{"title":"Effect of ICT on Women Entrepreneur Business Performance: Case of Malaysia","authors":"F. Isa, N. Muhammad, Azizah Ahmad, Shaista Noor","doi":"10.31014/AIOR.1992.04.01.326","DOIUrl":"https://doi.org/10.31014/AIOR.1992.04.01.326","url":null,"abstract":"Women entrepreneur has gained utmost importance in the past few decades in Malaysia due to their significant contribution to the country's economic development. However, few business challenges create a constant obstruction for many women entrepreneurs such as lack of ICT knowledge, time constraint to learn ICT, lack of technological expertise, etc. The present study aims to identify the effect of ICT adoption on business performance and examine how ICT usage helped them handle operational business matters. The present study adopted the qualitative research strategy, and researchers interviewed ten (10) women entrepreneurs for this study. A semi-structured interview technique was applied, and six Malay and four Chinese entrepreneurs made the study population. The result highlights that Malay and Chinese entrepreneurs use ICT in their business operation such as warehousing system, purchasing system, HRM software and accounting system, purchase order system, production system, internal communication, and AutoCAD. The present study may support the prospective entrepreneurs in considering the ICT usage to embark on technology and innovation and provide inputs to policymakers to design a proper support system for Malaysian women entrepreneurs, particularly those new entrepreneurs who are mostly young and inexperienced.","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-02-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132299001","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Gender Gap in SME Ownership: Are Women Left Behind? Evidence from Sri Lanka","authors":"N. Deyshappriya","doi":"10.31014/AIOR.1992.02.03.124","DOIUrl":"https://doi.org/10.31014/AIOR.1992.02.03.124","url":null,"abstract":"The current study examines the gender gap in SME ownership and socio-economic factors which lead women to start Small and Medium Enterprises (SMEs) in Sri Lanka. The study conducted enterprise survey with 329 SME owners and also household survey which focused on 400 unemployed women in Uva and Central Provinces of Sri Lanka. The study found that there is a significant gender gap in ownership of SMEs across four districts in both provinces and this trend is more pronounced in the Nuwara Eliya district where only 20% of SMEs are owned by women. However, the gender gap in SME ownership is comparatively low in both the Monaragala and Badulla districts where 48.1% and 41.7% of SMEs are run by females. The econometric analysis reveal that factors such as marital status, age, number of children, having primary education, attached to a family with business background, easy access to Business Development Service (BDS) and owning required capital assets motivate womens’ to start SMEs. Hence, the study recommends to expand the facilities related to BDS while providing capital requirements to get women involved with SMEs more efficiently.<br><br>","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116983286","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Financing Patterns and Performance Outcomes of Women- versus Men-Owned Young Entrepreneurial Firms","authors":"Rebel A. Cole, Tatyana Sokolyk","doi":"10.2139/ssrn.3044957","DOIUrl":"https://doi.org/10.2139/ssrn.3044957","url":null,"abstract":"This study examines and compares characteristics, financing patterns, and performance outcomes of women-owned and men-owned young entrepreneurial firms. Using fully imputed data from the Kauffman Firm Surveys of U.S. start-up firms, we first examine the differences in firm and owner characteristics between women- and men-owned firms at the firm’s start-up. Second, we explore the differences in equity and debt financing between the two groups of firms during the first several years of the firm’s operations. Third, we explore whether performance outcomes (in terms of survival and growth) of young entrepreneurial firms are different for firms owned by women versus firms owned by men. We find large and significant differences in the amount of start-up capital (debt and equity), with women-owned firms at a significant disadvantage. We also find that women-owned firms are significantly less likely to use business credit than are men-owned firms which is important considering prior findings that firms using business credit at start-up survive longer and grow faster. Finally, while we find large and significant univariate differences in performance of women-owned vs. men-owned firms, these differences disappear in our multivariate analysis of revenues and survival. However, these differences remain significant for employment.","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128096488","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Causal Link between Relative Age Effect and Entrepreneurship: Evidence from 17 Million Users Across 49 Years on Taobao","authors":"Youwei Wang, Yuxin Chen, Yi Qian","doi":"10.3386/W25318","DOIUrl":"https://doi.org/10.3386/W25318","url":null,"abstract":"We use an extensive panel of 17 million individuals born between 1947 and 1995 from China’s largest online marketplace, Taobao, to study the impact of RAE on the propensity to become an entrepreneur. Using events surrounding the Cultural Revolution and the issuance of the Compulsory Education Law whereby COD policies varied, we conceptualize a natural experiment to identify the RAE effects. The youngest students are 5.4% less likely to become an entrepreneur compared to the oldest within the cohort, translating to approximate 43.7 thousand additional sellers born in September with an estimated USD 1.29 billion in additional annual sales.","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"141 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-11-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121324659","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Critical Factors for the Development of Women Entrepreneurship in Retail Business of Bangladesh","authors":"N. Islam, M. Mustafi, A. Bapi","doi":"10.2139/ssrn.3244639","DOIUrl":"https://doi.org/10.2139/ssrn.3244639","url":null,"abstract":"Development of women entrepreneurship in the SME sector has a crucial importance in a developing country like Bangladesh where women constitute half of the total population. The majority of them are underprivileged, under nourished, illiterate and poor. Hence, the development of women entrepreneurship has tremendous potentials for transforming the society through socioeconomic empowerment of the women. This potential is remained untapped in Bangladesh because of lower number of women entrepreneurs in business and economic activities. According to the Bangladesh Economic Review 2009, around six percent of the country’s $90 billion economy comes from SMEs, which is also the largest sector in terms of employment generation. But the women entrepreneurs are less than ten percent of the total entrepreneurs of the country. However, in the recent years, women