El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam最新文献_第2页

Studi Literature Strategi BMT Dalam Pemberdayaan Ekonomi Ummat Berbasis Masjid

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2022-02-04 DOI: 10.47467/elmal.v3i3.941

Pandapotan Pandapotan, Andri Soemitra

{"title":"Studi Literature Strategi BMT Dalam Pemberdayaan Ekonomi Ummat Berbasis Masjid ","authors":"Pandapotan Pandapotan, Andri Soemitra","doi":"10.47467/elmal.v3i3.941","DOIUrl":"https://doi.org/10.47467/elmal.v3i3.941","url":null,"abstract":" \u0000 \u0000 \u0000This study aims to examine how the strategies used by BMT in empowering and improving the economy of mosque-based congregations. Mosques are not only used for worship activities but can also empower the congregation's economy. A mosque with all the potential that exists can establish Baitul Maal wal Tamwil for its independence. This study uses selected literature. The research method used is a literature study by collecting articles related to the research theme downloaded from Google Scholar for publication in the last 5 years. Then a content analysis was carried out in accordance with the Researcher's Discussion Topic, namely the BMT Strategy in Empowering a Mosque-Based Economy so that 41 articles were obtained. The main finding of this research from a literature review shows that the establishment of a mosque-based BMT can significantly improve the economy of the congregation. The BMT strategies used are: ZISWAF for Economic Empowerment, Human Resources, Transparency and Accountability, Finance Inclusion, Marketing Management, Implementation of Sharia Economic Contracts, BMT Performance, Establishment of BMT, Integration of ZISWAF with BMT, and Role Models. \u0000Keywords: BMT, Empowerment, Mosque.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123266597","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Pemanfaatan Sumber Daya Manusia Dalam Upaya Peningkatan Omset Penjualan 利用人力资源促进销售营业额

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2022-02-04 DOI: 10.47467/elmal.v3i3.923

M. Walad, Meliyani Meliyani, Sri Riska Ananda, Ahmad Alfarezzi, S. Suhairi

引用次数: 0

Analisis Mekanisme dan Penerapan Akad pada Pembiayaan Kepemilikan Emas: 分析阿卡德关于黄金所有权融资的机制和应用:

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-12-21 DOI: 10.47467/elmal.v5i2.821

Teguh Gunawan, A. Kosim, Sutisna Sutisna

{"title":"Analisis Mekanisme dan Penerapan Akad pada Pembiayaan Kepemilikan Emas:","authors":"Teguh Gunawan, A. Kosim, Sutisna Sutisna","doi":"10.47467/elmal.v5i2.821","DOIUrl":"https://doi.org/10.47467/elmal.v5i2.821","url":null,"abstract":"Gold is becoming an attractive commodity as an investment option in the future. Gold is also an item with a high demand and many benefits ranging from asset protection, precautionary interests, Hajj savings needs, and investments. Islamic banks then see this potential by providing gold ownership financing products. The financing of gold ownership can be accommodated by Islamic banks. Purchases with the installment method can be done and become an alternative way for people to be able to invest in gold commodities. Gold becomes attractive on the basis of the consideration that gold is an object that has a value that tends to be stable so that it can be useful as a protector of property from the risk of inflation. This study uses qualitative research with a qualitative descriptive approach. The data collection technique used is the interview and documentation method. Interviews were conducted with BJB Syariah Bank Pajajaran Branch. The results showed that the mechanism and application of the contract on gold ownership financing products at the Pajajaran branch of BJB Syariah Bank generally involved third parties as suppliers who provided goods in the form of gold which became the object of the transaction. The contracts used in this product are Murabahah and Rahn contracts, Murabahah contracts for gold ownership financing products at Bank BJB Syariah Pajajaran Branch, namely for buying and selling gold between customers and BJB Syariah banks with agreed agreements and margins. While the rahn contract is for storing gold until a predetermined time. \u0000Keywords: Gold Ownership Financing, Murabahah Contract, Rahn Contract","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115319716","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Kebijakan Pemberian Program Simpan Pinjaman Mempengaruhi Peningkatan Kinerja Karyawan dan Anak Perusahaan Koperasi Astra 发放贷款储蓄计划的政策影响着阿斯特拉合作社员工和子公司的绩效改善

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-12-21 DOI: 10.47467/elmal.v5i2.837

