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THE EFFECTS OF SERVICE QUALITY, AND CUSTOMER SATISFACTION TOWARDS BUS TICKET PRICES OF PT. CHANDRA 钱德拉公共汽车公司服务质量、顾客满意度对票价的影响
MORFAI JOURNAL Pub Date : 2023-05-07 DOI: 10.54443/morfai.v3i2.890
Safrida
{"title":"THE EFFECTS OF SERVICE QUALITY, AND CUSTOMER SATISFACTION TOWARDS BUS TICKET PRICES OF PT. CHANDRA","authors":"Safrida","doi":"10.54443/morfai.v3i2.890","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.890","url":null,"abstract":"The purpose of this study was to determine the effect of service quality and price on ticket purchasing decisions at PT. Chandra Medan. The technique used in sampling is accidental sampling with a total of 50 respondents. Sources of data using primary data in the form of questionnaires/questions and secondary data obtained from literature, documents and the internet. The data was processed using SPSS version 21. The data analysis technique used was multiple linear regression with the formula Y = a + b1 X1 + b2 X2 + e and to find out how much influence service quality and price have on purchasing decisions for passenger tickets on PT. Chandra Medan uses a comparison technique t test and F test. The results of the validity test and reliability test of the questionnaire, each question item is declared valid and reliable where if the value of Rcount> Rtable with the value of all items is above the value of 0.729 and the regression equation Y = 4.253 + 0.178X1 + 0.375X2 means that every increase by one unit will cause an increase in customer satisfaction by 0.178 and 0.375. To know whether the hypothesis in this study is accepted or not, the t-count test technique is used. Fcount obtained tcount value of service quality of 2.331 and tcount price value of 3.603 and ttable 2.012 and obtained Fcount value of 15.988, while Ftable 3.90 and and the level of significance (0.000 <0.005) indicates that service quality (X1) and price (X2) collectively have a significant effect on purchasing decisions.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129346955","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
AN ANALYSIS OF THE URBAN POVERTY IN TAMIL NADU 泰米尔纳德邦城市贫困问题分析
MORFAI JOURNAL Pub Date : 2023-05-05 DOI: 10.54443/morfai.v3i2.881
R.VENKATESH
{"title":"AN ANALYSIS OF THE URBAN POVERTY IN TAMIL NADU","authors":"R.VENKATESH","doi":"10.54443/morfai.v3i2.881","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.881","url":null,"abstract":"Abstract \u0000 In light of the development of rural areas and the rural residents' migration to cities in pursuit of survival, the urban population is rising. As a result, more and more people are moving to cities like Chennai in search of work that Chennai can support, making cities like Chennai untenable. The only way to solve this issue is to make tiny towns and villages livable places. Most people claim that if they could earn 40% less than they do in Chennai, they would be content to live in small towns and villages.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"198 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115838091","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
TRACKING SUN PATH AND VOLTAGE MONITORING SYSTEM 跟踪太阳路径和电压监测系统
MORFAI JOURNAL Pub Date : 2023-04-25 DOI: 10.54443/morfai.v3i2.864
N.Jyothsna, Lasya Priya Bhavanchikar, B.Bhavani, K. Vyshnavi, K.Pratyusha
{"title":"TRACKING SUN PATH AND VOLTAGE MONITORING SYSTEM","authors":"N.Jyothsna, Lasya Priya Bhavanchikar, B.Bhavani, K. Vyshnavi, K.Pratyusha","doi":"10.54443/morfai.v3i2.864","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.864","url":null,"abstract":"Presently we are invading in a new period of modernisms i.e., Internet of Things (IoT). By using the IoT supervising solar energy can greatly enhance the performance, monitoring of the plant. It is a technique to keep track of the dust assembled on the solar panels to induce the maximum power for active utilization. The amount of output power of the solar panels depends on the radiation hit to the solar cell. All the panels are attached and the sensors are precisely connected to the central controller which supervise the panels and loads. Thus, user can view the current, voltage and sunlight.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117291499","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
ANALYSISS IMPLEMENTATION OF PSAK 105 IN ACCOUNTING PRACTICE MUDHARABAH FINANCING OF INDONESIAN SHARIA BANK (BSI) LHOKSEUMAWE 分析psak 105在印尼伊斯兰银行(bsi)融资会计实务中的实施