entrepreneurship in small retail businesses of the country has been increasing which is a good sign for the positive growth of the economy.","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"141 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-09-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121323578","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Malthus and the Industrial Revolution: Evidence from a Time-Varying VAR","authors":"Samad Sarferaz, Alex A. T. Rathke","doi":"10.2139/ssrn.2391178","DOIUrl":"https://doi.org/10.2139/ssrn.2391178","url":null,"abstract":"In the process of economic development economies grow through various regimes, each characterized by different demographic-economic interactions. The changes in these interactions are key elements in different explanations of the escape from Malthusian stagnation. We employ time-varying vector autoregressions, an approach that allows tracking this transition for England in the period between 1541 and 1870. The empirical findings suggest that the link between real wages and population growth was at work until the 19th century. Furthermore, we document changes in the propagation mechanism from real wages on population growth over time that feature prominently in Unified Growth Theory. Most remarkably, in contrast to earlier empirical literature we find strong effects of income on mortality after the 1750s.","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"653 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2014-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115973177","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Social Security Income Measurement in Two Surveys","authors":"H. Iams, P. Purcell","doi":"10.2139/ssrn.2307029","DOIUrl":"https://doi.org/10.2139/ssrn.2307029","url":null,"abstract":"As a major source of income for retired persons in the United States, Social Security benefits directly influence economic well-being. That fact underscores the importance of measuring Social Security income accurately in household surveys. Using Social Security Administration (SSA) records, we examine Social Security income as reported in two Census Bureau surveys, the Survey of Income and Program Participation (SIPP) and the Current Population Survey (CPS). Although SSA usually deducts Medicare premiums from benefit payments, both the CPS and the SIPP aim to collect and record gross Social Security benefit amounts (before Medicare premium deductions). We find that the Social Security benefit recorded in the CPS closely approximates the gross benefit recorded for CPS respondents in SSA's records, but the Social Security benefit recorded in the SIPP more closely approximates SSA's record of net benefit payments (after deducting Medicare premiums).","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2013-08-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129010510","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Female Entrepreneurs in Trouble: Do Their Bad Loans Last Longer?","authors":"Juri Marcucci, Paolo Emilio Mistrulli","doi":"10.2139/SSRN.2298655","DOIUrl":"https://doi.org/10.2139/SSRN.2298655","url":null,"abstract":"We investigate the duration of bad loans for a unique data set of sole proprietorships in Italy, finding that bad loans for female firms last longer. However, this result is mainly due to the fact that loans granted to female firms are less frequently written off than those to male ones, suggesting that for banks female firms might be more creditworthy than male firms. These findings are robust to censoring, alternative specifications of the distribution of bad loan duration and other bank-specific control variables.","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2013-06-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126080391","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Explaining Transitions into Self-Employment after (Early) Retirement","authors":"H. Solinge","doi":"10.2139/ssrn.2162452","DOIUrl":"https://doi.org/10.2139/ssrn.2162452","url":null,"abstract":"Governments that attempt to extend the working lives of their citizens may consider promoting bridge employment. Self-employment in particular, may be an instrument in postponing the age at which workers finally leave the labour market. A NIDI panel study among older workers in the Netherlands revealed that one in every three retirees re-entered the labor market after (early) retirement. Post-career transitions into self-employment are increasingly common. In this paper we explore the various trajectories older adults may choose in their pathway into full retirement. How common is the transition into self-employment after (early) retirement? What motives drives this transition? To what extent is the decision to become self-employed determined by the lack of opportunities for paid employment offered by employers. The results of this study do not support this ‘necessity hypothesis’. Instead, the results point in the direction of the ‘opportunity hypothesis’. At least in the period under study, the self-employment option was primarily chosen by retirees with relatively high social capital (wealth & educational attainment) as well as entrepreneurial attitudes (high scores on self-efficacy). The fact that their retirements were overall quite early, but not considered involuntary, suggests that the timing of the decision to retire may be driven by the emergence of new (business) opportunities.","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"88 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2012-09-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113987681","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
D. Weinberg, J. Abowd, Philip M. Steel, L. Zayatz, Sandra K. Rowland
{"title":"Access Methods for United States Microdata","authors":"D. Weinberg, J. Abowd, Philip M. Steel, L. Zayatz, Sandra K. Rowland","doi":"10.2139/SSRN.1015374","DOIUrl":"https://doi.org/10.2139/SSRN.1015374","url":null,"abstract":"Beyond the traditional methods of tabulations and public-use microdata samples, statistical agencies have developed four key alternatives for providing non-government researchers with access to confidential microdata to improve statistical modeling. The first, licensing, allows qualified researchers access to confidential microdata at their own facilities, provided certain security requirements are met. The second, statistical data enclaves, offer qualified researchers restricted access to confidential economic and demographic data at specific agency-controlled locations. Third, statistical agencies can offer remote access, through a computer interface, to the confidential data under automated or manual controls. Fourth, synthetic data developed from the original data but retaining the correlations in the original data have the potential for allowing a wide range of analyses.","PeriodicalId":108029,"journal":{"name":"ERPN: Demographic Economics (Sub-Topic)","volume":"122 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2007-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116675200","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}