Journal of Business & Banking最新文献_第2页

Analisis Perilaku Impulse Buying dalam E-Commerce Perspektif Bisnis Syariah 伊斯兰教法商业观点中的冲动行为分析

Journal of Business & Banking Pub Date : 2019-04-16 DOI: 10.14414/JBB.V8I2.1645

Dewinta Dora Sarrascalao

{"title":"Analisis Perilaku Impulse Buying dalam E-Commerce Perspektif Bisnis Syariah","authors":"Dewinta Dora Sarrascalao","doi":"10.14414/JBB.V8I2.1645","DOIUrl":"https://doi.org/10.14414/JBB.V8I2.1645","url":null,"abstract":"Supported by the development of technology and information, some people change their buying behavior patterns from those initially offline to online systems. This study aims to examine the impulse buying behavior of online consumers in e-commerce which is viewed from the perspective of sharia business. The approach os this study is a qualititative method with a type of case study. The method of data collection in this study was to use interview methods, observation and documentation to informants. The unit of analysis of this study were nine consumers who made purchase online through a marketplace consisting of six buyers in Lazada, two buyers in Zalora, and one buyer in BliBli, in addition there was one seller at Lazada. The results of the study show that 1)Consumers or individuals who have inclusive behavior in Lazada, Zalora and BliBli are included in the type of suggestion impulse behavior and planned impulse buying types (purchases depend on sales conditions). 2)Impulse buying behavior in e-commerce has fullfilled one or more sharia business principles, namely Lazada fulfills the principles of tauhid, adliyah, hurriyah, musawwah, and taawun, the Zalora fulfills the nabawi prinsiple, adliyah, musawwah, and hurriyah the BliBli fulfills the nabawi prinsiples, adliyah, hurriyah, musawwah and ta’awu. \u0000Keywords: impulse buying behavior, e-commerce, sharia business perspective","PeriodicalId":111528,"journal":{"name":"Journal of Business & Banking","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-04-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122105808","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Risiko Usaha Terhadap Rasio Kecukupan Modal Bank Umum Swasta Nasional Devisa Go Public 风险投资与私营国家公立公共银行资本储备金比率之比

Journal of Business & Banking Pub Date : 2019-04-16 DOI: 10.14414/JBB.V8I2.1639

A. Humam, Ellen Theresia Sihotang

{"title":"Risiko Usaha Terhadap Rasio Kecukupan Modal Bank Umum Swasta Nasional Devisa Go Public","authors":"A. Humam, Ellen Theresia Sihotang","doi":"10.14414/JBB.V8I2.1639","DOIUrl":"https://doi.org/10.14414/JBB.V8I2.1639","url":null,"abstract":"Rasio kecukupan modal (Capital Adequacy Ratio/CAR) merupakan salah satu indikator yang diguankan untuk mengukur kecukupan modal bank. Kepatuhan terhadap kecukupan modal bank menjadi penting sebagai dasar pengelolaan bisnis perbankan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh risiko likuiditas, kredit, pasar dan operasional terhadap rasio kecukupan modal dan rasio usaha yang paling berpengaruh terhadap kecukupan modal. Penelitian ini menggunakan variabel Loan to Debt Ratio (LDR), Investing Policy Ratio (IPR), Non Performing Loan (NPL), Aset Produktif Bermasalah (APB), Interest Risk Ratio (IRR), Posisi Devisa Netto (PDN), Beban Operasional Pendapatan Operasional (BOPO), dan Fee Based Income Ratio (FBIR). Penelitian ini menggunakan data sekunder laporan keuangan publikasi Bank Umum Swasta Nasional Devisa Go Public periode 2013 sampai dengan triwulan II, 2018. Teknik pengambilan sampel menggunakan purposive sampling. Sampel penelitian ini adalah PT Bank Victoria International, Tbk; PT Bank Sinarmas, Tbk; PT Bank Bukopin, Tbk; dan PT bank Mayapada International Tbk. Pengolahan data menggunakan SPSS 23, dengan uji-F dan uji-t. Hasil dari penelitian ini mengungkapkan bahwa LDR, IPR, NPL, APB, IRR, PDN, BOPO dan FBIR secara simultan berpengaruh signifikan terhadap rasio kecukupan modal, namun yang berpengaruh parsial adalah LDR, APB dan IRR. Variabel yang paling berpengaruh signifikan terhadap CAR adalah IRR.","PeriodicalId":111528,"journal":{"name":"Journal of Business & Banking","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-04-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132313386","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

The Influence of Perceived Quality, Brand Attitude and Brand Preference of the Purchase Intention Frisian Flag Milk in Surabaya 泗水地区弗里斯兰国旗牛奶的感知品质、品牌态度和品牌偏好对购买意愿的影响

Journal of Business & Banking Pub Date : 2019-04-16 DOI: 10.14414/JBB.V8I2.1544

Febrina Prita Putriansari

引用次数: 3

The Impact of Financial Knowledge, Lifestyle Pattern on Career Woman Financial Management Behaviour with Locus of Control as 财务知识、生活方式对职业女性财务管理行为的影响

