LAA MAISYIR : Jurnal Ekonomi Islam最新文献_第2页

Marketing Mix: Costumer Decisions in Choosing Simpeda Savings at Sulselbar Bank 营销组合:顾客选择苏塞尔巴银行Simpeda储蓄的决定

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2022-10-29 DOI: 10.24252/lamaisyir.v9i2.32582

Amir Mahmud, Nurmiati

{"title":"Marketing Mix: Costumer Decisions in Choosing Simpeda Savings at Sulselbar Bank","authors":"Amir Mahmud, Nurmiati","doi":"10.24252/lamaisyir.v9i2.32582","DOIUrl":"https://doi.org/10.24252/lamaisyir.v9i2.32582","url":null,"abstract":"Penelitian ini berangkat dari permasalahan bahwa apakah marketing mix berpengaruh secara simultan dan parsial terhadap keputusan nasabah menggunakan prosuk simpeda. Tujuannya adalah mengetahui dan menganalisis seberapa besar pengaruh bauran pemasaran (7P) terhadap keputusan nasabah dalam memilih Produk SIMPEDA pada PT. Bank Sulselbar Cabang Utama Mamuju dan variabel yang paling dominan. Pendekatan penelitian ini adalah kuantitaif. Teknik penarikan sampel adalah sampling insidental dengan jumlah 100 responden. Hasil penelitian menunjukkan secara simultan variabel produk, harga, tempat, promosi, orang, bukti fisik dan proses berpengaruh positif dan signifikan terhadap keputusan nasabah dalam memilih Tabungan SIMPEDA pada PT. Bank Sulselbar Cabang Utama Mamuju. Sementara Hasil Uji T menunjukkan bahwa variabel produk, harga, promosi dan proses masing-masing secara parsial berpengaruh positif dan signifikan. Sementara variabel tempat, orang dan bukti fisik secara parsial tidak berpengaruh dan tidak signifikan. Adapun variabel yang mendominasi yaitu promosi berpengaruh positif dan signifikan dalam memilih Tabungan SIMPEDA pada PT. Bank Sulselbar Cabang Utama Mamuju.","PeriodicalId":151295,"journal":{"name":"LAA MAISYIR : Jurnal Ekonomi Islam","volume":"240 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123267518","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

عقد الاستصناع - التكيف الشرعي والجانب التطبيقي "بنك البلاد السعودي إنموذجا" 委托制造合同——合法调整和应用“沙特阿拉伯银行模式”

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2022-06-30 DOI: 10.24252/lamaisyir.v9i1.26034

Mohammed Abdul Alshadadi, Adel Qaed Al-Ameri, Esam Mohammed Nasher

{"title":"عقد الاستصناع - التكيف الشرعي والجانب التطبيقي \"بنك البلاد السعودي إنموذجا\"","authors":"Mohammed Abdul Alshadadi, Adel Qaed Al-Ameri, Esam Mohammed Nasher","doi":"10.24252/lamaisyir.v9i1.26034","DOIUrl":"https://doi.org/10.24252/lamaisyir.v9i1.26034","url":null,"abstract":" \u0000 تعد عقود الاستصناع إحدى الصيغ التمويلية التي ظهرت حديثا للوفاء بحاجات لم تكن بارزة أو ملحة في وقت سابق ولكنها اليوم تمثل حاجة ماسة لتلبية مطالب اقتصادية مهمة كعقود المقاولات في المباني والمنشآت الضخمة، من هنا جاءت أهمية هذه الورقة كمحاولة لتأصيل موضوع الاستصناع فقهيا وبحث مدى تطابق الواقع التطبيقي مع الصيغة الشرعية لها وفق منهج دراسة الحالة، وذلك بمعرفة التطبيق المعاصر لعقد الاستصناع والجوانب التطبيقية لهذا العقد في بنك البلاد السعودي كحالة دراسية تمكننا من عقد مقارنة فقهية اقتصادية لهذا العقد خلال الفترة 2010-2019. خلصت الدراسة الى أنه بمقارنة الصورة المعاصرة لعقد الاستصناع مع مفهوم وشروط العقد عند الفقهاء نجد أن هذا التطبيق لم يخرج عن الضوابط والشروط التي حددها الفقهاء، الا أنه بصورته المعاصرة قد توسع ليشمل كثير من المجالات التي يقع فيه الاستصناع والتي لم تكن معروفه في وقت سابق كتطور طبيعي في مسار الحياة، ولما كان لهذا العقد من أهمية اقتصادية كأحد مصادر تمويل المشروعات الاقتصادية فقد عمل العلماء على تطوير هذا العقد بصورته الحالية ليتواكب مع طبيعة الظروف الاقتصادية المعروفة اليوم.","PeriodicalId":151295,"journal":{"name":"LAA MAISYIR : Jurnal Ekonomi Islam","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127199615","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Effectiveness Of Economic Empowerment Program In Empowered Women Study Group 赋权妇女研究小组经济赋权计划的有效性

