社会和文化因素对印尼伊斯兰银行客户储蓄兴趣的影响

Moh Shadam Taqiyyuddin Azka
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引用次数: 0

摘要

本研究旨在观察社会和文化因素对日惹印尼伊斯兰银行客户储蓄兴趣的影响。研究变量包括自变量(社会和文化)和因变量(储蓄兴趣)。假设 1 指出社会(X1)与日惹印尼银行客户的储蓄兴趣(Y)之间存在重大影响。同时,假设 2 指出文化(X2)与日惹印尼伊斯兰银行客户的储蓄兴趣(Y)之间存在重要影响。研究对象是日惹的印尼伊斯兰银行。研究类型为因果关系研究,采用定量方法。研究对象包括日惹印尼伊斯兰银行的所有客户。研究样本包括 40 名用户。抽样技术采用方便抽样的非概率抽样方法。数据分析采用多元线性回归分析法。结果表明,文化因素(X2)对印尼伊斯兰银行客户的储蓄兴趣(Y)有显著影响,而社会因素(X1)对印尼伊斯兰银行客户的储蓄兴趣(Y)没有显著影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Influence of Social and Cultural Factors on The Saving Interest of Bank Syariah Indonesia Customers
The aim of this study is to observe the influence of social and cultural factors on the saving interest of customers at Bank Syariah Indonesia in Yogyakarta. The variables in the research include independent variables (social and cultural) and the dependent variable (saving interest). Hypothesis 1 states: There is a significant influence between social (X1) and the saving interest (Y) of Bank Syariah Indonesia's customers in Yogyakarta. Meanwhile, hypothesis 2 states: There is a significant influence between cultural (X2) and the saving interest (Y) of Bank Syariah Indonesia's customers in Yogyakarta. The research object is Bank Syariah Indonesia in Yogyakarta. The research type is causal with a quantitative approach. The population of this study comprises all customers of Bank Syariah Indonesia in Yogyakarta. The research sample consists of 40 users. The sampling technique used a non-probability sampling method employing convenience sampling. Data analysis was conducted using multiple linear regression analysis. The results indicate that cultural factors (X2) significantly influence the saving interest (Y) of Bank Syariah Indonesia's customers, while social factors (X1) do not significantly influence the saving interest (Y) of Bank Syariah Indonesia's customers
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