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Financing Higher Education through Education Loan in India: Current Status, Challenges and Future Prospects 印度高等教育贷款融资:现状、挑战与未来展望
Orissa Journal of Commerce Pub Date : 2021-07-19 DOI: 10.54063/ojc.2021.v42i01.09
Krishnan Chalil
{"title":"Financing Higher Education through Education Loan in India: Current Status, Challenges and Future Prospects","authors":"Krishnan Chalil","doi":"10.54063/ojc.2021.v42i01.09","DOIUrl":"https://doi.org/10.54063/ojc.2021.v42i01.09","url":null,"abstract":"The increasing demand for higher education and the fiscal constraints faced by the government has resulted in the evolution of ‘Education Loan’ as an alternative source of funding higher education in India. Since the announcement of the Model Education Loan Scheme in 2001, the commercial banks have come forward to finance higher education on a wider scale. Though there has been a spectacular increase in education loan over a period of time, the scheme has met with several challenges. In this background, we make an attempt to examine the growth of higher education in the country, the growth of education loan and its regional distribution. The study found that there has been continuous increase in higher education enrolment through diversified institutions. Consequently, the education loan has also witnessed remarkable rise during the study period. However, a look at the dispersal of education loan shows its skewed distribution among various states and regions. The study concludes that the uneven distribution of education loan vitiates the very purpose of this scheme.","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"70 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132667739","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Asset Quality Evaluation of Select Indian Banks: A Camel Model 印度部分银行资产质量评价:骆驼模型
Orissa Journal of Commerce Pub Date : 2021-07-19 DOI: 10.54063/ojc.2021.v42i01.05
P. Jha, Subburaj Natarajan
{"title":"Asset Quality Evaluation of Select Indian Banks: A Camel Model","authors":"P. Jha, Subburaj Natarajan","doi":"10.54063/ojc.2021.v42i01.05","DOIUrl":"https://doi.org/10.54063/ojc.2021.v42i01.05","url":null,"abstract":"Banking Sector has a direct impact on the economic growth of a country. The performance of Bank is analysed in regular basis. The ‘CAMEL’ model is a reliable and precise method to use as a performance assessor in the Banking Industry and to anticipate potential and relative risk. The present study is being conducted to make a comparative analysis of the financial performance of State Bank of India (SBI) and Punjab National Bank (PNB) in Public Sector and Industrial Credit and Investment Corporation of India (ICICI) and AXIS Bank (AXIS) in Private Sector during 2011-2018 with CAMEL Model (Capital Adequacy, Assets Quality, Productivity of Management, Earnings Quality, and Liquidity). The financial performance of a bank is analyzed on the basis of CAMEL rating and it ranked accordingly. The data is collected from the respective Bank’s annual reports. The overall performance of the ICICI is excellent, and the Bank is ranked (1) among four Banks. AXIS is ranked (2) followed by SBI (3) and PNB (4). However PNB is poorly performed in the overall composite ranking. The Overall financial performance of Public Sector Banks is not up to the mark as compare to Private Sector Bank and to be tracked closely to ensure their viability.","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127951411","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Impact of Currency Futures Issuance on Foreign Exchange Rate Volatility in India 货币期货发行对印度汇率波动的影响
Orissa Journal of Commerce Pub Date : 1900-01-01 DOI: 10.54063/ojc.2022.v43i03.06
P. Rani, Sonia S, K. Narwal
{"title":"Impact of Currency Futures Issuance on Foreign Exchange Rate Volatility in India","authors":"P. Rani, Sonia S, K. Narwal","doi":"10.54063/ojc.2022.v43i03.06","DOIUrl":"https://doi.org/10.54063/ojc.2022.v43i03.06","url":null,"abstract":"","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"84 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117272982","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Impact of Supportive After-Sales Services on Customer Satisfaction in Automobile Industry 汽车行业支持性售后服务对顾客满意度的影响
Orissa Journal of Commerce Pub Date : 1900-01-01 DOI: 10.54063/ojc.2022.v43i04.05
B. K. Chawla, Balbir Singh
{"title":"Impact of Supportive After-Sales Services on Customer Satisfaction in Automobile Industry","authors":"B. K. Chawla, Balbir Singh","doi":"10.54063/ojc.2022.v43i04.05","DOIUrl":"https://doi.org/10.54063/ojc.2022.v43i04.05","url":null,"abstract":"","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123706994","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