MORFAI JOURNAL Pub Date : 2023-04-25 DOI: 10.54443/morfai.v3i2.862
Atika Salsabila Widyadhari
{"title":"ANALYSISS IMPLEMENTATION OF PSAK 105 IN ACCOUNTING PRACTICE MUDHARABAH FINANCING OF INDONESIAN SHARIA BANK (BSI) LHOKSEUMAWE","authors":"Atika Salsabila Widyadhari","doi":"10.54443/morfai.v3i2.862","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.862","url":null,"abstract":"This study focuses on how to apply mudharabah financing accounting based on PSAK No. 105 contained in Bank Syariah Indonesia (BSI) Lhokseumawe. The purpose of the results of this study is to find out how to apply accounting for mudharabah financing based on PSAK No. 105. The research method used is a qualitative method approach. The results of this study are that at Bank Syariah Indonesia (BSI) Lhokseumawe has implemented mudharabah financing accounting based on PSAK No. 105 so that the hope that can be reviewed is that Bank Syariah Indonesia (BSI) Lhokseumawe can improve HR performance again in terms of service and preparation of reports contained in Bank BSI Lhokseumawe in order to maintain public trust.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"88 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132358302","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
SHARIA FINANCIAL SYSTEM THE BEST SOLUTION FOR OVERCOMING POVERTY IN INDONESIA 伊斯兰金融体系是印尼克服贫困的最佳解决方案
MORFAI JOURNAL Pub Date : 2023-04-25 DOI: 10.54443/morfai.v3i2.863
Wira Irpandi
{"title":"SHARIA FINANCIAL SYSTEM THE BEST SOLUTION FOR OVERCOMING POVERTY IN INDONESIA","authors":"Wira Irpandi","doi":"10.54443/morfai.v3i2.863","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.863","url":null,"abstract":"Public welfare is the goal of the Islamic financial system. People who are impoverished or experiencing poverty do not mean that they are completely lazy. However, they are people who have not had access to a better life. The Islamic financial system is the most appropriate system for overcoming poverty in Indonesia. It doesn't only need a Muslim community, but this Islamic financial system can also be used by non-Muslim communities throughout Indonesia or the world. Because the Islamic financial system does not aim to collect as much wealth as possible. But in this system we are taught how a better life can be achieved together.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"116 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116008753","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
"M.C. Rajah: Pioneering the Modern Subaltern Movements in Madras and Beyond" M.C. Rajah:马德拉斯及其他地区现代底层运动的先驱
MORFAI JOURNAL Pub Date : 2023-04-24 DOI: 10.54443/morfai.v3i2.856
Venkatesh.R
{"title":"\"M.C. Rajah: Pioneering the Modern Subaltern Movements in Madras and Beyond\"","authors":"Venkatesh.R","doi":"10.54443/morfai.v3i2.856","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.856","url":null,"abstract":" Abstract \u0000 Rao Bahadur MC. Mailai Chinnathambi Pillai Raja (17th June 1883 – 20th August 1943), popularly known as Raja, was a Scheduled Caste politician and social activist from Tamil Nadu. Even before Ambedkar, he worked for the welfare and progress of Scheduled Caste (SC) people all over India. In the list of activists who have worked for the welfare of the grassroots and to establish equality, M.C. Rajah has the most significant role of in India. It is a matter for everyone to ponder whether is fulfilled. This study is to describe information about M.C Rajah who gave ideas like Ambedkar's contribution to social progress.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126231837","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
IMPLEMENTATION OF RAHN ACADEMIC IN SYARIAH PAWNTOWN 伊斯兰典当城中伊斯兰学术的实施
MORFAI JOURNAL Pub Date : 2023-04-24 DOI: 10.54443/morfai.v3i2.861
Shakila
{"title":"IMPLEMENTATION OF RAHN ACADEMIC IN SYARIAH PAWNTOWN","authors":"Shakila","doi":"10.54443/morfai.v3i2.861","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.861","url":null,"abstract":"The development of sharia products is currently happening in Indonesia, especially in Islamic financial institutions, various kinds of products and contracts are applied in carrying out their business activities, one of the products is the rahn contract in sharia pawn shops. Basically, sharia-based products have special characteristics such as, not using interest in any form because it can cause usury, using money as a medium of exchange not as a traded commodity, and doing business to get rewards for the services performed. Although the pillars and conditions of the rahn contract have been carried out in accordance with sharia, there are still some things that must be clarified to get the correct practice in sharia theory. This study aims to find out how to apply rahn contracts to sharia pawnshops.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125717600","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