Anessa Musfitria, M.Yasir Anhar

{"title":"Kebijakan Pemberian Program Simpan Pinjaman Mempengaruhi Peningkatan Kinerja Karyawan dan Anak Perusahaan Koperasi Astra","authors":"Anessa Musfitria, M.Yasir Anhar","doi":"10.47467/elmal.v5i2.837","DOIUrl":"https://doi.org/10.47467/elmal.v5i2.837","url":null,"abstract":"Cooperatives aim to promote the welfare of members in particular and society in general and to participate in building the national economic order in order to create an advanced, just and prosperous society based on pancasila. This study aims to determine the description of the policy of providing savings and loan programs affecting the performance of employees and subsidiaries in the astra cooperative. The method in this research is qualitative descriptive, the data source used is secondary data through online media https://www.koperasi-astra.com/. The results of the research show that a company can become big and last a long time with a strong core value. Every employee in the astra cooperative upholds the values that must be maintained, including: passionate, respect, open mind, sinergy, and performance. By having 5 policies such as 1) savings and loan credit program policy, 2) loan program policy, 3) allowance for term deposits, 4) csr program, 5) scholarship program. From the policy program, it is certainly in accordance with the core values of the astra cooperative \u0000Keywords: policy, savings and loan and performance","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"150 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123235745","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Faktor-Faktor yang Mempengaruhi Minat Mahasiswa Berinvestasi di Pasar Modal Syariah 分析影响学生投资伊斯兰资本市场兴趣的因素

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-12-21 DOI: 10.47467/elmal.v5i2.835

Sufiati Annisa, Ismu Hartarto, Surya Ningsih Damanik, Reni Ria Armayani Hasibuan

引用次数: 1

Pemanfaatan Limbah Anorganik di TPA Galuga Dalam Meningkatkan Perekonomian Masyarakat Galuga垃圾填埋场利用无机废物促进公共经济

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-12-21 DOI: 10.47467/elmal.v5i2.808

Muhamad Albani, Suyud Arif, Sofian Muhlisin

{"title":"Pemanfaatan Limbah Anorganik di TPA Galuga Dalam Meningkatkan Perekonomian Masyarakat","authors":"Muhamad Albani, Suyud Arif, Sofian Muhlisin","doi":"10.47467/elmal.v5i2.808","DOIUrl":"https://doi.org/10.47467/elmal.v5i2.808","url":null,"abstract":"An effort to utilitize waste for the community is said to be successful if the products it produces can be useful for the community and economic value so that it sells. Likewise, various kinds of products resulting from waste processing, will feel the benefits if they can be felt by many people and have high economic value, so that it can help the economy of the community whose livelihoods depend a lot on scavenging garbage. To achieve the community’s economy, it is necessary to have an effort to manage the results of the utilization of the waste and market the products resulting from the utilization of waste so that they can be sold. In addition, the feasibility of business needs to be known with the financial presence so that the goals to be achieved can be met and produce results for those who manage it. This research uses a qualitative method with a case study approach. The method used is direct observation of the Galuga TPA in order to interview relevant parties to obtain complete information and data. Based on the information obtained from the intervies, the amount of income of the scavengers for one month ranges from Rp. 2,600,000. This means that these activities will be sustainable in the long term because of the market and the economic. Benefits received. The city government of Bogor must be able to empower and increase the capacity and role of scavengers as well as the participation of the surrounding community so that they are able to reduce the environmental burden on the dangers of pollution and obtain economic benefits from the exixtence of jobs at the Galuga TPA. \u0000 \u0000Keyword : Utilization of Inorganic Waste, Improve the Community’s Economy","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130829032","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Strategi Pemasaran Produk Asuransi Investasi di Indonesia 印尼投资保险产品营销策略

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-12-20 DOI: 10.47467/elmal.v5i2.715

