el-Amwal最新文献

{"title":"ANALISIS KESESUAIAN PRODUK TABUNGAN HAJI DENGAN AKAD WADIAH BERDASARKAN STANDAR AKUNTANSI KEUANGAN (SAK) SYARIAH 2020 STUDI KASUS PADA PT BANK ACEH SYARIAH","authors":"N. Yunita, Muhammad Yusra Yusra, Arliansyah Arliansyah, Utari Orijayanti","doi":"10.29103/el-amwal.v5i1.6839","DOIUrl":"https://doi.org/10.29103/el-amwal.v5i1.6839","url":null,"abstract":"","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126497052","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"MAQASID SHARIA IMPLEMENTATION IN MONETARY POLICY: A Literature Study","authors":"A. Soemitra, R. Ismal, Burhanuddin Al-Butary, I. Ismail, Arpizal Arpizal, Rijal Allamah Harahap","doi":"10.29103/el-amwal.v4i2.5863","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5863","url":null,"abstract":"The Islamic economic system also contributes to the global economy, including in Indonesia. However, the extent to which the implementation of sharia maqasid in it still needs further research. This article tries to explore the extent of the implementation of maqasid sharia in monetary policy, especially in Indonesia. The methodology used is a literature study approach to 100 national and international journal articles, as well as books and other literature related to the implementation of the sharia maqasid. The main finding of this research is that Islamic maqasid is not only needed to formulate economic policies, both monetary, fiscal and financial policies, but also to create Islamic banking products and other real sectors","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126227867","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Implementasi Fungsi Actuating Pada Pendayagunaan Dana Zakat Dan Infak Di LAZISMU Lhokseumawe","authors":"Shafira Maharani, Syawal Harianto, N. Mawaddah","doi":"10.29103/el-amwal.v4i2.5372","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5372","url":null,"abstract":"","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130161826","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"SHARIA FINANCIAL LITERACY FOR TEACHERS IN DARUL AMAN DISTRICT, ACEH TIMUR REGENCY","authors":"I. Ichsan","doi":"10.29103/el-amwal.v4i2.5807","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5807","url":null,"abstract":"This study aims to determine the Islamic financial literacy among teachers in Darul Aman sub-district, East Aceh Regency. It uses primary data obtained by distributing questionnaires to 80 respondents who were selected using Simple Random Sampling. The data analysis method used is simple linear regression. The data analysis method used is simple linear regression. The results partially show that Islamic financial literacy has a positive and significant effect on teachers in Darul Aman sub-district, East Aceh Regency. The results of the interview concludes that the knowledge of teachers in Darul Aman sub-district, East Aceh Regency on Islamic financial institutions is very good. Although they do not fully understand, they can already understand how the system is going on in Islamic financial institutions and conventional financial institutions, especially bank financial institutions","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"92 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133205295","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Strategi Pemasaran Pembiayaan Kepemilikan Rumah Bersubsidi Masa Pandemi Covid-19 Bank Sumut Cabang Syariah Sibolga","authors":"Meilyna Febri Norenza, Tri Inda Fadhila Rahma, M. J. I. Nasution","doi":"10.29103/el-amwal.v4i2.5324","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5324","url":null,"abstract":"This study aims to find about how to Analysis The Marketing Strategy of Subsidy Home Ownership Financing During the Covid-19 Pandemic at Bank Sumut Syariah Branch Sibolga. The background problem is number of subsidy home ownership financing customers fluctuate development. And during Covid-19 pandemic, banks impose target market restrictions, by marketing customers with fixed income to avoid increasing problematic financing. While the demand of low- income people (MBR) for financing is relatively high because there are still many people who do not have their homes. This study uses SWOT analysis with qualitative descriptive. Previously, researchers must know how the condition of the company, both internal and external factors to market the products. Researchers use data collection techniques that is interviews, observations and documentation. The next information will be analyzed using SWOT analysis to determine the strengths, weaknesses, opportunities and threats. Then the results of the research showed that Bank Sumut Syariah Branch Sibolga is in quadrant I (growth) shown in Cartesius Diagram with the implementation of Growth Oriented Strategy strategy. This is a very favorable situation, the company has the strength so that it can take advantage of opportunities and minimize weaknesses to face challenges.","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"512 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132284965","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Faktor-Faktor Yang Mempengaruhi Bonus Wadiah Pada PT. Bank Muamalat Indonesia (Periode 2013-2019)","authors":"Falahuddin Falahuddin, Damanhur Damanhur, Mukhlish Muhammad Nur, Sumiati Sumiati","doi":"10.29103/el-amwal.v4i2.5726","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5726","url":null,"abstract":"This study examined the factors affecting the Wadiah bonus at PT. Bank Muamalat Indonesia during 2013-2019. This study used secondary data and multiple linear regression analysis methods with the help of Eviews 11. The results (t-test) showed that profit-sharing income positively and significantly influenced Wadiah bonuses, Murabahah margin income had a negative and significant effect on Wadiah bonuses, Wadiah saving positively and significantly influenced Wadiah bonus. Meanwhile, simultaneously (F test) profit sharing income, Murabahah margin income, and Wadiah savings influenced Wadiah honus. Based on the determination test 〖 (R 〗 ^2), the value of Adjusted R-squared is 0.8419, which indicated that 