon test to see if the performance of Islamic banks that conducted an IPO in 2018 (Bank BTPN Syariah Tbk. and Bank BRI Syariah Tbk.) changed after conducting an initial public offering. The result is that the average FDR, CAR, and ROE ratios have a significant difference in the financial performance of Islamic banking before and after the IPO and there is no significant difference between the ROA and NP ratios.","PeriodicalId":159763,"journal":{"name":"Journal of Islamic Economic Scholar","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126353573","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}