The Development and Validation of InvPERC Scale: A Perception Study InvPERC量表的开发与验证:一项知觉研究
Orissa Journal of Commerce Pub Date : 1900-01-01 DOI: 10.54063/ojc.2023.v44i01.02
P. Sharma
{"title":"The Development and Validation of InvPERC Scale: A Perception Study","authors":"P. Sharma","doi":"10.54063/ojc.2023.v44i01.02","DOIUrl":"https://doi.org/10.54063/ojc.2023.v44i01.02","url":null,"abstract":": The rationale behind this research is to frame a novel measurement scale for mutual funds-“The InvPERC Scale”. This scale focused on ascertaining non-conventional factors, apart from risk and return, influencing investor perception of Indian mutual fund investors towards this investment avenue.The exhaustive assessment of the available literature canvass showed that no scale for measuring investor perception toward mutual fund performance is available. Therefore, the scale was developed by thoroughly analyzing investors’ opinions on mutual funds. Data for the analysis has been gathered through 1280 mutual fund investors’ questionnaire-based surveys and put into meticulous data analysis. The findings of this research work present a combination of three factors playing a decisive role in framing mutual fund investors’ perception namely convenience, credibility, and intrinsic fund qualities.","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"442 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124484127","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analyzing the Issues and Challenges of Homestays for Sustainable Tourism Development in Sikkim and Darjeeling Hills 浅析锡金、大吉岭民宿旅游业可持续发展的问题与挑战
Orissa Journal of Commerce Pub Date : 1900-01-01 DOI: 10.54063/ojc.2022.v43i04.06
sonam Gyamtso Bhutio, Jigmie Wangchuk Bhutia, Sudhanshu Sekhar Mahapatra
{"title":"Analyzing the Issues and Challenges of Homestays for Sustainable Tourism Development in Sikkim and Darjeeling Hills","authors":"sonam Gyamtso Bhutio, Jigmie Wangchuk Bhutia, Sudhanshu Sekhar Mahapatra","doi":"10.54063/ojc.2022.v43i04.06","DOIUrl":"https://doi.org/10.54063/ojc.2022.v43i04.06","url":null,"abstract":"","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115812165","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Price Synergy in Spot and Future Market: A Study on Nickel Trade at MCX, India 现货与期货市场的价格协同:印度MCX镍交易研究
Orissa Journal of Commerce Pub Date : 1900-01-01 DOI: 10.54063/ojc.2022.v43i04.04
Laxmidhar Samal, Sudhansubala Das
{"title":"Price Synergy in Spot and Future Market: A Study on Nickel Trade at MCX, India","authors":"Laxmidhar Samal, Sudhansubala Das","doi":"10.54063/ojc.2022.v43i04.04","DOIUrl":"https://doi.org/10.54063/ojc.2022.v43i04.04","url":null,"abstract":"","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116148315","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Impact of Lockdown Announcement on Indian Banking Sector: An Event Study Approach 封锁公告对印度银行业的影响:事件研究方法
Orissa Journal of Commerce Pub Date : 1900-01-01 DOI: 10.54063/ojc.2022.v43i03.03
Shilpa Lodha, Ekta Kumawat
{"title":"Impact of Lockdown Announcement on Indian Banking Sector: An Event Study Approach","authors":"Shilpa Lodha, Ekta Kumawat","doi":"10.54063/ojc.2022.v43i03.03","DOIUrl":"https://doi.org/10.54063/ojc.2022.v43i03.03","url":null,"abstract":"","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123211202","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Socio-Economic Status of Female Entrepreneurs in Northeast India 印度东北部女性企业家的社会经济地位
Orissa Journal of Commerce Pub Date : 1900-01-01 DOI: 10.54063/ojc.2022.v43i03.13
Ashok Sharma, R. C. Parida
{"title":"Socio-Economic Status of Female Entrepreneurs in Northeast India","authors":"Ashok Sharma, R. C. Parida","doi":"10.54063/ojc.2022.v43i03.13","DOIUrl":"https://doi.org/10.54063/ojc.2022.v43i03.13","url":null,"abstract":"","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"334 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124707874","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analysis of Randomness in the Pharmaceutical Sector of Indian Stock Market: Pre- and During Covid-19 Period 印度股票市场制药行业的随机性分析:Covid-19之前和期间
Orissa Journal of Commerce Pub Date : 1900-01-01 DOI: 10.54063/ojc.2022.v43i03.12
S. S. Chavarkar, Keyur Kumar M Nayak
{"title":"Analysis of Randomness in the Pharmaceutical Sector of Indian Stock Market: Pre- and During Covid-19 Period","authors":"S. S. Chavarkar, Keyur Kumar M Nayak","doi":"10.54063/ojc.2022.v43i03.12","DOIUrl":"https://doi.org/10.54063/ojc.2022.v43i03.12","url":null,"abstract":"","PeriodicalId":119023,"journal":{"name":"Orissa Journal of Commerce","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125941035","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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