COMPARISON OF THE PERFORMANCE OF SHARIA BANKS AND CONVENTIONAL BANKS 伊斯兰银行与传统银行业绩的比较
MORFAI JOURNAL Pub Date : 2023-04-24 DOI: 10.54443/morfai.v3i2.859
Faradilla Felysha
{"title":"COMPARISON OF THE PERFORMANCE OF SHARIA BANKS AND CONVENTIONAL BANKS","authors":"Faradilla Felysha","doi":"10.54443/morfai.v3i2.859","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.859","url":null,"abstract":"This study aims to find out and analyze the significant differences between the performance of conventional banks and Islamic banks and to find out and analyze which banking performance is better between Islamic and conventional banking. This study uses a qualitative descriptive method using secondary data. From the results of the study there is a significant difference between conventional banking and Islamic banking such as the absence of interest in Islamic banking considering that interest is forbidden in Islamic law as usury. Furthermore, in terms of risk in conventional credit, the customer still has to pay the full loan and interest as previously agreed. Both when the business makes a profit or loss while sharia credit if the contract used is capital sharing,","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116504537","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
IMPLEMENTATION OF MUDHARABAH CONTRACTS IN SYARIAH BANK 伊斯兰银行mudharabah合同的实施
MORFAI JOURNAL Pub Date : 2023-04-24 DOI: 10.54443/morfai.v3i2.860
Mutia Wulandari
{"title":"IMPLEMENTATION OF MUDHARABAH CONTRACTS IN SYARIAH BANK","authors":"Mutia Wulandari","doi":"10.54443/morfai.v3i2.860","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.860","url":null,"abstract":"In the aspect of Islamic banking, mudharabah contracts are a type of contract that is quite common in various types of products and programs offered by Islamic banks. One of the Islamic bank products that has operational provisions using a mudharabah contract is financing or the process of borrowing capital.One of the highlights is financing using a mudharabah contract. Mudharabah itself can be interpreted as a cooperation contract between two parties in which the first party provides all the funds, while the second party acts as the manager of the funds and profits are shared between them according to the agreement while losses are only borne by the owner of the funds.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129799335","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
THE IMPLEMENTATION OF SHARIA BANKING ON THE ECONOMY OF SOCIETY IN INDONESIA 伊斯兰银行对印尼社会经济的影响
MORFAI JOURNAL Pub Date : 2023-04-24 DOI: 10.54443/morfai.v3i2.857
Andi Muhammad
{"title":"THE IMPLEMENTATION OF SHARIA BANKING ON THE ECONOMY OF SOCIETY IN INDONESIA","authors":"Andi Muhammad","doi":"10.54443/morfai.v3i2.857","DOIUrl":"https://doi.org/10.54443/morfai.v3i2.857","url":null,"abstract":"The rapid development of Islamic banking in Indonesia, which must be balanced with contributions to economic growth, is the background for writing this article. The analysis in this article uses the Ordinary Least Square (OLS) method to find out how much influence Islamic banking has on economic growth as represented by the Gross Domestic Product. The financial sector plays an important role in driving a country's economic growth. This study aims to analyze the causal relationship between Islamic banking on Indonesia's economic growth, analyze the response of Indonesia's economic growth when shocks occur in Islamic banking variables, and determine the contribution of Islamic banking variables to Indonesia's economic growth. Total deposits, total credit/total financing, and total assets as a variable that represents banking. GDP (Gross Domestic Product) as a variable that represents economic growth. Using the Cointegration and Granger Causality methods, the results show that in general conventional and Islamic banking have an effect on economic growth in Indonesia.","PeriodicalId":144739,"journal":{"name":"MORFAI JOURNAL","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127056977","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
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