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2022-06-29 DOI: 10.24252/lamaisyir.v9i1.26487

S. Alam, H. Ibrahim, Nildawati, Munawir Amansyah, S. Basri, Habibi, Andi Ade Ula Saswini, Krisno Bimantoro, Gunawan Rasyidi

{"title":"Effectiveness Of Economic Empowerment Program In Empowered Women Study Group","authors":"S. Alam, H. Ibrahim, Nildawati, Munawir Amansyah, S. Basri, Habibi, Andi Ade Ula Saswini, Krisno Bimantoro, Gunawan Rasyidi","doi":"10.24252/lamaisyir.v9i1.26487","DOIUrl":"https://doi.org/10.24252/lamaisyir.v9i1.26487","url":null,"abstract":"One of the important elements of development that needs attention is social and economic development for women. The role of women in the development of the Islamic economic sector is now very significant. This has had many positive impacts on both sharia economic growth and the Indonesian economy in general. This study aims to determine the effectiveness of the economic empowerment program in empowered women learning groups (KBPB) which is a CSR program of PT. Pertamina Marketing Operation Region VII, Ujung Tanah District, Makassar City. This research uses descriptive quantitative research, with a total sample of 30 respondents. The results showed that 70% of respondents were able to start SME businesses independently after participating in the KBPB program, and 30% had not been able to develop their businesses independently. Based on the perceived changes that 50% of participants were able to develop productive activities in the economic field, 40% strongly agreed that after participating in the program participants were able to self-actualize, and 40% strongly agreed that they were able to collaborate with others to form a business after joining the KBPB program.","PeriodicalId":151295,"journal":{"name":"LAA MAISYIR : Jurnal Ekonomi Islam","volume":"57 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133152541","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Development of Sharia Based Local Wisdom Business at Society of Mandailing Natal 以伊斯兰教法为基础的曼达灵纳塔尔省地方智慧事业的发展

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2022-06-28 DOI: 10.24252/lamaisyir.v9i1.29413

Asrul Hamid, Khairul Bahri Nasution, Resi Atna Sari Siregar, Jannus Tambunan

{"title":"Development of Sharia Based Local Wisdom Business at Society of Mandailing Natal","authors":"Asrul Hamid, Khairul Bahri Nasution, Resi Atna Sari Siregar, Jannus Tambunan","doi":"10.24252/lamaisyir.v9i1.29413","DOIUrl":"https://doi.org/10.24252/lamaisyir.v9i1.29413","url":null,"abstract":"Integrasi Islam dengan kearifan lokal dalam pengembangan bisnis di Kabupaten Mandailing Natal sebagai upaya peningkatan ekonomi dan kesejahteraan dengan menolak konsep eksploitasi dan diskriminasi namun mengedepankan nilai kemaslahatan di tengah maraknya bisnis franchise waralaba. Penelitian bertujuan menganalisis pengembangan bisnis kearifan lokal berbasis syariah di Kabupaten Mandailing Natal. Metode penelitian ini menggunakan pendekatan deskriptif kualitatif. Sumber data diuraikan dari hasil observasi, wawancara, dan dokumen serta referensi yang relevan untuk memahami sosio kultural baik dalam sikap, motivasi dan harapan masyarakat terkait pengembangan bisnis dengan analisis data menggunakan metode kualitatif. Hasil penelitian menunjukkan bahwa pengembangan bisnis dengan mengintegrasikan antara nilai-nilai ajaran Islam dengan kearifan lokal Mandailing Natal merujuk kepada falsafah Dalihan Na Tolu, Marsialap ari Marsalapari dan Poda Na Lima, merupakan langkah strategis dalam mengembangkan bisnis sehingga bisa bersaing dengan bisnis franchise, sejalan dengan adagium “hombardo adat dohot ibadat sebagai pedoman hidup. Langkah yang perlu dikembangkan adalah regulasi, inovasi keterbaruan dan strategi manajemen dan pemasaran yang disesuaikan kebutuhan masyarakat dan pasar serta sesuai prinsip syariah sebagai upaya mewujudkan keseimbangan kesejahteraan dan kebahagiaan di dunia dan akhirat.","PeriodicalId":151295,"journal":{"name":"LAA MAISYIR : Jurnal Ekonomi Islam","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134463838","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Millennials' Interest in Using OVO Applications in Asahan District in the Perspective of Islamic Law 伊斯兰教法视角下的阿萨罕地区千禧一代对OVO应用的兴趣

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2022-06-22 DOI: 10.24252/lamaisyir.v9i1.28015