Aida Lasmi, N. Aslami

{"title":"Strategi Pemasaran Produk Asuransi Investasi di Indonesia","authors":"Aida Lasmi, N. Aslami","doi":"10.47467/elmal.v5i2.715","DOIUrl":"https://doi.org/10.47467/elmal.v5i2.715","url":null,"abstract":"Today's Indonesian people have a high desire to protect themselves with iberinsurance and even invest while being insured. Insurance has slowly become a necessity for the community as a form of protection and investment in the medium and long term. For investment insurers, a person does not need to manage the purchased policy, it is enough to pay the initial investment premium and then everything is managed by the police issuer, so that it is convenient for the public to use it according to their needs and provisions. The purpose of this research is to find out the implementation of the marketing strategy for investment insurance products at PT AXAi Mandiri Financiali Services (Axa Mandiri) in attracting customers through analyzing the strengths, weaknesses, opportunities and threats faced and simulating premiums on investment insurance products, explaining the qualitative analysis used by the company in depth analysis. The results obtained are that the company iAxa Mandirii increases customer trust by sharpening aspects of its marketing strategy, which begins with identifying the aspects that underlie the preparation of insurance which focuses on investment, determining the brand to be more recognizable by the wider community, a strong personal team, good service, the right choice of products and quality, the right premium, Attractive product packagingii and continuous promotion are the overall strengths applied by Axa Mandiri. \u0000 Keywords: strategy, marketing, insurance, investment","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114677512","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Strategi Pemasaran Produk Tabungan Emas Dalam Upaya Menarik Minat Nasabah pada Pegadaian Syariah Cabang Bogor Baru 金储蓄产品的营销策略，以吸引客户对茂物新的伊斯兰当铺的兴趣

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-12-20 DOI: 10.47467/elmal.v5i2.722

Fikria Hasni, Ikhwan Hamdani, Suyud Arif

{"title":"Strategi Pemasaran Produk Tabungan Emas Dalam Upaya Menarik Minat Nasabah pada Pegadaian Syariah Cabang Bogor Baru","authors":"Fikria Hasni, Ikhwan Hamdani, Suyud Arif","doi":"10.47467/elmal.v5i2.722","DOIUrl":"https://doi.org/10.47467/elmal.v5i2.722","url":null,"abstract":"This study aims to explain the marketing strategy in marketing the gold savings products found at Pegadaian Syariah Bogor Baru and how the right strategy is to attract customers to use the Gold Savings product. This research is a field research using a qualitative descriptive approach with primary and secondary data sources. In collecting data, researchers used interviews, observation and documentation techniques. The resource persons of this study were three employees of the Syariah Pawnshop Bogor Baru Branch and two customers of the Gold Savings product. The results of this study indicate that the application of marketing strategies provides services and information that is quite good for customers of gold savings products. From the aspect of the marketing mix contained in the branch office, such as; advertising, personal selling, sales promotion, publicity and direct marketing. Thus, the right strategy is to attract more customers by developing digital technology, this media has been loved by all generations because it can be easily accessed and at any time so that the strategy through digital will be very effective to reach as a whole. \u0000Keywords: marketing strategy, sharia pawnshop, gold savings","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124769765","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Pengaruh Bauran Pemasaran terhadap Kepuasan Pelanggan 营销包对客户满意度的影响

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-12-20 DOI: 10.47467/elmal.v5i2.802

Yunia Meilda, Ikhwan Hamdani, Retno Triwoelandari

{"title":"Pengaruh Bauran Pemasaran terhadap Kepuasan Pelanggan","authors":"Yunia Meilda, Ikhwan Hamdani, Retno Triwoelandari","doi":"10.47467/elmal.v5i2.802","DOIUrl":"https://doi.org/10.47467/elmal.v5i2.802","url":null,"abstract":"ABSTRACT \u0000The study aims to find out the effect of the marketing mix on customer satisfaction of Al-Amin Islamic Store Laladon and its research. The independent variable in the study is the marketing mix, which consists of product, price, promotion, and place variables, and the dependent variable is customer satisfaction. The method used in this study is quantitative by using two data analysis techniques, namely descriptive statistical analysis techniques to find out and describe data from respondents' answers to statements in answering questionnaires and inferential statistical analysis techniques using SEM data analysis methods (structural equation modeling)with PLS approach(partial least square)processed using smartPLS 3 application. The results of this study show that Al-Amin Islamic Store Laladon Bogor has implemented a marketing mix consisting of products, prices, promotions, and places well. Then based on the results of hypothesis testing shows that product variables, prices and promotions have a positive and significant influence on customer satisfaction, while place variables have a positive but not significant influence on customer satisfaction. Simultaneously product, price, promotion and venue variables had a 67.7% influence on customer satisfaction, while the remaining 32.3% were affected by other variables not studied in the study. \u0000 \u0000Keywords: Marketing Mix, Customer Satisfaction, Halal Industry","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"457 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134381769","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Analisa Peningkatan Minat terhadap Produk Asuransi Syariah 对伊斯兰保险产品日益增长的兴趣分析

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-12-20 DOI: 10.47467/elmal.v5i2.768

Soibatul Aslamia Nasution, N. Aslami

引用次数: 0