84.19% of the dependent variable had a very strong relationship with the independent variable, while the remaining 15.73% was explained by other variables not included in the regression equation model.","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115055773","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Perspektif Hukum Islam Dan praktiknya Terhadap Pengelolaan Keuangan Simpan Pinjam Perempuan Di Desa Ranah Pantai Cermin Kabupaten Solok Selatan","authors":"Damanhur Damanhur, Falahuddin Falahuddin, Mukhlish Muhammad Nur, Miska Adela Zulyasmi","doi":"10.29103/el-amwal.v4i2.5413","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5413","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui bagaimana praktik pengelolaan keuangan Simpan Pinjam Perempuan dan mengetahui apakah pengelolaan keuangan simpanan pinjam perempuan di Desa Ranah Pantai Cermin Kabupaten Solok Selatan sesuai atau tidak dengan ketentuan Syariat Islam. Penelitian ini menggunakan pendekatan eksploratif. Data yang digunakan dalam penelitin ini adalah dta skunder dan data primer. Metode pengumpulan data dalam penelitian ini adalah observasi, wawancara, dan dokumentasi. Responden dalam penelitian ini adalah ketua kelompok nasabah PNPM Mandiri di Desa Ranah Pantai Cermin di Kecamatan Sangir Batang Hari dan Ustadz Nazli Hasan, Lc., MA. sebagai pakar ekonomi islam. Hasil penelitian ini selain untuk konsumsi rumah tangga,pengelolaan PNPM Mandiri di Desa Ranah Pantai Cermin dilakukan dengan cara yang dipinjamkan kepada para anggota kelompok yang membutuhkan dana baik untuk konsumsi, biaya sekolah anak, dan lain-lain. Program pelaksanaan Simpan Pinjam oleh kelompok nasabah PNPM Mandiri yang masih aktif di Desa Ranah Pantai Cermin ini tidak sesuai dengan Syariat Islam karena masih ada kelebihan didalam setiap pembiayaan dan setiap uang yang diberikan kepada kelompok nasabah. Secara umum pelaksanaan kredit PNPM Mandiri di Desa Ranah Pantai Cermin ini dikategorikan sebagai akad qard atau piutang yang merupakan bantuan membantu.Program pelaksanaan Simpan Pinjam oleh kelompok nasabah PNPM Mandiri yang masih aktif di Desa Ranah Pantai Cermin ini tidak sesuai dengan Syariat Islam karena masih ada kelebihan didalam setiap pembiayaan dan setiap uang yang diberikan kepada kelompok nasabah. Secara umum pelaksanaan kredit PNPM Mandiri di Desa Ranah Pantai Cermin ini dikategorikan sebagai akad qard atau piutang yang merupakan bantuan membantu. Program pelaksanaan Simpan Pinjam oleh kelompok nasabah PNPM Mandiri yang masih aktif di Desa Ranah Pantai Cermin ini tidak sesuai dengan Syariat Islam karena masih ada kelebihan didalam setiap pembiayaan dan setiap uang yang diberikan kepada kelompok nasabah.Secara umum pelaksanaan kredit PNPM Mandiri di Desa Ranah Pantai Cermin ini dikategorikan sebagai akad qard atau piutang yang merupakan bantuan membantu. Kata kunci: Perspektif Hukum Islam, Pengelolaan, PNPM Mandiri, Riba, Qard","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"64 2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131484700","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"MAKSIMUM MASLAHAH DALAM PENGELUARAN KONSUMSI","authors":"Rika Widianita, Ariyun Anisah, Khadijah Nurani","doi":"10.29103/el-amwal.v4i2.5261","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5261","url":null,"abstract":"This study aims to empirically examine the behavior of Muslim consumers at Bukittinggi City in order to maximizing maslahah in their consumption expenditures. Maslahah only can be obtained by doing halal goods consumption, unexcessive consumption, and social consumption for the afterlife by helping people in need by spending zakat, infaq and sadaqah . Field survey was used in this study by distributing questionnaires to Muslim consumers who live in Bukittinggi City, West Sumatra Province. Descriptive statistics used to process the data that obtained, and then analyzed using existing theories. The result shown that Muslim consumers in Bukittinggi City had already maximized maslahah in consumption expenditure by consuming halal goods, unexcessive in consumption, and doing social consumption for the afterlife by helping people in need by spending zakat , infaq and sadaqah .","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126861753","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ANALISIS PENGARUH PROGRAM KELUARGA HARAPAN TERHADAP KESEJAHTERAAN DALAM PERSPEKTIF EKONOMI ISLAM DI KECAMATAN BAKTIYA BARAT KABUPATEN ACEH UTARA","authors":"Lidia Fitri, Fuadi Fuadi, K. Khairunnisa, Nazli Hasan","doi":"10.29103/el-amwal.v4i2.5864","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5864","url":null,"abstract":"This study aims to analyze the effect of the Program Keluarga Harapan on welfare from the Islamic economics perspectives in Baktiya Barat sub-district, Aceh Utara Regency. The data used are primary data obtained by distributing questionnaires to 100 respondents selected using a proportional sampling technique. The data analysis method used is a simple linear analysis method. The result shows that Program Keluarga Harapan (X) has a significant effect on welfare (Y) from the Islamic economics perspectives in Baktiya Barat sub-district, North Aceh Regency with a significant level of 5% t-count> t-table (6,820> 1,984) and a significant value of 0,000 <0.05. The results of the analysis using SPSS 16 show the effect of Program Keluarga Harapan on welfare in an Islamic economic perspective seen from the value of R square (R2) is 29.2% while the remaining 70.8% is influenced by other variables outside of this study","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125361041","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH MINAT PENGGUNAAN MOBILE BANKING DENGAN PENDEKATAN TECHNOLOGY ACCEPTANCE MODEL (TAM) (STUDI KASUS PADA MAHASISWA FEB UNIVERSITAS MALIKUSSALEH)","authors":"Ahmad Fauzul Hakim, Rani Puspitaningrum, Khairisma Khairisma, Mei Bunga Novita Sari","doi":"10.29103/el-amwal.v4i2.5842","DOIUrl":"https://doi.org/10.29103/el-amwal.v4i2.5842","url":null,"abstract":"","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131189313","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}