A. Junaidi, Nurul Aulia Dewi

引用次数: 0

The Fintech E-Payment: The Impact to Financial Behavior 金融科技电子支付:对金融行为的影响

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2022-06-22 DOI: 10.24252/lamaisyir.v9i1.23793

Rusnawati Rusnawati, Miftha Farild, E. Ms

引用次数: 1

The Practice of Cash Based Waqf In The Indonesian Islamic Banking 以现金为基础的Waqf在印尼伊斯兰银行的实践

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2022-06-22 DOI: 10.24252/lamaisyir.v9i1.23837

A. Isman, Andi Suwandi Putra Suaib

{"title":"The Practice of Cash Based Waqf In The Indonesian Islamic Banking","authors":"A. Isman, Andi Suwandi Putra Suaib","doi":"10.24252/lamaisyir.v9i1.23837","DOIUrl":"https://doi.org/10.24252/lamaisyir.v9i1.23837","url":null,"abstract":"Perbankan syariah merupakan lembaga keuangan yang memiliki kewajiban pada dimensi sosial dengan memanfaatkan instrumen keuangan sosial Islam yaitu wakaf tunai. Tujuan penelitian untuk menganalisis pengelolaan wakaf tunai dan signifikansi, serta menyusun model pengembangan wakaf tunai pada bank syariah. Penelitian ini merupakan kualitatif deskriptif analisis dengan pendekatan induktif melalui proses content analysis dan library research. Hasil penelitian menunjukkan bahwa perbankan syariah telah menjadi bagian dalam pengelolaan wakaf tunai tetapi belum optimal. Bank syariah hanya menghimpun dana, sedangkan pengelolaan dan penyalurannya menjadi tanggungjawab nazhir. Signifikansi perbankan syariah dalam mengelola wakaf tunai yaitu profesionalisme, transparansi, akuntabilitas, tekhnologi, sumber daya manusia, tingkat risiko, jaringan, akses kemudahan hingga kepercayaan publik. Penelitian ini merumuskan model pengelolaan wakaf tunai berupa sinergitas perbankan syariah dengan nazhir wakaf dan nasabah. Implikasi penelitian ini agar bank syariah memperhatikan aspek mekanisme pengelolaan wakaf tunai dan regulasinya agar dapat mengoptimalkan pengelolaan wakaf tunai dan mengembalikan citra bank syariah pada fungsi sosialnya. ","PeriodicalId":151295,"journal":{"name":"LAA MAISYIR : Jurnal Ekonomi Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116148571","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Development Of Halal Tourism The Land Above The Clouds In North Toraja Regency 北托拉哈摄政区云上之地清真旅游的开发

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2021-12-31 DOI: 10.24252/lamaisyir.v8i2.24103

Trisno Wardy Putra

{"title":"Development Of Halal Tourism The Land Above The Clouds In North Toraja Regency","authors":"Trisno Wardy Putra","doi":"10.24252/lamaisyir.v8i2.24103","DOIUrl":"https://doi.org/10.24252/lamaisyir.v8i2.24103","url":null,"abstract":"Halal tourism is a tourism that prioritizes to provide facilities for visitors that are in accordance with Islamic teachings. However, halal tourism is often misinterpreted by people that accordingly results in misunderstandings among the communities. This study aims to explain the development of halal tourism in the Land above the Cloud, pong torra’ in North Toraja Regency. The method employed was qualitative method, which specifically used descriptive analytical approach to holistically understand the phenomenon that occurred in the area being investigated. The result revealed that the development of halal tourism in North Toraja Regency still became polemics which was accordingly rejected as the immediate impact of the lack of socialization to the community. In addition, the provision of Islamic religious facilities and infrastructure prepared by the manager had not been maximized. Based on the result of this study, it can be concluded that intense communication is highly required between the government and the community to avoid the misconception about halal tourism. Furthermore, it is necessary to improve the facilities and infrastructure in order to attract more Muslim tourists to visit.","PeriodicalId":151295,"journal":{"name":"LAA MAISYIR : Jurnal Ekonomi Islam","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126641834","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Performance Efficiency Of Zakat Management Organization (OPZ) In Indonesia 印尼天课管理组织(OPZ)的绩效效率

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2021-12-29 DOI: 10.24252/lamaisyir.v8i2.24318

I. Wijayanti, M. A. Ibrahim, E. Fauziah, Dina Gustriana, N. Az-Zahra

引用次数: 0

Altman Z-Score Model to Analyze Bankruptcy of Islamic Commercial Bank POJK No. 12/POJK.03/2020 Altman Z-Score模型分析伊斯兰商业银行破产POJK No. 12/POJK.03/2020

LAA MAISYIR : Jurnal Ekonomi Islam Pub Date : 2021-12-12 DOI: 10.24252/lamaisyir.v8i2.23097

N. Rahayu, Usmansyah Usmansyah

引用次数: 1