Journal of Business & Banking Pub Date : 2019-04-16 DOI: 10.14414/jbb.v8i2.1524

Rendra Elvira Shinta, Wiwik Lestari

引用次数: 7

Tinjauan Akad Jual Beli dan Khiyar dalam Situs Bukalapak Perspektif Maslahah 阿卡德的评价在Bukalapak视角maslaha上的买卖和Khiyar

Journal of Business & Banking Pub Date : 2019-04-16 DOI: 10.14414/JBB.V8I2.1644

Arina Dery Puspita Sari

{"title":"Tinjauan Akad Jual Beli dan Khiyar dalam Situs Bukalapak Perspektif Maslahah","authors":"Arina Dery Puspita Sari","doi":"10.14414/JBB.V8I2.1644","DOIUrl":"https://doi.org/10.14414/JBB.V8I2.1644","url":null,"abstract":"Review Akad Buy Sell and Khiyar in a Site Bukalapak The Perspective Of Maslahah. This research reviewing the transactions by pelapak and buyers based on akad buy and sell khiyar associated with the maslahah in a site bukalapak. The collection of data by conducting interviews to informants as many as six people, three from the buyers, two of the pelapak, and one from the company at bukalapak. Data obtained processed and analyzed with the use of case studies, as well as tested their validity. Based on the results of the study, review of akad sell buy islamic perspective can use akad sell buy salam and akad murabahah. The akad used in accordance with the groove of sell buy on the site bukalapak, buyers see the goods and the price of goods and of order goods by paying in advance, recently received the goods within the period prescribed. The implementation of khiyar in the sharia perspective in site bukalapak use khiyar syarat and khiyar 'aib. Maslahah islamic perspective in site bukalapak which can be perceived by users i.e., bring benefits as well as resist damage. Researchers expect the results of this research can be beneficial to entrepreneurs islami and perpetrators of online business in indonesia. \u0000Keyword: Review Akad, Sell Buy, Maslahah.","PeriodicalId":111528,"journal":{"name":"Journal of Business & Banking","volume":"50 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-04-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129128135","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Hubungan orientasi masa depan, pengetahuan keuangan dan kecerdasan spiritual dengan perilaku perencanaan dana pensiun keluarga 未来的方向关系，金融知识和精神智慧与计划家庭退休基金行为

Journal of Business & Banking Pub Date : 2019-02-11 DOI: 10.14414/JBB.V7I1.966

Fina Istiana Sugihartatik

引用次数: 2

Pengaruh risiko usaha terhadap rasio kecukupan modal inti (TIER 1) pada bank-bank kelompok buku 3 dan buku 4 风险风险对第三本书和第四册银行的核心资本充分性比率(第1层)的影响

Journal of Business & Banking Pub Date : 2019-02-11 DOI: 10.14414/JBB.V7I1.1002

Aditia Ansori, Herizon Herizon

引用次数: 2

Literasi keuangan dan pengelolaan keuangan keluarga dalam perspektif budaya Jawa dan Bugis 从爪哇文化和布吉亚文化的角度来看，家庭财务清晰度和管理

Journal of Business & Banking Pub Date : 2019-02-11 DOI: 10.14414/JBB.V7I1.963

Reni Tri Purniawati, L. Lutfi

引用次数: 8

Fluktuasi indeks harga saham industri jasa sektor property dan real estate dengan determinan faktor ekonomi makro 房地产和房地产行业价格波动指数与宏观经济确定性

Journal of Business & Banking Pub Date : 2019-02-11 DOI: 10.14414/jbb.v7i1.994

M. Jazuli, Iramani Iramani

引用次数: 0

Strategi pemasaran jasa transportasi taksi konvensional menghadapi persaingan jasa transportasi berbasis aplikasi online di Surabaya 传统出租车运输服务营销策略在泗水面临基于在线应用的交通竞争

Journal of Business & Banking Pub Date : 2019-02-11 DOI: 10.14414/JBB.V7I1.973

Dwi Karya Yuris Prabawati, S. Harsono

{"title":"Strategi pemasaran jasa transportasi taksi konvensional menghadapi persaingan jasa transportasi berbasis aplikasi online di Surabaya","authors":"Dwi Karya Yuris Prabawati, S. Harsono","doi":"10.14414/JBB.V7I1.973","DOIUrl":"https://doi.org/10.14414/JBB.V7I1.973","url":null,"abstract":"This research analyzes and explains the application of conventional taxi marketing strategy of Blue Bird in face of online application based transportation competition in Surabaya Indonesia. This research uses qualitative phenomenological approach. Data were collected from the operational and marketing managers of Blue Bird taxi (1 person), the driver (10 persons), and customer (10 people). To obtain complete information has been done observation, documentation, and interviews with open questions. The results show that Blue Bird's taxi marketing strategy consists of services, prices, distribution, promotion, people, physical evidence and processes that can impact on the company's performance is still not running well in the face of competition of online application-based transportation services. In terms of distribution strategies, people, physical evidence, and processes have been excellent but in product strategy, service, pricing, and promotional strategies are still in a weak condition. The implication of this research is that Blue Bird companies can improve their service innovation primarily on technology aspects, and then lower tariffs for consumers, and lastly use the internet medium to improve efficiency and cheaper than others so as to compete with online-based applications transportation services in Surabaya.","PeriodicalId":111528,"journal":{"name":"Journal of Business & Banking","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129135351","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0